Last update: Oct 2026

Cost of Living Comparison Between Manchester, TN and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,613 in Manchester, TN, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

127

Cost of Living Index in Manchester, TN
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Manchester, TN Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Manchester, TN

🇺🇸 United States

$2,613

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Manchester, TN and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Manchester, TN and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,613 in Manchester, TN versus $2,059 in Montreal.

Manchester, TN $2,613
Montreal $2,059

Estimated couple costs with rent: $3,337 in Manchester, TN versus $3,123 in Montreal.

Manchester, TN $3,337
Montreal $3,123

Monthly costs for a family of three with rent: $4,060 in Manchester, TN versus $4,187 in Montreal.

Manchester, TN $4,060
Montreal $4,187

Living in Manchester, TN is roughly 27% more expensive than in Montreal, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Manchester, TN 93% above, Montreal 52% above.

Meal at Budget Restaurant

$14.17 $14.17

$18.84 CA$26.63

-24.79%

Three-Course Dinner for Two, Mid-Range

$52.1 $52.1

$73.2 CA$104

-28.83%

Fast Food Meal (McDonalds, etc)

$10.08 $10.08

$10.54 CA$14.90

-4.36%

Cappuccino

$4.73 $4.73

$3.97 CA$5.61

19.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 $2.51

$1.94 CA$2.74

29.38%

Water (0.33 liter bottle)

$2.10 $2.10

$1.57 CA$2.22

33.76%

Local Beer (0.5 liter draught)

$5.70 $5.70

$6.42 CA$9.08

-11.21%

Imported Beer (0.33 liter bottle)

$5.33 $5.33

$7.20 CA$10.19

-25.97%

Milk (1 liter)

$0.87 $0.87

$2.32 CA$3.28

-62.50%

White Bread (500g)

$4.02 $4.02

$3.19 CA$4.51

26.02%

Rice (white) (1kg)

$4.45 $4.45

$3.19 CA$4.50

39.50%

Eggs

$2.98 $2.98

$3.68 CA$5.20

-19.02%

Local Cheese (1kg)

$11.50 $11.50

$13.24 CA$18.72

-13.14%

Chicken Fillets (1kg)

$9.06 $9.06

$11.69 CA$16.53

-22.50%

Beef Round Steak (1kg)

$16.45 $16.45

$13.98 CA$19.76

17.67%

Apples (1kg)

$4.37 $4.37

$3.14 CA$4.44

39.17%

Banana (1kg)

$2.11 $2.11

$1.45 CA$2.05

45.52%

Oranges (1kg)

$4.01 $4.01

$3.38 CA$4.78

18.64%

Tomato (1kg)

$4.46 $4.46

$3.11 CA$4.40

43.41%

Potato (1kg)

$3.70 $3.70

$1.93 CA$2.72

91.71%

Onion (1kg)

$3.71 $3.71

$1.83 CA$2.58

102.73%

Lettuce (1 head)

$2.37 $2.37

$2.36 CA$3.34

0.42%

Water (1.5 liter bottle)

$2.82 $2.82

$1.50 CA$2.12

88.00%

Cigarettes 20 Pack (Marlboro, Camel)

$7.12 $7.12

$11.12 CA$15.73

-35.97%

Wine (Bottle)

$15.14 $15.14

$10.60 CA$14.98

42.83%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.22 CA$3.14

-21.17%

Imported Beer (0.33 liter bottle)

$3.05 $3.05

$2.84 CA$4.01

7.39%

One-way Ticket (Public Transport)

$1.78 $1.78

$2.62 CA$3.71

-32.06%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$2.98 $2.98

$3.23 CA$4.56

-7.74%

Taxi (Normal Tariff) (1km)

$2.44 $2.44

$1.48 CA$2.10

64.86%

Taxi 1hour Waiting (Normal Tariff)

$40.25 $40.25

$32.22 CA$45.55

24.92%

Gasoline (1 liter)

