Last update: Nov 2026

Cost of Living Comparison Between Los Gatos, CA and New York, NY

For one person, living costs are similar in Los Gatos, CA and in New York, NY: $4,787 and $4,906 a month, rent and utilities included.

232

Cost of Living Index in Los Gatos, CA
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Los Gatos, CA Living Index
234

Cost of Living Index in New York, NY
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New York, NY Living Index

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Los Gatos, CA

🇺🇸 United States

$4,787

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Los Gatos, CA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Los Gatos, CA and in New York, NY actually costs, broken down by who's living it.

A single person spends $4,787 per month in Los Gatos, CA vs $4,906 in New York, NY, rent included.

Los Gatos, CA $4,787
New York, NY $4,906

A couple spends around $7,200 per month in Los Gatos, CA vs $7,273 in New York, NY, rent included.

Los Gatos, CA $7,200
New York, NY $7,273

A family of three spends $9,613 per month in Los Gatos, CA vs $9,641 in New York, NY, rent included.

Los Gatos, CA $9,613
New York, NY $9,641

Los Gatos, CA and New York, NY have comparable living costs – the differences are in the details.

Both Los Gatos, CA and New York, NY sit above the global median – Los Gatos, CA by 254%, New York, NY by 263%.

Meal at Budget Restaurant

$25.47 $25.47

$26.93 $26.93

-5.42%

Three-Course Dinner for Two, Mid-Range

$98.0 $98.0

$117 $117

-16.06%

Fast Food Meal (McDonalds, etc)

$15.24 $15.24

$14.60 $14.60

4.38%

Cappuccino

$6.51 $6.51

$6.54 $6.54

-0.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.92 $2.92

$3.86 $3.86

-24.35%

Water (0.33 liter bottle)

$2.57 $2.57

$2.95 $2.95

-12.88%

Local Beer (0.5 liter draught)

$7.90 $7.90

$8.08 $8.08

-2.23%

Imported Beer (0.33 liter bottle)

$8.05 $8.05

$9.85 $9.85

-18.27%

Milk (1 liter)

$1.28 $1.28

$1.31 $1.31

-2.29%

White Bread (500g)

$4.20 $4.20

$4.97 $4.97

-15.49%

Rice (white) (1kg)

$4.77 $4.77

$7.70 $7.70

-38.05%

Eggs

$6.62 $6.62

$6.09 $6.09

8.70%

Local Cheese (1kg)

$24.66 $24.66

$19.55 $19.55

26.14%

Chicken Fillets (1kg)

$11.61 $11.61

$17.59 $17.59

-34.00%

Beef Round Steak (1kg)

$13.16 $13.16

$20.26 $20.26

-35.04%

Apples (1kg)

$5.35 $5.35

$6.99 $6.99

-23.46%

Banana (1kg)

$3.17 $3.17

$2.21 $2.21

43.44%

Oranges (1kg)

$4.91 $4.91

$6.72 $6.72

-26.93%

Tomato (1kg)

$5.93 $5.93

$7.12 $7.12

-16.71%

Potato (1kg)

$3.29 $3.29

$4.61 $4.61

-28.63%

Onion (1kg)

$3.97 $3.97

$4.78 $4.78

-16.95%

Lettuce (1 head)

$3.05 $3.05

$2.87 $2.87

6.27%

Water (1.5 liter bottle)

$2.63 $2.63

$2.69 $2.69

-2.23%

Cigarettes 20 Pack (Marlboro, Camel)

$11.98 $11.98

$19.14 $19.14

-37.41%

Wine (Bottle)

$13.10 $13.10

$19.63 $19.63

-33.27%

Local Beer (0.5 liter bottle)

$2.13 $2.13

$3.32 $3.32

-35.84%

Imported Beer (0.33 liter bottle)

$2.47 $2.47

$4.19 $4.19

-41.05%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$4.11 $4.11

$3.04 $3.04

35.20%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$2.20 $2.20

-16.82%

Taxi 1hour Waiting (Normal Tariff)

$35.36 $35.36

$41.33 $41.33

-14.44%

Gasoline (1 liter)

$1.57 $1.57

$1.13 $1.13

38.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$34.5K $34.5K

-18.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.8K $25.8K

3.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$371 $371

$232 $232

59.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.7 $58.7

$71.0 $71.0

-17.43%

Internet (50+ Mbps, Unlimited Data)

$64.3 $64.3

$67.7 $67.7

-5.03%

Gym Membership (Monthly)

$145 $145

$115 $115

25.89%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$16.95 $16.95

$22.41 $22.41

-24.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,150 $2,150

$3,606 $3,606

-40.38%

International Primary School, 1 Child (Yearly)

$20.3K $20.3K

$68.7K $68.7K

-70.52%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$79.3 $79.3

-35.26%

Summer Dress (H&M, Zara, etc)

$39.25 $39.25

$51.4 $51.4

-23.64%

Sport Shoes (Adidas, Nike)

$75.2 $75.2

$121 $121

-37.87%

Men's Leather Business Shoes

$60.2 $60.2

$140 $140

-57.12%

1-bedroom Apartment, City Center (Monthly)

$3,504 $3,504

$4,555 $4,555

-23.07%

1-bedroom Apartment, Outside City Center (Monthly)

$3,124 $3,124

$3,040 $3,040

2.77%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

3-bedroom Apartment, Outside City Center (Monthly)

$6,054 $6,054

$5,331 $5,331

13.55%

Buy Apartment in City Center (m2)

$3,481 $3,481

$18.2K $18.2K

-80.90%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

6.89

-2.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Los Gatos, CA: November 2, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Los Gatos, CA

$3.1K 65.3%

New York, NY

$3K 62% 2.7% $84

Monthly Utilities & Internet

Los Gatos, CA

$493 10.3%

New York, NY

$371 7.6% 24.8% $122

Groceries & Markets

Los Gatos, CA

$470 9.8%

New York, NY

$567 11.6% 20.6% $97

Eating Out

Los Gatos, CA

$405 8.5%

New York, NY

$425 8.7% 4.9% $20

Sport & Entertainment

Los Gatos, CA

$179 3.7%

New York, NY

$160 3.3% 10.6% $19

Clothing & Footwear

Los Gatos, CA

$102 2.1%

New York, NY

$176 3.6% 73.5% $75

Getting Around

Los Gatos, CA

$13 * 0.3%

New York, NY

$165 3.4% 1150% $152

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $3,504 in Los Gatos, CA versus $4,555 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $98 in Los Gatos, CA versus $117 in New York, NY. Monthly groceries follow the same trend: $470 vs $567 – making Los Gatos, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 Los Gatos, CA

🇺🇸 New York, NY

🕒 Local time

10:31 10:31 AM

13:31 1:31 PM

3 h ahead of Los Gatos, CA

🌤 Weather

👥 Population

30,222

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

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Between locations

Los Gatos, CA New York, NY 4,100 km ≈ 6 h nonstop flight

From you

Los Gatos, CA
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Los Gatos, CA vs New York, NY: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $7,181 per month in Los Gatos, CA and $7,358 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Los Gatos, CA, especially for central apartments: a one-bedroom in the center costs $3,504 there versus $4,555 in New York, NY.

Groceries cost about 21% more in New York, NY, though the gap depends on what you buy.

A mid-range dinner for two costs $98 in Los Gatos, CA and $117 in New York, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $4,787 in Los Gatos, CA and $4,906 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Los Gatos, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.