Last update: Nov 2026

Cost of Living Comparison Between Los Gatos, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $4,787 in Los Gatos, CA, rent and utilities included – about $41,500 less a year. Rent and utilities account for most of the difference.

232

Cost of Living Index in Los Gatos, CA
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Los Gatos, CA Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Los Gatos, CA

🇺🇸 United States

$4,787

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Los Gatos, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Los Gatos, CA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $4,787 per month in Los Gatos, CA vs $1,331 in Ubud, Bali, rent included.

Los Gatos, CA $4,787
Ubud, Bali $1,331

A couple spends around $7,200 per month in Los Gatos, CA vs $2,255 in Ubud, Bali, rent included.

Los Gatos, CA $7,200
Ubud, Bali $2,255

A family of three spends $9,613 per month in Los Gatos, CA vs $3,180 in Ubud, Bali, rent included.

Los Gatos, CA $9,613
Ubud, Bali $3,180

Los Gatos, CA costs about 260% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Los Gatos, CA sits 254% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$25.47 $25.47

$3.38 Rp 61.3K

653.55%

Three-Course Dinner for Two, Mid-Range

$98.0 $98.0

$34.65 Rp 629.1K

182.91%

Fast Food Meal (McDonalds, etc)

$15.24 $15.24

$5.57 Rp 101.2K

173.61%

Cappuccino

$6.51 $6.51

$2.62 Rp 47.6K

148.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.92 $2.92

$1.54 Rp 27.9K

89.61%

Water (0.33 liter bottle)

$2.57 $2.57

$0.64 Rp 11.6K

301.56%

Local Beer (0.5 liter draught)

$7.90 $7.90

$2.67 Rp 48.4K

195.88%

Imported Beer (0.33 liter bottle)

$8.05 $8.05

$4.26 Rp 77.4K

88.97%

Milk (1 liter)

$1.28 $1.28

$1.46 Rp 26.5K

-12.33%

White Bread (500g)

$4.20 $4.20

$2.29 Rp 41.6K

83.41%

Rice (white) (1kg)

$4.77 $4.77

$1.11 Rp 20.1K

329.73%

Eggs

$6.62 $6.62

$2.10 Rp 38.1K

215.24%

Local Cheese (1kg)

$24.66 $24.66

$15.94 Rp 289.4K

54.71%

Chicken Fillets (1kg)

$11.61 $11.61

$3.88 Rp 70.5K

199.23%

Beef Round Steak (1kg)

$13.16 $13.16

$11.40 Rp 207.0K

15.44%

Apples (1kg)

$5.35 $5.35

$3.55 Rp 64.5K

50.70%

Banana (1kg)

$3.17 $3.17

$1.54 Rp 27.9K

105.84%

Oranges (1kg)

$4.91 $4.91

$2.23 Rp 40.5K

120.18%

Tomato (1kg)

$5.93 $5.93

$1.97 Rp 35.8K

201.02%

Potato (1kg)

$3.29 $3.29

$1.86 Rp 33.7K

76.88%

Onion (1kg)

$3.97 $3.97

$2.42 Rp 43.9K

64.05%

Lettuce (1 head)

$3.05 $3.05

$1.02 Rp 18.6K

199.02%

Water (1.5 liter bottle)

$2.63 $2.63

$0.52 Rp 9,483

405.77%

Cigarettes 20 Pack (Marlboro, Camel)

$11.98 $11.98

$2.20 Rp 39.9K

444.55%

Wine (Bottle)

$13.10 $13.10

$21.79 Rp 395.6K

-39.88%

Local Beer (0.5 liter bottle)

$2.13 $2.13

$2.33 Rp 42.2K

-8.58%

Imported Beer (0.33 liter bottle)

$2.47 $2.47

$2.97 Rp 53.9K

-16.84%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$4.11 $4.11

$0.44 Rp 7,947

834.09%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$0.47 Rp 8,496

289.36%

Taxi 1hour Waiting (Normal Tariff)

$35.36 $35.36

$5.60 Rp 101.7K

531.43%

Gasoline (1 liter)

$1.57 $1.57

$0.83 Rp 15.0K

89.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$24.4K Rp 443.8M

14.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$31.7K Rp 575.5M

-15.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$371 $371

$77.5 Rp 1.4M

378.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.7 $58.7

$6.14 Rp 111.6K

855.21%

Internet (50+ Mbps, Unlimited Data)

$64.3 $64.3

$18.92 Rp 343.4K

239.59%

Gym Membership (Monthly)

$145 $145

$51.0 Rp 925.8K

184.84%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$16.95 $16.95

$4.38 Rp 79.6K

286.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,150 $2,150

$492 Rp 8.9M

336.55%

International Primary School, 1 Child (Yearly)

$20.3K $20.3K

$12.2K Rp 221.9M

65.71%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$45.16 Rp 819.9K

13.62%

Summer Dress (H&M, Zara, etc)

$39.25 $39.25

$34.89 Rp 633.4K

12.50%

Sport Shoes (Adidas, Nike)

$75.2 $75.2

$78.3 Rp 1.4M

-3.93%

Men's Leather Business Shoes

$60.2 $60.2

$77.9 Rp 1.4M

-22.65%

1-bedroom Apartment, City Center (Monthly)

$3,504 $3,504

$1,078 Rp 19.6M

225.22%

1-bedroom Apartment, Outside City Center (Monthly)

$3,124 $3,124

$665 Rp 12.1M

369.91%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$6,054 $6,054

$1,671 Rp 30.3M

262.29%

Buy Apartment in City Center (m2)

$3,481 $3,481

$2,340 Rp 42.5M

48.75%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

13.78

-51.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Los Gatos, CA: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Los Gatos, CA

$3.1K 65.3%

Ubud, Bali

$665 50% 78.7% $2.5K

Monthly Utilities & Internet

Los Gatos, CA

$493 10.3%

Ubud, Bali

$103 7.7% 79.2% $391

Groceries & Markets

Los Gatos, CA

$470 9.8%

Ubud, Bali

$279 21% 40.6% $191

Eating Out

Los Gatos, CA

$405 8.5%

Ubud, Bali

$106 8% 73.9% $299

Sport & Entertainment

Los Gatos, CA

$179 3.7%

Ubud, Bali

$60 4.5% 66.6% $119

Clothing & Footwear

Los Gatos, CA

$102 2.1%

Ubud, Bali

$106 8% 4.5% $4.6

Getting Around

Los Gatos, CA

$13 * 0.3%

Ubud, Bali

$12 0.9% 9.7% $1.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $3,504 in Los Gatos, CA versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $98 in Los Gatos, CA versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $470 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Los Gatos, CA

🇮🇩 Ubud, Bali

🕒 Local time

11:51 11:51 AM

03:51 3:51 AM

16 h ahead of Los Gatos, CA

🌤 Weather

👥 Population

30,222

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.888 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

IDR to USD in detail →

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Between locations

Los Gatos, CA Ubud, Bali 13,460 km ≈ 17 h nonstop flight

From you

Los Gatos, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Los Gatos, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Los Gatos, CA costs about 260% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,181 per month in Los Gatos, CA and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $3,504 in Los Gatos, CA.

A mid-range dinner for two costs $98 in Los Gatos, CA and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 68% more in Los Gatos, CA, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $4,787 in Los Gatos, CA and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.