Last update: Oct 2026

Cost of Living Comparison Between Luoyang and Ubud, Bali

For one person, living is cheaper in Luoyang: $660 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Luoyang
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Luoyang Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Luoyang

🇨🇳 China

$660

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Luoyang and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Luoyang and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $660 in Luoyang versus $1,368 in Ubud, Bali.

Luoyang $660
Ubud, Bali $1,368

Estimated couple costs with rent: $1,066 in Luoyang versus $2,314 in Ubud, Bali.

Luoyang $1,066
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,471 in Luoyang versus $3,260 in Ubud, Bali.

Luoyang $1,471
Ubud, Bali $3,260

Living in Luoyang costs roughly 52% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Luoyang is 51% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$3.67 ¥24.52

$3.33 Rp 59.9K

10.21%

Three-Course Dinner for Two, Mid-Range

$29.73 ¥199

$35.18 Rp 633.2K

-15.49%

Fast Food Meal (McDonalds, etc)

$5.62 ¥37.58

$5.80 Rp 104.5K

-3.10%

Cappuccino

$3.55 ¥23.74

$2.73 Rp 49.1K

30.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ¥3.15

$1.64 Rp 29.5K

-71.34%

Water (0.33 liter bottle)

$0.27 ¥1.82

$0.83 Rp 15.0K

-67.47%

Local Beer (0.5 liter draught)

$1.24 ¥8.26

$2.70 Rp 48.6K

-54.07%

Imported Beer (0.33 liter bottle)

$2.92 ¥19.50

$4.30 Rp 77.4K

-32.09%

Milk (1 liter)

$1.92 ¥12.86

$1.50 Rp 27.1K

28.00%

White Bread (500g)

$2.30 ¥15.39

$2.30 Rp 41.4K

Rice (white) (1kg)

$1.07 ¥7.17

$1.18 Rp 21.2K

-9.32%

Eggs

$1.42 ¥9.49

$2.14 Rp 38.6K

-33.64%

Local Cheese (1kg)

$13.60 ¥90.9

$17.48 Rp 314.6K

-22.20%

Chicken Fillets (1kg)

$3.29 ¥21.99

$4.03 Rp 72.5K

-18.36%

Beef Round Steak (1kg)

$9.11 ¥60.9

$12.23 Rp 220.1K

-25.51%

Apples (1kg)

$0.93 ¥6.21

$3.55 Rp 63.9K

-73.80%

Banana (1kg)

$1.34 ¥8.98

$1.57 Rp 28.3K

-14.65%

Oranges (1kg)

$1.50 ¥10.02

$2.24 Rp 40.2K

-33.04%

Tomato (1kg)

$1.33 ¥8.86

$1.93 Rp 34.7K

-31.09%

Potato (1kg)

$0.75 ¥5.05

$1.88 Rp 33.9K

-60.11%

Onion (1kg)

$0.89 ¥5.95

$2.29 Rp 41.3K

-61.14%

Lettuce (1 head)

$0.44 ¥2.93

$0.99 Rp 17.9K

-55.56%

Water (1.5 liter bottle)

$0.80 ¥5.33

$0.53 Rp 9,475

50.94%

Cigarettes 20 Pack (Marlboro, Camel)

$1.69 ¥11.27

$2.28 Rp 41.1K

-25.88%

Wine (Bottle)

$13.33 ¥89.1

$23.01 Rp 414.2K

-42.07%

Local Beer (0.5 liter bottle)

$0.47 ¥3.15

$2.34 Rp 42.2K

-79.91%

Imported Beer (0.33 liter bottle)

$2.25 ¥15.06

$2.91 Rp 52.4K

-22.68%

One-way Ticket (Public Transport)

$0.29 ¥1.91

$0.24 Rp 4,315

20.83%

Public Transport Monthly Pass (Regular Price)

$18.21 ¥122

$8.82 Rp 158.7K

106.46%

Taxi Start (Normal Tariff)

$1.18 ¥7.92

$0.48 Rp 8,684

145.83%

Taxi (Normal Tariff) (1km)

$0.35 ¥2.36

$0.46 Rp 8,233

-23.91%

Taxi 1hour Waiting (Normal Tariff)

$7.26 ¥48.57

$5.45 Rp 98.2K

33.21%

Gasoline (1 liter)

