Last update: Nov 2026

Cost of Living Comparison Between Lubbock, TX and Lima

For one person, living is cheaper in Lima: $1,042 a month against $2,132 in Lubbock, TX, rent and utilities included – about $13,100 less a year. Rent and utilities account for about half of the difference.

102

Cost of Living Index in Lubbock, TX
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Lubbock, TX Living Index
50

Cost of Living Index in Lima
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Lima Living Index

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Lubbock, TX

🇺🇸 United States

$2,132

/mo nomad

Lima

🇵🇪 Peru

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Lubbock, TX and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lubbock, TX and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,132 in Lubbock, TX versus $1,042 in Lima.

Lubbock, TX $2,132
Lima $1,042

Estimated couple costs with rent: $3,078 in Lubbock, TX versus $1,651 in Lima.

Lubbock, TX $3,078
Lima $1,651

Monthly costs for a family of three with rent: $4,024 in Lubbock, TX versus $2,259 in Lima.

Lubbock, TX $4,024
Lima $2,259

Living in Lubbock, TX is roughly 105% more expensive than in Lima, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Lubbock, TX is 58% above, Lima is 23% below.

Meal at Budget Restaurant

$14.99 $14.99

$4.64 PEN 15.95

223.06%

Three-Course Dinner for Two, Mid-Range

$75.4 $75.4

$34.34 PEN 118

119.63%

Fast Food Meal (McDonalds, etc)

$11.89 $11.89

$7.01 PEN 24.12

69.61%

Cappuccino

$7.87 $7.87

$3.22 PEN 11.09

144.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 $2.71

$1.13 PEN 3.90

139.82%

Water (0.33 liter bottle)

$1.69 $1.69

$0.61 PEN 2.09

177.05%

Local Beer (0.5 liter draught)

$5.82 $5.82

$2.93 PEN 10.08

98.63%

Imported Beer (0.33 liter bottle)

$9.98 $9.98

$4.25 PEN 14.63

134.82%

Milk (1 liter)

$0.89 $0.89

$1.58 PEN 5.44

-43.67%

White Bread (500g)

$3.52 $3.52

$2.61 PEN 8.98

34.87%

Rice (white) (1kg)

$4.08 $4.08

$1.30 PEN 4.47

213.85%

Eggs

$3.70 $3.70

$2.92 PEN 10.05

26.71%

Local Cheese (1kg)

$22.58 $22.58

$9.54 PEN 32.82

136.69%

Chicken Fillets (1kg)

$10.74 $10.74

$5.71 PEN 19.66

88.09%

Beef Round Steak (1kg)

$19.29 $19.29

$9.47 PEN 32.58

103.70%

Apples (1kg)

$4.99 $4.99

$2.01 PEN 6.91

148.26%

Banana (1kg)

$1.60 $1.60

$1.02 PEN 3.52

56.86%

Oranges (1kg)

$3.69 $3.69

$1.45 PEN 4.99

154.48%

Tomato (1kg)

$5.33 $5.33

$1.49 PEN 5.14

257.72%

Potato (1kg)

$1.05 $1.05

$0.91 PEN 3.14

15.38%

Onion (1kg)

$2.80 $2.80

$0.89 PEN 3.07

214.61%

Lettuce (1 head)

$2.51 $2.51

$0.86 PEN 2.97

191.86%

Water (1.5 liter bottle)

$3.69 $3.69

$0.89 PEN 3.06

314.61%

Cigarettes 20 Pack (Marlboro, Camel)

$9.89 $9.89

$5.47 PEN 18.83

80.80%

Wine (Bottle)

$19.97 $19.97

$10.17 PEN 35.00

96.36%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$1.81 PEN 6.21

-5.52%

Imported Beer (0.33 liter bottle)

$5.10 $5.10

$3.15 PEN 10.84

61.90%

One-way Ticket (Public Transport)

$0.98 $0.98

$0.66 PEN 2.28

48.48%

Public Transport Monthly Pass (Regular Price)

$29.59 $29.59

$31.89 PEN 110

-7.21%

Taxi Start (Normal Tariff)

$3.43 PEN 11.79

Taxi (Normal Tariff) (1km)

