Last update: Oct 2026

Cost of Living Comparison Between Madrid and Sofia

For one person, living is cheaper in Sofia: $1,589 a month against $2,311 in Madrid, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

Madrid
🇪🇸 Spain
$2,311
/mo nomad
Sofia
🇧🇬 Bulgaria
$1,589
/mo nomad
Monthly Cost of Living

How much you'll spend in Madrid and in Sofia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Madrid and in Sofia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,311 in Madrid versus $1,589 in Sofia.

  • Madrid $2,311
  • Sofia $1,589

Estimated couple costs with rent: $3,324 in Madrid versus $2,456 in Sofia.

  • Madrid $3,324
  • Sofia $2,456

Monthly costs for a family of three with rent: $4,337 in Madrid versus $3,324 in Sofia.

  • Madrid $4,337
  • Sofia $3,324

Living in Madrid is roughly 45% more expensive than in Sofia, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Madrid 72% above, Sofia 19% above.

Currency
🍽 Eating Out
Madrid
Sofia
Difference
Meal at Budget Restaurant
$18.11 €16.14
$17.10 BGN 29.93
5.91%
Three-Course Dinner for Two, Mid-Range
$67.7 €60.4
$66.9 BGN 117
1.18%
Fast Food Meal (McDonalds, etc)
$11.16 €9.95
$11.77 BGN 20.59
-5.18%
Cappuccino
$3.10 €2.76
$3.42 BGN 5.99
-9.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.25 €2.90
$2.42 BGN 4.23
34.30%
Water (0.33 liter bottle)
$2.25 €2.01
$1.86 BGN 3.26
20.97%
Local Beer (0.5 liter draught)
$3.87 €3.45
$3.33 BGN 5.83
16.22%
Imported Beer (0.33 liter bottle)
$4.98 €4.44
$4.53 BGN 7.92
9.93%
🛒 Groceries & Markets
Madrid
Sofia
Difference
Milk (1 liter)
$1.43 €1.27
$1.92 BGN 3.36
-25.52%
White Bread (500g)
$1.60 €1.43
$1.51 BGN 2.64
5.96%
Rice (white) (1kg)
$1.68 €1.50
$2.21 BGN 3.88
-23.98%
Eggs
$4.24 €3.78
$4.40 BGN 7.69
-3.64%
Local Cheese (1kg)
$17.07 €15.22
$11.56 BGN 20.22
47.66%
Chicken Fillets (1kg)
$9.08 €8.10
$8.79 BGN 15.38
3.30%
Beef Round Steak (1kg)
$17.61 €15.70
$16.97 BGN 29.71
3.77%
Apples (1kg)
$2.52 €2.24
$2.17 BGN 3.79
16.13%
Banana (1kg)
$2.18 €1.95
$2.04 BGN 3.57
6.86%
Oranges (1kg)
$2.59 €2.31
$1.84 BGN 3.22
40.76%
Tomato (1kg)
$2.53 €2.26
$4.29 BGN 7.51
-41.03%
Potato (1kg)
$2.21 €1.97
$1.03 BGN 1.80
114.56%
Onion (1kg)
$2.18 €1.94
$0.93 BGN 1.62
134.41%
Lettuce (1 head)
$1.57 €1.40
$1.20 BGN 2.11
30.83%
Water (1.5 liter bottle)
$1.05 €0.93
$0.92 BGN 1.62
14.13%
Cigarettes 20 Pack (Marlboro, Camel)
$6.65 €5.93
$4.30 BGN 7.53
54.65%
Wine (Bottle)
$7.78 €6.94
$7.33 BGN 12.83
6.14%
Local Beer (0.5 liter bottle)
$1.17 €1.04
$1.18 BGN 2.06
-0.85%
Imported Beer (0.33 liter bottle)
$2.26 €2.01
$1.87 BGN 3.28
20.86%
🚌 Getting Around
Madrid
Sofia
Difference
One-way Ticket (Public Transport)
$1.71 €1.52
$0.87 BGN 1.52
96.55%
Public Transport Monthly Pass (Regular Price)
$37.14 €33.11
$28.14 BGN 49.24
31.98%
Taxi Start (Normal Tariff)
$3.74 €3.33
$1.74 BGN 3.04
114.94%
Taxi (Normal Tariff) (1km)
$1.49 €1.33
$0.96 BGN 1.68
55.21%
Taxi 1hour Waiting (Normal Tariff)
$30.16 €26.89
$15.54 BGN 27.19
94.08%
Gasoline (1 liter)
$1.84 €1.64
$1.79 BGN 3.14
2.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.8K €31.1K
$30.0K BGN 52.5K
16.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.4K €29.7K
$26.4K BGN 46.1K
26.50%
🧾 Monthly Utilities & Internet
Madrid
Sofia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$185 €165
$156 BGN 273
18.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.51 €16.50
$21.21 BGN 37.11
-12.73%
Internet (50+ Mbps, Unlimited Data)
$34.78 €31.01
$15.64 BGN 27.37
122.38%
🎉 Sport & Entertainment
Madrid
Sofia
Difference
Gym Membership (Monthly)
$49.99 €44.57
$46.76 BGN 81.8
6.91%
Tennis Court (1 Hour on Weekend)
$18.11 €16.14
$27.74 BGN 48.54
-34.72%
Cinema Ticket
$11.24 €10.03
$10.02 BGN 17.53
12.18%
🧸 Childcare & Education
Madrid
Sofia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$666 €594
$766 BGN 1,341
-13.10%
International Primary School, 1 Child (Yearly)
$18.1K €16.1K
$12.8K BGN 22.4K
41.40%
👕👟 Clothing & Footwear
Madrid
Sofia
Difference
Jeans (Levis 501 Or Similar)
$85.5 €76.3
$89.7 BGN 157
-4.65%
Summer Dress (H&M, Zara, etc)
$43.61 €38.88
$40.88 BGN 71.5
6.68%
Sport Shoes (Adidas, Nike)
$109 €96.8
$106 BGN 186
2.36%
Men's Leather Business Shoes
$112 €99.6
$105 BGN 183
6.78%
🏠 Accommodation & Living
Madrid
Sofia
Difference
1-bedroom Apartment, City Center (Monthly)
$1,524 €1,359
$796 BGN 1,393
91.36%
1-bedroom Apartment, Outside City Center (Monthly)
$1,193 €1,063
$607 BGN 1,063
96.35%
3-bedroom Apartment, City Center (Monthly)
$2,708 €2,414
$1,563 BGN 2,735
73.23%
3-bedroom Apartment, Outside City Center (Monthly)
$1,799 €1,604
$1,060 BGN 1,855
69.69%
Buy Apartment in City Center (m2)
$9,164 €8,171
$4,357 BGN 7,626
110.31%
Buy Apartment Outside City Center (m2)
$4,169 €3,717
$3,250 BGN 5,688
28.25%
💵 Salaries & Financials
Madrid
Sofia
Difference
Average Monthly Net Salary (After Tax)
$2,478 €2,209
$1,740 BGN 3,044
42.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.08
2.89
6.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Madrid: October 6, 2026

