Last update: Nov 2026

Cost of Living Comparison Between Luquillo and Toronto

For one person, living is cheaper in Luquillo: $1,257 a month against $2,599 in Toronto, rent and utilities included – about $16,100 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Luquillo
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Luquillo Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Luquillo

🇵🇷 Puerto Rico

$1,257

/mo nomad

Toronto

🇨🇦 Canada

$2,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Luquillo and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Luquillo and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,257 in Luquillo versus $2,599 in Toronto.

Luquillo $1,257
Toronto $2,599

Estimated couple costs with rent: $2,014 in Luquillo versus $3,700 in Toronto.

Luquillo $2,014
Toronto $3,700

Monthly costs for a family of three with rent: $2,772 in Luquillo versus $4,801 in Toronto.

Luquillo $2,772
Toronto $4,801

Living in Luquillo costs roughly 52% less than in Toronto, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Luquillo is 7% below, Toronto is 92% above.

Meal at Budget Restaurant

$19.14 $19.14

$17.98 CA$25.09

6.45%

Three-Course Dinner for Two, Mid-Range

$83.3 $83.3

$72.3 CA$101

15.24%

Fast Food Meal (McDonalds, etc)

$9.03 $9.03

$10.83 CA$15.11

-16.62%

Cappuccino

$3.68 $3.68

$4.34 CA$6.06

-15.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 $1.65

$2.16 CA$3.01

-23.61%

Water (0.33 liter bottle)

$1.51 $1.51

$1.66 CA$2.31

-9.04%

Local Beer (0.5 liter draught)

$3.09 $3.09

$6.35 CA$8.86

-51.34%

Imported Beer (0.33 liter bottle)

$2.30 $2.30

$7.34 CA$10.25

-68.66%

Milk (1 liter)

$2.15 $2.15

$2.57 CA$3.59

-16.34%

White Bread (500g)

$3.73 $3.73

$2.71 CA$3.78

37.64%

Rice (white) (1kg)

$2.43 $2.43

$2.28 CA$3.18

6.58%

Eggs

$7.26 $7.26

$3.60 CA$5.03

101.67%

Local Cheese (1kg)

$12.47 $12.47

$8.94 CA$12.48

39.49%

Chicken Fillets (1kg)

$9.49 $9.49

$11.19 CA$15.62

-15.19%

Beef Round Steak (1kg)

$13.24 $13.24

$15.23 CA$21.25

-13.07%

Apples (1kg)

$5.09 $5.09

$3.74 CA$5.23

36.10%

Banana (1kg)

$2.53 $2.53

$1.23 CA$1.71

105.69%

Oranges (1kg)

$5.00 $5.00

$3.58 CA$5.00

39.66%

Tomato (1kg)

$4.73 $4.73

$4.25 CA$5.93

11.29%

Potato (1kg)

$3.87 $3.87

$1.94 CA$2.71

99.48%

Onion (1kg)

$3.88 $3.88

$1.67 CA$2.33

132.34%

Lettuce (1 head)

$3.50 $3.50

$2.30 CA$3.21

52.17%

Water (1.5 liter bottle)

$1.60 $1.60

$1.26 CA$1.76

26.98%

Cigarettes 20 Pack (Marlboro, Camel)

$12.18 $12.18

$14.19 CA$19.81

-14.16%

Wine (Bottle)

$12.02 $12.02

$14.25 CA$19.89

-15.65%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$2.28 CA$3.18

31.14%

Imported Beer (0.33 liter bottle)

$4.12 $4.12

$2.58 CA$3.61

59.69%

One-way Ticket (Public Transport)

$2.35 CA$3.29

Public Transport Monthly Pass (Regular Price)

$111 CA$155

Taxi Start (Normal Tariff)

$2.54 $2.54

$3.01 CA$4.21

-15.61%

Taxi (Normal Tariff) (1km)

$1.48 $1.48

$1.22 CA$1.71

21.31%

Taxi 1hour Waiting (Normal Tariff)

$42.74 $42.74

$21.82 CA$30.47

95.88%

Gasoline (1 liter)

$0.83 $0.83

$1.23 CA$1.72

-32.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K $34.1K

$27.0K CA$37.6K

26.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$21.8K CA$30.5K

29.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$272 $272

$121 CA$169

125.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.3 $69.3

$33.10 CA$46.21

109.49%

Internet (50+ Mbps, Unlimited Data)

$68.9 $68.9

$49.09 CA$68.5

40.35%

Gym Membership (Monthly)

$36.65 CA$51.2

Tennis Court (1 Hour on Weekend)

$25.01 CA$34.91

Cinema Ticket

$10.44 $10.44

$12.78 CA$17.84

-18.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$822 $822

$754 CA$1,053

9.01%

International Primary School, 1 Child (Yearly)

$12.6K $12.6K

$33.7K CA$47.0K

-62.73%

Jeans (Levis 501 Or Similar)

$56.3 $56.3

$50.4 CA$70.3

11.73%

Summer Dress (H&M, Zara, etc)

$60.2 $60.2

$41.43 CA$57.8

45.21%

Sport Shoes (Adidas, Nike)

$108 $108

$101 CA$141

6.59%

Men's Leather Business Shoes

$114 $114

$130 CA$182

-12.20%

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,219

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$1,988

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,687

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,918

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,620

Average Monthly Net Salary (After Tax)

$4,143 $4,143

$3,623 CA$5,057

14.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.45

47.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Luquillo: November 1, 2026

Last update for Toronto: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Luquillo

$410 32.6%

Toronto

$203 7.8% 50.5% $207

Groceries & Markets

Luquillo

$406 32.3%

Toronto

$345 13.3% 15.1% $61

Eating Out

Luquillo

$257 20.5%

Toronto

$290 11.2% 12.8% $33

Clothing & Footwear

Luquillo

$152 12.1%

Toronto

$145 5.6% 4.6% $6.9

Sport & Entertainment

Luquillo

$21 * 1.7%

Toronto

$62 2.4% 198% $41

Getting Around

Luquillo

$9.9 * 0.8%

Toronto

$130 5% 1204% $120

Accommodation & Living

Luquillo

- * 0%

Toronto

$1.4K 54.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Luquillo pays 14% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $83 in Luquillo vs $72 in Toronto for a mid-range dinner for two. Groceries echo the gap at $406 vs $345 per month, with Toronto cheaper across the board.

Good to know

🇵🇷 Luquillo

🇨🇦 Toronto

🕒 Local time

23:41 11:41 PM

22:41 10:41 PM

1 h behind Luquillo

🌤 Weather

👥 Population

20,000

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.891 EUR

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.57 CAD (1 CAD = 0.638 EUR).

CAD to USD in detail →

On the map

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Between locations

Luquillo Toronto 3,090 km ≈ 4 h 15 min nonstop flight

From you

Luquillo
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Luquillo vs Toronto: Cost of Living - Frequently Asked Questions

Luquillo is about 52% cheaper overall, especially in transport, leisure, and eating out. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 14% higher in Luquillo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Shoppers in Toronto pay roughly 15% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,257 per month in Luquillo versus $2,599 in Toronto – Luquillo is about 52% cheaper, which adds up to real savings over time.

At $1,257 in Luquillo versus $2,599 in Toronto, a $1,500 budget is realistic in Luquillo but tight or insufficient in Toronto. The gap between the two cities makes Luquillo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.