Last update: Oct 2026

Cost of Living Comparison Between Lynn, MA and New York, NY

For one person, living is cheaper in Lynn, MA: $3,296 a month against $4,938 in New York, NY, rent and utilities included – about $19,700 less a year. Rent and utilities account for most of the difference.

160

Cost of Living Index in Lynn, MA
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Lynn, MA Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Lynn, MA

🇺🇸 United States

$3,296

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Lynn, MA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lynn, MA and in New York, NY actually costs, broken down by who's living it.

A single person spends $3,296 per month in Lynn, MA vs $4,938 in New York, NY, rent included.

Lynn, MA $3,296
New York, NY $4,938

A couple spends around $4,749 per month in Lynn, MA vs $7,273 in New York, NY, rent included.

Lynn, MA $4,749
New York, NY $7,273

A family of three spends $6,202 per month in Lynn, MA vs $9,608 in New York, NY, rent included.

Lynn, MA $6,202
New York, NY $9,608

Lynn, MA is about 33% cheaper than New York, NY, and outside of rent the biggest gap is in leisure.

Both Lynn, MA and New York, NY sit above the global median – Lynn, MA by 143%, New York, NY by 264%.

Meal at Budget Restaurant

$20.09 $20.09

$24.99 $24.99

-19.61%

Three-Course Dinner for Two, Mid-Range

$99.9 $99.9

$120 $120

-16.95%

Fast Food Meal (McDonalds, etc)

$13.38 $13.38

$13.74 $13.74

-2.62%

Cappuccino

$5.41 $5.41

$6.60 $6.60

-18.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 $3.06

$3.82 $3.82

-19.90%

Water (0.33 liter bottle)

$2.22 $2.22

$2.87 $2.87

-22.65%

Local Beer (0.5 liter draught)

$7.92 $7.92

$7.95 $7.95

-0.38%

Imported Beer (0.33 liter bottle)

$9.06 $9.06

$10.06 $10.06

-9.94%

Milk (1 liter)

$1.16 $1.16

$1.37 $1.37

-15.33%

White Bread (500g)

$4.37 $4.37

$4.75 $4.75

-8.00%

Rice (white) (1kg)

$5.33 $5.33

$7.69 $7.69

-30.69%

Eggs

$6.24 $6.24

$5.87 $5.87

6.30%

Local Cheese (1kg)

$13.10 $13.10

$19.25 $19.25

-31.95%

Chicken Fillets (1kg)

$14.51 $14.51

$17.83 $17.83

-18.62%

Beef Round Steak (1kg)

$17.48 $17.48

$19.03 $19.03

-8.15%

Apples (1kg)

$6.81 $6.81

$6.69 $6.69

1.79%

Banana (1kg)

$2.06 $2.06

$2.29 $2.29

-10.04%

Oranges (1kg)

$5.31 $5.31

$6.41 $6.41

-17.16%

Tomato (1kg)

$5.64 $5.64

$6.75 $6.75

-16.44%

Potato (1kg)

$2.55 $2.55

$3.93 $3.93

-35.11%

Onion (1kg)

$2.47 $2.47

$4.52 $4.52

-45.35%

Lettuce (1 head)

$2.96 $2.96

$2.79 $2.79

6.09%

Water (1.5 liter bottle)

$3.01 $3.01

$2.51 $2.51

19.92%

Cigarettes 20 Pack (Marlboro, Camel)

$13.09 $13.09

$18.10 $18.10

-27.68%

Wine (Bottle)

$13.59 $13.59

$20.16 $20.16

-32.59%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$3.26 $3.26

-36.81%

Imported Beer (0.33 liter bottle)

$4.21 $4.21

$3.75 $3.75

12.27%

One-way Ticket (Public Transport)

$1.96 $1.96

$2.92 $2.92

-32.88%

Public Transport Monthly Pass (Regular Price)

$114 $114

$143 $143

-20.40%

Taxi Start (Normal Tariff)

