Cost of Living Comparison Between Los Gatos, CA and Ubud, Bali Cost of Living Comparison Between Los Gatos, CA and Ubud, Bali

Monthly Cost of Living

A single person spends $4,566 per month in Los Gatos, CA vs $1,368 in Ubud, Bali, rent included.

A couple spends around $6,905 per month in Los Gatos, CA vs $2,348 in Ubud, Bali, rent included.

A family of three spends $9,245 per month in Los Gatos, CA vs $3,327 in Ubud, Bali, rent included.

Los Gatos, CA costs about 234% more than Ubud, Bali, driven mainly by Eating Out.

Both Los Gatos, CA and Ubud, Bali sit above the global median – Los Gatos, CA by 234%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$25.03 $25.03

$3.44 Rp 61.0K

627.62%

Three-Course Dinner for Two, Mid-Range

$108 $108

$36.31 Rp 644.0K

197.93%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$5.71 Rp 101.2K

109.63%

Cappuccino

$5.90 $5.90

$2.67 Rp 47.4K

120.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 $3.04

$1.75 Rp 31.0K

73.71%

Water (0.33 liter bottle)

$2.42 $2.42

$0.87 Rp 15.5K

178.16%

Local Beer (0.5 liter draught)

$7.83 $7.83

$2.95 Rp 52.4K

165.42%

Imported Beer (0.33 liter bottle)

$8.09 $8.09

$4.52 Rp 80.1K

78.98%

Milk (1 liter)

$1.26 $1.26

$1.62 Rp 28.7K

-22.22%

White Bread (500g)

$4.18 $4.18

$2.33 Rp 41.3K

79.40%

Rice (white) (1kg)

$4.82 $4.82

$1.11 Rp 19.6K

334.23%

Eggs

$6.56 $6.56

$2.20 Rp 39.0K

198.18%

Local Cheese (1kg)

$23.17 $23.17

$17.69 Rp 313.8K

30.98%

Chicken Fillets (1kg)

$11.66 $11.66

$4.10 Rp 72.7K

184.39%

Beef Round Steak (1kg)

$13.20 $13.20

$12.18 Rp 216.0K

8.37%

Apples (1kg)

$5.41 $5.41

$3.71 Rp 65.7K

45.82%

Banana (1kg)

$2.25 $2.25

$1.59 Rp 28.2K

41.51%

Oranges (1kg)

$4.91 $4.91

$2.28 Rp 40.5K

115.35%

Tomato (1kg)

$5.95 $5.95

$1.95 Rp 34.6K

205.13%

Potato (1kg)

$3.32 $3.32

$1.91 Rp 33.8K

73.82%

Onion (1kg)

$3.11 $3.11

$2.33 Rp 41.3K

33.48%

Lettuce (1 head)

$2.24 $2.24

$1.01 Rp 17.9K

121.78%

Water (1.5 liter bottle)

$2.63 $2.63

$0.55 Rp 9,788

378.18%

Cigarettes 20 Pack (Marlboro, Camel)

$7.32 $7.32

$2.23 Rp 39.6K

228.25%

Wine (Bottle)

$11.77 $11.77

$23.07 Rp 409.2K

-48.98%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$2.42 Rp 42.9K

-30.58%

Imported Beer (0.33 liter bottle)

$2.53 $2.53

$3.00 Rp 53.1K

-15.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

Taxi Start (Normal Tariff)

$3.21 $3.21

$0.48 Rp 8,580

568.75%

Taxi (Normal Tariff) (1km)

$2.37 $2.37

$0.43 Rp 7,691

451.16%

Taxi 1hour Waiting (Normal Tariff)

$40.31 $40.31

$5.64 Rp 100.1K

614.72%

Gasoline (1 liter)

$1.47 $1.47

$0.80 Rp 14.2K

83.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K $29.6K

$24.9K Rp 442.4M

18.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$31.7K Rp 562.4M

-18.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$81.5 Rp 1.4M

130.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.6 $64.6

$6.49 Rp 115.2K

895.69%

Internet (50+ Mbps, Unlimited Data)

$62.8 $62.8

$18.77 Rp 332.9K

234.79%

Gym Membership (Monthly)

$145 $145

$56.9 Rp 1.0M

154.18%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

Cinema Ticket

$15.76 $15.76

$4.54 Rp 80.5K

247.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,361 $2,361

$481 Rp 8.5M

391.22%

International Primary School, 1 Child (Yearly)

$24.2K $24.2K

$5,711 Rp 101.3M

324.38%

Jeans (Levis 501 Or Similar)

$50.9 $50.9

$45.52 Rp 807.3K

11.84%

Summer Dress (H&M, Zara, etc)

$40.37 $40.37

$35.88 Rp 636.4K

12.51%

Sport Shoes (Adidas, Nike)

$73.7 $73.7

$80.4 Rp 1.4M

-8.31%

Men's Leather Business Shoes

$59.6 $59.6

$78.7 Rp 1.4M

-24.19%

1-bedroom Apartment, City Center (Monthly)

$3,524 $3,524

$1,115 Rp 19.8M

216.14%

1-bedroom Apartment, Outside City Center (Monthly)

$3,147 $3,147

$698 Rp 12.4M

351.03%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$6,033 $6,033

$1,737 Rp 30.8M

247.28%

Buy Apartment in City Center (m2)

$3,463 $3,463

$2,784 Rp 49.4M

24.36%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.25

13.78

-54.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Los Gatos, CA: September 15, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $3,524 in Los Gatos, CA versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $108 in Los Gatos, CA versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $451 vs $295 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Los Gatos, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Los Gatos, CA costs about 234% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $6,849 per month in Los Gatos, CA and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $108 in Los Gatos, CA and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 53% more in Los Gatos, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Los Gatos, CA at $4,566. In Ubud, Bali it covers expenses comfortably, while in Los Gatos, CA it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $4,566 in Los Gatos, CA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Los Gatos, CA makes more sense. Both are solid long-term options with distinct trade-offs.