For one person, living is cheaper in London: $4,086 a month against $4,866 in Zug, rent and utilities included – about $9,400 less a year. Other living expenses account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Zug actually costs, broken down by who's living it.
A single person spends $4,086 per month in London vs $4,866 in Zug, rent included.
London $4,086
Zug $4,866
A couple spends around $5,816 per month in London vs $7,682 in Zug, rent included.
London $5,816
Zug $7,682
A family of three spends $7,546 per month in London vs $10.5K in Zug, rent included.
London $7,546
Zug $10.5K
🙂
London is about 16% cheaper than Zug, and outside of rent the biggest gap is in groceries.
📊
Both London and Zug sit above the global median – London by 205%, Zug by 263%.
Currency
No currencies found
🍽 Eating Out
London
Zug
Difference
Meal at Budget Restaurant
$26.62£20.11
$35.83CHF 29.74
-25.70%
Three-Course Dinner for Two, Mid-Range
$108£81.3
$177CHF 147
-39.26%
Fast Food Meal(McDonalds, etc)
$10.39£7.85
$23.97CHF 19.90
-56.65%
Cappuccino
$5.79£4.38
$6.99CHF 5.80
-17.17%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.01£2.27
$6.08CHF 5.04
-50.49%
Water(0.33 liter bottle)
$2.15£1.63
$5.89CHF 4.89
-63.50%
Local Beer(0.5 liter draught)
$9.35£7.06
$9.83CHF 8.16
-4.88%
Imported Beer(0.33 liter bottle)
$7.84£5.93
$7.60CHF 6.31
3.16%
🛒 Groceries & Markets
London
Zug
Difference
Milk(1 liter)
$1.79£1.35
$2.24CHF 1.86
-20.09%
White Bread(500g)
$2.06£1.56
$4.19CHF 3.48
-50.84%
Rice(white)(1kg)
$2.31£1.74
$4.26CHF 3.54
-45.77%
Eggs
$5.05£3.82
$7.87CHF 6.53
-35.83%
Local Cheese(1kg)
$12.57£9.50
$27.20CHF 22.58
-53.79%
Chicken Fillets(1kg)
$10.66£8.05
$30.46CHF 25.28
-65.00%
Beef Round Steak(1kg)
$17.13£12.94
$42.05CHF 34.90
-59.26%
Apples(1kg)
$3.03£2.29
$3.69CHF 3.07
-17.89%
Banana(1kg)
$1.41£1.07
$2.04CHF 1.69
-30.88%
Oranges(1kg)
$3.05£2.31
$2.71CHF 2.25
12.55%
Tomato(1kg)
$3.38£2.56
$5.43CHF 4.50
-37.75%
Potato(1kg)
$1.67£1.26
$1.94CHF 1.61
-13.92%
Onion(1kg)
$1.73£1.31
$2.14CHF 1.77
-19.16%
Lettuce(1 head)
$1.41£1.07
$2.40CHF 1.99
-41.25%
Water(1.5 liter bottle)
$1.79£1.35
$1.37CHF 1.13
30.66%
Cigarettes 20 Pack(Marlboro, Camel)
$23.22£17.55
$10.66CHF 8.85
117.82%
Wine(Bottle)
$12.99£9.82
$17.83CHF 14.80
-27.15%
Local Beer(0.5 liter bottle)
$3.18£2.40
$2.97CHF 2.47
7.07%
Imported Beer(0.33 liter bottle)
$4.41£3.33
$3.96CHF 3.29
11.36%
🚌 Getting Around
London
Zug
Difference
One-way Ticket(Public Transport)
$3.87£2.93
$4.90CHF 4.07
-21.02%
Public Transport Monthly Pass(Regular Price)
$250£189
$162CHF 134
54.33%
Taxi Start(Normal Tariff)
$5.71£4.31
$8.88CHF 7.37
-35.70%
Taxi(Normal Tariff)(1km)
$3.33£2.51
$6.10CHF 5.06
-45.41%
Taxi 1hour Waiting(Normal Tariff)
$57.9£43.76
$35.83CHF 29.73
61.62%
Gasoline(1 liter)
$2.04£1.54
$2.31CHF 1.91
-11.69%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.5K£28.4K
$42.4KCHF 35.2K
-11.42%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.9K£30.9K
$39.8KCHF 33.0K
2.84%
🧾 Monthly Utilities & Internet
London
Zug
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$376£284
$273CHF 227
37.71%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.88£13.51
$37.76CHF 31.34
-52.65%
Internet(50+ Mbps, Unlimited Data)
$40.01£30.24
$61.9CHF 51.4
-35.41%
🎉 Sport & Entertainment
London
Zug
Difference
Gym Membership(Monthly)
$61.2£46.22
$121CHF 100
-49.38%
Tennis Court(1 Hour on Weekend)
$21.07£15.93
$31.87CHF 26.45
-33.89%
Cinema Ticket
$17.95£13.57
$23.75CHF 19.71
-24.42%
🧸 Childcare & Education
London
Zug
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,865£2,165
$4,147CHF 3,442
-30.90%
International Primary School, 1 Child(Yearly)
$35.3K£26.7K
$35.9KCHF 29.8K
-1.63%
👕👟 Clothing & Footwear
London
Zug
Difference
