Cost of Living Comparison Between Lusaka and Ubud, Bali Cost of Living Comparison Between Lusaka and Ubud, Bali

😐 Solo nomad: Lusaka is 42.2% more expensive than Ubud, Bali without rent, and 14.8% more expensive with rent.

😐 Family of 3: Lusaka is 5.9% more expensive than Ubud, Bali without rent, and 31.3% more expensive with rent.

Meal at Budget Restaurant

$7.29 ZMW 167

$2.85 Rp 47.5K

155.79%

Three-Course Dinner for Two, Mid-Range

$25.21 ZMW 578

$12.26 Rp 204.3K

105.63%

Fast Food Meal (McDonalds, etc)

$3.69 ZMW 84.6

$3.28 Rp 54.6K

12.50%

Cappuccino

$1.94 ZMW 44.51

$2.3 Rp 38.3K

-15.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ZMW 15.31

$1.11 Rp 18.5K

-39.64%

Water (0.33 liter bottle)

$0.34 ZMW 7.69

$0.26 Rp 4,324

30.77%

Local Beer (0.5 liter draught)

$0.94 ZMW 21.45

$2.4 Rp 40K

-60.83%

Imported Beer (0.33 liter bottle)

$1.76 ZMW 40.42

$3.15 Rp 52.5K

-44.13%

Milk (1 liter)

$1.27 ZMW 29.16

$1.49 Rp 24.9K

-14.77%

White Bread (500g)

$0.74 ZMW 16.9

$1.65 Rp 27.5K

-55.15%

Rice (white) (1kg)

$1.6 ZMW 36.69

$1.13 Rp 18.9K

41.59%

Eggs

$1.85 ZMW 42.37

$2.33 Rp 38.9K

-20.60%

Local Cheese (1kg)

$7.55 ZMW 173

$13.7 Rp 228.3K

-44.89%

Chicken Fillets (1kg)

$3.87 ZMW 88.8

$3.97 Rp 66.2K

-2.52%

Beef Round Steak (1kg)

$4.56 ZMW 105

$11.22 Rp 187K

-59.36%

Apples (1kg)

$2.57 ZMW 58.9

$3.48 Rp 57.9K

-26.15%

Banana (1kg)

$1.67 ZMW 38.19

$1.5 Rp 25K

11.33%

Oranges (1kg)

$2.79 ZMW 63.9

$2.68 Rp 44.6K

4.10%

Tomato (1kg)

$1.12 ZMW 25.64

$1.35 Rp 22.5K

-17.04%

Potato (1kg)

$1.8 ZMW 41.29

$1.57 Rp 26.2K

14.65%

Onion (1kg)

$1.32 ZMW 30.22

$2.1 Rp 34.9K

-37.14%

Lettuce (1 head)

$0.86 ZMW 19.69

$1.03 Rp 17.1K

-16.50%

Water (1.5 liter bottle)

$0.52 ZMW 11.81

$0.57 Rp 9,488

-8.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.44 ZMW 55.8

$2.31 Rp 38.5K

5.63%

Wine (Bottle)

$6.65 ZMW 152

$15.21 Rp 253.5K

-56.28%

Local Beer (0.5 liter bottle)

$1.12 ZMW 25.74

$2.49 Rp 41.5K

-55.02%

Imported Beer (0.33 liter bottle)

$1.58 ZMW 36.1

$2.66 Rp 44.3K

-40.60%

One-way Ticket (Public Transport)

$0.96 ZMW 21.94

$0.29 Rp 4,911

231.03%

Public Transport Monthly Pass (Regular Price)

$39.08 ZMW 896

$10.03 Rp 167.1K

289.63%

Taxi Start (Normal Tariff)

$2.81 ZMW 64.5

$0.45 Rp 7,480

524.44%

Taxi (Normal Tariff) (1km)

$1.18 ZMW 27.08

$0.34 Rp 5,748

247.06%

Taxi 1hour Waiting (Normal Tariff)

$9.14 ZMW 210

$5.97 Rp 99.4K

53.10%

Gasoline (1 liter)

$1.19 ZMW 27.34

$0.75 Rp 12.4K

58.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,862 ZMW 180.2K

$25.8K Rp 430.2M

-69.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K ZMW 651.4K

$31.7K Rp 528.9M

-10.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.4 ZMW 2,073

$64.6 Rp 1.1M

39.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.1 ZMW 1,194

$4.14 Rp 69K

1158.45%

Internet (50+ Mbps, Unlimited Data)

$127 ZMW 2,903

$23.99 Rp 399.7K

427.97%

Gym Membership (Monthly)

$45.49 ZMW 1,043

$23.29 Rp 388.1K

95.32%

Tennis Court (1 Hour on Weekend)

$13.7 ZMW 314

$6.19 Rp 103.1K

121.32%

Cinema Ticket

$4.2 ZMW 96.2

$3.45 Rp 57.5K

21.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$180 ZMW 4,130

$91.9 Rp 1.5M

96.07%

International Primary School, 1 Child (Yearly)

$9,764 ZMW 223.8K

$5,912 Rp 98.5M

65.14%

Jeans (Levis 501 Or Similar)

$18.96 ZMW 435

$51.5 Rp 857.6K

-63.16%

Summer Dress (H&M, Zara, etc)

$17.32 ZMW 397

$24.45 Rp 407.3K

-29.16%

Sport Shoes (Adidas, Nike)

$84.5 ZMW 1,936

$84.4 Rp 1.4M

0.15%

Men's Leather Business Shoes

$74 ZMW 1,696

$74.3 Rp 1.2M

-0.42%

1-bedroom Apartment, City Center (Monthly)

$229 ZMW 5,241

$261 Rp 4.4M

-12.50%

1-bedroom Apartment, Outside City Center (Monthly)

$121 ZMW 2,762

$160 Rp 2.7M

-24.45%

3-bedroom Apartment, City Center (Monthly)

$1,047 ZMW 24K

$585 Rp 9.7M

79.00%

3-bedroom Apartment, Outside City Center (Monthly)

$601 ZMW 13.8K

$328 Rp 5.5M

83.04%

Buy Apartment in City Center (m2)

$1,976 ZMW 45.3K

$985 Rp 16.4M

100.59%

Buy Apartment Outside City Center (m2)

$3,779 ZMW 86.6K

$847 Rp 14.1M

346.25%

Average Monthly Net Salary (After Tax)

$313 ZMW 7,164

$178 Rp 3M

75.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

88.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lusaka: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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