Last update: Oct 2026

Cost of Living Comparison Between Marsaxlokk and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,977 in Marsaxlokk, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in Marsaxlokk
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Marsaxlokk Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Marsaxlokk

🇲🇹 Malta

$1,977

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Marsaxlokk and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Marsaxlokk and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,977 in Marsaxlokk versus $918 in Cebu.

Marsaxlokk $1,977
Cebu $918

Estimated couple costs with rent: $2,954 in Marsaxlokk versus $1,409 in Cebu.

Marsaxlokk $2,954
Cebu $1,409

Monthly costs for a family of three with rent: $3,930 in Marsaxlokk versus $1,900 in Cebu.

Marsaxlokk $3,930
Cebu $1,900

Living in Marsaxlokk is roughly 115% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Marsaxlokk is 46% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.90 €17.70

$3.09 ₱194

544.01%

Three-Course Dinner for Two, Mid-Range

$86.5 €77.0

$24.22 ₱1,525

257.27%

Fast Food Meal (McDonalds, etc)

$13.55 €12.05

$3.92 ₱247

245.66%

Cappuccino

$2.72 €2.42

$2.51 ₱158

8.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 €2.72

$1.59 ₱100

92.45%

Water (0.33 liter bottle)

$2.19 €1.95

$0.53 ₱33.43

313.21%

Local Beer (0.5 liter draught)

$4.45 €3.96

$1.78 ₱112

150.00%

Imported Beer (0.33 liter bottle)

$5.26 €4.68

$2.17 ₱137

142.40%

Milk (1 liter)

$1.36 €1.21

$1.92 ₱121

-29.17%

White Bread (500g)

$1.36 €1.21

$1.36 ₱85.4

Rice (white) (1kg)

$4.26 €3.79

$1.01 ₱63.5

321.78%

Eggs

$4.35 €3.87

$2.03 ₱128

114.29%

Local Cheese (1kg)

$7.98 €7.10

$9.86 ₱621

-19.07%

Chicken Fillets (1kg)

$10.54 €9.38

$4.39 ₱277

140.09%

Beef Round Steak (1kg)

$18.00 €16.01

$7.60 ₱479

136.84%

Apples (1kg)

$4.05 €3.60

$3.30 ₱208

22.73%

Banana (1kg)

$2.82 €2.51

$1.39 ₱87.8

102.88%

Oranges (1kg)

$3.63 €3.23

$2.33 ₱147

55.79%

Tomato (1kg)

$3.44 €3.06

$1.50 ₱94.3

129.33%

Potato (1kg)

$2.43 €2.17

$2.36 ₱149

2.97%

Onion (1kg)

$1.98 €1.76

$1.90 ₱119

4.21%

Lettuce (1 head)

$2.28 €2.03

$1.19 ₱74.9

91.60%

Water (1.5 liter bottle)

$1.33 €1.18

$0.63 ₱39.71

111.11%

Cigarettes 20 Pack (Marlboro, Camel)

$6.82 €6.07

$3.00 ₱189

127.33%

Wine (Bottle)

$8.00 €7.12

$6.03 ₱379

32.67%

Local Beer (0.5 liter bottle)

$1.72 €1.53

$1.23 ₱77.7

39.84%

Imported Beer (0.33 liter bottle)

$2.35 €2.09

$1.75 ₱110

34.29%

One-way Ticket (Public Transport)

$2.09 €1.86

$0.25 ₱15.86

736.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$5.73 €5.09

$0.77 ₱48.62

644.16%

Taxi (Normal Tariff) (1km)

$2.24 €2.00

$0.23 ₱14.53

873.91%

Taxi 1hour Waiting (Normal Tariff)

$26.37 €23.46

$4.46 ₱281

491.26%

Gasoline (1 liter)

$1.54 €1.37

$1.31 ₱82.8

17.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.8K €33.6K

$21.2K ₱1.3M

77.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.4K €34.1K

$19.1K ₱1.2M

100.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 €92.6

$120 ₱7,569

-13.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.79 €22.94

$14.00 ₱882

84.21%

Internet (50+ Mbps, Unlimited Data)

$43.59 €38.78

$27.54 ₱1,734

58.28%

Gym Membership (Monthly)

$69.4 €61.8

$32.33 ₱2,035

114.72%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$10.09 €8.97

$5.65 ₱356

78.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$368 €327

$275 ₱17.3K

33.62%

International Primary School, 1 Child (Yearly)

$11.1K €9,835

$7,918 ₱498.5K

39.63%

Jeans (Levis 501 Or Similar)

$88.2 €78.5

$49.33 ₱3,106

78.86%

Summer Dress (H&M, Zara, etc)

$40.80 €36.29

$25.24 ₱1,589

61.65%

Sport Shoes (Adidas, Nike)

$98.1 €87.2

$77.0 ₱4,846

27.40%

Men's Leather Business Shoes

$77.5 €69.0

$57.2 ₱3,601

35.52%

1-bedroom Apartment, City Center (Monthly)

$1,056 €940

$500 ₱31.5K

111.45%

1-bedroom Apartment, Outside City Center (Monthly)

$938 €835

$309 ₱19.4K

203.88%

3-bedroom Apartment, City Center (Monthly)

$1,937 €1,723

$1,078 ₱67.9K

79.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,413 €1,257

$615 ₱38.7K

129.62%

Buy Apartment in City Center (m2)

$3,795 €3,376

$2,886 ₱181.7K

31.49%

Buy Apartment Outside City Center (m2)

$2,478 €2,204

$1,917 ₱120.7K

29.28%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

7.2

-59.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Marsaxlokk: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Marsaxlokk

$938 47.5%

Cebu

$309 33.6% 67.1% $630

Groceries & Markets

Marsaxlokk

$327 16.5%

Cebu

$206 22.4% 37% $121

Eating Out

Marsaxlokk

$286 14.5%

Cebu

$88 9.6% 69.2% $198

Monthly Utilities & Internet

Marsaxlokk

$174 8.8%

Cebu

$162 17.6% 6.8% $12

Clothing & Footwear

Marsaxlokk

$137 6.9%

Cebu

$94 10.2% 31.5% $43

Sport & Entertainment

Marsaxlokk

$90 4.5%

Cebu

$44 4.8% 51.3% $46

Getting Around

Marsaxlokk

$25 * 1.3%

Cebu

$16 1.7% 38.5% $9.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,056 in Marsaxlokk and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $87.0 in Marsaxlokk vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $327 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇲🇹 Marsaxlokk

🇵🇭 Cebu

🕒 Local time

20:11 8:11 PM

02:11 2:11 AM

6 h ahead of Marsaxlokk

🌤 Weather

👥 Population

3,500

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Marsaxlokk Cebu 11,030 km ≈ 14 h nonstop flight

From you

Marsaxlokk
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Marsaxlokk vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 115% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,966 in Marsaxlokk and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,056 in Marsaxlokk versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 59% higher in Marsaxlokk. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,977 per month in Marsaxlokk versus $918 in Cebu – a 115% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,977 in Marsaxlokk, a $1,500 budget is realistic in Cebu but tight or insufficient in Marsaxlokk. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Marsaxlokk, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Marsaxlokk and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 115% less than in Marsaxlokk. Beyond cost, consider language, visa policies, and how big the international community is in each city.