$0.89 $0.89

$1.36 CA$1.92

-34.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$27.6K CA$39.1K

17.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$21.2K CA$30.0K

25.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$254 $254

$77.0 CA$109

230.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.7 $54.7

$34.14 CA$48.26

60.31%

Internet (50+ Mbps, Unlimited Data)

$90.4 $90.4

$42.19 CA$59.7

114.17%

Gym Membership (Monthly)

$41.28 $41.28

$30.81 CA$43.56

33.98%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$16.72 $16.72

$11.47 CA$16.22

45.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,294 $1,294

$506 CA$716

155.70%

International Primary School, 1 Child (Yearly)

$15.6K $15.6K

$16.2K CA$23.0K

-3.86%

Jeans (Levis 501 Or Similar)

$77.8 $77.8

$57.3 CA$81.0

35.78%

Summer Dress (H&M, Zara, etc)

$44.66 $44.66

$38.10 CA$53.9

17.22%

Sport Shoes (Adidas, Nike)

$128 $128

$91.9 CA$130

39.70%

Men's Leather Business Shoes

$137 $137

$110 CA$155

24.70%

1-bedroom Apartment, City Center (Monthly)

$1,050 $1,050

$1,237 CA$1,748

-15.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,296 $1,296

$977 CA$1,381

32.74%

3-bedroom Apartment, City Center (Monthly)

$2,099 $2,099

$2,180 CA$3,082

-3.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,367 $1,367

$1,608 CA$2,273

-15.01%

Buy Apartment in City Center (m2)

$3,073 $3,073

$5,113 CA$7,228

-39.91%

Buy Apartment Outside City Center (m2)

$2,066 $2,066

$3,744 CA$5,293

-44.83%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

20-Year Fixed Mortgage Interest Rate (Annual %)

6.84

4.48

52.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manchester, TN: October 18, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Manchester, TN

$1.3K 49.6%

Montreal

$977 47.4% 24.7% $320

Monthly Utilities & Internet

Manchester, TN

$399 15.3%

Montreal

$153 7.5% 61.6% $246

Groceries & Markets

Manchester, TN

$387 14.8%

Montreal

$351 17.1% 9.4% $36

Eating Out

Manchester, TN

$258 9.9%

Montreal

$290 14.1% 12.6% $33

Clothing & Footwear

Manchester, TN

$174 6.7%

Montreal

$134 6.5% 23.4% $41

Sport & Entertainment

Manchester, TN

$75 2.9%

Montreal

$54 2.6% 28% $21

Getting Around

Manchester, TN

$22 * 0.9%

Montreal

$100 4.9% 350% $78

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,050 in Manchester, TN and $1,237 in Montreal. Housing cost is often the main lever when comparing two cities.

Dining out: $52.0 in Manchester, TN vs $73.0 in Montreal. Groceries flip the comparison at $387 vs $351, with Montreal cheaper for home cooking.

Good to know

🇺🇸 Manchester, TN

🇨🇦 Montreal

🕒 Local time

12:14 12:14 PM

13:14 1:14 PM

1 h ahead of Manchester, TN

🌤 Weather

👥 Population

109,497

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Manchester, TN Montreal 1,530 km ≈ 2 h 30 min nonstop flight

From you

Manchester, TN
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Manchester, TN vs Montreal: Cost of Living - Frequently Asked Questions

Montreal is cheaper overall, especially in groceries, clothing, and utilities. The 27% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,919 in Manchester, TN and $3,089 in Montreal to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,050 in Manchester, TN versus $1,237 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Manchester, TN. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,613 per month in Manchester, TN versus $2,059 in Montreal – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,059 in Montreal versus $2,613 in Manchester, TN, a $2,000 budget is realistic in Montreal but tight or insufficient in Manchester, TN. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

For families, Montreal is more practical. Housing and childcare are both notably cheaper than in Manchester, TN, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Manchester, TN and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 27% less than in Manchester, TN. Beyond cost, consider language, visa policies, and how big the international community is in each city.