Last update: Oct 2026

Cost of Living Comparison Between Lubliniec and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,499 in Lubliniec, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Lubliniec
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Lubliniec Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Lubliniec

🇵🇱 Poland

$1,499

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Lubliniec and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lubliniec and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,499 in Lubliniec versus $918 in Cebu.

Lubliniec $1,499
Cebu $918

Estimated couple costs with rent: $2,163 in Lubliniec versus $1,409 in Cebu.

Lubliniec $2,163
Cebu $1,409

Monthly costs for a family of three with rent: $2,826 in Lubliniec versus $1,900 in Cebu.

Lubliniec $2,826
Cebu $1,900

Living in Lubliniec is roughly 63% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lubliniec is 11% above, Cebu is 32% below.

Meal at Budget Restaurant

$10.28 zł 39.96

$3.09 ₱194

232.69%

Three-Course Dinner for Two, Mid-Range

$51.1 zł 198

$24.22 ₱1,525

110.86%

Fast Food Meal (McDonalds, etc)

$10.08 zł 39.17

$3.92 ₱247

157.14%

Cappuccino

$3.94 zł 15.29

$2.51 ₱158

56.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 zł 8.59

$1.59 ₱100

38.99%

Water (0.33 liter bottle)

$1.85 zł 7.21

$0.53 ₱33.43

249.06%

Local Beer (0.5 liter draught)

$4.09 zł 15.88

$1.78 ₱112

129.78%

Imported Beer (0.33 liter bottle)

$5.16 zł 20.03

$2.17 ₱137

137.79%

Milk (1 liter)

$1.04 zł 4.05

$1.92 ₱121

-45.83%

White Bread (500g)

$1.24 zł 4.83

$1.36 ₱85.4

-8.82%

Rice (white) (1kg)

$1.45 zł 5.64

$1.01 ₱63.5

43.56%

Eggs

$4.14 zł 16.07

$2.03 ₱128

103.94%

Local Cheese (1kg)

$9.07 zł 35.26

$9.86 ₱621

-8.01%

Chicken Fillets (1kg)

$2.74 zł 10.65

$4.39 ₱277

-37.59%

Beef Round Steak (1kg)

$11.91 zł 46.26

$7.60 ₱479

56.71%

Apples (1kg)

$0.79 zł 3.08

$3.30 ₱208

-76.06%

Banana (1kg)

$1.62 zł 6.28

$1.39 ₱87.8

16.55%

Oranges (1kg)

$1.74 zł 6.76

$2.33 ₱147

-25.32%

Tomato (1kg)

$3.44 zł 13.38

$1.50 ₱94.3

129.33%

Potato (1kg)

$0.95 zł 3.69

$2.36 ₱149

-59.75%

Onion (1kg)

$0.78 zł 3.04

$1.90 ₱119

-58.95%

Lettuce (1 head)

$1.43 zł 5.57

$1.19 ₱74.9

20.17%

Water (1.5 liter bottle)

$0.67 zł 2.59

$0.63 ₱39.71

6.35%

Cigarettes 20 Pack (Marlboro, Camel)

$4.90 zł 19.02

$3.00 ₱189

63.33%

Wine (Bottle)

$5.19 zł 20.16

$6.03 ₱379

-13.93%

Local Beer (0.5 liter bottle)

$1.03 zł 4.02

$1.23 ₱77.7

-16.26%

Imported Beer (0.33 liter bottle)

$1.73 zł 6.73

$1.75 ₱110

-1.14%

One-way Ticket (Public Transport)

$1.05 zł 4.09

$0.25 ₱15.86

320.00%

Public Transport Monthly Pass (Regular Price)

$25.74 zł 100

$12.64 ₱796

103.64%

Taxi Start (Normal Tariff)

$2.58 zł 10.01

$0.77 ₱48.62

235.06%

Taxi (Normal Tariff) (1km)

$0.92 zł 3.58

$0.23 ₱14.53

300.00%

Taxi 1hour Waiting (Normal Tariff)

