Last update: Nov 2026

Cost of Living Comparison Between Makati and Dipolog

For one person, living is cheaper in Dipolog: $776 a month against $1,174 in Makati, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

Makati, Philippines
Dipolog, Philippines
Makati
🇵🇭 Philippines
$1,174
/mo nomad
Dipolog
🇵🇭 Philippines
$776
/mo nomad
Monthly Cost of Living

How much you'll spend in Makati and in Dipolog

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati and in Dipolog actually costs, broken down by who's living it.

A single person spends $1,174 per month in Makati vs $776 in Dipolog, rent included.

  • Makati $1,174
  • Dipolog $776

A couple spends around $1,962 per month in Makati vs $1,132 in Dipolog, rent included.

  • Makati $1,962
  • Dipolog $1,132

A family of three spends $2,750 per month in Makati vs $1,488 in Dipolog, rent included.

  • Makati $2,750
  • Dipolog $1,488

Makati costs about 51% more than Dipolog, and outside of rent the biggest gap is in groceries.

Both Makati and Dipolog are more affordable than the global median – Makati 13% lower, Dipolog 43% lower.

Currency
🍽 Eating Out
Makati
Dipolog
Difference
Meal at Budget Restaurant
$4.72 ₱300
$1.53 ₱97.5
208.50%
Three-Course Dinner for Two, Mid-Range
$26.37 ₱1,676
$19.22 ₱1,222
37.20%
Fast Food Meal (McDonalds, etc)
$4.01 ₱255
$3.07 ₱195
30.62%
Cappuccino
$2.46 ₱156
$1.55 ₱98.7
58.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.05 ₱66.9
$0.37 ₱23.82
183.78%
Water (0.33 liter bottle)
$0.59 ₱37.55
$0.23 ₱14.61
156.52%
Local Beer (0.5 liter draught)
$1.16 ₱73.8
$1.09 ₱69.4
6.42%
Imported Beer (0.33 liter bottle)
$2.41 ₱153
$1.56 ₱99.3
54.49%
🛒 Groceries & Markets
Makati
Dipolog
Difference
Milk (1 liter)
$1.86 ₱118
$1.54 ₱98.0
20.78%
White Bread (500g)
$1.12 ₱71.4
$0.81 ₱51.7
38.27%
Rice (white) (1kg)
$0.99 ₱62.6
$0.81 ₱51.2
22.22%
Eggs
$2.20 ₱140
$1.95 ₱124
12.82%
Local Cheese (1kg)
$7.51 ₱478
$4.67 ₱297
60.81%
Chicken Fillets (1kg)
$4.63 ₱294
$4.57 ₱290
1.31%
Beef Round Steak (1kg)
$7.01 ₱446
$5.51 ₱350
27.22%
Apples (1kg)
$3.23 ₱205
$1.54 ₱97.9
109.74%
Banana (1kg)
$1.90 ₱121
$1.23 ₱78.4
54.47%
Oranges (1kg)
$2.76 ₱175
$2.00 ₱127
38.00%
Tomato (1kg)
$0.88 ₱56.2
$0.93 ₱59.3
-5.38%
Potato (1kg)
$1.33 ₱84.5
$1.89 ₱120
-29.63%
Onion (1kg)
$1.38 ₱87.6
$1.56 ₱99.0
-11.54%
Lettuce (1 head)
$1.87 ₱119
$1.01 ₱64.3
85.15%
Water (1.5 liter bottle)
$0.58 ₱37.03
$0.60 ₱38.23
-3.33%
Cigarettes 20 Pack (Marlboro, Camel)
$3.03 ₱193
$2.72 ₱173
11.40%
Wine (Bottle)
$9.67 ₱615
$4.04 ₱257
139.36%
Local Beer (0.5 liter bottle)
$1.25 ₱79.7
$1.14 ₱72.6
9.65%
Imported Beer (0.33 liter bottle)
$2.01 ₱128
$1.59 ₱101
26.42%
🚌 Getting Around
Makati
Dipolog
Difference
One-way Ticket (Public Transport)
$0.76 ₱48.51
$0.26 ₱16.31
192.31%
Public Transport Monthly Pass (Regular Price)
$57.7 ₱3,668
$14.55 ₱925
296.49%
Taxi Start (Normal Tariff)
$0.75 ₱47.80
$1.05 ₱66.5
-28.57%
Taxi (Normal Tariff) (1km)
$0.20 ₱12.71
$0.20 ₱12.71
-
Taxi 1hour Waiting (Normal Tariff)
$1.96 ₱124
$1.88 ₱120
4.26%
Gasoline (1 liter)
$1.25 ₱79.8
$0.85 ₱54.1
47.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.9K ₱1.3M
$21.2K ₱1.3M
-1.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K ₱1.2M
$19.1K ₱1.2M
-1.04%
🧾 Monthly Utilities & Internet
Makati
Dipolog
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$111 ₱7,047
$67.9 ₱4,317
63.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.82 ₱1,070
$8.09 ₱514
107.91%
Internet (50+ Mbps, Unlimited Data)
$24.00 ₱1,526
$23.89 ₱1,519
0.46%
🎉 Sport & Entertainment
Makati
Dipolog
Difference
Gym Membership (Monthly)
$56.6 ₱3,599
$31.96 ₱2,032
77.13%
Tennis Court (1 Hour on Weekend)
$14.14 ₱899
-
-
Cinema Ticket
$6.31 ₱401
$5.47 ₱348
15.36%
🧸 Childcare & Education
Makati
Dipolog
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$619 ₱39.4K
$297 ₱18.9K
108.40%
International Primary School, 1 Child (Yearly)
$5,231 ₱332.6K
$6,827 ₱434.1K
-23.38%
👕👟 Clothing & Footwear
Makati
Dipolog
Difference
Jeans (Levis 501 Or Similar)
$55.4 ₱3,523
$51.0 ₱3,243
8.63%
Summer Dress (H&M, Zara, etc)
$31.32 ₱1,991
$25.96 ₱1,650
20.65%
Sport Shoes (Adidas, Nike)
$70.0 ₱4,451
$79.1 ₱5,029
-11.50%
Men's Leather Business Shoes
$57.8 ₱3,678
$66.8 ₱4,245
-13.37%
🏠 Accommodation & Living
Makati
Dipolog
Difference
1-bedroom Apartment, City Center (Monthly)
$820 ₱52.1K
$413 ₱26.3K
98.43%
1-bedroom Apartment, Outside City Center (Monthly)
$495 ₱31.4K
$311 ₱19.8K
58.80%
3-bedroom Apartment, City Center (Monthly)
$2,487 ₱158.2K
$762 ₱48.4K
226.44%
3-bedroom Apartment, Outside City Center (Monthly)
$1,294 ₱82.3K
$483 ₱30.7K
167.88%
Buy Apartment in City Center (m2)
$5,608 ₱356.5K
$3,505 ₱222.9K
59.98%
Buy Apartment Outside City Center (m2)
$3,558 ₱226.2K
$2,701 ₱171.7K
31.72%
💵 Salaries & Financials
Makati
Dipolog
Difference
Average Monthly Net Salary (After Tax)
$524 ₱33.3K
$236 ₱15.0K
122.25%
20-Year Fixed Mortgage Interest Rate (Annual %)
7
7
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: November 2, 2026

