Cost of Living Comparison Between Haverhill and Manchester Cost of Living Comparison Between Haverhill and Manchester

Monthly Cost of Living

Monthly costs for one person with rent: $2,312 in Haverhill versus $2,696 in Manchester.

Estimated couple costs with rent: $3,369 in Haverhill versus $3,934 in Manchester.

Monthly costs for a family of three with rent: $4,426 in Haverhill versus $5,171 in Manchester.

Living in Haverhill costs roughly 14% less than in Manchester, driven mainly by Getting Around.

Both cities are pricier than the global median: Haverhill 72% above, Manchester 100% above.

Currency
๐Ÿฝ Eating Out
Haverhill
Manchester
Difference
Meal at Budget Restaurant
$20.50 ยฃ15.19
$20.33 ยฃ15.06
0.84%
Three-Course Dinner for Two, Mid-Range
$81.9 ยฃ60.7
$96.4 ยฃ71.5
-15.11%
Fast Food Meal (McDonalds, etc)
$9.97 ยฃ7.39
$10.79 ยฃ8.00
-7.60%
Cappuccino
$4.72 ยฃ3.50
$5.04 ยฃ3.74
-6.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.29 ยฃ1.70
$2.59 ยฃ1.92
-11.58%
Water (0.33 liter bottle)
$1.66 ยฃ1.23
$1.69 ยฃ1.25
-1.78%
Local Beer (0.5 liter draught)
$6.05 ยฃ4.48
$7.41 ยฃ5.49
-18.35%
Imported Beer (0.33 liter bottle)
$6.22 ยฃ4.61
$7.52 ยฃ5.57
-17.29%
๐Ÿ›’ Groceries & Markets
Haverhill
Manchester
Difference
Milk (1 liter)
$1.63 ยฃ1.20
$1.69 ยฃ1.25
-3.55%
White Bread (500g)
$1.60 ยฃ1.18
$1.74 ยฃ1.29
-8.05%
Rice (white) (1kg)
$2.26 ยฃ1.68
$2.24 ยฃ1.66
0.89%
Eggs
$3.82 ยฃ2.83
$4.11 ยฃ3.04
-7.06%
Local Cheese (1kg)
$9.91 ยฃ7.34
$12.17 ยฃ9.01
-18.57%
Chicken Fillets (1kg)
$8.86 ยฃ6.56
$9.33 ยฃ6.92
-5.04%
Beef Round Steak (1kg)
$14.30 ยฃ10.59
$17.36 ยฃ12.86
-17.63%
Apples (1kg)
$3.03 ยฃ2.25
$3.22 ยฃ2.39
-5.90%
Banana (1kg)
$1.60 ยฃ1.18
$1.77 ยฃ1.31
-9.60%
Oranges (1kg)
$2.83 ยฃ2.10
$3.94 ยฃ2.92
-28.17%
Tomato (1kg)
$3.47 ยฃ2.57
$4.36 ยฃ3.23
-20.41%
Potato (1kg)
$1.64 ยฃ1.22
$2.09 ยฃ1.55
-21.53%
Onion (1kg)
$1.54 ยฃ1.14
$1.87 ยฃ1.39
-17.65%
Lettuce (1 head)
$1.11 ยฃ0.82
$1.32 ยฃ0.97
-15.91%
Water (1.5 liter bottle)
$1.51 ยฃ1.12
$1.42 ยฃ1.05
6.34%
Cigarettes 20 Pack (Marlboro, Camel)
$19.28 ยฃ14.29
$18.92 ยฃ14.02
1.90%
Wine (Bottle)
$10.59 ยฃ7.85
$10.72 ยฃ7.94
-1.21%
Local Beer (0.5 liter bottle)
$2.79 ยฃ2.07
$2.53 ยฃ1.87
10.28%
Imported Beer (0.33 liter bottle)
$3.13 ยฃ2.32
$3.47 ยฃ2.57
-9.80%
๐ŸšŒ Getting Around
Haverhill
Manchester
Difference
One-way Ticket (Public Transport)
$3.33 ยฃ2.47
$2.76 ยฃ2.05
20.65%
Public Transport Monthly Pass (Regular Price)
$87.8 ยฃ65.1
$122 ยฃ90.1
-27.83%
Taxi Start (Normal Tariff)
$5.36 ยฃ3.97
$5.52 ยฃ4.09
-2.90%
Taxi (Normal Tariff) (1km)
$1.55 ยฃ1.15
$2.94 ยฃ2.18
-47.28%
Taxi 1hour Waiting (Normal Tariff)
$22.94 ยฃ17.00
$33.51 ยฃ24.83
-31.54%
Gasoline (1 liter)
$1.95 ยฃ1.44
$1.98 ยฃ1.47
-1.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.8K ยฃ28.8K
$38.9K ยฃ28.8K
-0.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.0K ยฃ30.4K
$41.2K ยฃ30.5K
-0.44%
๐Ÿงพ Monthly Utilities & Internet
Haverhill
Manchester
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$290 ยฃ215
$296 ยฃ219
-1.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.87 ยฃ12.50
$22.89 ยฃ16.96
-26.30%
Internet (50+ Mbps, Unlimited Data)
$42.33 ยฃ31.37
$43.45 ยฃ32.20
-2.58%
๐ŸŽ‰ Sport & Entertainment
Haverhill
Manchester
Difference
Gym Membership (Monthly)
$46.45 ยฃ34.42
$42.06 ยฃ31.16
10.44%
Tennis Court (1 Hour on Weekend)
$11.91 ยฃ8.82
$15.93 ยฃ11.80
-25.24%
Cinema Ticket
$13.35 ยฃ9.89
$13.43 ยฃ9.95
-0.60%
๐Ÿงธ Childcare & Education
Haverhill
Manchester
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,593 ยฃ1,180
$1,956 ยฃ1,450
-18.60%
International Primary School, 1 Child (Yearly)
$18.0K ยฃ13.4K
$20.9K ยฃ15.5K
-13.89%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Haverhill
Manchester
Difference
Jeans (Levis 501 Or Similar)
$85.1 ยฃ63.1
$90.6 ยฃ67.2
-6.12%
Summer Dress (H&M, Zara, etc)
$43.62 ยฃ32.33
$41.37 ยฃ30.66
5.44%
Sport Shoes (Adidas, Nike)
$91.8 ยฃ68.0
$89.2 ยฃ66.1
2.89%
Men's Leather Business Shoes
$98.8 ยฃ73.2
$108 ยฃ80.3
-8.81%
๐Ÿ  Accommodation & Living
Haverhill
Manchester
Difference
1-bedroom Apartment, City Center (Monthly)
$1,234 ยฃ914
$1,640 ยฃ1,216
-24.78%
1-bedroom Apartment, Outside City Center (Monthly)
$983 ยฃ729
$1,256 ยฃ931
-21.73%
3-bedroom Apartment, City Center (Monthly)
$2,044 ยฃ1,515
$2,700 ยฃ2,001
-24.30%
3-bedroom Apartment, Outside City Center (Monthly)
$1,698 ยฃ1,258
$2,083 ยฃ1,543
-18.47%
Buy Apartment in City Center (m2)
-
$4,717 ยฃ3,495
-
Buy Apartment Outside City Center (m2)
-
$4,596 ยฃ3,405
-
๐Ÿ’ต Salaries & Financials
Haverhill
Manchester
Difference
Average Monthly Net Salary (After Tax)
$2,203 ยฃ1,633
$3,399 ยฃ2,519
-35.18%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.63
5.92
-4.90%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Haverhill: April 14, 2026

