Cost of Living Comparison Between Makati and Zamboanga Cost of Living Comparison Between Makati and Zamboanga

Monthly Cost of Living

Monthly costs for one person with rent: $1,223 in Makati versus $765 in Zamboanga.

Estimated couple costs with rent: $2,017 in Makati versus $1,098 in Zamboanga.

Monthly costs for a family of three with rent: $2,812 in Makati versus $1,431 in Zamboanga.

Living in Makati is roughly 60% more expensive than Zamboanga, driven mainly by Eating Out.

Both cities sit below the global median: Makati 8% lower, Zamboanga 43% lower.

Meal at Budget Restaurant

$6.85 ₱412

$1.50 ₱90.3

356.67%

Three-Course Dinner for Two, Mid-Range

$44.09 ₱2,655

$9.58 ₱577

360.23%

Fast Food Meal (McDonalds, etc)

$4.97 ₱300

$2.68 ₱162

85.45%

Cappuccino

$2.96 ₱178

$1.74 ₱105

70.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 ₱69.1

$0.91 ₱54.9

26.37%

Water (0.33 liter bottle)

$0.57 ₱34.46

$0.42 ₱25.08

35.71%

Local Beer (0.5 liter draught)

$2.32 ₱140

$1.27 ₱76.4

82.68%

Imported Beer (0.33 liter bottle)

$3.54 ₱213

$1.69 ₱102

109.47%

Milk (1 liter)

$2.17 ₱130

$2.03 ₱122

6.90%

White Bread (500g)

$1.49 ₱89.9

$1.65 ₱99.4

-9.70%

Rice (white) (1kg)

$1.06 ₱64.1

$1.25 ₱75.2

-15.20%

Eggs

$2.22 ₱134

$1.69 ₱102

31.36%

Local Cheese (1kg)

$8.26 ₱497

$11.33 ₱682

-27.10%

Chicken Fillets (1kg)

$4.42 ₱266

$4.59 ₱277

-3.70%

Beef Round Steak (1kg)

$7.54 ₱454

$3.56 ₱214

111.80%

Apples (1kg)

$4.56 ₱275

$3.37 ₱203

35.31%

Banana (1kg)

$1.90 ₱115

$1.36 ₱82.0

39.71%

Oranges (1kg)

$2.71 ₱163

$4.35 ₱262

-37.70%

Tomato (1kg)

$2.17 ₱131

$2.59 ₱156

-16.22%

Potato (1kg)

$3.31 ₱199

$1.39 ₱83.6

138.13%

Onion (1kg)

$2.81 ₱169

$2.87 ₱173

-2.09%

Lettuce (1 head)

$1.09 ₱65.5

$0.96 ₱58.1

13.54%

Water (1.5 liter bottle)

$1.02 ₱61.3

$0.57 ₱34.32

78.95%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱180

$3.01 ₱181

-0.66%

Wine (Bottle)

$8.52 ₱513

$4.40 ₱265

93.64%

Local Beer (0.5 liter bottle)

$1.25 ₱75.2

$1.41 ₱85.0

-11.35%

Imported Beer (0.33 liter bottle)

$2.29 ₱138

$2.26 ₱136

1.33%

One-way Ticket (Public Transport)

$0.55 ₱32.85

$0.22 ₱13.17

150.00%

Public Transport Monthly Pass (Regular Price)

$3.57 ₱215

Taxi Start (Normal Tariff)

$0.78 ₱46.81

$0.92 ₱55.6

-15.22%

Taxi (Normal Tariff) (1km)

$0.12 ₱7.06

$0.22 ₱13.22

-45.45%

Taxi 1hour Waiting (Normal Tariff)

$3.48 ₱209

$2.14 ₱129

62.62%

Gasoline (1 liter)

$1.15 ₱69.5

$1.25 ₱75.4

-8.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K ₱2.0M

$26.5K ₱1.6M

26.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K ₱1.3M

$20.5K ₱1.2M

5.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 ₱10.2K

$163 ₱9,845

3.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.89 ₱1,619

$47.84 ₱2,882

-43.79%

Internet (50+ Mbps, Unlimited Data)

$36.15 ₱2,177

$52.7 ₱3,176

-31.46%

Gym Membership (Monthly)

$55.4 ₱3,339

$39.91 ₱2,404

38.91%

Tennis Court (1 Hour on Weekend)

$11.69 ₱704

$4.56 ₱274

156.36%

Cinema Ticket

$7.93 ₱477

$7.24 ₱436

9.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$324 ₱19.5K

$52.6 ₱3,168

515.42%

International Primary School, 1 Child (Yearly)

$7,613 ₱458.5K

$1,251 ₱75.3K

508.66%

Jeans (Levis 501 Or Similar)

$59.2 ₱3,565

$24.66 ₱1,485

140.06%

Summer Dress (H&M, Zara, etc)

$35.26 ₱2,124

$26.09 ₱1,571

35.15%

Sport Shoes (Adidas, Nike)

$86.1 ₱5,188

$89.9 ₱5,416

-4.20%

Men's Leather Business Shoes

$122 ₱7,375

$63.0 ₱3,792

94.47%

1-bedroom Apartment, City Center (Monthly)

$661 ₱39.8K

$140 ₱8,460

370.81%

1-bedroom Apartment, Outside City Center (Monthly)

$397 ₱23.9K

$71.5 ₱4,307

454.39%

3-bedroom Apartment, City Center (Monthly)

$2,254 ₱135.8K

$369 ₱22.2K

511.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,023 ₱61.6K

$142 ₱8,557

619.90%

Buy Apartment in City Center (m2)

$6,076 ₱366.0K

$2,574 ₱155.0K

136.04%

Buy Apartment Outside City Center (m2)

$3,885 ₱234.0K

$896 ₱54.0K

333.39%

Average Monthly Net Salary (After Tax)

$706 ₱42.5K

$200 ₱12.0K

253.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

-44.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: June 14, 2026

Last update for Zamboanga: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $661 in Makati and $140 in Zamboanga. Housing cost is often the main lever when comparing two cities.

Makati pays 253% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Makati vs $10.00 in Zamboanga for a mid-range dinner for two. Groceries echo the gap at $235 vs $212 per month, with Zamboanga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Zamboanga: Cost of Living - Frequently Asked Questions

Zamboanga wins on cost – living expenses run 60% lower than in Makati. Housing and daily spending are where you'll feel the difference most, making Zamboanga the obvious pick if budget is a priority.

Makati pays 253% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $661 in Makati versus $140 in Zamboanga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in Makati. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,223 per month in Makati versus $765 in Zamboanga – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

At $765 in Zamboanga versus $1,223 in Makati, a $1,500 budget is realistic in Zamboanga but tight or insufficient in Makati. The gap between the two cities makes Zamboanga the clear choice for anyone on this budget.

Both work as nomad bases, but Zamboanga delivers better value – similar infrastructure at $765 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zamboanga hard to pass up.

Safety-wise, Makati and Zamboanga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zamboanga gentler on the wallet – expenses run 60% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.