Last update: Oct 2026

Cost of Living Comparison Between London and Waterbury, CT

For one person, living is cheaper in London: $4,086 a month against $5,098 in Waterbury, CT, rent and utilities included – about $12,100 less a year. Rent and utilities account for most of the difference.

195

Cost of Living Index in London
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London Living Index
247

Cost of Living Index in Waterbury, CT
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Waterbury, CT Living Index

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London

🇬🇧 United Kingdom

$4,086

/mo nomad

Waterbury, CT

🇺🇸 United States

$5,098

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Waterbury, CT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Waterbury, CT actually costs, broken down by who's living it.

A single person spends $4,086 per month in London vs $5,098 in Waterbury, CT, rent included.

London $4,086
Waterbury, CT $5,098

A couple spends around $5,891 per month in London vs $6,890 in Waterbury, CT, rent included.

London $5,891
Waterbury, CT $6,890

A family of three spends $7,696 per month in London vs $8,683 in Waterbury, CT, rent included.

London $7,696
Waterbury, CT $8,683

London is about 20% cheaper than Waterbury, CT, and outside of rent the biggest gap is in groceries.

Both London and Waterbury, CT sit above the global median – London by 200%, Waterbury, CT by 275%.

Meal at Budget Restaurant

$26.55 £19.98

$28.49 $28.49

-6.81%

Three-Course Dinner for Two, Mid-Range

$107 £80.5

$95.0 $95.0

12.70%

Fast Food Meal (McDonalds, etc)

$10.78 £8.12

$9.24 $9.24

16.67%

Cappuccino

$5.71 £4.30

$5.04 $5.04

13.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 £2.26

$3.99 $3.99

-24.56%

Water (0.33 liter bottle)

$2.29 £1.72

$2.97 $2.97

-22.90%

Local Beer (0.5 liter draught)

$9.08 £6.84

$7.85 $7.85

15.67%

Imported Beer (0.33 liter bottle)

$8.07 £6.07

$9.19 $9.19

-12.19%

Milk (1 liter)

$1.90 £1.43

$1.38 $1.38

37.68%

White Bread (500g)

$2.03 £1.53

$5.12 $5.12

-60.35%

Rice (white) (1kg)

$2.45 £1.84

$7.63 $7.63

-67.89%

Eggs

$5.07 £3.82

$6.13 $6.13

-17.29%

Local Cheese (1kg)

$12.71 £9.56

$19.16 $19.16

-33.66%

Chicken Fillets (1kg)

$10.61 £7.99

$17.69 $17.69

-40.02%

Beef Round Steak (1kg)

$17.68 £13.31

$19.08 $19.08

-7.34%

Apples (1kg)

$3.17 £2.39

$6.81 $6.81

-53.45%

Banana (1kg)

$1.45 £1.09

$2.39 $2.39

-39.33%

Oranges (1kg)

$3.13 £2.36

$6.50 $6.50

-51.85%

Tomato (1kg)

$3.41 £2.57

$6.95 $6.95

-50.94%

Potato (1kg)

$1.67 £1.26

$4.22 $4.22

-60.43%

Onion (1kg)

$1.77 £1.33

$4.71 $4.71

-62.42%

Lettuce (1 head)

$1.43 £1.08

$2.88 $2.88

-50.35%

Water (1.5 liter bottle)

$1.87 £1.41

$2.67 $2.67

-29.96%

Cigarettes 20 Pack (Marlboro, Camel)

$23.91 £17.99

$19.23 $19.23

24.34%

Wine (Bottle)

$13.48 £10.14

$15.20 $15.20

-11.32%

Local Beer (0.5 liter bottle)

$3.08 £2.32

$3.32 $3.32

-7.23%

Imported Beer (0.33 liter bottle)

$4.39 £3.31

$4.10 $4.10

7.07%

One-way Ticket (Public Transport)

$4.08 £3.07

$1.76 $1.76

131.82%

Public Transport Monthly Pass (Regular Price)

$252 £190

$63.1 $63.1

299.84%

Taxi Start (Normal Tariff)

$5.74 £4.32

$2.91 $2.91

97.25%

Taxi (Normal Tariff) (1km)

$3.35 £2.52

$2.12 $2.12

58.02%

Taxi 1hour Waiting (Normal Tariff)

$57.2 £43.07

$41.23 $41.23

38.81%

Gasoline (1 liter)

