Last update: Oct 2026

Cost of Living Comparison Between London and Monza

For one person, living is cheaper in Monza: $2,016 a month against $3,986 in London, rent and utilities included – about $23,600 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
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London Living Index
99

Cost of Living Index in Monza
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Monza Living Index

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London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monza

🇮🇹 Italy

$2,016

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Monza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Monza actually costs, broken down by who's living it.

A single person spends $3,986 per month in London vs $2,016 in Monza, rent included.

London $3,986
Monza $2,016

A couple spends around $5,791 per month in London vs $3,117 in Monza, rent included.

London $5,791
Monza $3,117

A family of three spends $7,595 per month in London vs $4,217 in Monza, rent included.

London $7,595
Monza $4,217

London costs about 98% more than Monza, and outside of rent the biggest gap is in transport.

Both London and Monza sit above the global median – London by 195%, Monza by 49%.

Meal at Budget Restaurant

$25.93 £19.45

$22.09 €19.65

17.38%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$88.8 €79.0

19.92%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$11.06 €9.84

-3.16%

Cappuccino

$5.47 £4.11

$1.87 €1.66

192.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$3.48 €3.10

-14.66%

Water (0.33 liter bottle)

$2.20 £1.65

$1.29 €1.15

70.54%

Local Beer (0.5 liter draught)

$9.13 £6.85

$5.66 €5.04

61.31%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$5.96 €5.30

33.22%

Milk (1 liter)

$1.86 £1.40

$1.43 €1.27

30.07%

White Bread (500g)

$2.07 £1.55

$2.29 €2.04

-9.61%

Rice (white) (1kg)

$2.42 £1.81

$3.61 €3.21

-32.96%

Eggs

$5.09 £3.82

$3.37 €3.00

51.04%

Local Cheese (1kg)

$12.87 £9.66

$22.44 €19.96

-42.65%

Chicken Fillets (1kg)

$10.43 £7.82

$14.36 €12.77

-27.37%

Beef Round Steak (1kg)

$16.87 £12.66

$22.25 €19.79

-24.18%

Apples (1kg)

$3.11 £2.33

$2.83 €2.52

9.89%

Banana (1kg)

$1.40 £1.05

$1.79 €1.60

-21.79%

Oranges (1kg)

$3.08 £2.31

$3.27 €2.91

-5.81%

Tomato (1kg)

$3.27 £2.45

$3.27 €2.91

Potato (1kg)

$1.58 £1.19

$2.03 €1.81

-22.17%

Onion (1kg)

$1.74 £1.31

$1.95 €1.73

-10.77%

Lettuce (1 head)

$1.40 £1.05

$1.80 €1.61

-22.22%

Water (1.5 liter bottle)

$1.80 £1.35

$0.62 €0.55

190.32%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$6.58 €5.85

253.80%

Wine (Bottle)

$13.03 £9.77

$5.54 €4.93

135.20%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$1.91 €1.70

65.97%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$2.22 €1.97

99.10%

One-way Ticket (Public Transport)

$4.07 £3.05

$3.03 €2.70

34.32%

Public Transport Monthly Pass (Regular Price)

$247 £185

$66.6 €59.2

270.79%

Taxi Start (Normal Tariff)

$5.58 £4.18

$7.59 €6.75

-26.48%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$1.21 €1.08

177.69%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.58

$34.56 €30.74

64.21%

Gasoline (1 liter)

$2.13 £1.60

$2.02 €1.80

5.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$36.3K €32.3K

5.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$35.4K €31.5K

15.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$196 €174

89.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$10.42 €9.27

71.02%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$26.75 €23.79

50.92%

Gym Membership (Monthly)

$60.0 £44.99

$47.30 €42.07

26.79%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

$39.76 €35.36

-46.45%

Cinema Ticket

$17.74 £13.31

$12.63 €11.24

40.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$831 €739

244.64%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$19.0K €16.9K

86.39%

Jeans (Levis 501 Or Similar)

$114 £85.5

$90.8 €80.8

25.55%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$44.13 €39.25

22.98%

Sport Shoes (Adidas, Nike)

$124 £93.2

$108 €96.1

15.03%

Men's Leather Business Shoes

$163 £122

$166 €148

-1.90%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$1,013 €901

183.14%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$767 €682

191.05%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,951

$1,950 €1,735

170.01%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,835

$1,261 €1,122

199.53%

Buy Apartment in City Center (m2)

$18.3K £13.8K

$4,329 €3,850

323.51%

Buy Apartment Outside City Center (m2)

$8,024 £6,020

$2,967 €2,640

170.39%

Average Monthly Net Salary (After Tax)

$5,037 £3,779

$1,939 €1,725

159.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

3.62

30.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Monza: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Monza

$767 38.1% 65.6% $1.5K

Monthly Utilities & Internet

London

$430 10.8%

Monza

$233 11.6% 45.8% $197

Eating Out

London

$388 9.7%

Monza

$292 14.5% 24.7% $96

Groceries & Markets

London

$349 8.8%

Monza

$375 18.6% 7.3% $26

Getting Around

London

$285 7.2%

Monza

$92 4.6% 67.7% $193

Clothing & Footwear

London

$205 5.1%

Monza

$184 9.1% 10.2% $21

Sport & Entertainment

London

$95 2.4%

Monza

$73 3.6% 24% $23

Cost Breakdown

A central one-bedroom costs $2,869 in London versus $1,013 in Monza. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 160% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $107 in London versus $89.0 in Monza. Groceries tell a different story – $349 in London vs $375 in Monza – so London wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 London

🇮🇹 Monza

🕒 Local time

16:31 4:31 PM

17:31 5:31 PM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

120,204

💱 Currency

British Pound GBP £

Euro EUR €

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London Monza 950 km ≈ 1 h 45 min nonstop flight

From you

London
Monza

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Monza: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,986 in London, $2,016 in Monza – roughly 98% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $5,979 per month in London and $3,024 in Monza. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Monza, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 7% cheaper in London – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $107 in London and $89.0 in Monza. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Monza, where all-in costs run around $2,016, than in London at $3,986. In Monza it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $2,016 in Monza to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Monza. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.