Cost of Living Comparison Between Lower Hutt and Ubud Cost of Living Comparison Between Lower Hutt and Ubud

😐 Solo nomad: Lower Hutt is 60.6% more expensive than Ubud without rent, and 212.2% more expensive with rent.
😐 Family of 3: Lower Hutt is 118% more expensive than Ubud without rent, and 188.7% more expensive with rent.
Currency
🍽 Eating Out
Lower Hutt
Ubud
Difference
Meal at Budget Restaurant
$17.65 NZ$29.11
$3 Rp 48.8K
488.33%
Three-Course Dinner for Two, Mid-Range
$85 NZ$140
$12.52 Rp 203.2K
578.67%
Fast Food Meal (McDonalds, etc)
$10.75 NZ$17.73
$3.18 Rp 51.6K
238.05%
Cappuccino
$3.64 NZ$6.01
$2.21 Rp 35.9K
64.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.41 NZ$3.98
$1.1 Rp 17.9K
119.09%
Water (0.33 liter bottle)
$2.26 NZ$3.73
$0.26 Rp 4,217
769.23%
Local Beer (0.5 liter draught)
$7.43 NZ$12.26
$2.5 Rp 40.5K
197.20%
Imported Beer (0.33 liter bottle)
$6.44 NZ$10.63
$3.2 Rp 51.9K
101.25%
🛒 Groceries & Markets
Lower Hutt
Ubud
Difference
Milk (1 liter)
$1.87 NZ$3.09
$1.49 Rp 24.2K
25.50%
White Bread (500g)
$2.11 NZ$3.47
$1.67 Rp 27K
26.35%
Rice (white) (1kg)
$1.9 NZ$3.13
$1.14 Rp 18.5K
66.67%
Eggs
$7.04 NZ$11.61
$2.27 Rp 36.9K
210.13%
Local Cheese (1kg)
$8.44 NZ$13.91
$13.94 Rp 226.3K
-39.45%
Chicken Fillets (1kg)
$9.18 NZ$15.14
$4 Rp 64.8K
129.50%
Beef Round Steak (1kg)
$13.11 NZ$21.62
$11.3 Rp 183.4K
16.02%
Apples (1kg)
$2.48 NZ$4.09
$3.6 Rp 58.4K
-31.11%
Banana (1kg)
$2.1 NZ$3.46
$1.53 Rp 24.8K
37.25%
Oranges (1kg)
$2.63 NZ$4.33
$2.65 Rp 43K
-0.75%
Tomato (1kg)
$4.84 NZ$7.98
$1.38 Rp 22.4K
250.72%
Potato (1kg)
$1.99 NZ$3.28
$1.58 Rp 25.6K
25.95%
Onion (1kg)
$1.78 NZ$2.93
$2.16 Rp 35.1K
-17.59%
Lettuce (1 head)
$2.24 NZ$3.7
$1.04 Rp 16.9K
115.38%
Water (1.5 liter bottle)
$1.29 NZ$2.12
$0.56 Rp 9,114
130.36%
Cigarettes 20 Pack (Marlboro, Camel)
$21.82 NZ$35.99
$2.23 Rp 36.3K
878.48%
Wine (Bottle)
$9.62 NZ$15.87
$14.98 Rp 243.2K
-35.78%
Local Beer (0.5 liter bottle)
$3.67 NZ$6.05
$2.43 Rp 39.5K
51.03%
Imported Beer (0.33 liter bottle)
$3.15 NZ$5.2
$2.64 Rp 42.8K
19.32%
🚌 Getting Around
Lower Hutt
Ubud
Difference
One-way Ticket (Public Transport)
$2.64 NZ$4.35
$0.32 Rp 5,203
725.00%
Public Transport Monthly Pass (Regular Price)
$60.2 NZ$99.2
$10.12 Rp 164.3K
494.57%
Taxi Start (Normal Tariff)
$2.66 NZ$4.38
$0.49 Rp 7,888
442.86%
Taxi (Normal Tariff) (1km)
$1.85 NZ$3.05
$0.34 Rp 5,573
444.12%
Taxi 1hour Waiting (Normal Tariff)
$60.9 NZ$100
$6.04 Rp 98K
907.62%
Gasoline (1 liter)
$1.72 NZ$2.84
$0.73 Rp 11.9K
135.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K NZ$46.5K
$26.2K Rp 425.6M
7.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K NZ$41.1K
$31.9K Rp 518.5M
-21.91%
🧾 Monthly Utilities & Internet
Lower Hutt
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$160 NZ$264
$62.6 Rp 1M
155.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.37 NZ$61.6
$4.1 Rp 66.6K
811.46%
Internet (50+ Mbps, Unlimited Data)
$52 NZ$85.8
$24.32 Rp 394.7K
113.90%
🎉 Sport & Entertainment
Lower Hutt
Ubud
Difference
Gym Membership (Monthly)
$41.15 NZ$67.9
$22.6 Rp 366.9K
82.08%
Tennis Court (1 Hour on Weekend)
$12.07 NZ$19.91
$6.26 Rp 101.5K
92.81%
Cinema Ticket
$10.9 NZ$17.97
$3.29 Rp 53.4K
231.31%
🧸 Childcare & Education
Lower Hutt
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$732 NZ$1,207
$93.2 Rp 1.5M
685.12%
International Primary School, 1 Child (Yearly)
$11.7K NZ$19.3K
$6,098 Rp 99M
92.38%
👕👟 Clothing & Footwear
Lower Hutt
Ubud
Difference
Jeans (Levis 501 Or Similar)
$73 NZ$120
$52.8 Rp 857.4K
38.13%
Summer Dress (H&M, Zara, etc)
$58.3 NZ$96.2
$24.84 Rp 403.3K
134.70%
Sport Shoes (Adidas, Nike)
$116 NZ$192
$85.2 Rp 1.4M
36.61%
Men's Leather Business Shoes
$141 NZ$232
$72.5 Rp 1.2M
94.12%
🏠 Accommodation & Living
Lower Hutt
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$1,374 NZ$2,267
$259 Rp 4.2M
430.96%
1-bedroom Apartment, Outside City Center (Monthly)
$1,106 NZ$1,825
$159 Rp 2.6M
596.43%
3-bedroom Apartment, City Center (Monthly)
$2,328 NZ$3,839
$578 Rp 9.4M
303.04%
3-bedroom Apartment, Outside City Center (Monthly)
$1,657 NZ$2,732
$336 Rp 5.5M
392.85%
Buy Apartment in City Center (m2)
$6,755 NZ$11.1K
$1,000 Rp 16.2M
575.16%
Buy Apartment Outside City Center (m2)
$5,110 NZ$8,427
$860 Rp 14M
493.83%
💵 Salaries & Financials
Lower Hutt
Ubud
Difference
Average Monthly Net Salary (After Tax)
$3,394 NZ$5,598
$182 Rp 3M
1760.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
13.28
-47.74%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lower Hutt: October 28, 2025

Last update for Ubud: October 29, 2025

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