Last update: Oct 2026

Cost of Living Comparison Between Longmont, CO and Panama City

For one person, living is cheaper in Panama City: $1,972 a month against $2,932 in Longmont, CO, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

139

Cost of Living Index in Longmont, CO
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Longmont, CO Living Index
95

Cost of Living Index in Panama City
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Panama City Living Index

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Longmont, CO

🇺🇸 United States

$2,932

/mo nomad

Panama City

🇵🇦 Panama

$1,972

/mo nomad

Monthly Cost of Living

How much you'll spend in Longmont, CO and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Longmont, CO and in Panama City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,932 in Longmont, CO versus $1,972 in Panama City.

Longmont, CO $2,932
Panama City $1,972

Estimated couple costs with rent: $4,127 in Longmont, CO versus $2,930 in Panama City.

Longmont, CO $4,127
Panama City $2,930

Monthly costs for a family of three with rent: $5,321 in Longmont, CO versus $3,888 in Panama City.

Longmont, CO $5,321
Panama City $3,888

Living in Longmont, CO is roughly 49% more expensive than in Panama City, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Longmont, CO 117% above, Panama City 46% above.

Meal at Budget Restaurant

$19.65 $19.65

$11.37 PAB 11.37

72.82%

Three-Course Dinner for Two, Mid-Range

$81.4 $81.4

$46.69 PAB 46.69

74.36%

Fast Food Meal (McDonalds, etc)

$10.32 $10.32

$7.98 PAB 7.98

29.32%

Cappuccino

$5.84 $5.84

$4.12 PAB 4.12

41.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.10 $3.10

$2.01 PAB 2.01

54.23%

Water (0.33 liter bottle)

$2.41 $2.41

$1.57 PAB 1.57

53.50%

Local Beer (0.5 liter draught)

$6.83 $6.83

$3.28 PAB 3.28

108.23%

Imported Beer (0.33 liter bottle)

$8.03 $8.03

$3.88 PAB 3.88

106.96%

Milk (1 liter)

$1.06 $1.06

$1.82 PAB 1.82

-41.76%

White Bread (500g)

$4.45 $4.45

$2.61 PAB 2.61

70.50%

Rice (white) (1kg)

$4.11 $4.11

$3.45 PAB 3.45

19.13%

Eggs

$6.02 $6.02

$2.68 PAB 2.68

124.63%

Local Cheese (1kg)

$14.00 $14.00

$12.42 PAB 12.42

12.72%

Chicken Fillets (1kg)

$13.23 $13.23

$6.73 PAB 6.73

96.58%

Beef Round Steak (1kg)

$19.38 $19.38

$10.44 PAB 10.44

85.63%

Apples (1kg)

$5.58 $5.58

$4.21 PAB 4.21

32.54%

Banana (1kg)

$1.51 $1.51

$1.95 PAB 1.95

-22.56%

Oranges (1kg)

$4.43 $4.43

$4.07 PAB 4.07

8.85%

Tomato (1kg)

$4.75 $4.75

$4.02 PAB 4.02

18.16%

Potato (1kg)

$2.50 $2.50

$3.46 PAB 3.46

-27.75%

Onion (1kg)

$3.51 $3.51

$4.42 PAB 4.42

-20.59%

Lettuce (1 head)

$2.32 $2.32

$2.43 PAB 2.43

-4.53%

Water (1.5 liter bottle)

$2.26 $2.26

$1.72 PAB 1.72

31.40%

Cigarettes 20 Pack (Marlboro, Camel)

$10.30 $10.30

$6.04 PAB 6.04

70.53%

Wine (Bottle)

$17.04 $17.04

$11.68 PAB 11.68

45.89%

Local Beer (0.5 liter bottle)

$2.44 $2.44

$1.41 PAB 1.41

73.05%

Imported Beer (0.33 liter bottle)

$2.44 $2.44

$2.74 PAB 2.74

-10.95%

One-way Ticket (Public Transport)

$0.33 PAB 0.33

Public Transport Monthly Pass (Regular Price)

$50.3 $50.3

$20.65 PAB 20.65

143.63%

Taxi Start (Normal Tariff)

$2.43 $2.43

$2.45 PAB 2.45

-0.82%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$1.76 PAB 1.76

-22.73%

Taxi 1hour Waiting (Normal Tariff)

$23.95 $23.95

$21.86 PAB 21.86

9.56%

Gasoline (1 liter)

$1.05 $1.05

$1.20 PAB 1.20

-12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K $28.1K

$24.6K PAB 24.6K

14.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$20.9K PAB 20.9K

25.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 $200

$132 PAB 132

52.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.2 $70.2

$27.89 PAB 27.89

151.60%

Internet (50+ Mbps, Unlimited Data)