$4.74 $4.74

$1.98 PEN 6.80

139.39%

Taxi 1hour Waiting (Normal Tariff)

$9.60 PEN 33.04

Gasoline (1 liter)

$0.97 $0.97

$1.71 PEN 5.89

-43.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K $27.6K

$21.9K PEN 75.3K

25.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$29.0K PEN 100.0K

-10.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$65.8 PEN 227

202.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$84.8 $84.8

$15.26 PEN 52.5

455.90%

Internet (50+ Mbps, Unlimited Data)

$73.3 $73.3

$26.87 PEN 92.5

172.83%

Gym Membership (Monthly)

$21.49 $21.49

$32.91 PEN 113

-34.70%

Tennis Court (1 Hour on Weekend)

$20.12 PEN 69.2

Cinema Ticket

$12.95 $12.95

$7.12 PEN 24.49

81.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 PEN 1,064

International Primary School, 1 Child (Yearly)

$11.6K $11.6K

$21.4K PEN 73.5K

-45.64%

Jeans (Levis 501 Or Similar)

$65.2 $65.2

$52.0 PEN 179

25.36%

Summer Dress (H&M, Zara, etc)

$75.1 $75.1

$35.69 PEN 123

110.37%

Sport Shoes (Adidas, Nike)

$66.7 $66.7

$81.8 PEN 281

-18.51%

Men's Leather Business Shoes

$78.0 PEN 268

1-bedroom Apartment, City Center (Monthly)

$1,211 $1,211

$727 PEN 2,501

66.63%

1-bedroom Apartment, Outside City Center (Monthly)

$808 $808

$373 PEN 1,284

116.68%

3-bedroom Apartment, City Center (Monthly)

$1,579 $1,579

$1,249 PEN 4,297

26.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,135 $1,135

$739 PEN 2,544

53.53%

Buy Apartment in City Center (m2)

$1,659 $1,659

$2,380 PEN 8,191

-30.29%

Buy Apartment Outside City Center (m2)

$1,303 $1,303

$1,365 PEN 4,697

-4.50%

Average Monthly Net Salary (After Tax)

$3,459 $3,459

$650 PEN 2,238

431.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

8.38

-23.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lubbock, TX: November 2, 2026

Last update for Lima: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lubbock, TX

$808 37.9%

Lima

$373 35.8% 53.8% $435

Groceries & Markets

Lubbock, TX

$452 21.2%

Lima

$228 21.9% 49.6% $224

Monthly Utilities & Internet

Lubbock, TX

$357 16.8%

Lima

$108 10.4% 69.8% $249

Eating Out

Lubbock, TX

$317 14.9%

Lima

$127 12.2% 59.9% $190

Clothing & Footwear

Lubbock, TX

$93 * 4.4%

Lima

$111 10.7% 19.6% $18

Getting Around

Lubbock, TX

$57 * 2.7%

Lima

$48 4.6% 16.4% $9.4

Sport & Entertainment

Lubbock, TX

$47 2.2%

Lima

$47 4.5% 0.5% $0.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,211 in Lubbock, TX and $727 in Lima. Housing cost is often the main lever when comparing two cities.

Lubbock, TX pays about 5.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $75 in Lubbock, TX vs $34 in Lima for a mid-range dinner for two. Groceries echo the gap at $452 vs $228 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Lubbock, TX

🇵🇪 Lima

🕒 Local time

00:53 12:53 AM

01:53 1:53 AM

1 h ahead of Lubbock, TX

🌤 Weather

👥 Population

257,141

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.891 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

On the map

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Between locations

Lubbock, TX Lima 5,720 km ≈ 8 h nonstop flight

From you

Lubbock, TX
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lubbock, TX vs Lima: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,132 in Lubbock, TX and $1,042 in Lima, so Lima is about 51% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Lubbock, TX is about 5.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,211 in Lubbock, TX versus $727 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 98% higher in Lubbock, TX. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,132 per month in Lubbock, TX versus $1,042 in Lima – Lima is about 51% cheaper, which adds up to real savings over time.

At $1,042 in Lima versus $2,132 in Lubbock, TX, a $2,000 budget is realistic in Lima but tight or insufficient in Lubbock, TX. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Lima wins on affordability, Lubbock, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.