Last update: Oct 2026

Cost of Living Comparison Between Louisville, KY and San Juan, Puerto Rico

For one person, living is cheaper in Louisville, KY: $2,149 a month against $2,500 in San Juan, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

104

Cost of Living Index in Louisville, KY
Learn more

Louisville, KY Living Index
121

Cost of Living Index in San Juan
Learn more

San Juan Living Index

Jump to prices

Louisville, KY

🇺🇸 United States

$2,149

/mo nomad

San Juan

🇵🇷 Puerto Rico

$2,500

/mo nomad

Monthly Cost of Living

How much you'll spend in Louisville, KY and in San Juan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Louisville, KY and in San Juan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,149 in Louisville, KY versus $2,500 in San Juan.

Louisville, KY $2,149
San Juan $2,500

Estimated couple costs with rent: $3,314 in Louisville, KY versus $3,548 in San Juan.

Louisville, KY $3,314
San Juan $3,548

Monthly costs for a family of three with rent: $4,479 in Louisville, KY versus $4,596 in San Juan.

Louisville, KY $4,479
San Juan $4,596

Living in Louisville, KY costs roughly 14% less than in San Juan, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Louisville, KY 58% above, San Juan 84% above.

Meal at Budget Restaurant

$14.74 $14.74

$18.78 $18.78

-21.51%

Three-Course Dinner for Two, Mid-Range

$72.8 $72.8

$81.9 $81.9

-11.19%

Fast Food Meal (McDonalds, etc)

$9.48 $9.48

$9.23 $9.23

2.71%

Cappuccino

$5.14 $5.14

$3.57 $3.57

43.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 $2.16

$1.83 $1.83

18.03%

Water (0.33 liter bottle)

$1.56 $1.56

$1.51 $1.51

3.31%

Local Beer (0.5 liter draught)

$6.15 $6.15

$2.92 $2.92

110.62%

Imported Beer (0.33 liter bottle)

$6.90 $6.90

$4.90 $4.90

40.82%

Milk (1 liter)

$0.76 $0.76

$2.16 $2.16

-64.81%

White Bread (500g)

$3.26 $3.26

$3.66 $3.66

-10.93%

Rice (white) (1kg)

$5.00 $5.00

$2.45 $2.45

104.08%

Eggs

$3.68 $3.68

$7.30 $7.30

-49.59%

Local Cheese (1kg)

$15.32 $15.32

$12.39 $12.39

23.65%

Chicken Fillets (1kg)

$12.11 $12.11

$9.70 $9.70

24.85%

Beef Round Steak (1kg)

$16.59 $16.59

$13.35 $13.35

24.27%

Apples (1kg)

$5.43 $5.43

$4.96 $4.96

9.48%

Banana (1kg)

$1.61 $1.61

$2.65 $2.65

-39.25%

Oranges (1kg)

$4.56 $4.56

$4.91 $4.91

-7.13%

Tomato (1kg)

$4.82 $4.82

$4.78 $4.78

0.84%

Potato (1kg)

$2.68 $2.68

$3.69 $3.69

-27.37%

Onion (1kg)

$3.04 $3.04

$3.86 $3.86

-21.24%

Lettuce (1 head)

$2.17 $2.17

$3.44 $3.44

-36.92%

Water (1.5 liter bottle)

$2.38 $2.38

$1.65 $1.65

44.24%

Cigarettes 20 Pack (Marlboro, Camel)

$8.95 $8.95

$11.76 $11.76

-23.89%

Wine (Bottle)

$15.66 $15.66

$15.36 $15.36

1.95%

Local Beer (0.5 liter bottle)

$2.76 $2.76

$3.14 $3.14

-12.10%

Imported Beer (0.33 liter bottle)

$3.77 $3.77

$3.94 $3.94

-4.31%

One-way Ticket (Public Transport)

$1.78 $1.78

$0.78 $0.78

128.21%

Public Transport Monthly Pass (Regular Price)

$49.22 $49.22

$30.28 $30.28

62.55%

Taxi Start (Normal Tariff)

$2.80 $2.80

$2.44 $2.44

14.75%

Taxi (Normal Tariff) (1km)

$1.41 $1.41

$1.54 $1.54

-8.44%

Taxi 1hour Waiting (Normal Tariff)