$2.68 $2.68

$3.06 $3.06

-12.42%

Taxi (Normal Tariff) (1km)

$1.71 $1.71

$2.16 $2.16

-20.83%

Taxi 1hour Waiting (Normal Tariff)

$15.09 $15.09

$41.33 $41.33

-63.49%

Gasoline (1 liter)

$1.08 $1.08

$1.12 $1.12

-3.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K $30.2K

$33.1K $33.1K

-8.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$25.7K $25.7K

2.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$313 $313

$219 $219

42.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$101 $101

$75.3 $75.3

34.04%

Internet (50+ Mbps, Unlimited Data)

$87.4 $87.4

$70.5 $70.5

23.90%

Gym Membership (Monthly)

$41.69 $41.69

$116 $116

-63.90%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$16.06 $16.06

$21.37 $21.37

-24.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,812 $1,812

$3,432 $3,432

-47.20%

International Primary School, 1 Child (Yearly)

$29.5K $29.5K

$61.7K $61.7K

-52.13%

Jeans (Levis 501 Or Similar)

$75.7 $75.7

$74.9 $74.9

1.07%

Summer Dress (H&M, Zara, etc)

$51.3 $51.3

$52.1 $52.1

-1.59%

Sport Shoes (Adidas, Nike)

$118 $118

$117 $117

1.47%

Men's Leather Business Shoes

$163 $163

$135 $135

21.06%

1-bedroom Apartment, City Center (Monthly)

$2,111 $2,111

$4,347 $4,347

-51.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,591 $1,591

$3,117 $3,117

-48.94%

3-bedroom Apartment, City Center (Monthly)

$3,392 $3,392

$9,110 $9,110

-62.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,508 $2,508

$5,379 $5,379

-53.38%

Buy Apartment in City Center (m2)

$2,673 $2,673

$19.3K $19.3K

-86.14%

Buy Apartment Outside City Center (m2)

$2,346 $2,346

$6,943 $6,943

-66.21%

Average Monthly Net Salary (After Tax)

$3,665 $3,665

$5,238 $5,238

-30.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

6.85

-3.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lynn, MA: October 19, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lynn, MA

$1.6K 48.3%

New York, NY

$3.1K 63.1% 95.9% $1.5K

Monthly Utilities & Internet

Lynn, MA

$502 15.2%

New York, NY

$365 7.4% 27.2% $137

Groceries & Markets

Lynn, MA

$468 14.2%

New York, NY

$552 11.2% 18% $84

Eating Out

Lynn, MA

$345 10.5%

New York, NY

$407 8.2% 18% $62

Clothing & Footwear

Lynn, MA

$184 5.6%

New York, NY

$170 3.5% 7.4% $14

Getting Around

Lynn, MA

$133 4%

New York, NY

$168 3.4% 26.9% $36

Sport & Entertainment

Lynn, MA

$74 2.2%

New York, NY

$158 3.2% 114% $84

Cost Breakdown

A central one-bedroom costs $2,111 in Lynn, MA versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 43% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in Lynn, MA versus $120 in New York, NY. Monthly groceries follow the same trend: $468 vs $552 – making Lynn, MA the more affordable choice for daily food spending.

Good to know

🇺🇸 Lynn, MA

🇺🇸 New York, NY

🕒 Local time

04:11 4:11 AM

Same time as Lynn, MA

🌤 Weather

👥 Population

90,329

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Lynn, MA New York, NY 340 km

From you

Lynn, MA
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lynn, MA vs New York, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,296 in Lynn, MA, $4,938 in New York, NY – roughly 50% apart. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $4,944 per month in Lynn, MA and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lynn, MA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 26% less in Lynn, MA. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,812 per month in Lynn, MA and $3,432 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,296 in Lynn, MA and $4,938 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $3,296 in Lynn, MA to $4,938 in New York, NY. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lynn, MA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.