Last update: Oct 2026

Cost of Living Comparison Between London and Xaghra

For one person, living is cheaper in Xaghra: $1,986 a month against $3,986 in London, rent and utilities included – about $24,000 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
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London Living Index
95

Cost of Living Index in Xaghra
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Xaghra Living Index

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London

🇬🇧 United Kingdom

$3,986

/mo nomad

Xaghra

🇲🇹 Malta

$1,986

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Xaghra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Xaghra actually costs, broken down by who's living it.

A single person spends $3,986 per month in London vs $1,986 in Xaghra, rent included.

London $3,986
Xaghra $1,986

A couple spends around $5,791 per month in London vs $2,970 in Xaghra, rent included.

London $5,791
Xaghra $2,970

A family of three spends $7,595 per month in London vs $3,953 in Xaghra, rent included.

London $7,595
Xaghra $3,953

London costs about 101% more than Xaghra, and outside of rent the biggest gap is in transport.

Both London and Xaghra sit above the global median – London by 195%, Xaghra by 47%.

Meal at Budget Restaurant

$25.93 £19.45

$10.07 €8.96

157.50%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$88.2 €78.5

20.75%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$13.50 €12.01

-20.67%

Cappuccino

$5.47 £4.11

$3.19 €2.83

71.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$2.39 €2.12

24.27%

Water (0.33 liter bottle)

$2.20 £1.65

$1.93 €1.72

13.99%

Local Beer (0.5 liter draught)

$9.13 £6.85

$5.46 €4.85

67.22%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$6.50 €5.78

22.15%

Milk (1 liter)

$1.86 £1.40

$1.36 €1.21

36.76%

White Bread (500g)

$2.07 £1.55

$1.44 €1.28

43.75%

Rice (white) (1kg)

$2.42 £1.81

$3.38 €3.01

-28.40%

Eggs

$5.09 £3.82

$2.07 €1.84

145.89%

Local Cheese (1kg)

$12.87 £9.66

$10.52 €9.35

22.34%

Chicken Fillets (1kg)

$10.43 £7.82

$12.15 €10.81

-14.16%

Beef Round Steak (1kg)

$16.87 £12.66

$18.35 €16.32

-8.07%

Apples (1kg)

$3.11 £2.33

$3.83 €3.40

-18.80%

Banana (1kg)

$1.40 £1.05

$2.77 €2.47

-49.46%

Oranges (1kg)

$3.08 £2.31

$3.99 €3.55

-22.81%

Tomato (1kg)

$3.27 £2.45

$3.79 €3.37

-13.72%

Potato (1kg)

$1.58 £1.19

$1.86 €1.66

-15.05%

Onion (1kg)

$1.74 £1.31

$3.27 €2.91

-46.79%

Lettuce (1 head)

$1.40 £1.05

$2.18 €1.94

-35.78%

Water (1.5 liter bottle)

$1.80 £1.35

$0.91 €0.81

97.80%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$6.41 €5.70

263.18%

Wine (Bottle)

$13.03 £9.77

$5.78 €5.14

125.43%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$2.40 €2.13

32.08%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$2.35 €2.09

88.09%

One-way Ticket (Public Transport)

$4.07 £3.05

$2.54 €2.26

60.24%

Public Transport Monthly Pass (Regular Price)

$247 £185

Taxi Start (Normal Tariff)

$5.58 £4.18

$3.86 €3.43

44.56%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$1.76 €1.57

90.91%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.58

$32.86 €29.23

72.70%

Gasoline (1 liter)

$2.13 £1.60

$1.48 €1.32

43.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$27.8K €24.7K

37.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$38.9K €34.6K

5.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$157 €140

136.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$30.53 €27.15

-41.63%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$29.78 €26.49

35.56%

Gym Membership (Monthly)

$60.0 £44.99

$64.8 €57.6

-7.40%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

Cinema Ticket

$17.74 £13.31

$11.12 €9.89

59.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$278 €247

932.10%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$12.1K €10.7K

192.86%

Jeans (Levis 501 Or Similar)

$114 £85.5

$56.8 €50.5

100.77%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$69.8 €62.1

-22.26%

Sport Shoes (Adidas, Nike)

$124 £93.2

$113 €101

9.91%

Men's Leather Business Shoes

$163 £122

$131 €116

24.58%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$1,118 €994

156.69%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$947 €842

135.77%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,951

$1,753 €1,559

200.39%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,835

$1,475 €1,312

156.08%

Buy Apartment in City Center (m2)

$18.3K £13.8K

$4,242 €3,773

332.18%

Buy Apartment Outside City Center (m2)

$8,024 £6,020

$2,915 €2,593

175.23%

Average Monthly Net Salary (After Tax)

$5,037 £3,779

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

4.05

17.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Xaghra: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Xaghra

$947 47.7% 57.6% $1.3K

Monthly Utilities & Internet

London

$430 10.8%

Xaghra

$218 11% 49.4% $213

Eating Out

London

$388 9.7%

Xaghra

$217 10.9% 44% $171

Groceries & Markets

London

$349 8.8%

Xaghra

$328 16.5% 6.2% $22

Getting Around

London

$285 7.2%

Xaghra

$23 * 1.2% 92% $263

Clothing & Footwear

London

$205 5.1%

Xaghra

$167 8.4% 18.7% $38

Sport & Entertainment

London

$95 2.4%

Xaghra

$87 4.4% 8.9% $8.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,869 in London versus $1,118 in Xaghra. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $107 in London versus $88.0 in Xaghra. Monthly groceries follow the same trend: $349 vs $328 – making Xaghra the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇲🇹 Xaghra

🕒 Local time

17:14 5:14 PM

18:14 6:14 PM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

4,100

💱 Currency

British Pound GBP £

Euro EUR €

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to GBP in detail →

On the map

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Between locations

London Xaghra 2,060 km ≈ 3 h nonstop flight

From you

London
Xaghra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Xaghra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,986 in London, $1,986 in Xaghra – roughly 101% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $5,979 per month in London and $2,979 in Xaghra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Xaghra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,986 in London and $1,986 in Xaghra. That's a gap of about 101%.

Kindergarten costs $2,864 per month in London and $278 in Xaghra. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Xaghra, where all-in costs run around $1,986, than in London at $3,986. In Xaghra it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $1,986 in Xaghra to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Xaghra. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.