Last update: Oct 2026

Cost of Living Comparison Between Lviv and Bila Tserkva

For one person, living is cheaper in Bila Tserkva: $668 a month against $1,052 in Lviv, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

50

Cost of Living Index in Lviv
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Lviv Living Index
32

Cost of Living Index in Bila Tserkva
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Bila Tserkva Living Index

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Lviv

🇺🇦 Ukraine

$1,052

/mo nomad

Bila Tserkva

🇺🇦 Ukraine

$668

/mo nomad

Monthly Cost of Living

How much you'll spend in Lviv and in Bila Tserkva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lviv and in Bila Tserkva actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,052 in Lviv versus $668 in Bila Tserkva.

Lviv $1,052
Bila Tserkva $668

Estimated couple costs with rent: $1,596 in Lviv versus $1,047 in Bila Tserkva.

Lviv $1,596
Bila Tserkva $1,047

Monthly costs for a family of three with rent: $2,140 in Lviv versus $1,425 in Bila Tserkva.

Lviv $2,140
Bila Tserkva $1,425

Living in Lviv is roughly 58% more expensive than in Bila Tserkva, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Lviv 23% lower, Bila Tserkva 51% lower.

Meal at Budget Restaurant

$6.70 ₴306

$8.59 ₴392

-22.00%

Three-Course Dinner for Two, Mid-Range

$35.52 ₴1,620

$25.90 ₴1,181

37.14%

Fast Food Meal (McDonalds, etc)

$6.49 ₴296

$5.44 ₴248

19.30%

Cappuccino

$2.23 ₴102

$1.34 ₴61.2

66.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 ₴62.4

$0.54 ₴24.70

153.70%

Water (0.33 liter bottle)

$1.33 ₴60.7

$0.34 ₴15.29

291.18%

Local Beer (0.5 liter draught)

$2.36 ₴107

$0.84 ₴38.53

180.95%

Imported Beer (0.33 liter bottle)

$2.98 ₴136

$1.51 ₴69.1

97.35%

Milk (1 liter)

$1.22 ₴55.6

$1.23 ₴56.1

-0.81%

White Bread (500g)

$0.87 ₴39.66

$0.83 ₴37.79

4.82%

Rice (white) (1kg)

$1.72 ₴78.4

$1.30 ₴59.1

32.31%

Eggs

$2.09 ₴95.1

$1.69 ₴76.9

23.67%

Local Cheese (1kg)

$8.97 ₴409

$11.52 ₴525

-22.14%

Chicken Fillets (1kg)

$4.74 ₴216

$3.96 ₴181

19.70%

Beef Round Steak (1kg)

$7.48 ₴341

$6.36 ₴290

17.61%

Apples (1kg)

$1.32 ₴60.4

$1.08 ₴49.40

22.22%

Banana (1kg)

$1.59 ₴72.5

$1.39 ₴63.6

14.39%

Oranges (1kg)

$1.70 ₴77.3

$1.22 ₴55.7

39.34%

Tomato (1kg)

$2.48 ₴113

Potato (1kg)

$0.81 ₴36.78

$0.96 ₴43.71

-15.62%

Onion (1kg)

$0.53 ₴24.03

$0.43 ₴19.50

23.26%

Lettuce (1 head)

$1.52 ₴69.2

$1.66 ₴75.8

-8.43%

Water (1.5 liter bottle)

$0.56 ₴25.72

$0.44 ₴19.91

27.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.15 ₴144

$3.49 ₴159

-9.74%

Wine (Bottle)

$6.63 ₴302

$3.32 ₴151

99.70%

Local Beer (0.5 liter bottle)

$0.91 ₴41.28

$0.63 ₴28.90

44.44%

Imported Beer (0.33 liter bottle)

$1.61 ₴73.3

$1.45 ₴66.1

11.03%

One-way Ticket (Public Transport)

$0.53 ₴24.23

$0.32 ₴14.38

65.63%

Public Transport Monthly Pass (Regular Price)

$19.67 ₴897

Taxi Start (Normal Tariff)

$2.86 ₴130

$1.71 ₴77.8

67.25%

Taxi (Normal Tariff) (1km)