Jeans(Levis 501 Or Similar)
$116£87.7
$164CHF 136
-29.38%
Summer Dress(H&M, Zara, etc)
$54.1£40.87
$66.7CHF 55.4
-18.91%
Sport Shoes(Adidas, Nike)
$127£95.7
$152CHF 126
-16.46%
Men's Leather Business Shoes
$159£120
$269CHF 223
-40.80%
🏠 Accommodation & Living
London
Zug
Difference
1-bedroom Apartment, City Center(Monthly)
$2,853£2,156
$3,874CHF 3,215
-26.35%
1-bedroom Apartment, Outside City Center(Monthly)
$2,301£1,739
$2,656CHF 2,204
-13.35%
3-bedroom Apartment, City Center(Monthly)
$5,201£3,931
$6,844CHF 5,680
-24.00%
3-bedroom Apartment, Outside City Center(Monthly)
$3,723£2,813
$4,929CHF 4,091
-24.47%
Buy Apartment in City Center(m2)
$19.0K£14.4K
$30.5KCHF 25.3K
-37.73%
Buy Apartment Outside City Center(m2)
$7,881£5,955
$20.8KCHF 17.3K
-62.14%
💵 Salaries & Financials
London
Zug
Difference
Average Monthly Net Salary(After Tax)
$4,818£3,641
$7,227CHF 5,999
-33.34%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.65
1.9
144.74%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for London: October 4, 2026
Last update for Zug: October 3, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
London
$2.3K 56.5%
Zug
$2.7K 54.2% ↑ 15.4%$355
🧾Monthly Utilities & Internet
London
$434 10.7%
Zug
$373 7.6% ↓ 14.1%$61
🍽Eating Out
London
$397 9.7%
Zug
$555 11.3% ↑ 39.8%$158
🛒Groceries & Markets
London
$349 8.6%
Zug
$636 13% ↑ 82.1%$287
🚌Getting Around
London
$288 7.1%
Zug
$221 4.5% ↓ 23.2%$67
👕👟Clothing & Footwear
London
$205 5%
Zug
$293 6% ↑ 42.9%$88
🎉Sport & Entertainment
London
$97 2.4%
Zug
$168 3.4% ↑ 73.4%$71
🏠Accommodation & Living
London
$3.7K 49.1%
Zug
$4.9K 47.8% ↑ 32.4%$1.2K
🧾Monthly Utilities & Internet
London
$452 6%
Zug
$411 4% ↓ 9.1%$41
🍽Eating Out
London
$1.3K 17.8%
Zug
$2K 19.4% ↑ 48.6%$654
🛒Groceries & Markets
London
$802 10.6%
Zug
$1.5K 14.6% ↑ 87.1%$699
🚌Getting Around
London
$584 7.7%
Zug
$452 4.4% ↓ 22.6%$132
👕👟Clothing & Footwear
London
$456 6%
Zug
$652 6.3% ↑ 42.9%$196
🎉Sport & Entertainment
London
$215 2.8%
Zug
$368 3.6% ↑ 71.2%$153
Cost Breakdown
🏠A central one-bedroom costs $2,853 in London versus $3,874 in Zug. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 50% higher in Zug, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $108 in London versus $177 in Zug. Monthly groceries follow the same trend: $349 vs $636 – making London the more affordable choice for daily food spending.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
London vs Zug: Cost of Living - Frequently Asked Questions
How do living costs in London and in Zug compare overall?
Monthly costs with rent: $4,086 in London, $4,866 in Zug – roughly 19% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in London compared to Zug?
For a comfortable life, plan on about $6,129 per month in London and $7,299 in Zug. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between London and Zug?
Rent is clearly cheaper in London, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 82% more in Zug, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $108 in London and $177 in Zug. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $5,000 budget?
$5,000 is a stretch for both – monthly costs hit $4,086 in London and $4,866 in Zug. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between London and Zug?
It depends on your priorities. London has an edge in some lifestyle areas, with costs from $4,086 in London to $4,866 in Zug. Climate, culture, job market, and personal taste all factor in.
Is London or Zug safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between London and Zug?
If budget matters most, go with London. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zug makes more sense. Both are solid long-term options with distinct trade-offs.