๐Monthly costs for one person with rent: $2,696 in Manchester versus $2,312 in Haverhill.
๐Estimated couple costs with rent: $3,934 in Manchester versus $3,369 in Haverhill.
๐Monthly costs for a family of three with rent: $5,171 in Manchester versus $4,426 in Haverhill.
๐Living in Manchester is roughly 17% more expensive than Haverhill, driven mainly by Getting Around.
๐Both cities are pricier than the global median: Manchester100% above, Haverhill72% above.
Currency
๐ฝ Eating Out
Manchester
Haverhill
Difference
Meal at Budget Restaurant
$20.33ยฃ15.06
$20.50ยฃ15.19
-0.83%
Three-Course Dinner for Two, Mid-Range
$96.4ยฃ71.5
$81.9ยฃ60.7
17.80%
Fast Food Meal(McDonalds, etc)
$10.79ยฃ8.00
$9.97ยฃ7.39
8.22%
Cappuccino
$5.04ยฃ3.74
$4.72ยฃ3.50
6.78%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.59ยฃ1.92
$2.29ยฃ1.70
13.10%
Water(0.33 liter bottle)
$1.69ยฃ1.25
$1.66ยฃ1.23
1.81%
Local Beer(0.5 liter draught)
$7.41ยฃ5.49
$6.05ยฃ4.48
22.48%
Imported Beer(0.33 liter bottle)
$7.52ยฃ5.57
$6.22ยฃ4.61
20.90%
๐ Groceries & Markets
Manchester
Haverhill
Difference
Milk(1 liter)
$1.69ยฃ1.25
$1.63ยฃ1.20
3.68%
White Bread(500g)
$1.74ยฃ1.29
$1.60ยฃ1.18
8.75%
Rice(white)(1kg)
$2.24ยฃ1.66
$2.26ยฃ1.68
-0.88%
Eggs
$4.11ยฃ3.04
$3.82ยฃ2.83
7.59%
Local Cheese(1kg)
$12.17ยฃ9.01
$9.91ยฃ7.34
22.81%
Chicken Fillets(1kg)
$9.33ยฃ6.92
$8.86ยฃ6.56
5.30%
Beef Round Steak(1kg)
$17.36ยฃ12.86
$14.30ยฃ10.59
21.40%
Apples(1kg)
$3.22ยฃ2.39
$3.03ยฃ2.25
6.27%
Banana(1kg)
$1.77ยฃ1.31
$1.60ยฃ1.18
10.62%
Oranges(1kg)
$3.94ยฃ2.92
$2.83ยฃ2.10
39.22%
Tomato(1kg)
$4.36ยฃ3.23
$3.47ยฃ2.57
25.65%
Potato(1kg)
$2.09ยฃ1.55
$1.64ยฃ1.22
27.44%
Onion(1kg)
$1.87ยฃ1.39
$1.54ยฃ1.14
21.43%
Lettuce(1 head)
$1.32ยฃ0.97
$1.11ยฃ0.82
18.92%
Water(1.5 liter bottle)
$1.42ยฃ1.05
$1.51ยฃ1.12
-5.96%
Cigarettes 20 Pack(Marlboro, Camel)
$18.92ยฃ14.02
$19.28ยฃ14.29
-1.87%
Wine(Bottle)
$10.72ยฃ7.94
$10.59ยฃ7.85
1.23%
Local Beer(0.5 liter bottle)
$2.53ยฃ1.87
$2.79ยฃ2.07
-9.32%
Imported Beer(0.33 liter bottle)
$3.47ยฃ2.57
$3.13ยฃ2.32
10.86%
๐ Getting Around
Manchester
Haverhill
Difference
One-way Ticket(Public Transport)
$2.76ยฃ2.05
$3.33ยฃ2.47
-17.12%
Public Transport Monthly Pass(Regular Price)
$122ยฃ90.1
$87.8ยฃ65.1
38.57%
Taxi Start(Normal Tariff)
$5.52ยฃ4.09
$5.36ยฃ3.97
2.99%
Taxi(Normal Tariff)(1km)
$2.94ยฃ2.18
$1.55ยฃ1.15
89.68%
Taxi 1hour Waiting(Normal Tariff)
$33.51ยฃ24.83
$22.94ยฃ17.00
46.08%
Gasoline(1 liter)
$1.98ยฃ1.47
$1.95ยฃ1.44
1.54%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.9Kยฃ28.8K
$38.8Kยฃ28.8K
0.27%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.2Kยฃ30.5K
$41.0Kยฃ30.4K
0.44%
๐งพ Monthly Utilities & Internet
Manchester
Haverhill
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$296ยฃ219
$290ยฃ215
1.88%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.89ยฃ16.96
$16.87ยฃ12.50
35.68%
Internet(50+ Mbps, Unlimited Data)
$43.45ยฃ32.20
$42.33ยฃ31.37
2.65%
๐ Sport & Entertainment
Manchester
Haverhill
Difference
Gym Membership(Monthly)
$42.06ยฃ31.16
$46.45ยฃ34.42
-9.45%
Tennis Court(1 Hour on Weekend)
$15.93ยฃ11.80
$11.91ยฃ8.82
33.75%
Cinema Ticket
$13.43ยฃ9.95
$13.35ยฃ9.89
0.60%
๐งธ Childcare & Education
Manchester
Haverhill
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,956ยฃ1,450
$1,593ยฃ1,180
22.86%
International Primary School, 1 Child(Yearly)
$20.9Kยฃ15.5K
$18.0Kยฃ13.4K
