Cost of Living Comparison Between Makati and Calapan City Cost of Living Comparison Between Makati and Calapan City

Monthly Cost of Living

A single person spends $1,223 per month in Makati vs $789 in Calapan City, rent included.

A couple spends around $2,017 per month in Makati vs $1,232 in Calapan City, rent included.

A family of three spends $2,812 per month in Makati vs $1,675 in Calapan City, rent included.

Makati costs about 55% more than Calapan City, driven mainly by Eating Out.

Both Makati and Calapan City are more affordable than the global median – Makati 8% lower, Calapan City 41% lower.

Meal at Budget Restaurant

$6.85 ₱412

$3.57 ₱215

91.88%

Three-Course Dinner for Two, Mid-Range

$44.09 ₱2,655

$17.69 ₱1,065

149.24%

Fast Food Meal (McDonalds, etc)

$4.97 ₱300

$3.25 ₱196

52.92%

Cappuccino

$2.96 ₱178

$2.39 ₱144

23.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 ₱69.1

$0.83 ₱49.88

38.55%

Water (0.33 liter bottle)

$0.57 ₱34.46

$0.39 ₱23.60

46.15%

Local Beer (0.5 liter draught)

$2.32 ₱140

$1.37 ₱82.3

69.34%

Imported Beer (0.33 liter bottle)

$3.54 ₱213

$2.10 ₱126

68.57%

Milk (1 liter)

$2.17 ₱130

$1.85 ₱111

17.30%

White Bread (500g)

$1.49 ₱89.9

$1.26 ₱75.7

18.25%

Rice (white) (1kg)

$1.06 ₱64.1

$1.03 ₱61.9

2.91%

Eggs

$2.22 ₱134

$2.07 ₱125

7.25%

Local Cheese (1kg)

$8.26 ₱497

$8.13 ₱489

1.60%

Chicken Fillets (1kg)

$4.42 ₱266

$4.26 ₱257

3.76%

Beef Round Steak (1kg)

$7.54 ₱454

$7.76 ₱467

-2.84%

Apples (1kg)

$4.56 ₱275

$2.94 ₱177

55.10%

Banana (1kg)

$1.90 ₱115

$1.53 ₱92.2

24.18%

Oranges (1kg)

$2.71 ₱163

$2.72 ₱164

-0.37%

Tomato (1kg)

$2.17 ₱131

$1.54 ₱92.9

40.91%

Potato (1kg)

$3.31 ₱199

$2.23 ₱134

48.43%

Onion (1kg)

$2.81 ₱169

$2.58 ₱156

8.91%

Lettuce (1 head)

$1.09 ₱65.5

$1.08 ₱64.8

0.93%

Water (1.5 liter bottle)

$1.02 ₱61.3

$0.76 ₱45.58

34.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱180

$2.87 ₱173

4.18%

Wine (Bottle)

$8.52 ₱513

$8.05 ₱485

5.84%

Local Beer (0.5 liter bottle)

$1.25 ₱75.2

$1.15 ₱69.4

8.70%

Imported Beer (0.33 liter bottle)

$2.29 ₱138

$2.06 ₱124

11.17%

One-way Ticket (Public Transport)

$0.55 ₱32.85

$0.28 ₱17.06

96.43%

Public Transport Monthly Pass (Regular Price)

$3.57 ₱215

$14.24 ₱857

-74.93%

Taxi Start (Normal Tariff)

$0.78 ₱46.81

$0.77 ₱46.47

1.30%

Taxi (Normal Tariff) (1km)

$0.12 ₱7.06

$0.22 ₱13.22

-45.45%

Taxi 1hour Waiting (Normal Tariff)

$3.48 ₱209

$2.09 ₱126

66.51%

Gasoline (1 liter)

$1.15 ₱69.5

$1.14 ₱68.6

0.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K ₱2.0M

$27.0K ₱1.6M

24.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K ₱1.3M

$20.0K ₱1.2M

8.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 ₱10.2K

$111 ₱6,707

51.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.89 ₱1,619

$32.96 ₱1,985

-18.42%

Internet (50+ Mbps, Unlimited Data)

$36.15 ₱2,177

$27.67 ₱1,666

30.65%

Gym Membership (Monthly)

$55.4 ₱3,339

$33.83 ₱2,038

63.88%

Tennis Court (1 Hour on Weekend)

$11.69 ₱704

$4.42 ₱266

164.48%

Cinema Ticket

$7.93 ₱477

$5.96 ₱359

33.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$324 ₱19.5K

$152 ₱9,178

112.44%

International Primary School, 1 Child (Yearly)

$7,613 ₱458.5K

$4,370 ₱263.2K

74.22%

Jeans (Levis 501 Or Similar)

$59.2 ₱3,565

$46.48 ₱2,799

27.37%

Summer Dress (H&M, Zara, etc)

$35.26 ₱2,124

$26.81 ₱1,615

31.52%

Sport Shoes (Adidas, Nike)

$86.1 ₱5,188

$75.9 ₱4,571

13.49%

Men's Leather Business Shoes

$122 ₱7,375

$53.5 ₱3,223

128.85%

1-bedroom Apartment, City Center (Monthly)

$661 ₱39.8K

$266 ₱16.0K

148.46%

1-bedroom Apartment, Outside City Center (Monthly)

$397 ₱23.9K

$179 ₱10.8K

121.78%

3-bedroom Apartment, City Center (Monthly)

$2,254 ₱135.8K

$584 ₱35.2K

285.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,023 ₱61.6K

$390 ₱23.5K

162.02%

Buy Apartment in City Center (m2)

$6,076 ₱366.0K

$2,509 ₱151.1K

142.23%

Buy Apartment Outside City Center (m2)

$3,885 ₱234.0K

$1,017 ₱61.2K

282.08%

Average Monthly Net Salary (After Tax)

$706 ₱42.5K

$123 ₱7,392

475.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: June 14, 2026

Last update for Calapan City: June 14, 2026

Cost Breakdown

A central one-bedroom costs $661 in Makati versus $266 in Calapan City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 475% higher in Makati, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Makati versus $18.00 in Calapan City. Monthly groceries follow the same trend: $235 vs $206 – making Calapan City the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Calapan City: Cost of Living - Frequently Asked Questions

Yes – Makati is pricier by about 55%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,834 per month in Makati and $1,183 in Calapan City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Calapan City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $44.00 in Makati and $18.00 in Calapan City. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,223 in Makati and $789 in Calapan City. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Calapan City, where all-in costs run around $789, than in Makati at $1,223. In Calapan City it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.

Families tend to lean toward Calapan City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Calapan City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.