Last update: Oct 2026

Cost of Living Comparison Between Manila and Tagbilaran City

For one person, living is cheaper in Tagbilaran City: $622 a month against $945 in Manila, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

Manila, Philippines
Tagbilaran City, Philippines
Manila
🇵🇭 Philippines
$945
/mo nomad
Tagbilaran City
🇵🇭 Philippines
$622
/mo nomad
Monthly Cost of Living

How much you'll spend in Manila and in Tagbilaran City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Manila and in Tagbilaran City actually costs, broken down by who's living it.

A single person spends $945 per month in Manila vs $622 in Tagbilaran City, rent included.

  • Manila $945
  • Tagbilaran City $622

A couple spends around $1,572 per month in Manila vs $1,004 in Tagbilaran City, rent included.

  • Manila $1,572
  • Tagbilaran City $1,004

A family of three spends $2,199 per month in Manila vs $1,385 in Tagbilaran City, rent included.

  • Manila $2,199
  • Tagbilaran City $1,385

Manila costs about 52% more than Tagbilaran City, and outside of rent the biggest gap is in leisure.

Both Manila and Tagbilaran City are more affordable than the global median – Manila 31% lower, Tagbilaran City 54% lower.

Currency
🍽 Eating Out
Manila
Tagbilaran City
Difference
Meal at Budget Restaurant
$5.34 ₱340
$3.81 ₱242
40.16%
Three-Course Dinner for Two, Mid-Range
$26.46 ₱1,685
$17.14 ₱1,092
54.38%
Fast Food Meal (McDonalds, etc)
$3.93 ₱251
$2.86 ₱182
37.41%
Cappuccino
$2.53 ₱161
$2.45 ₱156
3.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 ₱86.0
$0.92 ₱58.8
46.74%
Water (0.33 liter bottle)
$0.82 ₱52.1
$0.42 ₱26.50
95.24%
Local Beer (0.5 liter draught)
$1.14 ₱72.6
$0.76 ₱48.39
50.00%
Imported Beer (0.33 liter bottle)
$2.38 ₱152
$2.25 ₱143
5.78%
🛒 Groceries & Markets
Manila
Tagbilaran City
Difference
Milk (1 liter)
$1.91 ₱121
$1.51 ₱96.5
26.49%
White Bread (500g)
$1.44 ₱91.8
$1.01 ₱64.2
42.57%
Rice (white) (1kg)
$0.94 ₱60.1
$0.94 ₱59.6
-
Eggs
$2.30 ₱147
$1.75 ₱111
31.43%
Local Cheese (1kg)
$7.41 ₱472
$9.46 ₱603
-21.67%
Chicken Fillets (1kg)
$4.61 ₱294
$4.51 ₱287
2.22%
Beef Round Steak (1kg)
$6.65 ₱423
$7.36 ₱469
-9.65%
Apples (1kg)
$3.29 ₱210
$2.78 ₱177
18.35%
Banana (1kg)
$1.80 ₱114
$1.27 ₱80.7
41.73%
Oranges (1kg)
$3.00 ₱191
$2.33 ₱148
28.76%
Tomato (1kg)
$1.76 ₱112
$1.50 ₱95.8
17.33%
Potato (1kg)
$2.22 ₱141
$2.28 ₱146
-2.63%
Onion (1kg)
$2.66 ₱169
$1.87 ₱119
42.25%
Lettuce (1 head)
$2.14 ₱136
$0.68 ₱43.62
214.71%
Water (1.5 liter bottle)
$0.53 ₱34.01
$0.49 ₱31.20
8.16%
Cigarettes 20 Pack (Marlboro, Camel)
$3.06 ₱195
$2.37 ₱151
29.11%
Wine (Bottle)
$9.57 ₱609
$6.32 ₱403
51.42%
Local Beer (0.5 liter bottle)
$1.30 ₱83.0
$0.89 ₱56.4
46.07%
Imported Beer (0.33 liter bottle)
$1.99 ₱127
$0.99 ₱63.1
101.01%
🚌 Getting Around
Manila
Tagbilaran City
Difference
One-way Ticket (Public Transport)
$0.40 ₱25.75
$0.45 ₱28.87
-11.11%
Public Transport Monthly Pass (Regular Price)
$12.75 ₱812
-
-
Taxi Start (Normal Tariff)
$0.72 ₱45.82
$0.79 ₱50.3
-8.86%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.67
$0.22 ₱14.04
4.55%
Taxi 1hour Waiting (Normal Tariff)
$1.84 ₱117
$4.48 ₱285
-58.93%
Gasoline (1 liter)
$1.27 ₱80.8
$1.02 ₱64.8
24.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7K ₱1.3M
$21.2K ₱1.3M
-2.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.7K ₱1.2M
$19.1K ₱1.2M
-2.44%
🧾 Monthly Utilities & Internet
Manila
Tagbilaran City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,617
$78.6 ₱5,005
52.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.69 ₱999
$15.57 ₱992
0.77%
Internet (50+ Mbps, Unlimited Data)
$23.60 ₱1,503
$25.33 ₱1,613
-6.83%
🎉 Sport & Entertainment
Manila
Tagbilaran City
Difference
Gym Membership (Monthly)
$42.57 ₱2,711
$11.15 ₱710
281.79%
Tennis Court (1 Hour on Weekend)
$5.65 ₱360
$3.18 ₱203
77.67%
Cinema Ticket
$6.50 ₱414
$3.43 ₱218
89.50%
🧸 Childcare & Education
Manila
Tagbilaran City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$599 ₱38.1K
$275 ₱17.5K
117.47%
International Primary School, 1 Child (Yearly)
$8,818 ₱561.6K
$7,835 ₱499.0K
12.54%
👕👟 Clothing & Footwear
Manila
Tagbilaran City
Difference
Jeans (Levis 501 Or Similar)
$56.7 ₱3,609
$37.31 ₱2,376
51.89%
Summer Dress (H&M, Zara, etc)
$27.40 ₱1,745
$17.87 ₱1,138
53.33%
Sport Shoes (Adidas, Nike)
$76.4 ₱4,863
$63.0 ₱4,010
21.27%
Men's Leather Business Shoes
$55.5 ₱3,535
$56.7 ₱3,613
-2.17%
🏠 Accommodation & Living
Manila
Tagbilaran City
Difference
1-bedroom Apartment, City Center (Monthly)
$526 ₱33.5K
$191 ₱12.2K
175.44%
1-bedroom Apartment, Outside City Center (Monthly)
$297 ₱18.9K
$135 ₱8,578
120.37%
3-bedroom Apartment, City Center (Monthly)
$1,887 ₱120.2K
$476 ₱30.3K
296.62%
3-bedroom Apartment, Outside City Center (Monthly)
$816 ₱52.0K
$340 ₱21.6K
140.33%
Buy Apartment in City Center (m2)
$3,968 ₱252.7K
$781 ₱49.7K
408.08%
Buy Apartment Outside City Center (m2)
$2,366 ₱150.7K
$473 ₱30.1K
400.31%
💵 Salaries & Financials
Manila
Tagbilaran City
Difference
Average Monthly Net Salary (After Tax)
$466 ₱29.7K
$171 ₱10.9K
173.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.43
7.2
3.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manila: October 24, 2026