$74.9 $74.9

$49.10 PAB 49.10

52.59%

Gym Membership (Monthly)

$27.85 $27.85

$44.53 PAB 44.53

-37.46%

Tennis Court (1 Hour on Weekend)

$64.5 $64.5

$34.01 PAB 34.01

89.71%

Cinema Ticket

$15.94 $15.94

$8.70 PAB 8.70

83.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,663 $1,663

$537 PAB 537

209.82%

International Primary School, 1 Child (Yearly)

$20.7K $20.7K

$20.5K PAB 20.5K

0.72%

Jeans (Levis 501 Or Similar)

$58.9 $58.9

$65.8 PAB 65.8

-10.43%

Summer Dress (H&M, Zara, etc)

$48.62 $48.62

$48.45 PAB 48.45

0.35%

Sport Shoes (Adidas, Nike)

$91.6 $91.6

$95.4 PAB 95.4

-3.95%

Men's Leather Business Shoes

$103 $103

$114 PAB 114

-8.97%

1-bedroom Apartment, City Center (Monthly)

$1,861 $1,861

$1,405 PAB 1,405

32.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,559 $1,559

$994 PAB 994

56.77%

3-bedroom Apartment, City Center (Monthly)

$2,840 $2,840

$2,221 PAB 2,221

27.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,209 $2,209

$1,714 PAB 1,714

28.91%

Buy Apartment in City Center (m2)

$3,808 $3,808

$3,139 PAB 3,139

21.32%

Buy Apartment Outside City Center (m2)

$2,974 $2,974

$1,724 PAB 1,724

72.56%

Average Monthly Net Salary (After Tax)

$4,491 $4,491

$936 PAB 936

379.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

6.39

4.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Longmont, CO: October 31, 2026

Last update for Panama City: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Longmont, CO

$1.6K 53.2%

Panama City

$994 50.4% 36.2% $564

Groceries & Markets

Longmont, CO

$442 15.1%

Panama City

$326 16.5% 26.4% $117

Monthly Utilities & Internet

Longmont, CO

$346 11.8%

Panama City

$209 10.6% 39.6% $137

Eating Out

Longmont, CO

$330 11.3%

Panama City

$203 10.3% 38.6% $128

Clothing & Footwear

Longmont, CO

$136 4.6%

Panama City

$145 7.4% 6.8% $9.3

Sport & Entertainment

Longmont, CO

$60 2%

Panama City

$62 3.1% 3.7% $2.2

Getting Around

Longmont, CO

$60 * 2%

Panama City

$33 1.7% 44.2% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,861 in Longmont, CO and $1,405 in Panama City. Housing cost is often the main lever when comparing two cities.

Longmont, CO pays about 4.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $81 in Longmont, CO vs $47 in Panama City for a mid-range dinner for two. Groceries echo the gap at $442 vs $326 per month, with Panama City cheaper across the board.

Good to know

🇺🇸 Longmont, CO

🇵🇦 Panama City

🕒 Local time

07:17 7:17 AM

09:17 9:17 AM

2 h ahead of Longmont, CO

🌤 Weather

👥 Population

94,341

1,086,990 Capital

💱 Currency

United States Dollar USD $

Panamanian Balboa PAB B/.

📈 Exchange rate

1 USD = 0.89 EUR

1 PAB = 1 USD

1 PAB = 0.89 EUR

Exchange rates and currency converter

PAB, EUR to USD – United States Dollar Converter

🇵🇦 Panamanian Balboa (B/.)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Panamanian Balboa exchange rates as of November 6, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

PAB to USD in detail →

On the map

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Highest

Between locations

Longmont, CO Panama City 4,290 km ≈ 6 h nonstop flight

From you

Longmont, CO
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Longmont, CO vs Panama City: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,932 in Longmont, CO and $1,972 in Panama City, so Panama City is about 33% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Longmont, CO is about 4.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,861 in Longmont, CO versus $1,405 in Panama City. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,932 per month in Longmont, CO versus $1,972 in Panama City – Panama City is about 33% cheaper, which adds up to real savings over time.

A monthly transit pass in Panama City runs roughly 59% less than in Longmont, CO. The price difference matters if you commute daily and watch your budget.

At $1,972 in Panama City versus $2,932 in Longmont, CO, a $2,500 budget is realistic in Panama City but tight or insufficient in Longmont, CO. The gap between the two cities makes Panama City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Panama City gentler on the wallet – expenses run 33% less than in Longmont, CO. Beyond cost, consider language, visa policies, and how big the international community is in each city.