Last update: Oct 2026

Cost of Living Comparison Between Malta and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,992 in Malta, rent and utilities included – about $7,700 less a year. Other living expenses account for most of the difference.

96

Cost of Living Index in Malta
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Malta Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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🇲🇹 Malta

$1,992

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

😐 Solo nomad: Malta is 73.1% more expensive than Ubud, Bali without rent, and 47.8% more expensive with rent.

😐 Family of 3: Malta is 66.7% more expensive than Ubud, Bali without rent, and 23.7% more expensive with rent.

Meal at Budget Restaurant

$17.10 €15.25

$3.33 Rp 59.6K

413.51%

Three-Course Dinner for Two, Mid-Range

$82.9 €73.9

$35.42 Rp 633.7K

134.02%

Fast Food Meal (McDonalds, etc)

$12.21 €10.88

$5.76 Rp 103.0K

111.98%

Cappuccino

$2.81 €2.50

$2.63 Rp 47.0K

6.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 €2.23

$1.74 Rp 31.0K

43.68%

Water (0.33 liter bottle)

$1.67 €1.49

$0.77 Rp 13.8K

116.88%

Local Beer (0.5 liter draught)

$4.59 €4.09

$2.71 Rp 48.4K

69.37%

Imported Beer (0.33 liter bottle)

$4.47 €3.99

$4.52 Rp 80.9K

-1.11%

Milk (1 liter)

$1.32 €1.18

$1.53 Rp 27.4K

-13.73%

White Bread (500g)

$1.29 €1.15

$2.20 Rp 39.3K

-41.36%

Rice (white) (1kg)

$3.62 €3.23

$1.22 Rp 21.8K

196.72%

Eggs

$4.00 €3.57

$2.14 Rp 38.3K

86.92%

Local Cheese (1kg)

$10.78 €9.61

$17.73 Rp 317.2K

-39.20%

Chicken Fillets (1kg)

$10.18 €9.08

$3.86 Rp 69.0K

163.73%

Beef Round Steak (1kg)

$16.99 €15.15

$12.03 Rp 215.2K

41.23%

Apples (1kg)

$3.20 €2.85

$3.61 Rp 64.6K

-11.36%

Banana (1kg)

$2.15 €1.92

$1.51 Rp 27.1K

42.38%

Oranges (1kg)

$2.93 €2.61

$2.32 Rp 41.5K

26.29%

Tomato (1kg)

$3.24 €2.89

$2.00 Rp 35.9K

62.00%

Potato (1kg)

$1.96 €1.75

$1.81 Rp 32.4K

8.29%

Onion (1kg)

$2.13 €1.90

$2.39 Rp 42.7K

-10.88%

Lettuce (1 head)

$1.91 €1.70

$0.99 Rp 17.8K

92.93%

Water (1.5 liter bottle)

$0.95 €0.85

$0.52 Rp 9,381

82.69%

Cigarettes 20 Pack (Marlboro, Camel)

$6.89 €6.15

$2.18 Rp 39.1K

216.06%

Wine (Bottle)

$8.27 €7.37

$22.98 Rp 411.0K

-64.01%

Local Beer (0.5 liter bottle)

$1.81 €1.61

$2.40 Rp 42.9K

-24.58%

Imported Beer (0.33 liter bottle)

$2.37 €2.12

$3.00 Rp 53.6K

-21.00%

One-way Ticket (Public Transport)

$2.23 €1.98

$0.24 Rp 4,258

829.17%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.1K

Taxi Start (Normal Tariff)

$5.66 €5.05

$0.44 Rp 7,882

1186.36%

Taxi (Normal Tariff) (1km)

$2.28 €2.03

$0.42 Rp 7,589

442.86%

Taxi 1hour Waiting (Normal Tariff)

$32.85 €29.29

$5.45 Rp 97.5K

502.75%

Gasoline (1 liter)

$1.48 €1.32

$0.84 Rp 15.1K

76.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €25.0K

$24.3K Rp 435.2M

15.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €34.4K

$31.9K Rp 570.5M

20.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 €91.9

$80.8 Rp 1.4M

27.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.11 €24.17

$6.58 Rp 117.7K

312.01%

Internet (50+ Mbps, Unlimited Data)

$34.88 €31.10

$18.24 Rp 326.4K

91.23%

Gym Membership (Monthly)

$67.5 €60.2

$55.1 Rp 986.2K

22.46%

Tennis Court (1 Hour on Weekend)

$21.31 €19.00

$18.51 Rp 331.2K

15.13%

Cinema Ticket

$11.21 €9.99

$4.24 Rp 75.9K

164.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$413 €369

$486 Rp 8.7M

-14.88%

International Primary School, 1 Child (Yearly)

$10.9K €9,678

$5,676 Rp 101.5M

91.23%

Jeans (Levis 501 Or Similar)

$99.9 €89.1

$45.18 Rp 808.3K

121.20%

Summer Dress (H&M, Zara, etc)

$45.95 €40.97

$34.57 Rp 618.5K

32.92%

Sport Shoes (Adidas, Nike)

$105 €93.7

$79.2 Rp 1.4M

32.76%

Men's Leather Business Shoes

$114 €102

$77.6 Rp 1.4M

47.02%

1-bedroom Apartment, City Center (Monthly)

$1,181 €1,053

$1,127 Rp 20.2M

4.82%

1-bedroom Apartment, Outside City Center (Monthly)

$988 €881

$674 Rp 12.1M

46.59%

3-bedroom Apartment, City Center (Monthly)

$1,974 €1,760

$3,618 Rp 64.7M

-45.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,562 €1,393

$1,735 Rp 31.0M

-9.93%

Buy Apartment in City Center (m2)

$4,418 €3,939

$2,829 Rp 50.6M

56.18%

Buy Apartment Outside City Center (m2)

$3,292 €2,935

$2,307 Rp 41.3M

42.72%

Average Monthly Net Salary (After Tax)

$1,792 €1,598

$166 Rp 3.0M

981.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.13

13.78

-70.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Malta: October 6, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Malta

$988 49.5%

Ubud, Bali

$674 49.6% 31.8% $314

Groceries & Markets

Malta

$307 15.4%

Ubud, Bali

$290 21.4% 5.5% $17

Eating Out

Malta

$256 12.8%

Ubud, Bali

$108 8% 57.7% $148

Monthly Utilities & Internet

Malta

$165 8.3%

Ubud, Bali

$106 7.8% 36% $59

Clothing & Footwear

Malta

$164 8.2%

Ubud, Bali

$106 7.8% 35.2% $58

Sport & Entertainment

Malta

$90 4.5%

Ubud, Bali

$64 4.7% 29.3% $26

Getting Around

Malta

$26 * 1.3%

Ubud, Bali

$11 0.8% 59.6% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇲🇹 Malta

🇮🇩 Ubud, Bali

🕒 Local time

10:33 10:33 AM

16:33 4:33 PM

6 h ahead of Malta

🌤 Weather

👥 Population

553,214

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.59 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,065 IDR (100,000 IDR = 4.98 EUR).

USD to EUR in detail →

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