16.13%
๐๐ Clothing & Footwear
Manchester
Haverhill
Difference
Jeans(Levis 501 Or Similar)
$90.6ยฃ67.2
$85.1ยฃ63.1
6.52%
Summer Dress(H&M, Zara, etc)
$41.37ยฃ30.66
$43.62ยฃ32.33
-5.16%
Sport Shoes(Adidas, Nike)
$89.2ยฃ66.1
$91.8ยฃ68.0
-2.81%
Men's Leather Business Shoes
$108ยฃ80.3
$98.8ยฃ73.2
9.66%
๐ Accommodation & Living
Manchester
Haverhill
Difference
1-bedroom Apartment, City Center(Monthly)
$1,640ยฃ1,216
$1,234ยฃ914
32.95%
1-bedroom Apartment, Outside City Center(Monthly)
$1,256ยฃ931
$983ยฃ729
27.77%
3-bedroom Apartment, City Center(Monthly)
$2,700ยฃ2,001
$2,044ยฃ1,515
32.10%
3-bedroom Apartment, Outside City Center(Monthly)
$2,083ยฃ1,543
$1,698ยฃ1,258
22.65%
Buy Apartment in City Center(m2)
$4,717ยฃ3,495
-
-
Buy Apartment Outside City Center(m2)
$4,596ยฃ3,405
-
-
๐ต Salaries & Financials
Manchester
Haverhill
Difference
Average Monthly Net Salary(After Tax)
$3,399ยฃ2,519
$2,203ยฃ1,633
54.28%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.92
5.63
5.15%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Manchester: April 14, 2026
Last update for Haverhill: April 14, 2026
Cost Breakdown
๐ A one-bedroom apartment in the center runs $1,640 in Manchester and $1,234 in Haverhill. Housing cost is often the main lever when comparing two cities.
๐ฐManchester pays 54% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
๐Dining out: $96 in Manchester vs $82 in Haverhill for a mid-range dinner for two. Groceries echo the gap at $333 vs $299 per month, with Haverhill cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Manchester vs Haverhill: Cost of Living - Frequently Asked Questions
Which city is more expensive, Manchester or Haverhill?
Haverhill wins on cost โ living expenses run 17% lower than in Manchester. Housing and daily spending are where you'll feel the difference most, making Haverhill the obvious pick if budget is a priority.
Are salaries higher in Manchester or Haverhill?
Manchester pays 54% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Manchester vs Haverhill?
Rent for a central apartment: $1,640 in Manchester versus $1,234 in Haverhill. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Manchester compared to Haverhill?
All in, you'll spend $2,696 per month in Manchester versus $2,312 in Haverhill โ a 17% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Manchester vs Haverhill?
A monthly transit pass in Haverhill runs roughly 39% less than in Manchester. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $2,000/month in Manchester or Haverhill?
At $2,312 in Haverhill versus $2,696 in Manchester, a $2,000 budget is realistic in Haverhill but tight or insufficient in Manchester. The gap between the two cities makes Haverhill the clear choice for anyone on this budget.
Which city is better for digital nomads, Manchester or Haverhill?
Both work as nomad bases, but Haverhill delivers better value โ similar infrastructure at $2,312 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haverhill hard to pass up.
How safe is Manchester compared to Haverhill?
Safety-wise, Manchester and Haverhill are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haverhill gentler on the wallet โ expenses run 17% less than in Manchester. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Manchester vs other spots: cost of living compared