Cost of Living Comparison Between Lusaka and Ubud Cost of Living Comparison Between Lusaka and Ubud

😐 Solo nomad: Lusaka is 13.3% more expensive than Ubud without rent, and 15.3% more expensive with rent.

😐 Family of 3: Lusaka is 12% more expensive than Ubud without rent, and 33.1% more expensive with rent.

Meal at Budget Restaurant

$7.31 ZMW 180

$3 Rp 48.8K

143.67%

Three-Course Dinner for Two, Mid-Range

$25.24 ZMW 621

$12.52 Rp 203.2K

101.60%

Fast Food Meal (McDonalds, etc)

$3.65 ZMW 89.8

$3.18 Rp 51.6K

14.78%

Cappuccino

$1.94 ZMW 47.7

$2.21 Rp 35.9K

-12.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 ZMW 17.91

$1.1 Rp 17.9K

-33.64%

Water (0.33 liter bottle)

$0.34 ZMW 8.36

$0.26 Rp 4,217

30.77%

Local Beer (0.5 liter draught)

$0.88 ZMW 21.69

$2.5 Rp 40.5K

-64.80%

Imported Beer (0.33 liter bottle)

$1.84 ZMW 45.19

$3.2 Rp 51.9K

-42.50%

Milk (1 liter)

$1.27 ZMW 31.34

$1.49 Rp 24.2K

-14.77%

White Bread (500g)

$0.8 ZMW 19.66

$1.67 Rp 27K

-52.10%

Rice (white) (1kg)

$1.66 ZMW 40.9

$1.14 Rp 18.5K

45.61%

Eggs

$1.79 ZMW 44.03

$2.27 Rp 36.9K

-21.15%

Local Cheese (1kg)

$7.84 ZMW 193

$13.94 Rp 226.3K

-43.76%

Chicken Fillets (1kg)

$3.81 ZMW 93.7

$4 Rp 64.8K

-4.75%

Beef Round Steak (1kg)

$4.73 ZMW 116

$11.3 Rp 183.4K

-58.14%

Apples (1kg)

$2.49 ZMW 61.2

$3.6 Rp 58.4K

-30.83%

Banana (1kg)

$1.66 ZMW 40.93

$1.53 Rp 24.8K

8.50%

Oranges (1kg)

$2.79 ZMW 68.6

$2.65 Rp 43K

5.28%

Tomato (1kg)

$1.12 ZMW 27.52

$1.38 Rp 22.4K

-18.84%

Potato (1kg)

$1.87 ZMW 46.08

$1.58 Rp 25.6K

18.35%

Onion (1kg)

$1.38 ZMW 33.86

$2.16 Rp 35.1K

-36.11%

Lettuce (1 head)

$0.93 ZMW 22.89

$1.04 Rp 16.9K

-10.58%

Water (1.5 liter bottle)

$0.49 ZMW 12.01

$0.56 Rp 9,114

-12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.43 ZMW 59.7

$2.23 Rp 36.3K

8.97%

Wine (Bottle)

$6.7 ZMW 165

$14.98 Rp 243.2K

-55.27%

Local Beer (0.5 liter bottle)

$1.09 ZMW 26.83

$2.43 Rp 39.5K

-55.14%

Imported Beer (0.33 liter bottle)

$1.57 ZMW 38.64

$2.64 Rp 42.8K

-40.53%

One-way Ticket (Public Transport)

$1.02 ZMW 25.19

$0.32 Rp 5,203

218.75%

Public Transport Monthly Pass (Regular Price)

$38.27 ZMW 942

$10.12 Rp 164.3K

278.16%

Taxi Start (Normal Tariff)

$2.67 ZMW 65.6

$0.49 Rp 7,888

444.90%

Taxi (Normal Tariff) (1km)

$1.15 ZMW 28.23

$0.34 Rp 5,573

238.24%

Taxi 1hour Waiting (Normal Tariff)

$9.45 ZMW 232

$6.04 Rp 98K

56.46%

Gasoline (1 liter)

$1.2 ZMW 29.51

$0.73 Rp 11.9K

64.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,101 ZMW 199.3K

$26.2K Rp 425.6M

-69.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K ZMW 692K

$31.9K Rp 518.5M

-11.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.5 ZMW 2,250

$62.6 Rp 1M

46.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.1 ZMW 1,305

$4.1 Rp 66.6K

1194.15%

Internet (50+ Mbps, Unlimited Data)

$127 ZMW 3,118

$24.32 Rp 394.7K

421.22%

Gym Membership (Monthly)

$45.64 ZMW 1,123

$22.6 Rp 366.9K

101.95%

Tennis Court (1 Hour on Weekend)

$13.97 ZMW 344

$6.26 Rp 101.5K

123.16%

Cinema Ticket

$4.13 ZMW 102

$3.29 Rp 53.4K

25.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$174 ZMW 4,278

$93.2 Rp 1.5M

86.53%

International Primary School, 1 Child (Yearly)

$9,526 ZMW 234.3K

$6,098 Rp 99M

56.21%

Jeans (Levis 501 Or Similar)

$18.76 ZMW 461

$52.8 Rp 857.4K

-64.48%

Summer Dress (H&M, Zara, etc)

$17.25 ZMW 424

$24.84 Rp 403.3K

-30.56%

Sport Shoes (Adidas, Nike)

$84.2 ZMW 2,072

$85.2 Rp 1.4M

-1.17%

Men's Leather Business Shoes

$72.2 ZMW 1,775

$72.5 Rp 1.2M

-0.41%

1-bedroom Apartment, City Center (Monthly)

$223 ZMW 5,475

$259 Rp 4.2M

-14.01%

1-bedroom Apartment, Outside City Center (Monthly)

$124 ZMW 3,052

$159 Rp 2.6M

-21.91%

3-bedroom Apartment, City Center (Monthly)

$1,034 ZMW 25.4K

$578 Rp 9.4M

78.98%

3-bedroom Apartment, Outside City Center (Monthly)

$605 ZMW 14.9K

$336 Rp 5.5M

79.96%

Buy Apartment in City Center (m2)

$2,020 ZMW 49.7K

$1,000 Rp 16.2M

101.86%

Buy Apartment Outside City Center (m2)

$4,856 ZMW 119.5K

$860 Rp 14M

464.39%

Average Monthly Net Salary (After Tax)

$314 ZMW 7,714

$182 Rp 3M

71.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

88.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lusaka: October 27, 2025

Last update for Ubud: October 29, 2025

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