Last update: Nov 2026

Cost of Living Comparison Between Makati and Malaybalay

For one person, living is cheaper in Malaybalay: $739 a month against $1,174 in Makati, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

Makati, Philippines
Malaybalay, Philippines
Makati
🇵🇭 Philippines
$1,174
/mo nomad
Malaybalay
🇵🇭 Philippines
$739
/mo nomad
Monthly Cost of Living

How much you'll spend in Makati and in Malaybalay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati and in Malaybalay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,174 in Makati versus $739 in Malaybalay.

  • Makati $1,174
  • Malaybalay $739

Estimated couple costs with rent: $1,962 in Makati versus $1,140 in Malaybalay.

  • Makati $1,962
  • Malaybalay $1,140

Monthly costs for a family of three with rent: $2,750 in Makati versus $1,542 in Malaybalay.

  • Makati $2,750
  • Malaybalay $1,542

Living in Makati is roughly 59% more expensive than in Malaybalay, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Makati 13% lower, Malaybalay 45% lower.

Currency
🍽 Eating Out
Makati
Malaybalay
Difference
Meal at Budget Restaurant
$4.72 ₱300
$4.55 ₱289
3.74%
Three-Course Dinner for Two, Mid-Range
$26.37 ₱1,676
$16.36 ₱1,040
61.19%
Fast Food Meal (McDonalds, etc)
$4.01 ₱255
$3.49 ₱222
14.90%
Cappuccino
$2.46 ₱156
$2.14 ₱136
14.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.05 ₱66.9
$0.45 ₱28.56
133.33%
Water (0.33 liter bottle)
$0.59 ₱37.55
$0.32 ₱20.47
84.37%
Local Beer (0.5 liter draught)
$1.16 ₱73.8
$1.18 ₱75.3
-1.69%
Imported Beer (0.33 liter bottle)
$2.41 ₱153
$2.06 ₱131
16.99%
🛒 Groceries & Markets
Makati
Malaybalay
Difference
Milk (1 liter)
$1.86 ₱118
$1.97 ₱125
-5.58%
White Bread (500g)
$1.12 ₱71.4
$1.10 ₱70.1
1.82%
Rice (white) (1kg)
$0.99 ₱62.6
$0.84 ₱53.5
17.86%
Eggs
$2.20 ₱140
$1.90 ₱121
15.79%
Local Cheese (1kg)
$7.51 ₱478
$6.31 ₱401
19.02%
Chicken Fillets (1kg)
$4.63 ₱294
$4.55 ₱289
1.76%
Beef Round Steak (1kg)
$7.01 ₱446
$9.02 ₱573
-22.28%
Apples (1kg)
$3.23 ₱205
$2.70 ₱171
19.63%
Banana (1kg)
$1.90 ₱121
$1.11 ₱70.6
71.17%
Oranges (1kg)
$2.76 ₱175
$2.39 ₱152
15.48%
Tomato (1kg)
$0.88 ₱56.2
$1.14 ₱72.3
-22.81%
Potato (1kg)
$1.33 ₱84.5
$1.90 ₱121
-30.00%
Onion (1kg)
$1.38 ₱87.6
$3.29 ₱209
-58.05%
Lettuce (1 head)
$1.87 ₱119
$1.24 ₱78.8
50.81%
Water (1.5 liter bottle)
$0.58 ₱37.03
$0.67 ₱42.60
-13.43%
Cigarettes 20 Pack (Marlboro, Camel)
$3.03 ₱193
$2.41 ₱153
25.73%
Wine (Bottle)
$9.67 ₱615
$7.89 ₱501
22.56%
Local Beer (0.5 liter bottle)
$1.25 ₱79.7
$1.22 ₱77.5
2.46%
Imported Beer (0.33 liter bottle)
$2.01 ₱128
$1.66 ₱106
21.08%
🚌 Getting Around
Makati
Malaybalay
Difference
One-way Ticket (Public Transport)
$0.76 ₱48.51
$0.24 ₱15.27
216.67%
Public Transport Monthly Pass (Regular Price)
$57.7 ₱3,668
$12.31 ₱783
368.64%
Taxi Start (Normal Tariff)
$0.75 ₱47.80
$0.79 ₱50.4
-5.06%
Taxi (Normal Tariff) (1km)
$0.20 ₱12.71
$0.24 ₱15.32
-16.67%
Taxi 1hour Waiting (Normal Tariff)
$1.96 ₱124
$1.91 ₱121
2.62%
Gasoline (1 liter)
$1.25 ₱79.8
$1.26 ₱80.3
-0.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.9K ₱1.3M
$21.2K ₱1.4M
-1.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K ₱1.2M
$18.7K ₱1.2M
1.22%
🧾 Monthly Utilities & Internet
Makati
Malaybalay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$111 ₱7,047
$104 ₱6,590
6.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.82 ₱1,070
$19.05 ₱1,211
-11.71%
Internet (50+ Mbps, Unlimited Data)
$24.00 ₱1,526
$30.84 ₱1,961
-22.18%
🎉 Sport & Entertainment
Makati
Malaybalay
Difference
Gym Membership (Monthly)
$56.6 ₱3,599
$31.24 ₱1,987
81.21%
Tennis Court (1 Hour on Weekend)
$14.14 ₱899
$5.12 ₱325
176.17%
Cinema Ticket
$6.31 ₱401
$4.80 ₱305
31.46%
🧸 Childcare & Education
Makati
Malaybalay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$619 ₱39.4K
$105 ₱6,703
487.38%
International Primary School, 1 Child (Yearly)
$5,231 ₱332.6K
$7,393 ₱470.1K
-29.25%
👕👟 Clothing & Footwear
Makati
Malaybalay
Difference
Jeans (Levis 501 Or Similar)
$55.4 ₱3,523
$32.03 ₱2,036
72.99%
Summer Dress (H&M, Zara, etc)
$31.32 ₱1,991
$19.04 ₱1,211
64.50%
Sport Shoes (Adidas, Nike)
$70.0 ₱4,451
$71.0 ₱4,513
-1.38%
Men's Leather Business Shoes
$57.8 ₱3,678
$59.6 ₱3,792
-3.02%
🏠 Accommodation & Living
Makati
Malaybalay
Difference
1-bedroom Apartment, City Center (Monthly)
$820 ₱52.1K
$250 ₱15.9K
227.47%
1-bedroom Apartment, Outside City Center (Monthly)
$495 ₱31.4K
$166 ₱10.5K
198.13%
3-bedroom Apartment, City Center (Monthly)
$2,487 ₱158.2K
$485 ₱30.8K
412.87%
3-bedroom Apartment, Outside City Center (Monthly)
$1,294 ₱82.3K
$354 ₱22.5K
265.68%
Buy Apartment in City Center (m2)
$5,608 ₱356.5K
$2,659 ₱169.1K
110.88%
Buy Apartment Outside City Center (m2)
$3,558 ₱226.2K
$1,116 ₱71.0K
218.80%
💵 Salaries & Financials
Makati
Malaybalay
Difference
Average Monthly Net Salary (After Tax)
$524 ₱33.3K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7
8.31
-15.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: November 2, 2026