$29.82 $29.82

$42.10 $42.10

-29.17%

Gasoline (1 liter)

$0.94 $0.94

$1.18 $1.18

-20.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K $33.0K

$34.8K $34.8K

-5.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$28.0K $28.0K

-5.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 $176

$320 $320

-45.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$68.3 $68.3

-14.43%

Internet (50+ Mbps, Unlimited Data)

$66.4 $66.4

$71.2 $71.2

-6.66%

Gym Membership (Monthly)

$17.80 $17.80

$41.05 $41.05

-56.64%

Tennis Court (1 Hour on Weekend)

$2.45 $2.45

$7.39 $7.39

-66.85%

Cinema Ticket

$11.09 $11.09

$10.43 $10.43

6.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,246 $1,246

$836 $836

48.98%

International Primary School, 1 Child (Yearly)

$16.0K $16.0K

$12.5K $12.5K

27.69%

Jeans (Levis 501 Or Similar)

$50.8 $50.8

$57.3 $57.3

-11.23%

Summer Dress (H&M, Zara, etc)

$42.05 $42.05

$61.6 $61.6

-31.69%

Sport Shoes (Adidas, Nike)

$95.7 $95.7

$110 $110

-12.71%

Men's Leather Business Shoes

$112 $112

$115 $115

-2.26%

1-bedroom Apartment, City Center (Monthly)

$1,372 $1,372

$1,934 $1,934

-29.07%

1-bedroom Apartment, Outside City Center (Monthly)

$925 $925

$1,109 $1,109

-16.55%

3-bedroom Apartment, City Center (Monthly)

$1,785 $1,785

$3,515 $3,515

-49.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,761 $1,761

$1,606 $1,606

9.61%

Buy Apartment in City Center (m2)

$2,775 $2,775

$7,447 $7,447

-62.74%

Buy Apartment Outside City Center (m2)

$1,827 $1,827

$4,654 $4,654

-60.74%

Average Monthly Net Salary (After Tax)

$3,980 $3,980

$2,719 $2,719

46.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.55

0.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Louisville, KY: October 26, 2026

Last update for San Juan: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Louisville, KY

$925 43.1%

San Juan

$1.1K 44.4% 19.8% $184

Groceries & Markets

Louisville, KY

$414 19.3%

San Juan

$414 16.6% 0.1% $0.6

Monthly Utilities & Internet

Louisville, KY

$300 14%

San Juan

$459 18.4% 52.9% $159

Eating Out

Louisville, KY

$267 12.5%

San Juan

$258 10.3% 3.4% $9

Clothing & Footwear

Louisville, KY

$135 6.3%

San Juan

$154 6.2% 14.1% $19

Getting Around

Louisville, KY

$66 3.1%

San Juan

$44 1.7% 34.2% $23

Sport & Entertainment

Louisville, KY

$40 1.9%

San Juan

$62 2.5% 54.9% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,372 in Louisville, KY and $1,934 in San Juan. Housing cost is often the main lever when comparing two cities.

Louisville, KY pays 46% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $73 in Louisville, KY vs $82 in San Juan for a mid-range dinner for two. Groceries echo the gap at $414 vs $414 per month, with Louisville, KY cheaper across the board.

Good to know

🇺🇸 Louisville, KY

🇵🇷 San Juan

🕒 Local time

21:24 9:24 PM

22:24 10:24 PM

1 h ahead of Louisville, KY

🌤 Weather

👥 Population

612,780

322,854 Capital

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Louisville, KY San Juan 2,910 km ≈ 4 h 15 min nonstop flight

From you

Louisville, KY
San Juan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Louisville, KY vs San Juan: Cost of Living - Frequently Asked Questions

Louisville, KY wins on cost – living expenses run 14% lower than in San Juan. Housing and daily spending are where you’ll feel the difference most, making Louisville, KY the obvious pick if budget is a priority.

Average pay runs 46% higher in Louisville, KY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,372 in Louisville, KY versus $1,934 in San Juan. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in San Juan runs roughly 38% less than in Louisville, KY. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $2,149 per month in Louisville, KY versus $2,500 in San Juan – Louisville, KY is about 14% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,000. Louisville, KY is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.