Last update: Oct 2026

Cost of Living Comparison Between Makati and El Nido

For one person, living is cheaper in El Nido: $739 a month against $1,228 in Makati, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

Makati
🇵🇭 Philippines
$1,228
/mo nomad
El Nido
🇵🇭 Philippines
$739
/mo nomad
Monthly Cost of Living

How much you'll spend in Makati and in El Nido

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati and in El Nido actually costs, broken down by who's living it.

A single person spends $1,228 per month in Makati vs $739 in El Nido, rent included.

  • Makati $1,228
  • El Nido $739

A couple spends around $2,039 per month in Makati vs $1,148 in El Nido, rent included.

  • Makati $2,039
  • El Nido $1,148

A family of three spends $2,850 per month in Makati vs $1,557 in El Nido, rent included.

  • Makati $2,850
  • El Nido $1,557

Makati costs about 66% more than El Nido, and outside of rent the biggest gap is in groceries.

Both Makati and El Nido are more affordable than the global median – Makati 9% lower, El Nido 45% lower.

Currency
🍽 Eating Out
Makati
El Nido
Difference
Meal at Budget Restaurant
$6.44 ₱405
$4.84 ₱305
33.06%
Three-Course Dinner for Two, Mid-Range
$39.89 ₱2,511
$28.13 ₱1,771
41.81%
Fast Food Meal (McDonalds, etc)
$4.78 ₱301
$3.70 ₱233
29.19%
Cappuccino
$2.58 ₱163
$2.25 ₱142
14.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.10 ₱69.3
$1.17 ₱73.8
-5.98%
Water (0.33 liter bottle)
$0.50 ₱31.66
$0.32 ₱20.45
56.25%
Local Beer (0.5 liter draught)
$2.35 ₱148
$1.30 ₱81.8
80.77%
Imported Beer (0.33 liter bottle)
$3.14 ₱197
$1.99 ₱125
57.79%
🛒 Groceries & Markets
Makati
El Nido
Difference
Milk (1 liter)
$1.90 ₱119
$1.59 ₱100
19.50%
White Bread (500g)
$1.24 ₱78.3
$1.00 ₱63.1
24.00%
Rice (white) (1kg)
$1.01 ₱63.9
$1.29 ₱81.4
-21.71%
Eggs
$2.36 ₱149
$1.95 ₱123
21.03%
Local Cheese (1kg)
$7.01 ₱442
$5.33 ₱336
31.52%
Chicken Fillets (1kg)
$4.93 ₱310
$3.98 ₱250
23.87%
Beef Round Steak (1kg)
$6.89 ₱434
$6.98 ₱439
-1.29%
Apples (1kg)
$4.00 ₱252
$2.25 ₱142
77.78%
Banana (1kg)
$1.95 ₱123
$1.54 ₱97.1
26.62%
Oranges (1kg)
$3.23 ₱203
$2.26 ₱142
42.92%
Tomato (1kg)
$2.29 ₱144
$1.16 ₱72.8
97.41%
Potato (1kg)
$3.62 ₱228
$1.95 ₱123
85.64%
Onion (1kg)
$3.46 ₱218
$2.01 ₱127
72.14%
Lettuce (1 head)
$1.11 ₱69.8
$0.92 ₱58.0
20.65%
Water (1.5 liter bottle)
$1.15 ₱72.5
$0.53 ₱33.65
116.98%
Cigarettes 20 Pack (Marlboro, Camel)
$2.67 ₱168
$3.35 ₱211
-20.30%
Wine (Bottle)
$7.89 ₱497
$7.24 ₱456
8.98%
Local Beer (0.5 liter bottle)
$1.33 ₱83.4
$1.00 ₱62.9
33.00%
Imported Beer (0.33 liter bottle)
$2.04 ₱128
$1.87 ₱118
9.09%
🚌 Getting Around
Makati
El Nido
Difference
One-way Ticket (Public Transport)
$0.92 ₱57.8
$0.24 ₱15.07
283.33%
Public Transport Monthly Pass (Regular Price)
$56.2 ₱3,539
$10.28 ₱648
446.79%
Taxi Start (Normal Tariff)
$0.64 ₱40.57
$0.85 ₱53.8
-24.71%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.20
$0.20 ₱12.47
5.00%
Taxi 1hour Waiting (Normal Tariff)
$1.86 ₱117
$1.72 ₱108
8.14%
Gasoline (1 liter)
$1.26 ₱79.6
$1.31 ₱82.3
-3.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ₱1.3M
$19.2K ₱1.2M
9.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K ₱1.2M
$21.6K ₱1.4M
-12.31%
🧾 Monthly Utilities & Internet
Makati
El Nido
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$153 ₱9,651
$121 ₱7,638
26.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.87 ₱999
$14.38 ₱906
10.36%
Internet (50+ Mbps, Unlimited Data)
$32.36 ₱2,038
$24.44 ₱1,539
32.41%
🎉 Sport & Entertainment
Makati
El Nido
Difference
Gym Membership (Monthly)
$54.5 ₱3,430
$34.90 ₱2,197
56.10%
Tennis Court (1 Hour on Weekend)
$14.33 ₱902
$3.99 ₱251
259.15%
Cinema Ticket
$7.20 ₱453
$5.23 ₱329
37.67%
🧸 Childcare & Education
Makati
El Nido
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$805 ₱50.7K
$124 ₱7,818
548.42%
International Primary School, 1 Child (Yearly)
$7,474 ₱470.6K
$6,869 ₱432.4K
8.81%
👕👟 Clothing & Footwear
Makati
El Nido
Difference
Jeans (Levis 501 Or Similar)
$61.5 ₱3,871
$33.86 ₱2,132
81.60%
Summer Dress (H&M, Zara, etc)
$36.38 ₱2,291
$18.81 ₱1,185
93.41%
Sport Shoes (Adidas, Nike)
$81.2 ₱5,112
$66.9 ₱4,211
21.40%
Men's Leather Business Shoes
$105 ₱6,604
$49.95 ₱3,145
109.99%
🏠 Accommodation & Living
Makati
El Nido
Difference
1-bedroom Apartment, City Center (Monthly)
$811 ₱51.1K
$269 ₱17.0K
201.11%
1-bedroom Apartment, Outside City Center (Monthly)
$417 ₱26.3K
$177 ₱11.2K
135.40%
3-bedroom Apartment, City Center (Monthly)
$2,310 ₱145.4K
$535 ₱33.7K
331.38%
3-bedroom Apartment, Outside City Center (Monthly)
$1,090 ₱68.6K
$358 ₱22.5K
204.81%
Buy Apartment in City Center (m2)
$6,032 ₱379.8K
$2,607 ₱164.1K
131.37%
Buy Apartment Outside City Center (m2)
$3,693 ₱232.5K
$900 ₱56.7K
310.40%
💵 Salaries & Financials
Makati
El Nido
Difference
Average Monthly Net Salary (After Tax)
$604 ₱38.0K
$257 ₱16.2K
135.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.5
6.79
10.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: October 18, 2026

