Last update: Oct 2026

Cost of Living Comparison Between Lumut, Perak and Karachi

For one person, living is cheaper in Karachi: $482 a month against $987 in Lumut, Perak, rent and utilities included – about $6,100 less a year. Other living expenses account for most of the difference.

48

Cost of Living Index in Lumut, Perak
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Lumut, Perak Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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Lumut, Perak

🇲🇾 Malaysia

$987

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Lumut, Perak and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lumut, Perak and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $987 in Lumut, Perak versus $482 in Karachi.

Lumut, Perak $987
Karachi $482

Estimated couple costs with rent: $1,449 in Lumut, Perak versus $750 in Karachi.

Lumut, Perak $1,449
Karachi $750

Monthly costs for a family of three with rent: $1,910 in Lumut, Perak versus $1,018 in Karachi.

Lumut, Perak $1,910
Karachi $1,018

Living in Lumut, Perak is roughly 105% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Lumut, Perak 27% lower, Karachi 64% lower.

Meal at Budget Restaurant

$3.56 MYR 14.52

$2.13 PKR 588

67.14%

Three-Course Dinner for Two, Mid-Range

$12.21 MYR 49.79

$13.30 PKR 3,680

-8.20%

Fast Food Meal (McDonalds, etc)

$4.92 MYR 20.06

$5.45 PKR 1,508

-9.72%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.97 MYR 12.14

$2.09 PKR 579

42.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 MYR 3.39

$0.40 PKR 111

107.50%

Water (0.33 liter bottle)

$0.38 MYR 1.56

$0.26 PKR 71.1

46.15%

Local Beer (0.5 liter draught)

$3.84 MYR 15.65

Imported Beer (0.33 liter bottle)

$5.97 MYR 24.34

Milk (1 liter)

$2.14 MYR 8.73

$0.92 PKR 254

132.61%

White Bread (500g)

$1.07 MYR 4.38

$0.56 PKR 156

91.07%

Rice (white) (1kg)

$2.02 MYR 8.25

$1.25 PKR 345

61.60%

Eggs

$2.46 MYR 10.05

$1.23 PKR 341

100.00%

Local Cheese (1kg)

$13.82 MYR 56.4

$5.67 PKR 1,570

143.74%

Chicken Fillets (1kg)

$4.38 MYR 17.88

$3.16 PKR 876

38.61%

Beef Round Steak (1kg)

$9.89 MYR 40.36

$6.28 PKR 1,737

57.48%

Apples (1kg)

$3.35 MYR 13.68

$1.26 PKR 348

165.87%

Banana (1kg)

$1.83 MYR 7.45

$0.53 PKR 148

245.28%

Oranges (1kg)

$2.25 MYR 9.18

$1.00 PKR 276

125.00%

Tomato (1kg)

$1.60 MYR 6.53

$0.56 PKR 154

185.71%

Potato (1kg)

$1.28 MYR 5.24

$0.33 PKR 91.4

287.88%

Onion (1kg)

$1.35 MYR 5.52

$0.34 PKR 95.1

297.06%

Lettuce (1 head)

$1.18 MYR 4.82

$0.42 PKR 116

180.95%

Water (1.5 liter bottle)

$0.66 MYR 2.68

$0.44 PKR 121

50.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$4.39 MYR 17.90

$1.84 PKR 509

138.59%

Wine (Bottle)

$19.67 MYR 80.2

Local Beer (0.5 liter bottle)

$3.51 MYR 14.31

Imported Beer (0.33 liter bottle)

$5.03 MYR 20.51

One-way Ticket (Public Transport)

$0.64 MYR 2.62

$0.28 PKR 77.0

128.57%

Public Transport Monthly Pass (Regular Price)

$11.47 MYR 46.78

$9.99 PKR 2,764

14.81%

Taxi Start (Normal Tariff)

$1.23 MYR 5.03

$0.92 PKR 256

33.70%

Taxi (Normal Tariff) (1km)

$1.21 MYR 4.92

$0.70 PKR 193

72.86%

Taxi 1hour Waiting (Normal Tariff)

$4.92 MYR 20.06

$2.16 PKR 597

127.78%

Gasoline (1 liter)

$0.88 MYR 3.57

$1.38 PKR 382

-36.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.2K MYR 172.2K

$17.9K PKR 5.0M

135.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.0K MYR 138.7K

$27.1K PKR 7.5M

25.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.4 MYR 251

$113 PKR 31.4K

-45.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.79 MYR 35.87

$5.95 PKR 1,648

47.73%

Internet (50+ Mbps, Unlimited Data)

$26.41 MYR 108

$13.16 PKR 3,642

100.68%

Gym Membership (Monthly)

