Cost of Living Comparison Between Lower Hutt and Hamilton Cost of Living Comparison Between Lower Hutt and Hamilton

🙂 Solo nomad: Lower Hutt is 10% cheaper than Hamilton without rent, and 9.6% cheaper with rent.

🙂 Family of 3: Lower Hutt is 4.7% cheaper than Hamilton without rent, and 6.7% cheaper with rent.

Meal at Budget Restaurant

$17.68 NZ$30.76

$18.19 CA$25.29

-2.80%

Three-Course Dinner for Two, Mid-Range

$84.0 NZ$146

$74.0 CA$103

13.41%

Fast Food Meal (McDonalds, etc)

$10.89 NZ$18.94

$10.87 CA$15.11

0.18%

Cappuccino

$3.64 NZ$6.33

$4.15 CA$5.77

-12.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 NZ$4.21

$2.17 CA$3.02

11.52%

Water (0.33 liter bottle)

$2.17 NZ$3.78

$1.73 CA$2.41

25.43%

Local Beer (0.5 liter draught)

$7.26 NZ$12.64

$5.81 CA$8.08

24.96%

Imported Beer (0.33 liter bottle)

$6.23 NZ$10.84

$6.50 CA$9.03

-4.15%

Milk (1 liter)

$1.90 NZ$3.30

$2.34 CA$3.26

-18.80%

White Bread (500g)

$2.01 NZ$3.50

$2.14 CA$2.97

-6.07%

Rice (white) (1kg)

$1.96 NZ$3.41

$2.95 CA$4.10

-33.56%

Eggs

$7.03 NZ$12.24

$3.17 CA$4.41

121.77%

Local Cheese (1kg)

$8.08 NZ$14.05

$7.87 CA$10.94

2.67%

Chicken Fillets (1kg)

$9.17 NZ$15.96

$11.45 CA$15.92

-19.91%

Beef Round Steak (1kg)

$12.97 NZ$22.57

$14.04 CA$19.52

-7.62%

Apples (1kg)

$2.49 NZ$4.33

$4.00 CA$5.56

-37.75%

Banana (1kg)

$2.06 NZ$3.59

$1.29 CA$1.79

59.69%

Oranges (1kg)

$2.62 NZ$4.56

$3.69 CA$5.14

-29.00%

Tomato (1kg)

$4.86 NZ$8.46

$3.73 CA$5.19

30.29%

Potato (1kg)

$2.01 NZ$3.49

$2.74 CA$3.80

-26.64%

Onion (1kg)

$1.81 NZ$3.14

$2.15 CA$2.99

-15.81%

Lettuce (1 head)

$2.21 NZ$3.84

$2.22 CA$3.09

-0.45%

Water (1.5 liter bottle)

$1.30 NZ$2.27

$1.97 CA$2.74

-34.01%

Cigarettes 20 Pack (Marlboro, Camel)

$21.86 NZ$38.04

$13.76 CA$19.13

58.87%

Wine (Bottle)

$9.79 NZ$17.04

$13.10 CA$18.20

-25.27%

Local Beer (0.5 liter bottle)

$3.65 NZ$6.36

$2.46 CA$3.42

48.37%

Imported Beer (0.33 liter bottle)

$3.13 NZ$5.45

$2.99 CA$4.15

4.68%

One-way Ticket (Public Transport)

$2.74 NZ$4.77

$2.65 CA$3.69

3.40%

Public Transport Monthly Pass (Regular Price)

$63.0 NZ$110

$88.5 CA$123

-28.80%

Taxi Start (Normal Tariff)

$2.78 NZ$4.84

$3.57 CA$4.96

-22.13%

Taxi (Normal Tariff) (1km)

$1.80 NZ$3.13

$1.28 CA$1.78

40.63%

Taxi 1hour Waiting (Normal Tariff)

$60.6 NZ$105

$24.24 CA$33.69

150.12%

Gasoline (1 liter)

$1.64 NZ$2.86

$1.12 CA$1.56

46.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K NZ$50.7K

$24.8K CA$34.5K

17.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K NZ$43.6K

$20.3K CA$28.2K

23.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 NZ$276

$156 CA$216

2.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.51 NZ$65.3

$39.56 CA$55.0

-5.18%

Internet (50+ Mbps, Unlimited Data)

$51.6 NZ$89.7

$51.1 CA$71.1

0.82%

Gym Membership (Monthly)

$41.80 NZ$72.7

$37.20 CA$51.7

12.37%

Tennis Court (1 Hour on Weekend)

$12.10 NZ$21.06

$22.37 CA$31.09

-45.91%

Cinema Ticket

$10.75 NZ$18.70

$11.98 CA$16.66

-10.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$750 NZ$1,306

$648 CA$900

15.88%

International Primary School, 1 Child (Yearly)

$11.9K NZ$20.7K

$22.2K CA$30.9K

-46.60%

Jeans (Levis 501 Or Similar)

$71.9 NZ$125

$55.3 CA$76.9

30.02%

Summer Dress (H&M, Zara, etc)

$56.6 NZ$98.5

$33.82 CA$47.02

67.30%

Sport Shoes (Adidas, Nike)

$119 NZ$208

$99.1 CA$138

20.57%

Men's Leather Business Shoes

$143 NZ$248

$118 CA$164

20.79%

1-bedroom Apartment, City Center (Monthly)

$1,358 NZ$2,362

$1,350 CA$1,877

0.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,116 NZ$1,942

$1,260 CA$1,752

-11.44%

3-bedroom Apartment, City Center (Monthly)

$2,364 NZ$4,113

$1,997 CA$2,776

18.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,666 NZ$2,898

$1,971 CA$2,740

-15.50%

Buy Apartment in City Center (m2)

$4,890 NZ$8,508

$2,722 CA$3,784

79.61%

Buy Apartment Outside City Center (m2)

$3,337 NZ$5,807

$2,830 CA$3,934

17.90%

Average Monthly Net Salary (After Tax)

$3,323 NZ$5,782

$2,874 CA$3,995

15.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.94

6.62

4.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lower Hutt: January 12, 2026

Last update for Hamilton: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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