$10.16 zł 39.49

$4.46 ₱281

127.80%

Gasoline (1 liter)

$1.69 zł 6.58

$1.31 ₱82.8

29.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K zł 117.3K

$21.2K ₱1.3M

42.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K zł 112.4K

$19.1K ₱1.2M

51.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$334 zł 1,297

$120 ₱7,569

177.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.94 zł 38.61

$14.00 ₱882

-29.00%

Internet (50+ Mbps, Unlimited Data)

$17.39 zł 67.6

$27.54 ₱1,734

-36.86%

Gym Membership (Monthly)

$34.18 zł 133

$32.33 ₱2,035

5.72%

Tennis Court (1 Hour on Weekend)

$20.73 zł 80.5

$6.65 ₱419

211.73%

Cinema Ticket

$8.88 zł 34.51

$5.65 ₱356

57.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$480 zł 1,864

$275 ₱17.3K

74.27%

International Primary School, 1 Child (Yearly)

$11.9K zł 46.4K

$7,918 ₱498.5K

50.81%

Jeans (Levis 501 Or Similar)

$94.9 zł 369

$49.33 ₱3,106

92.46%

Summer Dress (H&M, Zara, etc)

$38.50 zł 150

$25.24 ₱1,589

52.54%

Sport Shoes (Adidas, Nike)

$92.5 zł 359

$77.0 ₱4,846

20.17%

Men's Leather Business Shoes

$106 zł 410

$57.2 ₱3,601

84.55%

1-bedroom Apartment, City Center (Monthly)

$657 zł 2,551

$500 ₱31.5K

31.43%

1-bedroom Apartment, Outside City Center (Monthly)

$496 zł 1,927

$309 ₱19.4K

60.62%

3-bedroom Apartment, City Center (Monthly)

$985 zł 3,828

$1,078 ₱67.9K

-8.60%

3-bedroom Apartment, Outside City Center (Monthly)

$794 zł 3,086

$615 ₱38.7K

29.10%

Buy Apartment in City Center (m2)

$2,840 zł 11.0K

$2,886 ₱181.7K

-1.61%

Buy Apartment Outside City Center (m2)

$1,899 zł 7,376

$1,917 ₱120.7K

-0.94%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lubliniec: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lubliniec

$496 33.1%

Cebu

$309 33.6% 37.7% $187

Monthly Utilities & Internet

Lubliniec

$361 24.1%

Cebu

$162 17.6% 55.2% $199

Eating Out

Lubliniec

$207 13.8%

Cebu

$88 9.6% 57.3% $119

Groceries & Markets

Lubliniec

$197 13.1%

Cebu

$206 22.4% 4.6% $9

Clothing & Footwear

Lubliniec

$149 10%

Cebu

$94 10.2% 37% $55

Sport & Entertainment

Lubliniec

$52 3.5%

Cebu

$44 4.8% 16% $8.3

Getting Around

Lubliniec

$37 2.5%

Cebu

$16 1.7% 58.1% $22

Cost Breakdown

A one-bedroom apartment in the center runs $657 in Lubliniec and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $51.0 in Lubliniec vs $24.00 in Cebu. Groceries flip the comparison at $197 vs $206, with Lubliniec cheaper for home cooking.

Good to know

🇵🇱 Lubliniec

🇵🇭 Cebu

🕒 Local time

17:27 5:27 PM

23:27 11:27 PM

6 h ahead of Lubliniec

🌤 Weather

👥 Population

23,430

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

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Between locations

Lubliniec Cebu 10,170 km ≈ 13 h nonstop flight

From you

Lubliniec
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lubliniec vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 63% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,249 in Lubliniec and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $657 in Lubliniec versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,499 per month in Lubliniec versus $918 in Cebu – a 63% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 104% less than in Lubliniec. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,499 in Lubliniec, a $1,500 budget is realistic in Cebu but tight or insufficient in Lubliniec. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Lubliniec, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lubliniec and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 63% less than in Lubliniec. Beyond cost, consider language, visa policies, and how big the international community is in each city.