Last update for Manchester: April 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,234 in Haverhill and $1,640 in Manchester. Housing cost is often the main lever when comparing two cities.

Manchester pays 54% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82 in Haverhill vs $96 in Manchester for a mid-range dinner for two. Groceries echo the gap at $299 vs $333 per month, with Haverhill cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Haverhill vs Manchester: Cost of Living - Frequently Asked Questions
Which city is more expensive, Haverhill or Manchester?
Haverhill wins on cost โ€“ living expenses run 17% lower than in Manchester. Housing and daily spending are where you'll feel the difference most, making Haverhill the obvious pick if budget is a priority.
Are salaries higher in Haverhill or Manchester?
On paper, Manchester earns 54% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Haverhill vs Manchester?
Rent for a central apartment: $1,234 in Haverhill versus $1,640 in Manchester. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Haverhill compared to Manchester?
All in, you'll spend $2,312 per month in Haverhill versus $2,696 in Manchester โ€“ a 17% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Haverhill vs Manchester?
A monthly transit pass in Haverhill runs roughly 39% less than in Manchester. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $2,000/month in Haverhill or Manchester?
At $2,312 in Haverhill versus $2,696 in Manchester, a $2,000 budget is realistic in Haverhill but tight or insufficient in Manchester. The gap between the two cities makes Haverhill the clear choice for anyone on this budget.
Which city is better for digital nomads, Haverhill or Manchester?
Both work as nomad bases, but Haverhill delivers better value โ€“ similar infrastructure at $2,312 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haverhill hard to pass up.
How safe is Haverhill compared to Manchester?
Safety-wise, Haverhill and Manchester are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haverhill gentler on the wallet โ€“ expenses run 17% less than in Manchester. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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