Last update: Nov 2026

Cost of Living Comparison Between Makati and Cabanatuan

For one person, living is cheaper in Cabanatuan: $601 a month against $1,174 in Makati, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

Makati, Philippines
Cabanatuan, Philippines
Makati
🇵🇭 Philippines
$1,174
/mo nomad
Cabanatuan
🇵🇭 Philippines
$601
/mo nomad
Monthly Cost of Living

How much you'll spend in Makati and in Cabanatuan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati and in Cabanatuan actually costs, broken down by who's living it.

A single person spends $1,174 per month in Makati vs $601 in Cabanatuan, rent included.

  • Makati $1,174
  • Cabanatuan $601

A couple spends around $1,962 per month in Makati vs $954 in Cabanatuan, rent included.

  • Makati $1,962
  • Cabanatuan $954

A family of three spends $2,750 per month in Makati vs $1,308 in Cabanatuan, rent included.

  • Makati $2,750
  • Cabanatuan $1,308

Makati costs about 95% more than Cabanatuan, and outside of rent the biggest gap is in leisure.

Both Makati and Cabanatuan are more affordable than the global median – Makati 13% lower, Cabanatuan 56% lower.

Currency
🍽 Eating Out
Makati
Cabanatuan
Difference
Meal at Budget Restaurant
$4.72 ₱300
$3.87 ₱246
21.96%
Three-Course Dinner for Two, Mid-Range
$26.37 ₱1,676
$16.59 ₱1,055
58.95%
Fast Food Meal (McDonalds, etc)
$4.01 ₱255
$2.71 ₱172
47.97%
Cappuccino
$2.46 ₱156
$1.74 ₱111
41.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.05 ₱66.9
$0.60 ₱38.00
75.00%
Water (0.33 liter bottle)
$0.59 ₱37.55
$0.33 ₱21.20
78.79%
Local Beer (0.5 liter draught)
$1.16 ₱73.8
$0.94 ₱59.6
23.40%
Imported Beer (0.33 liter bottle)
$2.41 ₱153
$1.60 ₱102
50.63%
🛒 Groceries & Markets
Makati
Cabanatuan
Difference
Milk (1 liter)
$1.86 ₱118
$1.64 ₱104
13.41%
White Bread (500g)
$1.12 ₱71.4
$1.11 ₱70.5
0.90%
Rice (white) (1kg)
$0.99 ₱62.6
$0.88 ₱55.7
12.50%
Eggs
$2.20 ₱140
$2.04 ₱130
7.84%
Local Cheese (1kg)
$7.51 ₱478
$4.87 ₱309
54.21%
Chicken Fillets (1kg)
$4.63 ₱294
$3.29 ₱209
40.73%
Beef Round Steak (1kg)
$7.01 ₱446
$7.57 ₱481
-7.40%
Apples (1kg)
$3.23 ₱205
$2.26 ₱144
42.92%
Banana (1kg)
$1.90 ₱121
$1.04 ₱65.9
82.69%
Oranges (1kg)
$2.76 ₱175
$2.39 ₱152
15.48%
Tomato (1kg)
$0.88 ₱56.2
$0.81 ₱51.5
8.64%
Potato (1kg)
$1.33 ₱84.5
$1.64 ₱104
-18.90%
Onion (1kg)
$1.38 ₱87.6
$1.71 ₱109
-19.30%
Lettuce (1 head)
$1.87 ₱119
$0.88 ₱56.3
112.50%
Water (1.5 liter bottle)
$0.58 ₱37.03
$0.52 ₱32.96
11.54%
Cigarettes 20 Pack (Marlboro, Camel)
$3.03 ₱193
$2.93 ₱186
3.41%
Wine (Bottle)
$9.67 ₱615
$8.71 ₱554
11.02%
Local Beer (0.5 liter bottle)
$1.25 ₱79.7
$0.88 ₱55.7
42.05%
Imported Beer (0.33 liter bottle)
$2.01 ₱128
$2.06 ₱131
-2.43%
🚌 Getting Around
Makati
Cabanatuan
Difference
One-way Ticket (Public Transport)
$0.76 ₱48.51
$0.24 ₱15.28
216.67%
Public Transport Monthly Pass (Regular Price)
$57.7 ₱3,668
$12.40 ₱789
365.24%
Taxi Start (Normal Tariff)
$0.75 ₱47.80
$0.81 ₱51.3
-7.41%
Taxi (Normal Tariff) (1km)
$0.20 ₱12.71
$0.20 ₱12.75
-
Taxi 1hour Waiting (Normal Tariff)
$1.96 ₱124
$1.86 ₱118
5.38%
Gasoline (1 liter)
$1.25 ₱79.8
$0.95 ₱60.5
31.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.9K ₱1.3M
$21.3K ₱1.4M
-1.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K ₱1.2M
$19.3K ₱1.2M
-1.79%
🧾 Monthly Utilities & Internet
Makati
Cabanatuan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$111 ₱7,047
$52.5 ₱3,335
111.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.82 ₱1,070
$17.00 ₱1,081
-1.06%
Internet (50+ Mbps, Unlimited Data)
$24.00 ₱1,526
$21.22 ₱1,349
13.10%
🎉 Sport & Entertainment
Makati
Cabanatuan
Difference
Gym Membership (Monthly)
$56.6 ₱3,599
$10.94 ₱695
417.46%
Tennis Court (1 Hour on Weekend)
$14.14 ₱899
$5.15 ₱327
174.56%
Cinema Ticket
$6.31 ₱401
$5.05 ₱321
24.95%
🧸 Childcare & Education
Makati
Cabanatuan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$619 ₱39.4K
$132 ₱8,365
370.72%
International Primary School, 1 Child (Yearly)
$5,231 ₱332.6K
$10.7K ₱682.1K
-51.24%
👕👟 Clothing & Footwear
Makati
Cabanatuan
Difference
Jeans (Levis 501 Or Similar)
$55.4 ₱3,523
$23.07 ₱1,467
140.18%
Summer Dress (H&M, Zara, etc)
$31.32 ₱1,991
$19.29 ₱1,227
62.36%
Sport Shoes (Adidas, Nike)
$70.0 ₱4,451
$57.8 ₱3,674
21.13%
Men's Leather Business Shoes
$57.8 ₱3,678
$55.8 ₱3,549
3.62%
🏠 Accommodation & Living
Makati
Cabanatuan
Difference
1-bedroom Apartment, City Center (Monthly)
$820 ₱52.1K
$250 ₱15.9K
228.38%
1-bedroom Apartment, Outside City Center (Monthly)
$495 ₱31.4K
$164 ₱10.4K
201.31%
3-bedroom Apartment, City Center (Monthly)
$2,487 ₱158.2K
$485 ₱30.8K
412.92%
3-bedroom Apartment, Outside City Center (Monthly)
$1,294 ₱82.3K
$349 ₱22.2K
271.28%
Buy Apartment in City Center (m2)
$5,608 ₱356.5K
$2,631 ₱167.3K
113.15%
Buy Apartment Outside City Center (m2)
$3,558 ₱226.2K
$1,099 ₱69.9K
223.65%
💵 Salaries & Financials
Makati
Cabanatuan
Difference
Average Monthly Net Salary (After Tax)
$524 ₱33.3K
$159 ₱10.1K
229.92%
20-Year Fixed Mortgage Interest Rate (Annual %)
7
6.75
3.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: November 2, 2026