$2.08 £1.57

$0.94 $0.94

121.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.0K £28.6K

$35.0K $35.0K

8.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.4K £30.4K

$26.3K $26.3K

53.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$387 £291

$217 $217

78.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.57 £13.98

$74.5 $74.5

-75.08%

Internet (50+ Mbps, Unlimited Data)

$40.69 £30.62

$69.9 $69.9

-41.80%

Gym Membership (Monthly)

$57.6 £43.33

$52.2 $52.2

10.25%

Tennis Court (1 Hour on Weekend)

$19.75 £14.87

Cinema Ticket

$18.33 £13.79

$21.97 $21.97

-16.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,957 £2,225

$1,324 $1,324

123.38%

International Primary School, 1 Child (Yearly)

$35.9K £27.0K

$60.7K $60.7K

-40.84%

Jeans (Levis 501 Or Similar)

$119 £89.4

$40.50 $40.50

193.28%

Summer Dress (H&M, Zara, etc)

$56.3 £42.35

$45.89 $45.89

22.62%

Sport Shoes (Adidas, Nike)

$131 £98.5

$78.7 $78.7

66.34%

Men's Leather Business Shoes

$165 £124

$142 $142

16.07%

1-bedroom Apartment, City Center (Monthly)

$2,811 £2,116

$1,834 $1,834

53.29%

1-bedroom Apartment, Outside City Center (Monthly)

$2,291 £1,724

$3,464 $3,464

-33.85%

3-bedroom Apartment, City Center (Monthly)

$5,185 £3,902

$2,563 $2,563

102.31%

3-bedroom Apartment, Outside City Center (Monthly)

$3,805 £2,864

$5,009 $5,009

-24.03%

Buy Apartment in City Center (m2)

$17.7K £13.3K

Buy Apartment Outside City Center (m2)

$8,405 £6,325

Average Monthly Net Salary (After Tax)

$5,070 £3,816

$3,490 $3,490

45.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

6.73

-28.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 26, 2026

Last update for Waterbury, CT: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 56.1%

Waterbury, CT

$3.5K 67.9% 51.2% $1.2K

Monthly Utilities & Internet

London

$446 10.9%

Waterbury, CT

$362 7.1% 18.9% $84

Eating Out

London

$396 9.7%

Waterbury, CT

$402 7.9% 1.4% $5.5

Groceries & Markets

London

$356 8.7%

Waterbury, CT

$553 10.9% 55.5% $197

Getting Around

London

$291 7.1%

Waterbury, CT

$84 1.6% 71.3% $207

Clothing & Footwear

London

$212 5.2%

Waterbury, CT

$138 2.7% 34.8% $74

Sport & Entertainment

London

$94 2.3%

Waterbury, CT

$96 1.9% 2.1% $1.9

Cost Breakdown

A central one-bedroom costs $2,811 in London versus $1,834 in Waterbury, CT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 45% higher in London, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $107 in London versus $95 in Waterbury, CT. Groceries tell a different story – $356 in London vs $553 in Waterbury, CT – so London wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 London

🇺🇸 Waterbury, CT

🕒 Local time

23:48 11:48 PM

19:48 7:48 PM

4 h behind London

🌤 Weather

👥 Population

8,908,083 Capital

110,366

💱 Currency

British Pound GBP £

United States Dollar USD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 28, 2026: 1 USD = 0.753 GBP (1 GBP = 1.33 USD). 1 EUR = 0.838 GBP (1 GBP = 1.19 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London Waterbury, CT 5,450 km ≈ 7 h nonstop flight

From you

London
Waterbury, CT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Waterbury, CT: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,086 in London, $5,098 in Waterbury, CT – London comes out roughly 20% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $6,129 per month in London and $7,647 in Waterbury, CT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Waterbury, CT, especially for central apartments: a one-bedroom in the center costs $1,834 there versus $2,811 in London.

Groceries cost about 56% more in Waterbury, CT, though the gap depends on what you buy.

A mid-range dinner for two costs $107 in London and $95 in Waterbury, CT. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $5,000 monthly budget goes further in London, where all-in costs run around $4,086, than in Waterbury, CT at $5,098. In London it covers expenses comfortably, while in Waterbury, CT it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $4,086 in London to $5,098 in Waterbury, CT. Climate, culture, job market, and personal taste all factor in.