$1.27 ¥8.46

$0.88 Rp 15.9K

44.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.6K ¥131.2K

$24.6K Rp 442.2M

-20.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.2K ¥115.3K

$31.2K Rp 561.4M

-44.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.59 ¥291

$83.0 Rp 1.5M

-47.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.03 ¥40.30

$6.45 Rp 116.0K

-6.51%

Internet (50+ Mbps, Unlimited Data)

$10.29 ¥68.8

$18.57 Rp 334.2K

-44.59%

Gym Membership (Monthly)

$22.19 ¥148

$55.8 Rp 1.0M

-60.25%

Tennis Court (1 Hour on Weekend)

$12.12 ¥81.0

$18.11 Rp 326.0K

-33.08%

Cinema Ticket

$5.59 ¥37.35

$4.38 Rp 78.9K

27.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$196 ¥1,310

$493 Rp 8.9M

-60.24%

International Primary School, 1 Child (Yearly)

$18.7K ¥124.7K

$5,754 Rp 103.6M

224.23%

Jeans (Levis 501 Or Similar)

$50.2 ¥336

$46.19 Rp 831.4K

8.64%

Summer Dress (H&M, Zara, etc)

$29.97 ¥200

$35.33 Rp 636.0K

-15.17%

Sport Shoes (Adidas, Nike)

$64.4 ¥431

$79.1 Rp 1.4M

-18.54%

Men's Leather Business Shoes

$79.3 ¥531

$78.4 Rp 1.4M

1.21%

1-bedroom Apartment, City Center (Monthly)

$188 ¥1,256

$1,142 Rp 20.6M

-83.55%

1-bedroom Apartment, Outside City Center (Monthly)

$129 ¥860

$676 Rp 12.2M

-80.96%

3-bedroom Apartment, City Center (Monthly)

$438 ¥2,930

$3,503 Rp 63.1M

-87.49%

3-bedroom Apartment, Outside City Center (Monthly)

$224 ¥1,499

$1,700 Rp 30.6M

-86.81%

Buy Apartment in City Center (m2)

$2,162 ¥14.5K

$2,784 Rp 50.1M

-22.34%

Buy Apartment Outside City Center (m2)

$1,407 ¥9,408

$2,241 Rp 40.3M

-37.20%

Average Monthly Net Salary (After Tax)

$628 ¥4,202

$165 Rp 3.0M

281.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

13.78

-67.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Luoyang: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Luoyang

$211 32%

Ubud, Bali

$290 21.2% 37.7% $79

Accommodation & Living

Luoyang

$129 19.5%

Ubud, Bali

$676 49.4% 425% $547

Eating Out

Luoyang

$104 15.7%

Ubud, Bali

$109 8% 4.8% $5

Clothing & Footwear

Luoyang

$101 15.3%

Ubud, Bali

$108 7.9% 6.7% $6.8

Monthly Utilities & Internet

Luoyang

$60 9.1%

Ubud, Bali

$108 7.9% 80.3% $48

Sport & Entertainment

Luoyang

$33 5.1%

Ubud, Bali

$65 4.7% 93.6% $31

Getting Around

Luoyang

$22 3.4%

Ubud, Bali

$13 0.9% 43.7% $9.8

Cost Breakdown

A one-bedroom apartment in the center runs $188 in Luoyang and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Luoyang pays 282% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30.00 in Luoyang vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $211 vs $290 per month, with Luoyang cheaper across the board.

Good to know

🇨🇳 Luoyang

🇮🇩 Ubud, Bali

🕒 Local time

15:39 3:39 PM

Same time as Luoyang

🌤 Weather

👥 Population

1,926,000

74,800

💱 Currency

Chinese Yuan CNY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CNY in detail →

On the map

Lowest

Highest

Between locations

Luoyang Ubud, Bali 4,800 km ≈ 7 h nonstop flight

From you

Luoyang
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Luoyang vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Luoyang wins on cost – living expenses run 107% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Luoyang the obvious pick if budget is a priority.

Average pay runs 282% higher in Luoyang, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $188 in Luoyang versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $196 in Luoyang versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 38% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $660 in Luoyang versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Luoyang but tight or insufficient in Ubud, Bali. The gap between the two cities makes Luoyang the clear choice for anyone on this budget.

Both work as nomad bases, but Luoyang delivers better value – similar infrastructure at $660 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Luoyang hard to pass up.

Safety-wise, Luoyang and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Luoyang gentler on the wallet – expenses run 107% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.