Cost of Living Comparison Between Lugano and Ubud Cost of Living Comparison Between Lugano and Ubud

😐 Solo nomad: Lugano is 207.5% more expensive than Ubud without rent, and 326.2% more expensive with rent.
😐 Family of 3: Lugano is 268.3% more expensive than Ubud without rent, and 390.8% more expensive with rent.
Currency
🍽 Eating Out
Lugano
Ubud
Difference
Meal at Budget Restaurant
$30.54 CHF 24.83
$3 Rp 48.8K
918.00%
Three-Course Dinner for Two, Mid-Range
$184 CHF 149
$12.52 Rp 203.2K
1367.25%
Fast Food Meal (McDonalds, etc)
$18.53 CHF 15.07
$3.18 Rp 51.6K
482.70%
Cappuccino
$4.24 CHF 3.45
$2.21 Rp 35.9K
91.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.7 CHF 3.82
$1.1 Rp 17.9K
327.27%
Water (0.33 liter bottle)
$4.06 CHF 3.3
$0.26 Rp 4,217
1461.54%
Local Beer (0.5 liter draught)
$7.18 CHF 5.84
$2.5 Rp 40.5K
187.20%
Imported Beer (0.33 liter bottle)
$7.59 CHF 6.17
$3.2 Rp 51.9K
137.19%
🛒 Groceries & Markets
Lugano
Ubud
Difference
Milk (1 liter)
$2.26 CHF 1.84
$1.49 Rp 24.2K
51.68%
White Bread (500g)
$3.51 CHF 2.86
$1.67 Rp 27K
110.18%
Rice (white) (1kg)
$4.72 CHF 3.84
$1.14 Rp 18.5K
314.04%
Eggs
$6.69 CHF 5.44
$2.27 Rp 36.9K
194.71%
Local Cheese (1kg)
$27.42 CHF 22.29
$13.94 Rp 226.3K
96.70%
Chicken Fillets (1kg)
$37.36 CHF 30.38
$4 Rp 64.8K
834.00%
Beef Round Steak (1kg)
$47.43 CHF 38.56
$11.3 Rp 183.4K
319.73%
Apples (1kg)
$3.23 CHF 2.63
$3.6 Rp 58.4K
-10.28%
Banana (1kg)
$2.02 CHF 1.64
$1.53 Rp 24.8K
32.03%
Oranges (1kg)
$2.51 CHF 2.04
$2.65 Rp 43K
-5.28%
Tomato (1kg)
$7.37 CHF 6
$1.38 Rp 22.4K
434.06%
Potato (1kg)
$2.19 CHF 1.78
$1.58 Rp 25.6K
38.61%
Onion (1kg)
$2.26 CHF 1.84
$2.16 Rp 35.1K
4.63%
Lettuce (1 head)
$2.56 CHF 2.08
$1.04 Rp 16.9K
146.15%
Water (1.5 liter bottle)
$1.3 CHF 1.05
$0.56 Rp 9,114
132.14%
Cigarettes 20 Pack (Marlboro, Camel)
$10.78 CHF 8.76
$2.23 Rp 36.3K
383.41%
Wine (Bottle)
$10.91 CHF 8.87
$14.98 Rp 243.2K
-27.17%
Local Beer (0.5 liter bottle)
$2.66 CHF 2.16
$2.43 Rp 39.5K
9.47%
Imported Beer (0.33 liter bottle)
$4.19 CHF 3.4
$2.64 Rp 42.8K
58.71%
🚌 Getting Around
Lugano
Ubud
Difference
One-way Ticket (Public Transport)
$3.26 CHF 2.65
$0.32 Rp 5,203
918.75%
Public Transport Monthly Pass (Regular Price)
$86.8 CHF 70.5
$10.12 Rp 164.3K
757.31%
Taxi Start (Normal Tariff)
$6.6 CHF 5.37
$0.49 Rp 7,888
1246.94%
Taxi (Normal Tariff) (1km)
$4.47 CHF 3.64
$0.34 Rp 5,573
1214.71%
Taxi 1hour Waiting (Normal Tariff)
$60.9 CHF 49.49
$6.04 Rp 98K
907.62%
Gasoline (1 liter)
$2.21 CHF 1.8
$0.73 Rp 11.9K
202.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.8K CHF 32.3K
$26.2K Rp 425.6M
51.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.9K CHF 30.8K
$31.9K Rp 518.5M
18.78%
🧾 Monthly Utilities & Internet
Lugano
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$203 CHF 165
$62.6 Rp 1M
223.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$73.2 CHF 59.5
$4.1 Rp 66.6K
1684.63%
Internet (50+ Mbps, Unlimited Data)
$55.1 CHF 44.78
$24.32 Rp 394.7K
126.44%
🎉 Sport & Entertainment
Lugano
Ubud
Difference
Gym Membership (Monthly)
$111 CHF 90
$22.6 Rp 366.9K
390.00%
Tennis Court (1 Hour on Weekend)
$62 CHF 50.4
$6.26 Rp 101.5K
889.78%
Cinema Ticket
$18.76 CHF 15.25
$3.29 Rp 53.4K
470.21%
🧸 Childcare & Education
Lugano
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,245 CHF 1,012
$93.2 Rp 1.5M
1235.06%
International Primary School, 1 Child (Yearly)
$35.5K CHF 28.8K
$6,098 Rp 99M
481.68%
👕👟 Clothing & Footwear
Lugano
Ubud
Difference
Jeans (Levis 501 Or Similar)
$126 CHF 103
$52.8 Rp 857.4K
139.02%
Summer Dress (H&M, Zara, etc)
$47.68 CHF 38.77
$24.84 Rp 403.3K
91.95%
Sport Shoes (Adidas, Nike)
$133 CHF 108
$85.2 Rp 1.4M
55.65%
Men's Leather Business Shoes
$151 CHF 123
$72.5 Rp 1.2M
108.39%
🏠 Accommodation & Living
Lugano
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$1,648 CHF 1,340
$259 Rp 4.2M
536.72%
1-bedroom Apartment, Outside City Center (Monthly)
$1,256 CHF 1,021
$159 Rp 2.6M
690.68%
3-bedroom Apartment, City Center (Monthly)
$2,885 CHF 2,345
$578 Rp 9.4M
399.46%
3-bedroom Apartment, Outside City Center (Monthly)
$2,649 CHF 2,154
$336 Rp 5.5M
688.16%
Buy Apartment in City Center (m2)
$17.6K CHF 14.3K
$1,000 Rp 16.2M
1655.78%
Buy Apartment Outside City Center (m2)
$18.8K CHF 15.3K
$860 Rp 14M
2080.27%
💵 Salaries & Financials
Lugano
Ubud
Difference
Average Monthly Net Salary (After Tax)
$7,350 CHF 5,976
$182 Rp 3M
3928.45%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.5
13.28
-81.17%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lugano: October 28, 2025

Last update for Ubud: October 29, 2025

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