$0.32 ₴14.39

$0.55 ₴25.13

-41.82%

Taxi 1hour Waiting (Normal Tariff)

$4.10 ₴187

$5.40 ₴246

-24.07%

Gasoline (1 liter)

$1.73 ₴79.1

$1.63 ₴74.5

6.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K ₴1.4M

$30.8K ₴1.4M

0.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K ₴1.1M

$25.0K ₴1.1M

-2.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.4 ₴3,849

$85.5 ₴3,898

-1.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.95 ₴271

$5.86 ₴267

1.54%

Internet (50+ Mbps, Unlimited Data)

$7.46 ₴340

$4.38 ₴200

70.32%

Gym Membership (Monthly)

$29.30 ₴1,336

$33.39 ₴1,523

-12.25%

Tennis Court (1 Hour on Weekend)

$13.91 ₴635

Cinema Ticket

$4.92 ₴224

$4.67 ₴213

5.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$334 ₴15.3K

$218 ₴9,959

53.16%

International Primary School, 1 Child (Yearly)

$7,023 ₴320.2K

Jeans (Levis 501 Or Similar)

$86.5 ₴3,943

$40.33 ₴1,839

114.38%

Summer Dress (H&M, Zara, etc)

$42.20 ₴1,924

$27.11 ₴1,236

55.66%

Sport Shoes (Adidas, Nike)

$94.5 ₴4,307

$68.6 ₴3,127

37.74%

Men's Leather Business Shoes

$97.9 ₴4,465

$76.1 ₴3,470

28.69%

1-bedroom Apartment, City Center (Monthly)

$590 ₴26.9K

$196 ₴8,916

201.74%

1-bedroom Apartment, Outside City Center (Monthly)

$435 ₴19.8K

$151 ₴6,892

187.48%

3-bedroom Apartment, City Center (Monthly)

$1,088 ₴49.6K

$331 ₴15.1K

228.65%

3-bedroom Apartment, Outside City Center (Monthly)

$718 ₴32.8K

$266 ₴12.1K

169.85%

Buy Apartment in City Center (m2)

$2,025 ₴92.3K

Buy Apartment Outside City Center (m2)

$1,295 ₴59.0K

Average Monthly Net Salary (After Tax)

$636 ₴29.0K

$470 ₴21.4K

35.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.67

15.25

-3.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lviv: October 25, 2026

Last update for Bila Tserkva: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lviv

$435 41.3%

Bila Tserkva

$151 22.6% 65.2% $283

Groceries & Markets

Lviv

$182 17.3%

Bila Tserkva

$165 24.7% 9% $16

Clothing & Footwear

Lviv

$144 13.7%

Bila Tserkva

$95 14.3% 33.9% $49

Eating Out

Lviv

$128 12.2%

Bila Tserkva

$112 16.8% 12.8% $17

Monthly Utilities & Internet

Lviv

$98 9.3%

Bila Tserkva

$96 14.3% 2.1% $2.1

Sport & Entertainment

Lviv

$39 3.7%

Bila Tserkva

$43 6.4% 9.2% $3.6

Getting Around

Lviv

$26 2.5%

Bila Tserkva

$5.7 * 0.9% 78.2% $21

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $590 in Lviv and $196 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Lviv pays 35% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36 in Lviv vs $26 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $182 vs $165 per month, with Bila Tserkva cheaper across the board.

Good to know

🇺🇦 Lviv

🇺🇦 Bila Tserkva

🕒 Local time

07:06 7:06 AM

Same time as Lviv

🌤 Weather

👥 Population

728,350

209,815

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.19 USD

100 UAH = 1.97 EUR

100 UAH = 2.19 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

On the map

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Between locations

Lviv Bila Tserkva 440 km

From you

Lviv
Bila Tserkva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lviv vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,052 in Lviv and $668 in Bila Tserkva, so Bila Tserkva is about 37% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 35% higher in Lviv, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $590 in Lviv versus $196 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Lviv. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,052 per month in Lviv versus $668 in Bila Tserkva – Bila Tserkva is about 37% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lviv and Bila Tserkva are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Bila Tserkva wins on affordability, Lviv on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.