$37.77 MYR 154

$21.55 PKR 5,965

75.27%

Tennis Court (1 Hour on Weekend)

$6.93 MYR 28.29

$18.23 PKR 5,044

-61.99%

Cinema Ticket

$5.12 MYR 20.89

$4.21 PKR 1,165

21.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 MYR 1,236

$52.2 PKR 14.4K

481.15%

International Primary School, 1 Child (Yearly)

$12.9K MYR 52.6K

$1,940 PKR 537.0K

565.12%

Jeans (Levis 501 Or Similar)

$70.9 MYR 289

$17.55 PKR 4,858

303.70%

Summer Dress (H&M, Zara, etc)

$41.12 MYR 168

$23.51 PKR 6,506

74.90%

Sport Shoes (Adidas, Nike)

$87.5 MYR 357

$68.9 PKR 19.1K

26.99%

Men's Leather Business Shoes

$95.2 MYR 388

$40.59 PKR 11.2K

134.44%

1-bedroom Apartment, City Center (Monthly)

$406 MYR 1,657

$118 PKR 32.7K

244.27%

1-bedroom Apartment, Outside City Center (Monthly)

$299 MYR 1,222

$73.6 PKR 20.4K

306.82%

3-bedroom Apartment, City Center (Monthly)

$686 MYR 2,798

$357 PKR 98.9K

91.89%

3-bedroom Apartment, Outside City Center (Monthly)

$475 MYR 1,940

$188 PKR 52.0K

153.04%

Buy Apartment in City Center (m2)

$2,306 MYR 9,407

$1,060 PKR 293.4K

117.52%

Buy Apartment Outside City Center (m2)

$1,183 MYR 4,824

$481 PKR 133.1K

145.98%

Average Monthly Net Salary (After Tax)

$381 MYR 1,555

$183 PKR 50.6K

108.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.18

13.21

-68.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lumut, Perak: October 10, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lumut, Perak

$299 30.4%

Karachi

$74 15.3% 75.4% $226

Groceries & Markets

Lumut, Perak

$274 27.8%

Karachi

$101 21% 63% $173

Clothing & Footwear

Lumut, Perak

$133 13.4%

Karachi

$68 14.1% 48.9% $65

Eating Out

Lumut, Perak

$115 11.6%

Karachi

$61 12.7% 46.8% $54

Monthly Utilities & Internet

Lumut, Perak

$97 9.8%

Karachi

$133 27.5% 37.2% $36

Sport & Entertainment

Lumut, Perak

$48 4.9%

Karachi

$30 6.2% 37.6% $18

Getting Around

Lumut, Perak

$21 2.2%

Karachi

$16 3.2% 27.1% $5.8

Cost Breakdown

A one-bedroom apartment in the center runs $406 in Lumut, Perak and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Lumut, Perak pays 108% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $12.00 in Lumut, Perak vs $13.00 in Karachi. Groceries flip the comparison at $274 vs $101, with Karachi cheaper for home cooking.

Good to know

🇲🇾 Lumut, Perak

🇵🇰 Karachi

🕒 Local time

14:04 2:04 PM

11:04 11:04 AM

3 h behind Lumut, Perak

🌤 Weather

👥 Population

39,595

14,910,352

💱 Currency

Malaysian Ringgit MYR RM

Pakistani Rupee PKR ₨

📈 Exchange rate

1 MYR = 0.245 USD

1 MYR = 0.218 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to MYR – Malaysian Ringgit Converter

🇺🇸 United States Dollar ($)

🇲🇾 Malaysian Ringgit (RM)

Malaysian Ringgit exchange rates as of October 18, 2026: 1 USD = 4.08 MYR (1 MYR = 0.245 USD). 1 EUR = 4.59 MYR (1 MYR = 0.218 EUR).

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to MYR in detail →

On the map

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Highest

Between locations

Lumut, Perak Karachi 4,260 km ≈ 6 h nonstop flight

From you

Lumut, Perak
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lumut, Perak vs Karachi: Cost of Living - Frequently Asked Questions

Lumut, Perak and Karachi differ by about 105% in total monthly costs ($987 vs $482 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 108% higher in Lumut, Perak, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $406 in Lumut, Perak versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $987 per month in Lumut, Perak versus $482 in Karachi – a 105% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 15% less than in Lumut, Perak. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $482 in Karachi versus $987 in Lumut, Perak, a $2,000 budget is realistic in Karachi but tight or insufficient in Lumut, Perak. The gap between the two cities makes Karachi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lumut, Perak and Karachi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 105% less than in Lumut, Perak. Beyond cost, consider language, visa policies, and how big the international community is in each city.