Last update for Cabanatuan: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Makati
$495
Cabanatuan
$164 66.8% $330
Groceries & Markets
Makati
$203
Cabanatuan
$168 17.3% $35
Monthly Utilities & Internet
Makati
$152
Cabanatuan
$91 40.2% $61
Eating Out
Makati
$97
Cabanatuan
$72 25.8% $25
Clothing & Footwear
Makati
$97
Cabanatuan
$70 27.3% $26
Sport & Entertainment
Makati
$69
Cabanatuan
$21 69.6% $48
Getting Around
Makati
$62
Cabanatuan
$15 75.7% $47

Cost Breakdown

A central one-bedroom costs $820 in Makati versus $250 in Cabanatuan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Makati are about 3.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26 in Makati versus $17 in Cabanatuan. Monthly groceries follow the same trend: $203 vs $168 – making Cabanatuan the more affordable choice for daily food spending.

Good to know
🇵🇭 Makati
🇵🇭 Cabanatuan
🕒 Local time
06:39 6:39 AM
06:39 6:39 AM
Same time as Makati
🌤 Weather
👥 Population
582,602
302,231
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.57 PHP (100 PHP = 1.4 EUR).

On the map
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  • Makati Cabanatuan 100 km
From you
  • Makati
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Makati vs Cabanatuan: Cost of Living - Frequently Asked Questions
How do living costs in Makati and in Cabanatuan compare overall?
Monthly costs with rent: $1,174 in Makati, $601 in Cabanatuan – Cabanatuan comes out roughly 49% cheaper. Outside of rent, the biggest gap is in leisure.
What salary covers living expenses in Makati compared to Cabanatuan?
For a comfortable life, plan on about $1,761 per month in Makati and $901 in Cabanatuan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Makati and Cabanatuan?
Rent is clearly cheaper in Cabanatuan, especially for central apartments: a one-bedroom in the center costs $250 there versus $820 in Makati.
Which city has cheaper restaurants?
A mid-range dinner for two costs $26 in Makati and $17 in Cabanatuan. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Makati or Cabanatuan?
Monthly expenses with rent come to $1,174 in Makati and $601 in Cabanatuan. That makes Cabanatuan about 49% cheaper.
Where should families live: Makati or Cabanatuan?
Families tend to lean toward Cabanatuan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Makati or Cabanatuan safer for residents?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
How do I decide between Makati and Cabanatuan?
If budget matters most, go with Cabanatuan. If higher salaries or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.

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