Cost of Living Comparison Between Lusaka and Phuket Cost of Living Comparison Between Lusaka and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $855 in Lusaka versus $1,250 in Phuket.

Estimated couple costs with rent: $1,450 in Lusaka versus $2,284 in Phuket.

Monthly costs for a family of three with rent: $2,045 in Lusaka versus $3,317 in Phuket.

Living in Lusaka costs roughly 32% less than in Phuket, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Lusaka 36% lower, Phuket 6% lower.

Meal at Budget Restaurant

$7.01 ZMW 128

$4.55 ฿153

54.07%

Three-Course Dinner for Two, Mid-Range

$24.68 ZMW 449

$46.18 ฿1,553

-46.56%

Fast Food Meal (McDonalds, etc)

$3.70 ZMW 67.3

$8.84 ฿297

-58.14%

Cappuccino

$1.93 ZMW 35.10

$3.06 ฿103

-36.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ZMW 12.24

$0.73 ฿24.40

-8.22%

Water (0.33 liter bottle)

$0.34 ZMW 6.16

$0.40 ฿13.39

-15.00%

Local Beer (0.5 liter draught)

$0.94 ZMW 17.14

$2.43 ฿81.8

-61.32%

Imported Beer (0.33 liter bottle)

$1.84 ZMW 33.48

$3.78 ฿127

-51.32%

Milk (1 liter)

$1.33 ZMW 24.30

$2.26 ฿76.0

-41.15%

White Bread (500g)

$0.80 ZMW 14.63

$1.81 ฿60.9

-55.80%

Rice (white) (1kg)

$1.58 ZMW 28.69

$2.25 ฿75.8

-29.78%

Eggs

$1.77 ZMW 32.25

$2.25 ฿75.5

-21.33%

Local Cheese (1kg)

$7.92 ZMW 144

$19.51 ฿656

-59.41%

Chicken Fillets (1kg)

$3.78 ZMW 68.8

$3.65 ฿123

3.56%

Beef Round Steak (1kg)

$4.74 ZMW 86.2

$13.05 ฿439

-63.68%

Apples (1kg)

$2.57 ZMW 46.79

$3.23 ฿109

-20.43%

Banana (1kg)

$1.57 ZMW 28.62

$1.62 ฿54.4

-3.09%

Oranges (1kg)

$2.71 ZMW 49.35

$2.38 ฿80.1

13.87%

Tomato (1kg)

$1.16 ZMW 21.15

$2.03 ฿68.1

-42.86%

Potato (1kg)

$1.80 ZMW 32.84

$1.53 ฿51.6

17.65%

Onion (1kg)

$1.33 ZMW 24.17

$1.50 ฿50.5

-11.33%

Lettuce (1 head)

$0.92 ZMW 16.80

$0.98 ฿32.91

-6.12%

Water (1.5 liter bottle)

$0.51 ZMW 9.37

$0.52 ฿17.39

-1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.54 ZMW 46.29

$4.44 ฿149

-42.79%

Wine (Bottle)

$10.63 ZMW 194

$18.32 ฿616

-41.98%

Local Beer (0.5 liter bottle)

$1.09 ZMW 19.75

$1.86 ฿62.7

-41.40%

Imported Beer (0.33 liter bottle)

$1.57 ZMW 28.52

$2.68 ฿90.1

-41.42%

One-way Ticket (Public Transport)

$0.96 ZMW 17.51

$1.41 ฿47.46

-31.91%

Public Transport Monthly Pass (Regular Price)

$39.17 ZMW 713

$11.70 ฿393

234.79%

Taxi Start (Normal Tariff)

$2.78 ZMW 50.7

$3.11 ฿105

-10.61%

Taxi (Normal Tariff) (1km)

$1.17 ZMW 21.32

$1.04 ฿35.06

12.50%

Taxi 1hour Waiting (Normal Tariff)

$9.20 ZMW 167

$14.11 ฿474

-34.80%

Gasoline (1 liter)

$1.19 ZMW 21.75

$1.31 ฿44.10

-9.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,891 ZMW 143.6K

$27.8K ฿935.4K

-71.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K ZMW 517.4K

$33.2K ฿1.1M

-14.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.7 ZMW 1,651

$122 ฿4,118

-25.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.4 ZMW 972

$13.59 ฿457

293.08%

Internet (50+ Mbps, Unlimited Data)

$123 ZMW 2,239

$18.70 ฿629

557.81%

Gym Membership (Monthly)

$45.44 ZMW 827

$60.5 ฿2,034

-24.88%

Tennis Court (1 Hour on Weekend)

$13.65 ZMW 248

$16.98 ฿571

-19.61%

Cinema Ticket

$4.25 ZMW 77.4

$9.07 ฿305

-53.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$178 ZMW 3,232

$706 ฿23.8K

-74.86%

International Primary School, 1 Child (Yearly)

$9,462 ZMW 172.2K

$15.8K ฿531.5K

-40.13%

Jeans (Levis 501 Or Similar)

$18.67 ZMW 340

$58.6 ฿1,969

-68.11%

Summer Dress (H&M, Zara, etc)

$17.20 ZMW 313

$35.36 ฿1,189

-51.36%

Sport Shoes (Adidas, Nike)

$84.5 ZMW 1,539

$115 ฿3,883

-26.78%

Men's Leather Business Shoes

$72.2 ZMW 1,314

$83.7 ฿2,816

-13.75%

1-bedroom Apartment, City Center (Monthly)

$228 ZMW 4,157

$626 ฿21.0K

-63.49%

1-bedroom Apartment, Outside City Center (Monthly)

$125 ZMW 2,273

$445 ฿15.0K

-71.95%

3-bedroom Apartment, City Center (Monthly)

$1,028 ZMW 18.7K

$2,040 ฿68.6K

-49.60%

3-bedroom Apartment, Outside City Center (Monthly)

$593 ZMW 10.8K

$1,492 ฿50.2K

-60.24%

Buy Apartment in City Center (m2)

$1,886 ZMW 34.3K

$3,483 ฿117.1K

-45.83%

Buy Apartment Outside City Center (m2)

$14.2K ZMW 258.2K

$2,577 ฿86.7K

450.70%

Average Monthly Net Salary (After Tax)

$287 ZMW 5,215

$500 ฿16.8K

-42.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

369.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lusaka: July 12, 2026

Last update for Phuket: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $228 in Lusaka and $626 in Phuket. Housing cost is often the main lever when comparing two cities.

Phuket pays 74% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $25.00 in Lusaka vs $46.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $178 vs $289 per month, with Lusaka cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lusaka vs Phuket: Cost of Living - Frequently Asked Questions

Lusaka and Phuket differ by about 46% in total monthly costs ($855 vs $1,250 including rent). Lusaka is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 74% lower in Phuket. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $228 in Lusaka versus $626 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $855 per month in Lusaka versus $1,250 in Phuket – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lusaka runs roughly 235% less than in Phuket. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $855 in Lusaka versus $1,250 in Phuket, a $2,000 budget is realistic in Lusaka but tight or insufficient in Phuket. The gap between the two cities makes Lusaka the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lusaka and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lusaka gentler on the wallet – expenses run 46% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.