Last update: Oct 2026

Cost of Living Comparison Between Lubbock, TX and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,232 in Lubbock, TX, rent and utilities included – about $2,100 less a year. Rent and utilities account for about half of the difference.

108

Cost of Living Index in Lubbock, TX
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Lubbock, TX Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Lubbock, TX

🇺🇸 United States

$2,232

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Lubbock, TX and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lubbock, TX and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,232 in Lubbock, TX versus $2,059 in Montreal.

Lubbock, TX $2,232
Montreal $2,059

Estimated couple costs with rent: $3,132 in Lubbock, TX versus $3,123 in Montreal.

Lubbock, TX $3,132
Montreal $3,123

Monthly costs for a family of three with rent: $4,032 in Lubbock, TX versus $4,187 in Montreal.

Lubbock, TX $4,032
Montreal $4,187

Living in Lubbock, TX is roughly 8% more expensive than in Montreal, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Lubbock, TX 65% above, Montreal 52% above.

Meal at Budget Restaurant

$14.91 $14.91

$18.84 CA$26.63

-20.86%

Three-Course Dinner for Two, Mid-Range

$75.0 $75.0

$73.2 CA$104

2.44%

Fast Food Meal (McDonalds, etc)

$11.81 $11.81

$10.54 CA$14.90

12.05%

Cappuccino

$7.41 $7.41

$3.97 CA$5.61

86.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.40 $2.40

$1.94 CA$2.74

23.71%

Water (0.33 liter bottle)

$1.55 $1.55

$1.57 CA$2.22

-1.27%

Local Beer (0.5 liter draught)

$7.03 $7.03

$6.42 CA$9.08

9.50%

Imported Beer (0.33 liter bottle)

$8.67 $8.67

$7.20 CA$10.19

20.42%

Milk (1 liter)

$0.92 $0.92

$2.32 CA$3.28

-60.34%

White Bread (500g)

$3.61 $3.61

$3.19 CA$4.51

13.17%

Rice (white) (1kg)

$4.17 $4.17

$3.19 CA$4.50

30.72%

Eggs

$3.59 $3.59

$3.68 CA$5.20

-2.45%

Local Cheese (1kg)

$22.44 $22.44

$13.24 CA$18.72

69.49%

Chicken Fillets (1kg)

$11.04 $11.04

$11.69 CA$16.53

-5.56%

Beef Round Steak (1kg)

$19.20 $19.20

$13.98 CA$19.76

37.34%

Apples (1kg)

$5.01 $5.01

$3.14 CA$4.44

59.55%

Banana (1kg)

$1.66 $1.66

$1.45 CA$2.05

14.48%

Oranges (1kg)

$3.72 $3.72

$3.38 CA$4.78

10.06%

Tomato (1kg)

$5.60 $5.60

$3.11 CA$4.40

80.06%

Potato (1kg)

$1.10 $1.10

$1.93 CA$2.72

-43.01%

Onion (1kg)

$2.70 $2.70

$1.83 CA$2.58

47.54%

Lettuce (1 head)

$2.41 $2.41

$2.36 CA$3.34

2.12%

Water (1.5 liter bottle)

$3.86 $3.86

$1.50 CA$2.12

157.33%

Cigarettes 20 Pack (Marlboro, Camel)

$9.91 $9.91

$11.12 CA$15.73

-10.88%

Wine (Bottle)

$19.93 $19.93

$10.60 CA$14.98

88.02%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.22 CA$3.14

-20.27%

Imported Beer (0.33 liter bottle)

$5.06 $5.06

$2.84 CA$4.01

78.17%

One-way Ticket (Public Transport)

$2.62 CA$3.71

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$3.23 CA$4.56

Taxi (Normal Tariff) (1km)

$4.61 $4.61

$1.48 CA$2.10

211.49%

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

Gasoline (1 liter)

$0.94 $0.94

$1.36 CA$1.92

-30.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K $27.2K

$27.6K CA$39.1K

-1.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$21.2K CA$30.0K

21.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$77.0 CA$109

158.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$84.2 $84.2

$34.14 CA$48.26

146.69%

Internet (50+ Mbps, Unlimited Data)

$73.2 $73.2

$42.19 CA$59.7

73.48%

Gym Membership (Monthly)

$24.91 $24.91

$30.81 CA$43.56

-19.15%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$13.04 $13.04

$11.47 CA$16.22

13.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$639 $639

$506 CA$716

26.19%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

Jeans (Levis 501 Or Similar)

$65.2 $65.2

$57.3 CA$81.0

13.78%

Summer Dress (H&M, Zara, etc)

$73.7 $73.7

$38.10 CA$53.9

93.54%

Sport Shoes (Adidas, Nike)

$67.0 $67.0

$91.9 CA$130

-27.08%

Men's Leather Business Shoes

$110 CA$155

1-bedroom Apartment, City Center (Monthly)

$1,044 $1,044

$1,237 CA$1,748

-15.61%

1-bedroom Apartment, Outside City Center (Monthly)

$940 $940

$977 CA$1,381

-3.80%

3-bedroom Apartment, City Center (Monthly)

$1,650 $1,650

$2,180 CA$3,082

-24.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,210 $1,210

$1,608 CA$2,273

-24.75%

Buy Apartment in City Center (m2)

$1,650 $1,650

$5,113 CA$7,228

-67.73%

Buy Apartment Outside City Center (m2)

$1,362 $1,362

$3,744 CA$5,293

-63.63%

Average Monthly Net Salary (After Tax)

$3,490 $3,490

$2,957 CA$4,180

18.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

4.48

43.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lubbock, TX: October 18, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lubbock, TX

$940 42.1%

Montreal

$977 47.4% 4% $37

Groceries & Markets

Lubbock, TX

$458 20.5%

Montreal

$351 17.1% 23.3% $107

Monthly Utilities & Internet

Lubbock, TX

$357 16%

Montreal

$153 7.5% 57% $203

Eating Out

Lubbock, TX

$312 14%

Montreal

$290 14.1% 6.9% $21

Clothing & Footwear

Lubbock, TX

$93 * 4.2%

Montreal

$134 6.5% 44.2% $41

Sport & Entertainment

Lubbock, TX

$51 2.3%

Montreal

$54 2.6% 5.4% $2.8

Getting Around

Lubbock, TX

$23 * 1%

Montreal

$100 4.9% 335% $77

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,044 in Lubbock, TX and $1,237 in Montreal. Housing cost is often the main lever when comparing two cities.

Lubbock, TX pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Lubbock, TX vs $73.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $458 vs $351 per month, with Montreal cheaper across the board.

Good to know

🇺🇸 Lubbock, TX

🇨🇦 Montreal

🕒 Local time

12:46 12:46 PM

13:46 1:46 PM

1 h ahead of Lubbock, TX

🌤 Weather

👥 Population

257,141

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Lubbock, TX Montreal 2,740 km ≈ 4 h nonstop flight

From you

Lubbock, TX
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lubbock, TX vs Montreal: Cost of Living - Frequently Asked Questions

Lubbock, TX and Montreal differ by about 8% in total monthly costs ($2,232 vs $2,059 including rent). Montreal is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 18% higher in Lubbock, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,044 in Lubbock, TX versus $1,237 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 30% higher in Lubbock, TX. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,232 per month in Lubbock, TX versus $2,059 in Montreal – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,059 in Montreal versus $2,232 in Lubbock, TX, a $2,000 budget is realistic in Montreal but tight or insufficient in Lubbock, TX. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lubbock, TX and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 8% less than in Lubbock, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.