Cost of Living Comparison Between Lusaka and Ubud, Bali Cost of Living Comparison Between Lusaka and Ubud, Bali

🙂 Solo nomad: Lusaka is 1.1% cheaper than Ubud, Bali without rent, and 39.3% cheaper with rent.

😐 Family of 3: Lusaka is 1.8% more expensive than Ubud, Bali without rent, and 44.9% cheaper with rent.

Meal at Budget Restaurant

$7.08 ZMW 142

$3.43 Rp 58.1K

106.41%

Three-Course Dinner for Two, Mid-Range

$25.03 ZMW 500

$32.70 Rp 553.4K

-23.46%

Fast Food Meal (McDonalds, etc)

$3.64 ZMW 72.8

$5.04 Rp 85.2K

-27.78%

Cappuccino

$1.94 ZMW 38.70

$2.85 Rp 48.2K

-31.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ZMW 13.65

$1.34 Rp 22.8K

-49.25%

Water (0.33 liter bottle)

$0.34 ZMW 6.70

$0.75 Rp 12.6K

-54.67%

Local Beer (0.5 liter draught)

$0.89 ZMW 17.74

$2.90 Rp 49.1K

-69.31%

Imported Beer (0.33 liter bottle)

$1.74 ZMW 34.77

$3.94 Rp 66.7K

-55.84%

Milk (1 liter)

$1.32 ZMW 26.44

$1.80 Rp 30.5K

-26.67%

White Bread (500g)

$0.78 ZMW 15.65

$2.55 Rp 43.2K

-69.41%

Rice (white) (1kg)

$1.63 ZMW 32.61

$1.19 Rp 20.2K

36.97%

Eggs

$1.78 ZMW 35.49

$2.42 Rp 40.9K

-26.45%

Local Cheese (1kg)

$7.93 ZMW 158

$14.38 Rp 243.4K

-44.85%

Chicken Fillets (1kg)

$3.91 ZMW 78.1

$4.21 Rp 71.2K

-7.13%

Beef Round Steak (1kg)

$4.68 ZMW 93.5

$11.88 Rp 201.0K

-60.61%

Apples (1kg)

$2.49 ZMW 49.80

$3.71 Rp 62.8K

-32.88%

Banana (1kg)

$1.65 ZMW 32.99

$1.56 Rp 26.4K

5.77%

Oranges (1kg)

$2.81 ZMW 56.2

$2.77 Rp 46.9K

1.44%

Tomato (1kg)

$1.15 ZMW 23.01

$2.22 Rp 37.6K

-48.20%

Potato (1kg)

$1.90 ZMW 37.92

$1.99 Rp 33.8K

-4.52%

Onion (1kg)

$1.32 ZMW 26.44

$2.29 Rp 38.8K

-42.36%

Lettuce (1 head)

$0.92 ZMW 18.37

$1.01 Rp 17.1K

-8.91%

Water (1.5 liter bottle)

$0.48 ZMW 9.53

$0.78 Rp 13.3K

-38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.42 ZMW 48.44

$3.17 Rp 53.6K

-23.66%

Wine (Bottle)

$7.40 ZMW 148

$23.70 Rp 401.1K

-68.78%

Local Beer (0.5 liter bottle)

$1.14 ZMW 22.74

$2.78 Rp 47.0K

-58.99%

Imported Beer (0.33 liter bottle)

$1.59 ZMW 31.67

$2.75 Rp 46.5K

-42.18%

One-way Ticket (Public Transport)

$1.04 ZMW 20.68

$0.27 Rp 4,514

285.19%

Public Transport Monthly Pass (Regular Price)

$38.21 ZMW 763

$8.14 Rp 137.7K

369.41%

Taxi Start (Normal Tariff)

$2.81 ZMW 56.2

$0.45 Rp 7,609

524.44%

Taxi (Normal Tariff) (1km)

$1.17 ZMW 23.38

$0.42 Rp 7,192

178.57%

Taxi 1hour Waiting (Normal Tariff)

$9.34 ZMW 187

$6.18 Rp 104.6K

51.13%

Gasoline (1 liter)

$1.23 ZMW 24.59

$0.80 Rp 13.5K

53.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,063 ZMW 161.1K

$26.2K Rp 443.1M

-69.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K ZMW 579.4K

$31.6K Rp 534.8M

-8.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.3 ZMW 1,825

$80.7 Rp 1.4M

13.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.3 ZMW 1,064

$4.12 Rp 69.8K

1192.96%

Internet (50+ Mbps, Unlimited Data)

$126 ZMW 2,515

$23.70 Rp 401.0K

431.01%

Gym Membership (Monthly)

$45.32 ZMW 906

$96.9 Rp 1.6M

-53.21%

Tennis Court (1 Hour on Weekend)

$13.95 ZMW 279

$6.29 Rp 106.4K

121.78%

Cinema Ticket

$4.13 ZMW 82.5

$4.11 Rp 69.5K

0.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$179 ZMW 3,578

$298 Rp 5.0M

-39.98%

International Primary School, 1 Child (Yearly)

$9,680 ZMW 193.4K

$6,540 Rp 110.7M

48.02%

Jeans (Levis 501 Or Similar)

$18.79 ZMW 375

$53.4 Rp 904.2K

-64.83%

Summer Dress (H&M, Zara, etc)

$16.87 ZMW 337

$38.33 Rp 648.6K

-55.99%

Sport Shoes (Adidas, Nike)

$85.4 ZMW 1,707

$86.4 Rp 1.5M

-1.09%

Men's Leather Business Shoes

$72.9 ZMW 1,457

$78.9 Rp 1.3M

-7.58%

1-bedroom Apartment, City Center (Monthly)

$230 ZMW 4,588

$1,015 Rp 17.2M

-77.39%

1-bedroom Apartment, Outside City Center (Monthly)

$124 ZMW 2,469

$669 Rp 11.3M

-81.51%

3-bedroom Apartment, City Center (Monthly)

$1,032 ZMW 20.6K

$3,348 Rp 56.7M

-69.19%

3-bedroom Apartment, Outside City Center (Monthly)

$598 ZMW 12.0K

$2,114 Rp 35.8M

-71.68%

Buy Apartment in City Center (m2)

$1,935 ZMW 38.7K

$3,020 Rp 51.1M

-35.93%

Buy Apartment Outside City Center (m2)

$3,782 ZMW 75.6K

$2,334 Rp 39.5M

62.03%

Average Monthly Net Salary (After Tax)

$344 ZMW 6,868

$178 Rp 3.0M

92.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

88.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lusaka: January 12, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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