Cost of Living Comparison Between Los Gatos, CA and Austin, TX Cost of Living Comparison Between Los Gatos, CA and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $2,764 in Los Gatos, CA versus $2,657 in Austin, TX.

Estimated couple costs with rent: $4,116 in Los Gatos, CA versus $4,101 in Austin, TX.

Monthly costs for a family of three with rent: $5,467 in Los Gatos, CA versus $5,546 in Austin, TX.

Living in Los Gatos, CA is roughly 4% more expensive than Austin, TX, driven mainly by Eating Out.

Both cities are pricier than the global median: Los Gatos, CA 106% above, Austin, TX 98% above.

Currency
🍽 Eating Out
Los Gatos, CA
Austin, TX
Difference
Meal at Budget Restaurant
$30.56 $30.56
$19.85 $19.85
53.95%
Three-Course Dinner for Two, Mid-Range
$111 $111
$74.5 $74.5
48.82%
Fast Food Meal (McDonalds, etc)
$14.26 $14.26
$10.03 $10.03
42.17%
Cappuccino
$4.85 $4.85
$5.52 $5.52
-12.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.08 $3.08
$2.78 $2.78
10.79%
Water (0.33 liter bottle)
$2.24 $2.24
$2.10 $2.10
6.67%
Local Beer (0.5 liter draught)
$9.02 $9.02
$6.04 $6.04
49.34%
Imported Beer (0.33 liter bottle)
$7.95 $7.95
$7.81 $7.81
1.79%
🛒 Groceries & Markets
Los Gatos, CA
Austin, TX
Difference
Milk (1 liter)
$1.43 $1.43
$1.13 $1.13
26.55%
White Bread (500g)
$5.11 $5.11
$3.45 $3.45
48.12%
Rice (white) (1kg)
$3.21 $3.21
$3.42 $3.42
-6.14%
Eggs
$5.50 $5.50
$4.37 $4.37
25.86%
Local Cheese (1kg)
$13.22 $13.22
$12.24 $12.24
8.01%
Chicken Fillets (1kg)
$14.74 $14.74
$10.79 $10.79
36.61%
Beef Round Steak (1kg)
$17.09 $17.09
$14.36 $14.36
19.01%
Apples (1kg)
$7.66 $7.66
$4.99 $4.99
53.51%
Banana (1kg)
$2.24 $2.24
$1.51 $1.51
48.34%
Oranges (1kg)
$4.40 $4.40
$4.38 $4.38
0.46%
Tomato (1kg)
$5.07 $5.07
$3.96 $3.96
28.03%
Potato (1kg)
$2.87 $2.87
$2.74 $2.74
4.74%
Onion (1kg)
$3.47 $3.47
$2.77 $2.77
25.27%
Lettuce (1 head)
$2.17 $2.17
$1.98 $1.98
9.60%
Water (1.5 liter bottle)
$2.68 $2.68
$2.28 $2.28
17.54%
Cigarettes 20 Pack (Marlboro, Camel)
$10.48 $10.48
$8.74 $8.74
19.91%
Wine (Bottle)
$14.97 $14.97
$14.81 $14.81
1.08%
Local Beer (0.5 liter bottle)
$1.72 $1.72
$2.26 $2.26
-23.89%
Imported Beer (0.33 liter bottle)
$3.92 $3.92
$3.58 $3.58
9.50%
🚌 Getting Around
Los Gatos, CA
Austin, TX
Difference
One-way Ticket (Public Transport)
$2.04 $2.04
$1.54 $1.54
32.47%
Public Transport Monthly Pass (Regular Price)
-
$43.09 $43.09
-
Taxi Start (Normal Tariff)
$3.45 $3.45
$4.45 $4.45
-22.47%
Taxi (Normal Tariff) (1km)
$1.88 $1.88
$1.81 $1.81
3.87%
Taxi 1hour Waiting (Normal Tariff)
$30.57 $30.57
$35.30 $35.30
-13.40%
Gasoline (1 liter)
$1.29 $1.29
$0.74 $0.74
74.32%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K $24.3K
$25.5K $25.5K
-4.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$26.4K $26.4K
-1.70%
🧾 Monthly Utilities & Internet
Los Gatos, CA
Austin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$222 $222
$170 $170
30.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$39.02 $39.02
$60.3 $60.3
-35.24%
Internet (50+ Mbps, Unlimited Data)
$62.5 $62.5
$67.0 $67.0
-6.76%
🎉 Sport & Entertainment
Los Gatos, CA
Austin, TX
Difference
Gym Membership (Monthly)
$43.21 $43.21
$61.6 $61.6
-29.87%
Tennis Court (1 Hour on Weekend)
-
$9.83 $9.83
-
Cinema Ticket
$14.22 $14.22
$15.14 $15.14
-6.08%
🧸 Childcare & Education
Los Gatos, CA
Austin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,136 $1,136
$1,381 $1,381
-17.74%
International Primary School, 1 Child (Yearly)
$24.2K $24.2K
$21.8K $21.8K
11.21%
👕👟 Clothing & Footwear
Los Gatos, CA
Austin, TX
Difference
Jeans (Levis 501 Or Similar)
$57.0 $57.0
$56.9 $56.9
0.07%
Summer Dress (H&M, Zara, etc)
$40.65 $40.65
$45.94 $45.94
-11.52%
Sport Shoes (Adidas, Nike)
$94.3 $94.3
$86.0 $86.0
9.67%
Men's Leather Business Shoes
$79.4 $79.4
$119 $119
-33.55%
🏠 Accommodation & Living
Los Gatos, CA
Austin, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$1,623 $1,623
$2,183 $2,183
-25.68%
1-bedroom Apartment, Outside City Center (Monthly)
$1,360 $1,360
$1,417 $1,417
-3.99%
3-bedroom Apartment, City Center (Monthly)
$2,661 $2,661
$3,801 $3,801
-30.00%
3-bedroom Apartment, Outside City Center (Monthly)
$2,251 $2,251
$2,711 $2,711
-16.96%
Buy Apartment in City Center (m2)
$3,542 $3,542
$7,204 $7,204
-50.84%
Buy Apartment Outside City Center (m2)
-
$3,239 $3,239
-
💵 Salaries & Financials
Los Gatos, CA
Austin, TX
Difference
Average Monthly Net Salary (After Tax)
-
$4,914 $4,914
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
6.45
3.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Los Gatos, CA: April 28, 2026

Last update for Austin, TX: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,623 in Los Gatos, CA and $2,183 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $111 in Los Gatos, CA vs $74.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $462 vs $379 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Los Gatos, CA vs Austin, TX: Cost of Living - Frequently Asked Questions
Which city is more expensive, Los Gatos, CA or Austin, TX?
Austin, TX wins on cost – living expenses run 4% lower than in Los Gatos, CA. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Los Gatos, CA vs Austin, TX?
You'd need roughly $4,147 in Los Gatos, CA and $3,986 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Los Gatos, CA vs Austin, TX?
Rent for a central apartment: $1,623 in Los Gatos, CA versus $2,183 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Los Gatos, CA and Austin, TX?
Childcare runs $1,136 in Los Gatos, CA versus $1,381 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Los Gatos, CA vs Austin, TX?
Dining out is cheaper in Austin, TX – a meal for two runs $74.0 versus $111 in Los Gatos, CA. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,000/month in Los Gatos, CA or Austin, TX?
Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city offers a better quality of life: Los Gatos, CA or Austin, TX?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Los Gatos, CA compared to Austin, TX?
Safety-wise, Los Gatos, CA and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Austin, TX gentler on the wallet – expenses run 4% less than in Los Gatos, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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