Last update: Oct 2026

Cost of Living Comparison Between Haverhill and Manchester

For one person, living is cheaper in Haverhill: $2,220 a month against $2,544 in Manchester, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Haverhill
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Haverhill Living Index
123

Cost of Living Index in Manchester
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Manchester Living Index

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Haverhill

🇬🇧 United Kingdom

$2,220

/mo nomad

Manchester

🇬🇧 United Kingdom

$2,544

/mo nomad

Monthly Cost of Living

How much you'll spend in Haverhill and in Manchester

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Haverhill and in Manchester actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,220 in Haverhill versus $2,544 in Manchester.

Haverhill $2,220
Manchester $2,544

Estimated couple costs with rent: $3,383 in Haverhill versus $3,691 in Manchester.

Haverhill $3,383
Manchester $3,691

Monthly costs for a family of three with rent: $4,545 in Haverhill versus $4,839 in Manchester.

Haverhill $4,545
Manchester $4,839

Living in Haverhill costs roughly 13% less than in Manchester, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Haverhill 64% above, Manchester 88% above.

Meal at Budget Restaurant

$19.48 £14.62

$19.64 £14.74

-0.81%

Three-Course Dinner for Two, Mid-Range

$114 £85.4

$87.7 £65.8

29.75%

Fast Food Meal (McDonalds, etc)

$10.75 £8.07

$10.47 £7.85

2.67%

Cappuccino

$4.77 £3.58

$4.85 £3.64

-1.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 £1.28

$2.49 £1.87

-31.73%

Water (0.33 liter bottle)

$1.71 £1.28

$1.68 £1.26

1.79%

Local Beer (0.5 liter draught)

$7.47 £5.61

$7.75 £5.81

-3.61%

Imported Beer (0.33 liter bottle)

$6.49 £4.87

$6.72 £5.04

-3.42%

Milk (1 liter)

$1.63 £1.22

$1.43 £1.07

13.99%

White Bread (500g)

$1.56 £1.17

$1.94 £1.45

-19.59%

Rice (white) (1kg)

$1.62 £1.22

$1.87 £1.40

-13.37%

Eggs

$2.09 £1.57

$3.97 £2.98

-47.36%

Local Cheese (1kg)

$11.16 £8.37

$9.40 £7.05

18.72%

Chicken Fillets (1kg)

$10.02 £7.52

$9.02 £6.77

11.09%

Beef Round Steak (1kg)

$12.75 £9.56

$15.39 £11.55

-17.15%

Apples (1kg)

$2.09 £1.57

$3.09 £2.32

-32.36%

Banana (1kg)

$1.20 £0.90

$1.58 £1.19

-24.05%

Oranges (1kg)

$1.82 £1.36

$3.03 £2.28

-39.93%

Tomato (1kg)

$1.69 £1.27

$3.37 £2.52

-49.85%

Potato (1kg)

$1.49 £1.12

$1.56 £1.17

-4.49%

Onion (1kg)

$1.54 £1.16

$1.36 £1.02

13.24%

Lettuce (1 head)

$0.38 £0.29

$1.20 £0.90

-68.33%

Water (1.5 liter bottle)

$1.96 £1.47

$1.27 £0.95

54.33%

Cigarettes 20 Pack (Marlboro, Camel)

$23.60 £17.71

$23.80 £17.85

-0.84%

Wine (Bottle)

$8.04 £6.03

$11.11 £8.34

-27.63%

Local Beer (0.5 liter bottle)

$1.71 £1.28

$2.50 £1.88

-31.60%

Imported Beer (0.33 liter bottle)

$2.00 £1.50

$3.12 £2.34

-35.90%

One-way Ticket (Public Transport)

$3.52 £2.64

$2.67 £2.00

31.84%

Public Transport Monthly Pass (Regular Price)

$97.8 £73.4

$104 £77.8

-5.67%

Taxi Start (Normal Tariff)

$4.76 £3.57

$4.51 £3.39

5.54%

Taxi (Normal Tariff) (1km)

$3.99 £2.99

$2.18 £1.64

83.03%

Taxi 1hour Waiting (Normal Tariff)

$25.99 £19.50

$29.56 £22.18

-12.08%

Gasoline (1 liter)

