Cost of Living Comparison Between Lower Hutt and Hamilton Cost of Living Comparison Between Lower Hutt and Hamilton

🙂 Solo nomad: Lower Hutt is 3% cheaper than Hamilton without rent, and 5.8% cheaper with rent.

😐 Family of 3: Lower Hutt is 15.4% more expensive than Hamilton without rent, and 3.9% cheaper with rent.

Meal at Budget Restaurant

$17.42 NZ$29.61

$18.32 CA$25.10

-4.91%

Three-Course Dinner for Two, Mid-Range

$83.6 NZ$142

$73.0 CA$100

14.52%

Fast Food Meal (McDonalds, etc)

$10.73 NZ$18.23

$10.90 CA$14.93

-1.56%

Cappuccino

$3.58 NZ$6.09

$4.13 CA$5.66

-13.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 NZ$3.97

$2.13 CA$2.92

9.86%

Water (0.33 liter bottle)

$2.23 NZ$3.79

$1.81 CA$2.48

23.20%

Local Beer (0.5 liter draught)

$7.11 NZ$12.09

$6.03 CA$8.26

17.91%

Imported Beer (0.33 liter bottle)

$6.26 NZ$10.63

$6.47 CA$8.87

-3.25%

Milk (1 liter)

$1.87 NZ$3.18

$2.25 CA$3.08

-16.89%

White Bread (500g)

$2.09 NZ$3.55

$2.16 CA$2.96

-3.24%

Rice (white) (1kg)

$1.87 NZ$3.18

$2.94 CA$4.03

-36.39%

Eggs

$7.10 NZ$12.07

$3.20 CA$4.38

121.87%

Local Cheese (1kg)

$7.98 NZ$13.57

$7.62 CA$10.43

4.72%

Chicken Fillets (1kg)

$9.29 NZ$15.79

$11.52 CA$15.78

-19.36%

Beef Round Steak (1kg)

$12.92 NZ$21.96

$14.33 CA$19.63

-9.84%

Apples (1kg)

$2.44 NZ$4.16

$3.95 CA$5.41

-38.23%

Banana (1kg)

$2.12 NZ$3.61

$1.26 CA$1.72

68.25%

Oranges (1kg)

$2.66 NZ$4.52

$3.71 CA$5.08

-28.30%

Tomato (1kg)

$4.82 NZ$8.20

$3.89 CA$5.34

23.91%

Potato (1kg)

$2.09 NZ$3.55

$2.73 CA$3.74

-23.44%

Onion (1kg)

$1.77 NZ$3.02

$2.10 CA$2.87

-15.71%

Lettuce (1 head)

$2.27 NZ$3.87

$2.22 CA$3.04

2.25%

Water (1.5 liter bottle)

$1.25 NZ$2.12

$2.07 CA$2.84

-39.61%

Cigarettes 20 Pack (Marlboro, Camel)

$21.85 NZ$37.14

$13.47 CA$18.46

62.21%

Wine (Bottle)

$9.55 NZ$16.24

$13.36 CA$18.31

-28.52%

Local Beer (0.5 liter bottle)

$3.53 NZ$6.00

$2.37 CA$3.24

48.95%

Imported Beer (0.33 liter bottle)

$3.30 NZ$5.61

$3.09 CA$4.23

6.80%

One-way Ticket (Public Transport)

$2.64 NZ$4.50

$2.52 CA$3.45

4.76%

Public Transport Monthly Pass (Regular Price)

$63.4 NZ$108

$88.3 CA$121

-28.25%

Taxi Start (Normal Tariff)

$2.63 NZ$4.47

$3.58 CA$4.90

-26.54%

Taxi (Normal Tariff) (1km)

$1.87 NZ$3.18

$1.22 CA$1.67

53.28%

Taxi 1hour Waiting (Normal Tariff)

$61.4 NZ$104

$24.48 CA$33.54

150.90%

Gasoline (1 liter)

$1.64 NZ$2.79

$1.15 CA$1.58

42.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K NZ$49.4K

$24.8K CA$34.0K

17.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K NZ$41.9K

$20.8K CA$28.4K

18.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 NZ$271

$150 CA$206

6.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.78 NZ$62.5

$39.60 CA$54.3

-7.12%

Internet (50+ Mbps, Unlimited Data)

$50.9 NZ$86.5

$52.5 CA$72.0

-3.22%

Gym Membership (Monthly)

$41.42 NZ$70.4

$37.30 CA$51.1

11.05%

Tennis Court (1 Hour on Weekend)

$12.15 NZ$20.66

$21.82 CA$29.89

-44.32%

Cinema Ticket

$11.00 NZ$18.70

$11.55 CA$15.82

-4.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$758 NZ$1,288

$624 CA$855

21.46%

International Primary School, 1 Child (Yearly)

$11.7K NZ$19.8K

$22.1K CA$30.2K

-47.10%

Jeans (Levis 501 Or Similar)

$71.3 NZ$121

$54.7 CA$75.0

30.33%

Summer Dress (H&M, Zara, etc)

$57.6 NZ$98.0

$34.62 CA$47.42

66.44%

Sport Shoes (Adidas, Nike)

$116 NZ$198

$97.0 CA$133

20.06%

Men's Leather Business Shoes

$141 NZ$239

$119 CA$163

17.97%

1-bedroom Apartment, City Center (Monthly)

$1,399 NZ$2,378

$1,374 CA$1,883

1.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,097 NZ$1,864

$1,290 CA$1,768

-15.01%

3-bedroom Apartment, City Center (Monthly)

$2,388 NZ$4,060

$2,031 CA$2,783

17.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,713 NZ$2,912

$2,032 CA$2,784

-15.70%

Buy Apartment in City Center (m2)

$5,001 NZ$8,502

$2,822 CA$3,866

77.24%

Buy Apartment Outside City Center (m2)

$3,465 NZ$5,891

$2,863 CA$3,922

21.04%

Average Monthly Net Salary (After Tax)

$3,418 NZ$5,811

$2,846 CA$3,899

20.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.94

6.62

4.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lower Hutt: March 2, 2026

Last update for Hamilton: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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