Last update for Malaybalay: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Makati
$495
Malaybalay
$166 66.5% $329
Groceries & Markets
Makati
$203
Malaybalay
$196 3.4% $6.9
Monthly Utilities & Internet
Makati
$152
Malaybalay
$154 1.2% $1.9
Eating Out
Makati
$97
Malaybalay
$86 11.3% $11
Clothing & Footwear
Makati
$97
Malaybalay
$82 15.3% $15
Sport & Entertainment
Makati
$69
Malaybalay
$41 41% $28
Getting Around
Makati
$62
Malaybalay
$15 75.6% $47

Cost Breakdown

A one-bedroom apartment in the center runs $820 in Makati and $250 in Malaybalay. Housing cost is often the main lever when comparing two cities.

Dining out: $26 in Makati vs $16 in Malaybalay for a mid-range dinner for two. Groceries echo the gap at $203 vs $196 per month, with Malaybalay cheaper across the board.

Good to know
🇵🇭 Makati
🇵🇭 Malaybalay
🕒 Local time
07:55 7:55 AM
07:55 7:55 AM
Same time as Makati
🌤 Weather
👥 Population
582,602
190,712
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.57 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Makati Malaybalay 840 km ≈ 1 h 30 min nonstop flight
From you
  • Makati
  • Malaybalay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Makati vs Malaybalay: Cost of Living - Frequently Asked Questions
Which city is more expensive, Makati or Malaybalay?
Malaybalay wins on cost – living expenses run 37% lower than in Makati. Housing and daily spending are where you’ll feel the difference most, making Malaybalay the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Makati and in Malaybalay?
You’d need roughly $1,761 in Makati and $1,109 in Malaybalay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Makati compared to Malaybalay?
Rent for a central apartment: $820 in Makati versus $250 in Malaybalay. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Makati compared to Malaybalay?
All in, you’ll spend $1,174 per month in Makati versus $739 in Malaybalay – Malaybalay is about 37% cheaper, which adds up to real savings over time.
How expensive is transport in Makati compared to Malaybalay?
A monthly transit pass in Malaybalay runs roughly 79% less than in Makati. The price difference matters if you commute daily and watch your budget.
Which city offers a better quality of life: Makati or Malaybalay?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Malaybalay gentler on the wallet – expenses run 37% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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