Last update: Oct 2026

Cost of Living Comparison Between Makati and Valencia City

For one person, living is cheaper in Valencia City: $734 a month against $1,228 in Makati, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

Makati
🇵🇭 Philippines
$1,228
/mo nomad
Valencia City
🇵🇭 Philippines
$734
/mo nomad
Monthly Cost of Living

How much you'll spend in Makati and in Valencia City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati and in Valencia City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,228 in Makati versus $734 in Valencia City.

  • Makati $1,228
  • Valencia City $734

Estimated couple costs with rent: $2,028 in Makati versus $1,125 in Valencia City.

  • Makati $2,028
  • Valencia City $1,125

Monthly costs for a family of three with rent: $2,828 in Makati versus $1,516 in Valencia City.

  • Makati $2,828
  • Valencia City $1,516

Living in Makati is roughly 67% more expensive than in Valencia City, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Makati 9% lower, Valencia City 46% lower.

Currency
🍽 Eating Out
Makati
Valencia City
Difference
Meal at Budget Restaurant
$6.22 ₱392
$2.91 ₱183
113.75%
Three-Course Dinner for Two, Mid-Range
$39.57 ₱2,491
$16.68 ₱1,050
137.23%
Fast Food Meal (McDonalds, etc)
$4.88 ₱307
$2.02 ₱127
141.58%
Cappuccino
$2.55 ₱161
$2.26 ₱142
12.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.06 ₱67.0
$0.39 ₱24.45
171.79%
Water (0.33 liter bottle)
$0.50 ₱31.54
$0.42 ₱26.20
19.05%
Local Beer (0.5 liter draught)
$2.38 ₱150
$1.17 ₱73.6
103.42%
Imported Beer (0.33 liter bottle)
$3.21 ₱202
$1.92 ₱121
67.19%
🛒 Groceries & Markets
Makati
Valencia City
Difference
Milk (1 liter)
$1.90 ₱120
$1.95 ₱123
-2.56%
White Bread (500g)
$1.29 ₱81.5
$1.14 ₱71.5
13.16%
Rice (white) (1kg)
$1.06 ₱67.0
$0.78 ₱49.20
35.90%
Eggs
$2.47 ₱155
$1.58 ₱99.2
56.33%
Local Cheese (1kg)
$7.29 ₱459
$6.42 ₱404
13.55%
Chicken Fillets (1kg)
$4.86 ₱306
$4.85 ₱305
0.21%
Beef Round Steak (1kg)
$7.03 ₱442
$9.18 ₱578
-23.42%
Apples (1kg)
$4.04 ₱254
$2.73 ₱172
47.99%
Banana (1kg)
$1.94 ₱122
$1.11 ₱70.0
74.77%
Oranges (1kg)
$3.22 ₱203
$2.43 ₱153
32.51%
Tomato (1kg)
$2.29 ₱144
$1.19 ₱74.8
92.44%
Potato (1kg)
$3.48 ₱219
$0.65 ₱41.16
435.38%
Onion (1kg)
$3.59 ₱226
$2.25 ₱142
59.56%
Lettuce (1 head)
$1.06 ₱66.8
$1.20 ₱75.4
-11.67%
Water (1.5 liter bottle)
$1.11 ₱69.7
$0.71 ₱44.47
56.34%
Cigarettes 20 Pack (Marlboro, Camel)
$2.69 ₱169
$2.50 ₱157
7.60%
Wine (Bottle)
$8.11 ₱511
$8.05 ₱507
0.75%
Local Beer (0.5 liter bottle)
$1.32 ₱82.9
$1.29 ₱81.4
2.33%
Imported Beer (0.33 liter bottle)
$1.98 ₱124
$1.66 ₱105
19.28%
🚌 Getting Around
Makati
Valencia City
Difference
One-way Ticket (Public Transport)
$0.90 ₱56.4
$0.25 ₱15.55
260.00%
Public Transport Monthly Pass (Regular Price)
$56.8 ₱3,575
$11.82 ₱744
380.37%
Taxi Start (Normal Tariff)
$0.67 ₱41.91
$0.79 ₱49.51
-15.19%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.16
$0.23 ₱14.41
-8.70%
Taxi 1hour Waiting (Normal Tariff)
$1.93 ₱121
$1.97 ₱124
-2.03%
Gasoline (1 liter)
$1.25 ₱78.8
$1.27 ₱80.1
-1.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K ₱1.3M
$21.7K ₱1.4M
-1.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.6K ₱1.2M
$18.9K ₱1.2M
3.67%
🧾 Monthly Utilities & Internet
Makati
Valencia City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$153 ₱9,620
$107 ₱6,731
42.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.06 ₱1,011
$19.47 ₱1,226
-17.51%
Internet (50+ Mbps, Unlimited Data)
$32.37 ₱2,038
$31.37 ₱1,975
3.19%
🎉 Sport & Entertainment
Makati
Valencia City
Difference
Gym Membership (Monthly)
$54.9 ₱3,456
$30.13 ₱1,897
82.14%
Tennis Court (1 Hour on Weekend)
$14.14 ₱890
$3.97 ₱250
256.17%
Cinema Ticket
$7.22 ₱454
$4.72 ₱297
52.97%
🧸 Childcare & Education
Makati
Valencia City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$794 ₱50.0K
$109 ₱6,869
628.21%
International Primary School, 1 Child (Yearly)
$7,321 ₱460.9K
$7,414 ₱466.8K
-1.26%
👕👟 Clothing & Footwear
Makati
Valencia City
Difference
Jeans (Levis 501 Or Similar)
$61.2 ₱3,850
$32.76 ₱2,062
86.66%
Summer Dress (H&M, Zara, etc)
$36.86 ₱2,321
$19.17 ₱1,207
92.28%
Sport Shoes (Adidas, Nike)
$81.5 ₱5,129
$72.0 ₱4,530
13.22%
Men's Leather Business Shoes
$103 ₱6,510
$61.0 ₱3,840
69.54%
🏠 Accommodation & Living
Makati
Valencia City
Difference
1-bedroom Apartment, City Center (Monthly)
$815 ₱51.3K
$293 ₱18.4K
178.34%
1-bedroom Apartment, Outside City Center (Monthly)
$417 ₱26.3K
$176 ₱11.1K
136.67%
3-bedroom Apartment, City Center (Monthly)
$2,274 ₱143.2K
$468 ₱29.5K
385.85%
3-bedroom Apartment, Outside City Center (Monthly)
$1,069 ₱67.3K
$369 ₱23.3K
189.37%
Buy Apartment in City Center (m2)
$5,869 ₱369.5K
$2,456 ₱154.7K
138.93%
Buy Apartment Outside City Center (m2)
$3,738 ₱235.4K
$1,075 ₱67.7K
247.90%
💵 Salaries & Financials
Makati
Valencia City
Difference
Average Monthly Net Salary (After Tax)
$601 ₱37.9K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.5
8.31
-9.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: October 12, 2026

