Cost of Living Comparison Between Lusaka and Livingstone Cost of Living Comparison Between Lusaka and Livingstone

Monthly Cost of Living

A single person spends $907 per month in Lusaka vs $208 in Livingstone, rent included.

A couple spends around $1,534 per month in Lusaka vs $391 in Livingstone, rent included.

A family of three spends $2,161 per month in Lusaka vs $573 in Livingstone, rent included.

Lusaka costs about 336% more than Livingstone, driven mainly by Groceries & Markets.

Both Lusaka and Livingstone are more affordable than the global median – Lusaka 34% lower, Livingstone 85% lower.

Meal at Budget Restaurant

$5.70 ZMW 109

$7.79 ZMW 149

-26.83%

Three-Course Dinner for Two, Mid-Range

$31.91 ZMW 609

$31.81 ZMW 608

0.31%

Fast Food Meal (McDonalds, etc)

$5.31 ZMW 101

$9.16 ZMW 175

-42.03%

Cappuccino

$2.98 ZMW 57.0

$5.40 ZMW 103

-44.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 ZMW 15.73

Water (0.33 liter bottle)

$0.47 ZMW 9.02

$0.35 ZMW 6.74

34.29%

Local Beer (0.5 liter draught)

$1.36 ZMW 25.95

Imported Beer (0.33 liter bottle)

$2.34 ZMW 44.68

Milk (1 liter)

$1.86 ZMW 35.53

White Bread (500g)

$1.25 ZMW 23.79

Rice (white) (1kg)

$2.19 ZMW 41.74

Eggs

$2.05 ZMW 39.17

Local Cheese (1kg)

$10.75 ZMW 205

Chicken Fillets (1kg)

$6.54 ZMW 125

Beef Round Steak (1kg)

$6.75 ZMW 129

Apples (1kg)

$3.55 ZMW 67.9

Banana (1kg)

$2.50 ZMW 47.66

Oranges (1kg)

$3.72 ZMW 71.0

Tomato (1kg)

$1.59 ZMW 30.34

Potato (1kg)

$2.74 ZMW 52.3

Onion (1kg)

$1.97 ZMW 37.63

Lettuce (1 head)

$1.15 ZMW 21.91

Water (1.5 liter bottle)

$0.83 ZMW 15.77

Cigarettes 20 Pack (Marlboro, Camel)

$3.22 ZMW 61.4

Wine (Bottle)

$10.52 ZMW 201

$20.89 ZMW 399

-49.64%

Local Beer (0.5 liter bottle)

$1.48 ZMW 28.18

Imported Beer (0.33 liter bottle)

$2.47 ZMW 47.26

One-way Ticket (Public Transport)

$1.02 ZMW 19.56

Public Transport Monthly Pass (Regular Price)

$52.1 ZMW 995

Taxi Start (Normal Tariff)

$2.67 ZMW 51.1

Taxi (Normal Tariff) (1km)

$1.56 ZMW 29.78

$2.65 ZMW 50.6

-41.13%

Taxi 1hour Waiting (Normal Tariff)

$5.23 ZMW 99.9

Gasoline (1 liter)

$1.58 ZMW 30.13

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,791 ZMW 148.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K ZMW 529.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.7 ZMW 1,598

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.07 ZMW 211

Internet (50+ Mbps, Unlimited Data)

$56.7 ZMW 1,083

Gym Membership (Monthly)

$56.4 ZMW 1,076

Tennis Court (1 Hour on Weekend)

$15.97 ZMW 305

Cinema Ticket

$6.37 ZMW 122

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$147 ZMW 2,802

International Primary School, 1 Child (Yearly)

$16.6K ZMW 317.2K

Jeans (Levis 501 Or Similar)

$24.76 ZMW 473

Summer Dress (H&M, Zara, etc)

$16.00 ZMW 306

Sport Shoes (Adidas, Nike)

$47.84 ZMW 914

Men's Leather Business Shoes

$77.1 ZMW 1,472

1-bedroom Apartment, City Center (Monthly)

$389 ZMW 7,424

1-bedroom Apartment, Outside City Center (Monthly)

$183 ZMW 3,492

3-bedroom Apartment, City Center (Monthly)

$1,118 ZMW 21.3K

3-bedroom Apartment, Outside City Center (Monthly)

$596 ZMW 11.4K

Buy Apartment in City Center (m2)

$1,896 ZMW 36.2K

Buy Apartment Outside City Center (m2)

$5,285 ZMW 100.9K

Average Monthly Net Salary (After Tax)

$336 ZMW 6,414

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lusaka: August 31, 2026

Last update for Livingstone: August 30, 2026

Cost Breakdown

A mid-range dinner for two costs $32.00 in Lusaka versus $32.00 in Livingstone. Groceries tell a different story – $249 in Lusaka vs $42.00 in Livingstone – so Livingstone wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lusaka vs Livingstone: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $907 in Lusaka, $208 in Livingstone – roughly 336% apart. Lusaka costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,360 per month in Lusaka and $312 in Livingstone. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $32.00 in Lusaka and $32.00 in Livingstone. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $907 in Lusaka and $208 in Livingstone. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Livingstone, where all-in costs run around $208, than in Lusaka at $907. In Livingstone it covers expenses comfortably, while in Lusaka it requires careful planning or may not stretch far enough.

Families tend to lean toward Livingstone – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Livingstone. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lusaka makes more sense. Both are solid long-term options with distinct trade-offs.