Last update: Oct 2026

Cost of Living Comparison Between Los Banos, CA and Toronto

For one person, living is cheaper in Los Banos, CA: $2,394 a month against $2,610 in Toronto, rent and utilities included – about $2,600 less a year. Other living expenses account for most of the difference.

116

Cost of Living Index in Los Banos, CA
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Los Banos, CA Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Los Banos, CA

🇺🇸 United States

$2,394

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Los Banos, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Los Banos, CA and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,394 in Los Banos, CA versus $2,610 in Toronto.

Los Banos, CA $2,394
Toronto $2,610

Estimated couple costs with rent: $3,580 in Los Banos, CA versus $3,727 in Toronto.

Los Banos, CA $3,580
Toronto $3,727

Monthly costs for a family of three with rent: $4,767 in Los Banos, CA versus $4,844 in Toronto.

Los Banos, CA $4,767
Toronto $4,844

Living in Los Banos, CA costs roughly 8% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Los Banos, CA 77% above, Toronto 93% above.

Meal at Budget Restaurant

$14.86 $14.86

$17.59 CA$24.87

-15.52%

Three-Course Dinner for Two, Mid-Range

$101 $101

$78.8 CA$111

28.17%

Fast Food Meal (McDonalds, etc)

$9.83 $9.83

$10.73 CA$15.16

-8.39%

Cappuccino

$5.11 $5.11

$4.09 CA$5.78

24.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.53 $2.53

$2.10 CA$2.97

20.48%

Water (0.33 liter bottle)

$2.04 $2.04

$1.72 CA$2.43

18.60%

Local Beer (0.5 liter draught)

$7.94 $7.94

$6.36 CA$8.99

24.84%

Imported Beer (0.33 liter bottle)

$8.24 $8.24

$7.08 CA$10.01

16.38%

Milk (1 liter)

$1.03 $1.03

$2.54 CA$3.59

-59.45%

White Bread (500g)

$3.21 $3.21

$2.72 CA$3.85

18.01%

Rice (white) (1kg)

$2.95 $2.95

$2.18 CA$3.09

35.32%

Eggs

$1.58 $1.58

$3.63 CA$5.13

-56.47%

Local Cheese (1kg)

$8.69 $8.69

$9.46 CA$13.37

-8.14%

Chicken Fillets (1kg)

$7.73 $7.73

$11.54 CA$16.32

-33.02%

Beef Round Steak (1kg)

$12.80 $12.80

$14.37 CA$20.32

-10.93%

Apples (1kg)

$3.39 $3.39

$3.70 CA$5.23

-8.38%

Banana (1kg)

$1.35 $1.35

$1.19 CA$1.68

13.45%

Oranges (1kg)

$2.79 $2.79

$3.46 CA$4.90

-19.36%

Tomato (1kg)

$2.83 $2.83

$4.22 CA$5.97

-32.94%

Potato (1kg)

$2.92 $2.92

$1.79 CA$2.52

63.13%

Onion (1kg)

$2.44 $2.44

$1.65 CA$2.33

47.88%

Lettuce (1 head)

$2.30 $2.30

$2.20 CA$3.11

4.55%

Water (1.5 liter bottle)

$2.49 $2.49

$1.26 CA$1.78

97.62%

Cigarettes 20 Pack (Marlboro, Camel)

$11.10 $11.10

$13.97 CA$19.75

-20.54%

Wine (Bottle)

$14.10 $14.10

$14.20 CA$20.07

-0.70%

Local Beer (0.5 liter bottle)

$1.87 $1.87

$2.25 CA$3.18

-16.89%

Imported Beer (0.33 liter bottle)

$1.31 $1.31

$2.53 CA$3.58

-48.22%

One-way Ticket (Public Transport)

$2.04 $2.04

$2.32 CA$3.28

-12.07%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$2.71 $2.71

$3.06 CA$4.33

-11.44%

Taxi (Normal Tariff) (1km)