Last update for Tagbilaran City: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Manila
$297
Tagbilaran City
$135 54.6% $162
Groceries & Markets
Manila
$216
Tagbilaran City
$186 14.2% $31
Monthly Utilities & Internet
Manila
$159
Tagbilaran City
$119 24.8% $39
Eating Out
Manila
$104
Tagbilaran City
$82 21.1% $22
Clothing & Footwear
Manila
$97
Tagbilaran City
$79 19% $18
Sport & Entertainment
Manila
$56
Tagbilaran City
$18 67.6% $38
Getting Around
Manila
$16
Tagbilaran City
$3.7 * 77.2% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $526 in Manila versus $191 in Tagbilaran City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Manila are about 2.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26 in Manila versus $17 in Tagbilaran City. Monthly groceries follow the same trend: $216 vs $186 – making Tagbilaran City the more affordable choice for daily food spending.

Good to know
🇵🇭 Manila
🇵🇭 Tagbilaran City
🕒 Local time
20:35 8:35 PM
20:35 8:35 PM
Same time as Manila
🌤 Weather
👥 Population
1,780,148 Capital
86,411
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 2, 2026: 1 USD = 63.69 PHP (100 PHP = 1.57 USD). 1 EUR = 71.08 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Manila Tagbilaran City 640 km ≈ 1 h 15 min nonstop flight
From you
  • Manila
  • Tagbilaran City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Manila vs Tagbilaran City: Cost of Living - Frequently Asked Questions
How do living costs in Manila and in Tagbilaran City compare overall?
Monthly costs with rent: $945 in Manila, $622 in Tagbilaran City – Tagbilaran City comes out roughly 34% cheaper. Outside of rent, the biggest gap is in leisure.
What salary covers living expenses in Manila compared to Tagbilaran City?
For a comfortable life, plan on about $1,418 per month in Manila and $933 in Tagbilaran City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Manila and Tagbilaran City?
Rent is clearly cheaper in Tagbilaran City, especially for central apartments: a one-bedroom in the center costs $191 there versus $526 in Manila.
Which city is more expensive overall: Manila or Tagbilaran City?
Monthly expenses with rent come to $945 in Manila and $622 in Tagbilaran City. That makes Tagbilaran City about 34% cheaper.
What is the difference in childcare costs between Manila and Tagbilaran City?
Kindergarten costs $599 per month in Manila and $275 in Tagbilaran City. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How far does $1,200 go in Manila compared to Tagbilaran City?
$1,200 covers both cities comfortably – all-in costs are $945 in Manila and $622 in Tagbilaran City, leaving budget for savings and extras in both cases.
Where should families live: Manila or Tagbilaran City?
Families tend to lean toward Tagbilaran City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Manila or Tagbilaran City safer for residents?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
How do I decide between Manila and Tagbilaran City?
If budget matters most, go with Tagbilaran City. If higher salaries or specific career opportunities are the priority, Manila makes more sense. Both are solid long-term options with distinct trade-offs.

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