Last update: Nov 2026

Cost of Living Comparison Between Mardan and Cebu

For one person, living is cheaper in Mardan: $502 a month against $943 in Cebu, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Mardan
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Mardan Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Mardan

🇵🇰 Pakistan

$502

/mo nomad

Cebu

🇵🇭 Philippines

$943

/mo nomad

Monthly Cost of Living

How much you'll spend in Mardan and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mardan and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $502 in Mardan versus $943 in Cebu.

Mardan $502
Cebu $943

Estimated couple costs with rent: $788 in Mardan versus $1,437 in Cebu.

Mardan $788
Cebu $1,437

Monthly costs for a family of three with rent: $1,075 in Mardan versus $1,930 in Cebu.

Mardan $1,075
Cebu $1,930

Living in Mardan costs roughly 47% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Mardan 63% lower, Cebu 30% lower.

Meal at Budget Restaurant

$3.55 PKR 981

$3.88 ₱244

-8.51%

Three-Course Dinner for Two, Mid-Range

$24.04 PKR 6,643

$23.22 ₱1,462

3.53%

Fast Food Meal (McDonalds, etc)

$5.30 PKR 1,465

$3.90 ₱246

35.90%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.68 PKR 1,017

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.96 PKR 1,923

Cappuccino

$2.65 PKR 731

$2.56 ₱161

3.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 PKR 94.1

$1.60 ₱101

-78.75%

Water (0.33 liter bottle)

$0.22 PKR 60.6

$0.51 ₱32.03

-56.86%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$0.89 PKR 245

$1.99 ₱125

-55.28%

White Bread (500g)

$0.74 PKR 205

$1.37 ₱86.3

-45.99%

Rice (white) (1kg)

$1.24 PKR 343

$0.95 ₱59.9

30.53%

Eggs

$1.15 PKR 319

$2.02 ₱127

-43.07%

Local Cheese (1kg)

$2.88 PKR 795

$9.63 ₱606

-70.09%

Chicken Fillets (1kg)

$2.98 PKR 823

$4.35 ₱274

-31.49%

Beef Round Steak (1kg)

$3.74 PKR 1,033

$7.70 ₱485

-51.43%

Apples (1kg)

$0.91 PKR 253

$3.30 ₱207

-72.42%

Banana (1kg)

$0.73 PKR 202

$1.27 ₱79.7

-42.52%

Oranges (1kg)

$1.03 PKR 286

$2.34 ₱148

-55.98%

Tomato (1kg)

$0.38 PKR 104

$1.51 ₱95.4

-74.83%

Potato (1kg)

$0.30 PKR 83.3

$2.23 ₱141

-86.55%

Onion (1kg)

$0.37 PKR 101

$1.93 ₱122

-80.83%

Lettuce (1 head)

$0.30 PKR 83.7

$1.18 ₱74.4

-74.58%

Water (1.5 liter bottle)

$0.34 PKR 95.3

$0.65 ₱40.93

-47.69%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.80 PKR 497

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.20 PKR 332

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.41 PKR 666

Cigarettes 20 Pack (Marlboro, Camel)

$1.77 PKR 490

$2.89 ₱182

-38.75%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.1

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.16 PKR 45.44

$0.23 ₱14.42

-30.43%

Public Transport Monthly Pass (Regular Price)

$9.28 PKR 2,565

$12.24 ₱771

-24.18%

Taxi Start (Normal Tariff)

$1.24 PKR 344

$0.82 ₱51.5

51.22%

Taxi (Normal Tariff) (1km)

$0.69 PKR 190

$0.20 ₱12.56

245.00%

Taxi 1hour Waiting (Normal Tariff)

$1.65 PKR 457

$4.32 ₱272

-61.81%

Gasoline (1 liter)

$1.01 PKR 279

$1.38 ₱86.7

-26.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K PKR 6.0M

$21.2K ₱1.3M

1.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K PKR 6.4M

$19.3K ₱1.2M

19.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 PKR 28.3K

$124 ₱7,816

-17.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.95 PKR 1,645

$15.93 ₱1,003

-62.65%

Internet (50+ Mbps, Unlimited Data)