$2.12 £1.59

$2.11 £1.58

0.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.6K £29.7K

$37.5K £28.1K

5.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.9K £32.9K

$40.3K £30.2K

8.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 £151

$250 £188

-19.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.98 £9.74

$16.38 £12.29

-20.76%

Internet (50+ Mbps, Unlimited Data)

$38.92 £29.20

$40.35 £30.27

-3.54%

Gym Membership (Monthly)

$45.94 £34.47

$55.5 £41.65

-17.24%

Tennis Court (1 Hour on Weekend)

$11.72 £8.79

$18.33 £13.75

-36.06%

Cinema Ticket

$11.44 £8.58

$13.11 £9.84

-12.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,882 £1,412

$1,240 £930

51.82%

International Primary School, 1 Child (Yearly)

$24.2K £18.2K

$19.5K £14.6K

24.45%

Jeans (Levis 501 Or Similar)

$84.9 £63.7

$84.5 £63.4

0.45%

Summer Dress (H&M, Zara, etc)

$59.1 £44.31

$41.39 £31.05

42.72%

Sport Shoes (Adidas, Nike)

$109 £81.7

$91.6 £68.7

18.85%

Men's Leather Business Shoes

$160 £120

$103 £77.6

54.87%

1-bedroom Apartment, City Center (Monthly)

$1,215 £912

$1,827 £1,371

-33.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,003 £753

$1,267 £950

-20.79%

3-bedroom Apartment, City Center (Monthly)

$2,103 £1,578

$3,044 £2,284

-30.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,636 £1,227

$1,983 £1,488

-17.52%

Buy Apartment in City Center (m2)

$5,026 £3,771

$4,537 £3,403

10.79%

Buy Apartment Outside City Center (m2)

$3,784 £2,839

$4,324 £3,244

-12.49%

Average Monthly Net Salary (After Tax)

$2,102 £1,577

$3,329 £2,498

-36.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

4.82

9.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Haverhill: October 11, 2026

Last update for Manchester: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Haverhill

$1K 45.2%

Manchester

$1.3K 49.8% 26.2% $263

Eating Out

Haverhill

$309 13.9%

Manchester

$316 12.4% 2% $6.2

Groceries & Markets

Haverhill

$263 11.9%

Manchester

$299 11.8% 13.6% $36

Monthly Utilities & Internet

Haverhill

$253 11.4%

Manchester

$307 12.1% 21.2% $54

Clothing & Footwear

Haverhill

$186 8.4%

Manchester

$144 5.7% 22.3% $41

Getting Around

Haverhill

$137 6.2%

Manchester

$130 5.1% 5% $6.8

Sport & Entertainment

Haverhill

$69 3.1%

Manchester

$82 3.2% 18.8% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,215 in Haverhill and $1,827 in Manchester. Housing cost is often the main lever when comparing two cities.

Manchester pays 58% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $114 in Haverhill vs $88.0 in Manchester. Groceries flip the comparison at $263 vs $299, with Haverhill cheaper for home cooking.

Good to know

🇬🇧 Haverhill

🇬🇧 Manchester

🕒 Local time

01:27 1:27 AM

Same time as Haverhill

🌤 Weather

👥 Population

27,041

503,100

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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Haverhill Manchester 240 km

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Haverhill vs Manchester: Cost of Living - Frequently Asked Questions

Haverhill wins on cost – living expenses run 15% lower than in Manchester. Housing and daily spending are where you'll feel the difference most, making Haverhill the obvious pick if budget is a priority.

On paper, salaries run 58% lower in Manchester. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,215 in Haverhill versus $1,827 in Manchester. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,220 per month in Haverhill versus $2,544 in Manchester – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Haverhill runs roughly 6% less than in Manchester. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,220 in Haverhill versus $2,544 in Manchester, a $2,000 budget is realistic in Haverhill but tight or insufficient in Manchester. The gap between the two cities makes Haverhill the clear choice for anyone on this budget.

Both work as nomad bases, but Haverhill delivers better value – similar infrastructure at $2,220 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haverhill hard to pass up.

Safety-wise, Haverhill and Manchester are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Haverhill gentler on the wallet – expenses run 15% less than in Manchester. Beyond cost, consider language, visa policies, and how big the international community is in each city.