$1.56 $1.56

$1.22 CA$1.72

27.87%

Taxi 1hour Waiting (Normal Tariff)

$32.88 $32.88

$21.69 CA$30.66

51.59%

Gasoline (1 liter)

$1.45 $1.45

$1.21 CA$1.72

19.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K $30.4K

$26.1K CA$37.0K

16.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K $27.0K

$21.1K CA$29.9K

27.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$120 CA$169

81.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.68 $44.68

$32.21 CA$45.54

38.71%

Internet (50+ Mbps, Unlimited Data)

$88.7 $88.7

$48.88 CA$69.1

81.46%

Gym Membership (Monthly)

$39.09 $39.09

$39.34 CA$55.6

-0.64%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$14.86 $14.86

$12.58 CA$17.79

18.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,509 $2,509

$832 CA$1,176

201.57%

International Primary School, 1 Child (Yearly)

$29.5K $29.5K

$23.6K CA$33.4K

24.77%

Jeans (Levis 501 Or Similar)

$23.82 $23.82

$52.3 CA$73.9

-54.44%

Summer Dress (H&M, Zara, etc)

$21.67 $21.67

$39.44 CA$55.8

-45.06%

Sport Shoes (Adidas, Nike)

$52.3 $52.3

$99.0 CA$140

-47.20%

Men's Leather Business Shoes

$59.4 $59.4

$122 CA$172

-51.25%

1-bedroom Apartment, City Center (Monthly)

$1,618 $1,618

$1,631 CA$2,306

-0.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,294 $1,294

$1,448 CA$2,048

-10.66%

3-bedroom Apartment, City Center (Monthly)

$2,682 $2,682

$2,737 CA$3,869

-2.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,280 $2,280

$2,129 CA$3,010

7.10%

Buy Apartment in City Center (m2)

$2,713 $2,713

$8,206 CA$11.6K

-66.94%

Buy Apartment Outside City Center (m2)

$2,408 $2,408

$6,838 CA$9,666

-64.79%

Average Monthly Net Salary (After Tax)

$6,598 $6,598

$3,520 CA$4,976

87.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

4.47

44.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Los Banos, CA: October 18, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Los Banos, CA

$1.3K 54.1%

Toronto

$1.4K 55.5% 11.9% $154

Monthly Utilities & Internet

Los Banos, CA

$351 14.7%

Toronto

$201 7.7% 42.8% $150

Groceries & Markets

Los Banos, CA

$307 12.8%

Toronto

$343 13.1% 11.7% $36

Eating Out

Los Banos, CA

$284 11.9%

Toronto

$283 10.9% 0.3% $1

Clothing & Footwear

Los Banos, CA

$71 3%

Toronto

$141 5.4% 98.9% $70

Sport & Entertainment

Los Banos, CA

$69 2.9%

Toronto

$65 2.5% 6.3% $4.3

Getting Around

Los Banos, CA

$19 * 0.8%

Toronto

$130 5% 597% $111

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,618 in Los Banos, CA and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Los Banos, CA pays 87% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $101 in Los Banos, CA vs $79.0 in Toronto. Groceries flip the comparison at $307 vs $343, with Los Banos, CA cheaper for home cooking.

Good to know

🇺🇸 Los Banos, CA

🇨🇦 Toronto

🕒 Local time

06:54 6:54 AM

09:54 9:54 AM

3 h ahead of Los Banos, CA

🌤 Weather

👥 Population

35,972

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Los Banos, CA Toronto 3,550 km ≈ 5 h nonstop flight

From you

Los Banos, CA
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Los Banos, CA vs Toronto: Cost of Living - Frequently Asked Questions

Los Banos, CA wins on cost – living expenses run 9% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Los Banos, CA the obvious pick if budget is a priority.

Average pay runs 87% higher in Los Banos, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,618 in Los Banos, CA versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,394 per month in Los Banos, CA versus $2,610 in Toronto – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Los Banos, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Los Banos, CA gentler on the wallet – expenses run 9% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.