$17.03 PKR 4,706

$28.07 ₱1,768

-39.33%

Gym Membership (Monthly)

$16.14 PKR 4,460

$33.41 ₱2,104

-51.69%

Tennis Court (1 Hour on Weekend)

$7.66 PKR 2,118

$6.40 ₱403

19.69%

Cinema Ticket

$5.02 PKR 1,387

$5.85 ₱368

-14.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$41.83 PKR 11.6K

$271 ₱17.0K

-84.54%

International Primary School, 1 Child (Yearly)

$1,045 PKR 288.8K

$8,060 ₱507.5K

-87.03%

Jeans (Levis 501 Or Similar)

$25.92 PKR 7,162

$48.31 ₱3,042

-46.35%

Summer Dress (H&M, Zara, etc)

$35.23 PKR 9,735

$24.56 ₱1,546

43.44%

Sport Shoes (Adidas, Nike)

$96.2 PKR 26.6K

$77.1 ₱4,856

24.78%

Men's Leather Business Shoes

$40.90 PKR 11.3K

$56.5 ₱3,558

-27.62%

1-bedroom Apartment, City Center (Monthly)

$138 PKR 38.0K

$495 ₱31.2K

-72.22%

1-bedroom Apartment, Outside City Center (Monthly)

$85.4 PKR 23.6K

$322 ₱20.3K

-73.45%

3-bedroom Apartment, City Center (Monthly)

$265 PKR 73.3K

$990 ₱62.4K

-73.23%

3-bedroom Apartment, Outside City Center (Monthly)

$179 PKR 49.5K

$628 ₱39.6K

-71.48%

Buy Apartment in City Center (m2)

$896 PKR 247.5K

$4,459 ₱280.7K

-79.91%

Buy Apartment Outside City Center (m2)

$432 PKR 119.4K

$3,030 ₱190.8K

-85.74%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

7.2

81.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mardan: November 1, 2026

Last update for Cebu: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Mardan

$125 25%

Cebu

$168 17.8% 34.2% $43

Clothing & Footwear

Mardan

$89 17.8%

Cebu

$93 9.9% 4.1% $3.7

Accommodation & Living

Mardan

$85 17%

Cebu

$322 34.1% 277% $236

Groceries & Markets

Mardan

$83 16.5%

Cebu

$206 21.8% 149% $123

Eating Out

Mardan

$78 15.6%

Cebu

$95 10.1% 21.3% $17

Sport & Entertainment

Mardan

$26 5.2%

Cebu

$45 4.8% 72.3% $19

Getting Around

Mardan

$15 2.9%

Cebu

$15 1.6% 2.3% $0.3

Cost Breakdown

A one-bedroom apartment in the center runs $138 in Mardan and $495 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $24 in Mardan vs $23 in Cebu. Groceries flip the comparison at $83 vs $206, with Mardan cheaper for home cooking.

Good to know

🇵🇰 Mardan

🇵🇭 Cebu

🕒 Local time

07:16 7:16 AM

10:16 10:16 AM

3 h ahead of Mardan

🌤 Weather

👥 Population

358,604

964,169

💱 Currency

Pakistani Rupee PKR ₨

Philippine Peso PHP ₱

📈 Exchange rate

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

USD to PKR in detail →

On the map

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Highest

Between locations

Mardan Cebu 5,880 km ≈ 8 h nonstop flight

From you

Mardan
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mardan vs Cebu: Cost of Living - Frequently Asked Questions

Mardan is about 47% cheaper overall, especially in groceries, utilities, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $752 in Mardan and $1,415 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $138 in Mardan versus $495 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $502 per month in Mardan versus $943 in Cebu – Mardan is about 47% cheaper, which adds up to real savings over time.

A monthly transit pass in Mardan runs roughly 24% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.