Last update for Dipolog: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Makati
$495
Dipolog
$311 37% $183
Groceries & Markets
Makati
$203
Dipolog
$153 24.8% $50
Monthly Utilities & Internet
Makati
$152
Dipolog
$100 34.1% $52
Eating Out
Makati
$97
Dipolog
$51 47% $45
Clothing & Footwear
Makati
$97
Dipolog
$100 3.9% $3.7
Sport & Entertainment
Makati
$69
Dipolog
$43 38% $26
Getting Around
Makati
$62
Dipolog
$18 71.8% $45

Cost Breakdown

A central one-bedroom costs $820 in Makati versus $413 in Dipolog. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Makati are about 2.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26 in Makati versus $19 in Dipolog. Monthly groceries follow the same trend: $203 vs $153 – making Dipolog the more affordable choice for daily food spending.

Good to know
🇵🇭 Makati
🇵🇭 Dipolog
🕒 Local time
07:09 7:09 AM
07:09 7:09 AM
Same time as Makati
🌤 Weather
👥 Population
582,602
130,759
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.57 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Makati Dipolog 710 km ≈ 1 h 30 min nonstop flight
From you
  • Makati
  • Dipolog

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Makati vs Dipolog: Cost of Living - Frequently Asked Questions
Which city is more expensive, Makati or Dipolog?
Makati costs about 51% more than Dipolog, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Makati and in Dipolog?
For a comfortable life, plan on about $1,761 per month in Makati and $1,164 in Dipolog. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Makati or Dipolog?
Rent is clearly cheaper in Dipolog, especially for central apartments: a one-bedroom in the center costs $413 there versus $820 in Makati.
How do childcare costs compare in Makati and in Dipolog?
Kindergarten costs $619 per month in Makati and $297 in Dipolog. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Makati or in Dipolog?
Groceries cost about 33% more in Makati, though the gap depends on what you buy.
Which city is better for families?
Families tend to lean toward Dipolog – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to Makati or to Dipolog?
If budget matters most, go with Dipolog. If higher salaries or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.

Makati vs other spots: cost of living compared

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