Last update for El Nido: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Makati
$417
El Nido
$177 57.5% $240
Groceries & Markets
Makati
$230
El Nido
$174 24.2% $56
Monthly Utilities & Internet
Makati
$202
El Nido
$160 20.5% $41
Clothing & Footwear
Makati
$128
El Nido
$76 40.3% $52
Eating Out
Makati
$121
El Nido
$93 23.1% $28
Sport & Entertainment
Makati
$69
El Nido
$45 34.2% $24
Getting Around
Makati
$62
El Nido
$13 78.7% $48

Cost Breakdown

A central one-bedroom costs $811 in Makati versus $269 in El Nido. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 135% higher in Makati, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Makati versus $28.00 in El Nido. Monthly groceries follow the same trend: $230 vs $174 – making El Nido the more affordable choice for daily food spending.

Good to know
🇵🇭 Makati
🇵🇭 El Nido
🕒 Local time
20:31 8:31 PM
20:31 8:31 PM
Same time as Makati
🌤 Weather
👥 Population
582,602
50,494
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Makati El Nido 410 km
From you
  • Makati
  • El Nido

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Makati vs El Nido: Cost of Living - Frequently Asked Questions
How do living costs in Makati and in El Nido compare overall?
Monthly costs with rent: $1,228 in Makati, $739 in El Nido – roughly 66% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Makati compared to El Nido?
For a comfortable life, plan on about $1,842 per month in Makati and $1,109 in El Nido. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Makati and El Nido?
Rent is clearly cheaper in El Nido, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Makati and in El Nido?
Public transport costs about 447% less in El Nido. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Makati and El Nido?
Kindergarten costs $805 per month in Makati and $124 in El Nido. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in El Nido, where all-in costs run around $739, than in Makati at $1,228. In El Nido it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.
How does quality of life compare between Makati and El Nido?
It depends on your priorities. Makati has an edge in some lifestyle areas, with costs from $739 in El Nido to $1,228 in Makati. Climate, culture, job market, and personal taste all factor in.
Is Makati or El Nido safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Makati and El Nido?
If budget matters most, go with El Nido. If higher salaries, better infrastructure, or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.

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