Last update for Sofia: October 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Madrid
$1.2K
Sofia
$607 49.1% $585
Groceries & Markets
Madrid
$308
Sofia
$287 6.7% $20
Eating Out
Madrid
$267
Sofia
$256 4% $11
Monthly Utilities & Internet
Madrid
$239
Sofia
$193 19.2% $46
Clothing & Footwear
Madrid
$157
Sofia
$154 2.3% $3.7
Sport & Entertainment
Madrid
$72
Sofia
$67 7.9% $5.7
Getting Around
Madrid
$55
Sofia
$38 30.8% $17

Cost Breakdown

A one-bedroom apartment in the center runs $1,524 in Madrid and $796 in Sofia. Housing cost is often the main lever when comparing two cities.

Madrid pays 42% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Madrid vs $67.0 in Sofia for a mid-range dinner for two. Groceries echo the gap at $308 vs $287 per month, with Sofia cheaper across the board.

Good to know
🇪🇸 Madrid
🇧🇬 Sofia
🕒 Local time
03:52 3:52 AM
04:52 4:52 AM
1 h ahead of Madrid
🌤 Weather
👥 Population
3,332,035 Capital
1,286,383 Capital
💱 Currency
Euro EUR €
Bulgarian Lev BGN лв.
Exchange rates and currency converter

BGN, USD to EUR – Euro Converter

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Bulgarian Lev exchange rates as of October 10, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.509 EUR).

On the map
Between locations
  • Madrid Sofia 2,250 km ≈ 3 h 15 min nonstop flight
From you
  • Madrid
  • Sofia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Madrid vs Sofia: Cost of Living - Frequently Asked Questions
Which city is more expensive, Madrid or Sofia?
Sofia wins on cost – living expenses run 45% lower than in Madrid. Housing and daily spending are where you'll feel the difference most, making Sofia the obvious pick if budget is a priority.
Are salaries higher in Madrid or in Sofia?
Average pay runs 42% higher in Madrid, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Madrid compared to Sofia?
Rent for a central apartment: $1,524 in Madrid versus $796 in Sofia. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Madrid or in Sofia?
Supermarket bills run roughly 7% higher in Madrid. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Madrid and in Sofia?
Dining out is cheaper in Sofia – a meal for two runs $67.0 versus $68.0 in Madrid. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,000/month in Madrid or in Sofia?
At $1,589 in Sofia versus $2,311 in Madrid, a $2,000 budget is realistic in Sofia but tight or insufficient in Madrid. The gap between the two cities makes Sofia the clear choice for anyone on this budget.
Which city is better for digital nomads, Madrid or Sofia?
Both work as nomad bases, but Sofia delivers better value – similar infrastructure at $1,589 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sofia hard to pass up.
How safe is Madrid compared to Sofia?
Safety-wise, Madrid and Sofia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Sofia gentler on the wallet – expenses run 45% less than in Madrid. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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