Last update: Oct 2026

Cost of Living Comparison Between Malaybalay and Austin, TX

For one person, living is cheaper in Malaybalay: $756 a month against $2,663 in Austin, TX, rent and utilities included – about $22,900 less a year. Rent and utilities account for most of the difference.

37

Cost of Living Index in Malaybalay
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Malaybalay Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Malaybalay

🇵🇭 Philippines

$756

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Malaybalay and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Malaybalay and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $756 in Malaybalay versus $2,663 in Austin, TX.

Malaybalay $756
Austin, TX $2,663

Estimated couple costs with rent: $1,182 in Malaybalay versus $4,133 in Austin, TX.

Malaybalay $1,182
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,607 in Malaybalay versus $5,603 in Austin, TX.

Malaybalay $1,607
Austin, TX $5,603

Living in Malaybalay costs roughly 72% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Malaybalay is 44% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$4.89 ₱308

$20.77 $20.77

-76.46%

Three-Course Dinner for Two, Mid-Range

$16.45 ₱1,035

$84.6 $84.6

-80.55%

Fast Food Meal (McDonalds, etc)

$3.51 ₱221

$12.32 $12.32

-71.51%

Cappuccino

$2.18 ₱137

$5.63 $5.63

-61.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₱31.14

$3.72 $3.72

-86.83%

Water (0.33 liter bottle)

$0.33 ₱20.93

$2.50 $2.50

-86.80%

Local Beer (0.5 liter draught)

$1.13 ₱71.2

$8.05 $8.05

-85.96%

Imported Beer (0.33 liter bottle)

$1.92 ₱121

$9.01 $9.01

-78.69%

Milk (1 liter)

$2.02 ₱127

$1.12 $1.12

80.36%

White Bread (500g)

$1.13 ₱71.2

$3.75 $3.75

-69.87%

Rice (white) (1kg)

$0.88 ₱55.2

$3.26 $3.26

-73.01%

Eggs

$1.87 ₱118

$4.17 $4.17

-55.16%

Local Cheese (1kg)

$6.41 ₱404

$12.90 $12.90

-50.31%

Chicken Fillets (1kg)

$4.87 ₱307

$14.16 $14.16

-65.61%

Beef Round Steak (1kg)

$9.06 ₱570

$16.22 $16.22

-44.14%

Apples (1kg)

$2.77 ₱175

$4.33 $4.33

-36.03%

Banana (1kg)

$1.07 ₱67.2

$1.46 $1.46

-26.71%

Oranges (1kg)

$2.39 ₱150

$4.51 $4.51

-47.01%

Tomato (1kg)

$1.14 ₱71.8

$4.34 $4.34

-73.73%

Potato (1kg)

$1.96 ₱123

$2.58 $2.58

-24.03%

Onion (1kg)

$3.39 ₱213

$2.35 $2.35

44.26%

Lettuce (1 head)

$1.20 ₱75.3

$1.78 $1.78

-32.58%

Water (1.5 liter bottle)

$0.66 ₱41.82

$2.22 $2.22

-70.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.47 ₱156

$9.88 $9.88

-75.00%

Wine (Bottle)

$7.77 ₱489

$15.08 $15.08

-48.47%

Local Beer (0.5 liter bottle)

$1.27 ₱80.1

$2.92 $2.92

-56.51%

Imported Beer (0.33 liter bottle)

$1.62 ₱102

$3.46 $3.46

-53.18%

One-way Ticket (Public Transport)

$0.22 ₱13.60

$1.49 $1.49

-85.23%

Public Transport Monthly Pass (Regular Price)

$10.70 ₱674

$41.72 $41.72

-74.35%

Taxi Start (Normal Tariff)

$0.84 ₱52.9

$2.73 $2.73

-69.23%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.40

$1.66 $1.66

-86.14%

Taxi 1hour Waiting (Normal Tariff)

$1.90 ₱119

$35.30 $35.30

-94.62%

Gasoline (1 liter)

