😐Monthly costs for one person with rent: $1,204 in Makati versus $771 in Malaybalay.
😐Estimated couple costs with rent: $2,023 in Makati versus $1,185 in Malaybalay.
😐Monthly costs for a family of three with rent: $2,841 in Makati versus $1,599 in Malaybalay.
😐Living in Makati is roughly 56% more expensive than Malaybalay, driven mainly by Eating Out.
📊Both cities sit below the global median: Makati10% lower, Malaybalay42% lower.
Currency
🍽 Eating Out
Makati
Malaybalay
Difference
Meal at Budget Restaurant
$6.69₱412
$4.38₱270
52.74%
Three-Course Dinner for Two, Mid-Range
$44.22₱2,728
$16.06₱991
175.34%
Fast Food Meal(McDonalds, etc)
$4.88₱301
$3.98₱245
22.61%
Cappuccino
$2.93₱181
$2.07₱128
41.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.19₱73.7
$0.55₱33.79
116.36%
Water(0.33 liter bottle)
$0.56₱34.78
$0.37₱22.59
51.35%
Local Beer(0.5 liter draught)
$2.42₱150
$1.04₱64.3
132.69%
Imported Beer(0.33 liter bottle)
$3.62₱223
$1.80₱111
101.11%
🛒 Groceries & Markets
Makati
Malaybalay
Difference
Milk(1 liter)
$2.20₱136
$1.69₱104
30.18%
White Bread(500g)
$1.49₱92.0
$1.21₱74.6
23.14%
Rice(white)(1kg)
$1.07₱65.7
$0.99₱61.2
8.08%
Eggs
$2.34₱144
$2.00₱124
17.00%
Local Cheese(1kg)
$8.19₱505
$5.92₱365
38.34%
Chicken Fillets(1kg)
$4.42₱273
$4.58₱283
-3.49%
Beef Round Steak(1kg)
$7.71₱475
$7.38₱455
4.47%
Apples(1kg)
$4.36₱269
$2.95₱182
47.80%
Banana(1kg)
$2.00₱123
$1.13₱69.6
76.99%
Oranges(1kg)
$2.57₱159
$2.38₱147
7.98%
Tomato(1kg)
$2.23₱138
$1.36₱84.0
63.97%
Potato(1kg)
$3.45₱213
$2.28₱141
51.32%
Onion(1kg)
$2.86₱176
$3.25₱200
-12.00%
Lettuce(1 head)
$1.14₱70.0
$1.33₱81.9
-14.29%
Water(1.5 liter bottle)
$1.02₱62.7
$0.60₱36.93
70.00%
Cigarettes 20 Pack(Marlboro, Camel)
$2.84₱175
$2.62₱162
8.40%
Wine(Bottle)
$8.12₱501
$8.37₱517
-2.99%
Local Beer(0.5 liter bottle)
$1.25₱77.1
$1.35₱83.3
-7.41%
Imported Beer(0.33 liter bottle)
$2.32₱143
$1.57₱96.9
47.77%
🚌 Getting Around
Makati
Malaybalay
Difference
One-way Ticket(Public Transport)
$0.54₱33.40
$0.26₱15.93
107.69%
Public Transport Monthly Pass(Regular Price)
$3.64₱225
-
-
Taxi Start(Normal Tariff)
$0.78₱48.35
$0.88₱54.2
-11.36%
Taxi(Normal Tariff)(1km)
$0.11₱6.49
$0.23₱14.19
-52.17%
Taxi 1hour Waiting(Normal Tariff)
$3.65₱225
$2.15₱133
69.77%
Gasoline(1 liter)
$1.10₱67.9
$1.09₱67.2
0.92%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.4K₱2.1M
$22.1K₱1.4M
50.80%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.5K₱1.3M
$20.8K₱1.3M
2.98%
🧾 Monthly Utilities & Internet
Makati
Malaybalay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$171₱10.5K
$105₱6,462
62.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$26.96₱1,663
$33.95₱2,094
-20.59%
Internet(50+ Mbps, Unlimited Data)
$35.97₱2,219
$36.58₱2,256
-1.67%
🎉 Sport & Entertainment
Makati
Malaybalay
Difference
Gym Membership(Monthly)
$55.6₱3,430
$34.51₱2,129
61.14%
Tennis Court(1 Hour on Weekend)
$11.87₱732
$4.47₱276
165.55%
Cinema Ticket
$8.19₱505
$4.40₱271
86.14%
🧸 Childcare & Education
Makati
Malaybalay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$322₱19.9K
$119₱7,347
170.30%
International Primary School, 1 Child(Yearly)
$7,811₱481.8K
$4,368₱269.4K
78.85%
👕👟 Clothing & Footwear
Makati
Malaybalay
Difference
Jeans(Levis 501 Or Similar)
$58.8₱3,628
$45.94₱2,834
28.01%
Summer Dress(H&M, Zara, etc)
$35.76₱2,206
$30.59₱1,887
16.90%
Sport Shoes(Adidas, Nike)
$83.9₱5,174
$77.7₱4,793
7.97%
Men's Leather Business Shoes
$123₱7,612
$67.8₱4,183
81.95%
🏠 Accommodation & Living
Makati
Malaybalay
Difference
1-bedroom Apartment, City Center(Monthly)
$667₱41.2K
$264₱16.3K
153.21%
1-bedroom Apartment, Outside City Center(Monthly)
$403₱24.8K
$174₱10.8K
130.81%
3-bedroom Apartment, City Center(Monthly)
$2,307₱142.3K
$589₱36.3K
291.86%
3-bedroom Apartment, Outside City Center(Monthly)
$1,015₱62.6K
$391₱24.1K
159.80%
Buy Apartment in City Center(m2)
$6,283₱387.5K
$2,027₱125.0K
209.97%
Buy Apartment Outside City Center(m2)
$3,903₱240.8K
-
-
💵 Salaries & Financials
Makati
Malaybalay
Difference
Average Monthly Net Salary(After Tax)
$712₱43.9K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.67
9.56
-30.23%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Makati: April 25, 2026
Last update for Malaybalay: April 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $667 in Makati and $264 in Malaybalay. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $44.00 in Makati vs $16.00 in Malaybalay for a mid-range dinner for two. Groceries echo the gap at $236 vs $194 per month, with Malaybalay cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Makati vs Malaybalay: Cost of Living - Frequently Asked Questions
Which city is more expensive, Makati or Malaybalay?
Malaybalay wins on cost – living expenses run 56% lower than in Makati. Housing and daily spending are where you'll feel the difference most, making Malaybalay the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Makati vs Malaybalay?
You'd need roughly $1,807 in Makati and $1,156 in Malaybalay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Makati vs Malaybalay?
Rent for a central apartment: $667 in Makati versus $264 in Malaybalay. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Makati or Malaybalay?
Supermarket bills run roughly 21% higher in Makati. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Makati compared to Malaybalay?
All in, you'll spend $1,204 per month in Makati versus $771 in Malaybalay – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Makati or Malaybalay?
At $771 in Malaybalay versus $1,204 in Makati, a $2,000 budget is realistic in Malaybalay but tight or insufficient in Makati. The gap between the two cities makes Malaybalay the clear choice for anyone on this budget.
Which city is better for digital nomads, Makati or Malaybalay?
Both work as nomad bases, but Malaybalay delivers better value – similar infrastructure at $771 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Malaybalay hard to pass up.
How safe is Makati compared to Malaybalay?
Safety-wise, Makati and Malaybalay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Malaybalay gentler on the wallet – expenses run 56% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.