Last update: Oct 2026

Cost of Living Comparison Between Toronto and Los Banos, CA

For one person, living is cheaper in Los Banos, CA: $2,394 a month against $2,610 in Toronto, rent and utilities included – about $2,600 less a year. Other living expenses account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
116

Cost of Living Index in Los Banos, CA
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Los Banos, CA Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Los Banos, CA

🇺🇸 United States

$2,394

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Los Banos, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Los Banos, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,394 in Los Banos, CA.

Toronto $2,610
Los Banos, CA $2,394

Estimated couple costs with rent: $3,727 in Toronto versus $3,580 in Los Banos, CA.

Toronto $3,727
Los Banos, CA $3,580

Monthly costs for a family of three with rent: $4,844 in Toronto versus $4,767 in Los Banos, CA.

Toronto $4,844
Los Banos, CA $4,767

Living in Toronto is roughly 9% more expensive than in Los Banos, CA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Los Banos, CA 77% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$14.86 $14.86

18.37%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$101 $101

-21.98%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$9.83 $9.83

9.16%

Cappuccino

$4.09 CA$5.78

$5.11 $5.11

-19.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.53 $2.53

-17.00%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.04 $2.04

-15.69%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$7.94 $7.94

-19.90%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$8.24 $8.24

-14.08%

Milk (1 liter)

$2.54 CA$3.59

$1.03 $1.03

146.60%

White Bread (500g)

$2.72 CA$3.85

$3.21 $3.21

-15.26%

Rice (white) (1kg)

$2.18 CA$3.09

$2.95 $2.95

-26.10%

Eggs

$3.63 CA$5.13

$1.58 $1.58

129.75%

Local Cheese (1kg)

$9.46 CA$13.37

$8.69 $8.69

8.86%

Chicken Fillets (1kg)

$11.54 CA$16.32

$7.73 $7.73

49.29%

Beef Round Steak (1kg)

$14.37 CA$20.32

$12.80 $12.80

12.27%

Apples (1kg)

$3.70 CA$5.23

$3.39 $3.39

9.14%

Banana (1kg)

$1.19 CA$1.68

$1.35 $1.35

-11.85%

Oranges (1kg)

$3.46 CA$4.90

$2.79 $2.79

24.01%

Tomato (1kg)

$4.22 CA$5.97

$2.83 $2.83

49.12%

Potato (1kg)

$1.79 CA$2.52

$2.92 $2.92

-38.70%

Onion (1kg)

$1.65 CA$2.33

$2.44 $2.44

-32.38%

Lettuce (1 head)

$2.20 CA$3.11

$2.30 $2.30

-4.35%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.49 $2.49

-49.40%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$11.10 $11.10

25.86%

Wine (Bottle)

$14.20 CA$20.07

$14.10 $14.10

0.71%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.87 $1.87

20.32%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$1.31 $1.31

93.13%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.04 $2.04

13.73%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.71 $2.71

12.92%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.56 $1.56

-21.79%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$32.88 $32.88

-34.03%

Gasoline (1 liter)

$1.21 CA$1.72

$1.45 $1.45

-16.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$30.4K $30.4K

-13.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$27.0K $27.0K

-21.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$217 $217

-44.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$44.68 $44.68

-27.91%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$88.7 $88.7

-44.89%

Gym Membership (Monthly)

$39.34 CA$55.6

$39.09 $39.09

0.64%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$14.86 $14.86

-15.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$2,509 $2,509

-66.84%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$29.5K $29.5K

-19.86%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$23.82 $23.82

119.48%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$21.67 $21.67

82.00%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$52.3 $52.3

89.40%

Men's Leather Business Shoes

$122 CA$172

$59.4 $59.4

105.13%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,618 $1,618

0.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,294 $1,294

11.94%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,682 $2,682

2.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,280 $2,280

-6.63%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,713 $2,713

202.52%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,408 $2,408

183.98%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$6,598 $6,598

-46.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.47

-30.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Los Banos, CA: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Los Banos, CA

$1.3K 54.1% 10.7% $154

Groceries & Markets

Toronto

$343 13.1%

Los Banos, CA

$307 12.8% 10.5% $36

Eating Out

Toronto

$283 10.9%

Los Banos, CA

$284 11.9% 0.3% $1

Monthly Utilities & Internet

Toronto

$201 7.7%

Los Banos, CA

$351 14.7% 74.7% $150

Clothing & Footwear

Toronto

$141 5.4%

Los Banos, CA

$71 3% 49.7% $70

Getting Around

Toronto

$130 5%

Los Banos, CA

$19 * 0.8% 85.6% $111

Sport & Entertainment

Toronto

$65 2.5%

Los Banos, CA

$69 2.9% 6.7% $4.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,618 in Los Banos, CA. Housing cost is often the main lever when comparing two cities.

Los Banos, CA pays 87% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $79.0 in Toronto vs $101 in Los Banos, CA. Groceries flip the comparison at $343 vs $307, with Los Banos, CA cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Los Banos, CA

🕒 Local time

10:45 10:45 AM

07:45 7:45 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

35,972

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Los Banos, CA 3,550 km ≈ 5 h nonstop flight

From you

Toronto
Los Banos, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Los Banos, CA: Cost of Living - Frequently Asked Questions

Los Banos, CA wins on cost – living expenses run 9% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Los Banos, CA the obvious pick if budget is a priority.

On paper, salaries run 87% lower in Los Banos, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,631 in Toronto versus $1,618 in Los Banos, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,610 per month in Toronto versus $2,394 in Los Banos, CA – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Los Banos, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Los Banos, CA gentler on the wallet – expenses run 9% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.