Last update for Valencia City: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Makati
$417
Valencia City
$176 57.7% $241
Groceries & Markets
Makati
$231
Valencia City
$193 16.6% $38
Monthly Utilities & Internet
Makati
$201
Valencia City
$158 21.6% $43
Clothing & Footwear
Makati
$127
Valencia City
$83 34.6% $44
Eating Out
Makati
$120
Valencia City
$69 42% $50
Sport & Entertainment
Makati
$69
Valencia City
$40 42.9% $30
Getting Around
Makati
$62
Valencia City
$15 76.3% $47

Cost Breakdown

A one-bedroom apartment in the center runs $815 in Makati and $293 in Valencia City. Housing cost is often the main lever when comparing two cities.

Dining out: $40.00 in Makati vs $17.00 in Valencia City for a mid-range dinner for two. Groceries echo the gap at $231 vs $193 per month, with Valencia City cheaper across the board.

Good to know
🇵🇭 Makati
🇵🇭 Valencia City
🕒 Local time
02:54 2:54 AM
02:54 2:54 AM
Same time as Makati
🌤 Weather
👥 Population
582,602
216,546
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Makati Valencia City 860 km ≈ 1 h 30 min nonstop flight
From you
  • Makati
  • Valencia City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Makati vs Valencia City: Cost of Living - Frequently Asked Questions
Which city is more expensive, Makati or Valencia City?
Valencia City wins on cost – living expenses run 67% lower than in Makati. Housing and daily spending are where you'll feel the difference most, making Valencia City the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Makati and in Valencia City?
You'd need roughly $1,842 in Makati and $1,101 in Valencia City to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Makati compared to Valencia City?
Rent for a central apartment: $815 in Makati versus $293 in Valencia City. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Makati compared to Valencia City?
All in, you'll spend $1,228 per month in Makati versus $734 in Valencia City – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Makati compared to Valencia City?
A monthly transit pass in Valencia City runs roughly 380% less than in Makati. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $2,000/month in Makati or in Valencia City?
At $734 in Valencia City versus $1,228 in Makati, a $2,000 budget is realistic in Valencia City but tight or insufficient in Makati. The gap between the two cities makes Valencia City the clear choice for anyone on this budget.
Which city is better for digital nomads, Makati or Valencia City?
Both work as nomad bases, but Valencia City delivers better value – similar infrastructure at $734 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Valencia City hard to pass up.
How safe is Makati compared to Valencia City?
Safety-wise, Makati and Valencia City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Valencia City gentler on the wallet – expenses run 67% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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