Cost of Living Comparison Between Ubud, Bali and Lusaka Cost of Living Comparison Between Ubud, Bali and Lusaka

😐 Solo nomad: Ubud, Bali is 20.1% more expensive than Lusaka without rent, and 64.1% more expensive with rent.

😐 Family of 3: Ubud, Bali is 7.1% more expensive than Lusaka without rent, and 80% more expensive with rent.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$7.23 ZMW 138

-51.87%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 563.6K

$24.83 ZMW 475

32.42%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$3.68 ZMW 70.4

38.32%

Cappuccino

$2.75 Rp 47.1K

$1.99 ZMW 38.11

38.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$0.72 ZMW 13.85

91.67%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.34 ZMW 6.50

108.82%

Local Beer (0.5 liter draught)

$2.88 Rp 49.3K

$0.92 ZMW 17.66

213.04%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.3K

$1.74 ZMW 33.24

122.41%

Milk (1 liter)

$1.79 Rp 30.7K

$1.32 ZMW 25.17

35.61%

White Bread (500g)

$2.45 Rp 41.9K

$0.73 ZMW 14.02

235.62%

Rice (white) (1kg)

$1.21 Rp 20.7K

$1.60 ZMW 30.67

-24.38%

Eggs

$2.39 Rp 40.9K

$1.84 ZMW 35.25

29.89%

Local Cheese (1kg)

$14.70 Rp 252.0K

$7.70 ZMW 147

90.91%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$3.98 ZMW 76.1

6.53%

Beef Round Steak (1kg)

$12.08 Rp 207.0K

$4.74 ZMW 90.7

154.85%

Apples (1kg)

$3.66 Rp 62.8K

$2.48 ZMW 47.52

47.58%

Banana (1kg)

$1.61 Rp 27.5K

$1.67 ZMW 31.91

-3.59%

Oranges (1kg)

$2.72 Rp 46.6K

$2.80 ZMW 53.5

-2.86%

Tomato (1kg)

$2.27 Rp 38.9K

$1.17 ZMW 22.40

94.02%

Potato (1kg)

$1.90 Rp 32.6K

$1.89 ZMW 36.17

0.53%

Onion (1kg)

$2.30 Rp 39.4K

$1.36 ZMW 26.09

69.12%

Lettuce (1 head)

$1.02 Rp 17.4K

$0.94 ZMW 17.92

8.51%

Water (1.5 liter bottle)

$0.78 Rp 13.3K

$0.48 ZMW 9.17

62.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.6K

$2.53 ZMW 48.34

28.06%

Wine (Bottle)

$24.06 Rp 412.4K

$8.07 ZMW 154

198.14%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$1.13 ZMW 21.61

151.33%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$1.53 ZMW 29.26

82.35%

One-way Ticket (Public Transport)

$0.27 Rp 4,607

$1.00 ZMW 19.17

-73.00%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.3K

$38.65 ZMW 739

-78.68%

Taxi Start (Normal Tariff)

$0.45 Rp 7,702

$2.73 ZMW 52.2

-83.52%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,300

$1.13 ZMW 21.63

-61.95%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.2K

$8.99 ZMW 172

-33.04%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.23 ZMW 23.50

-30.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 446.8M

$8,140 ZMW 155.7K

220.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.3M

$28.5K ZMW 544.9K

11.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$92.9 ZMW 1,778

-15.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$53.1 ZMW 1,016

-92.47%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.5K

$126 ZMW 2,402

-80.61%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$45.23 ZMW 865

111.74%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

$13.75 ZMW 263

-53.02%

Cinema Ticket

$4.01 Rp 68.7K

$4.27 ZMW 81.6

-6.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$175 ZMW 3,349

72.29%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.2M

$9,583 ZMW 183.3K

-31.71%

Jeans (Levis 501 Or Similar)

$53.4 Rp 915.7K

$18.74 ZMW 358

185.06%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 660.8K

$17.19 ZMW 329

124.26%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$85.8 ZMW 1,642

3.80%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$73.9 ZMW 1,414

6.78%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$222 ZMW 4,251

357.25%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$120 ZMW 2,299

459.23%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.7M

$1,042 ZMW 19.9K

223.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.1M

$600 ZMW 11.5K

251.31%

Buy Apartment in City Center (m2)

$3,001 Rp 51.4M

$1,997 ZMW 38.2K

50.30%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$3,895 ZMW 74.5K

-40.01%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$344 ZMW 6,576

-48.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-46.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Lusaka: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs other spots: cost of living compared

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