$1.27 ₱80.2

$0.95 $0.95

33.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ₱1.4M

$36.0K $36.0K

-40.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$27.1K $27.1K

-29.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 ₱6,856

$229 $229

-52.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.33 ₱1,217

$59.4 $59.4

-67.45%

Internet (50+ Mbps, Unlimited Data)

$31.17 ₱1,962

$69.9 $69.9

-55.41%

Gym Membership (Monthly)

$30.01 ₱1,890

$57.2 $57.2

-47.57%

Tennis Court (1 Hour on Weekend)

$4.18 ₱263

$16.33 $16.33

-74.40%

Cinema Ticket

$4.86 ₱306

$14.28 $14.28

-65.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$106 ₱6,689

$1,506 $1,506

-92.94%

International Primary School, 1 Child (Yearly)

$7,589 ₱477.8K

$21.5K $21.5K

-64.63%

Jeans (Levis 501 Or Similar)

$33.02 ₱2,079

$52.8 $52.8

-37.47%

Summer Dress (H&M, Zara, etc)

$19.31 ₱1,216

$43.82 $43.82

-55.93%

Sport Shoes (Adidas, Nike)

$70.7 ₱4,451

$84.8 $84.8

-16.61%

Men's Leather Business Shoes

$60.7 ₱3,821

$103 $103

-41.08%

1-bedroom Apartment, City Center (Monthly)

$279 ₱17.5K

$1,907 $1,907

-85.39%

1-bedroom Apartment, Outside City Center (Monthly)

$173 ₱10.9K

$1,274 $1,274

-86.45%

3-bedroom Apartment, City Center (Monthly)

$441 ₱27.8K

$3,664 $3,664

-87.96%

3-bedroom Apartment, Outside City Center (Monthly)

$403 ₱25.4K

$2,538 $2,538

-84.10%

Buy Apartment in City Center (m2)

$2,200 ₱138.5K

$7,614 $7,614

-71.11%

Buy Apartment Outside City Center (m2)

$1,006 ₱63.4K

$3,157 $3,157

-68.13%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

8.31

6.79

22.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Malaybalay: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Malaybalay

$199 26.4%

Austin, TX

$405 15.2% 103% $205

Accommodation & Living

Malaybalay

$173 22.8%

Austin, TX

$1.3K 47.8% 638% $1.1K

Monthly Utilities & Internet

Malaybalay

$159 21.1%

Austin, TX

$358 13.5% 125% $199

Eating Out

Malaybalay

$89 11.7%

Austin, TX

$354 13.3% 299% $265

Clothing & Footwear

Malaybalay

$83 10.9%

Austin, TX

$128 4.8% 54.8% $45

Sport & Entertainment

Malaybalay

$40 5.3%

Austin, TX

$86 3.2% 116% $46

Getting Around

Malaybalay

$14 1.8%

Austin, TX

$59 2.2% 333% $45

Cost Breakdown

A one-bedroom apartment in the center runs $279 in Malaybalay and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $16.00 in Malaybalay vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $199 vs $405 per month, with Malaybalay cheaper across the board.

Good to know

🇵🇭 Malaybalay

🇺🇸 Austin, TX

🕒 Local time

00:48 12:48 AM

11:48 11:48 AM

13 h behind Malaybalay

🌤 Weather

👥 Population

190,712

974,447

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PHP in detail →

On the map

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Between locations

Malaybalay Austin, TX 13,760 km ≈ 18 h nonstop flight

From you

Malaybalay
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Malaybalay vs Austin, TX: Cost of Living - Frequently Asked Questions

Malaybalay wins on cost – living expenses run 252% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Malaybalay the obvious pick if budget is a priority.

You'd need roughly $1,134 in Malaybalay and $3,995 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $279 in Malaybalay versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $756 per month in Malaybalay versus $2,663 in Austin, TX – a 252% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Malaybalay runs roughly 290% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $756 in Malaybalay versus $2,663 in Austin, TX, a $2,000 budget is realistic in Malaybalay but tight or insufficient in Austin, TX. The gap between the two cities makes Malaybalay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Malaybalay gentler on the wallet – expenses run 252% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.