Last update: Oct 2026

Cost of Living Comparison Between London and Kotor

For one person, living is cheaper in Kotor: $1,525 a month against $3,986 in London, rent and utilities included – about $29,500 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
Learn more

London Living Index
74

Cost of Living Index in Kotor
Learn more

Kotor Living Index

Jump to prices

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Kotor

🇲🇪 Montenegro

$1,525

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Kotor

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Kotor actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,986 in London versus $1,525 in Kotor.

London $3,986
Kotor $1,525

Estimated couple costs with rent: $5,791 in London versus $2,419 in Kotor.

London $5,791
Kotor $2,419

Monthly costs for a family of three with rent: $7,595 in London versus $3,313 in Kotor.

London $7,595
Kotor $3,313

Living in London is roughly 161% more expensive than in Kotor, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: London 195% above, Kotor 13% above.

Meal at Budget Restaurant

$25.93 £19.45

$11.25 €10.00

130.49%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$59.4 €52.8

79.29%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$11.05 €9.83

-3.08%

Cappuccino

$5.47 £4.11

$3.09 €2.75

77.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$2.52 €2.24

17.86%

Water (0.33 liter bottle)

$2.20 £1.65

$1.51 €1.34

45.70%

Local Beer (0.5 liter draught)

$9.13 £6.85

$3.00 €2.67

204.33%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$4.28 €3.81

85.51%

Milk (1 liter)

$1.86 £1.40

$1.27 €1.13

46.46%

White Bread (500g)

$2.07 £1.55

$1.01 €0.90

104.95%

Rice (white) (1kg)

$2.42 £1.81

$1.94 €1.72

24.74%

Eggs

$5.09 £3.82

$3.43 €3.06

48.40%

Local Cheese (1kg)

$12.87 £9.66

$8.51 €7.57

51.23%

Chicken Fillets (1kg)

$10.43 £7.82

$8.48 €7.54

23.00%

Beef Round Steak (1kg)

$16.87 £12.66

$12.21 €10.86

38.17%

Apples (1kg)

$3.11 £2.33

$1.27 €1.13

144.88%

Banana (1kg)

$1.40 £1.05

$1.76 €1.56

-20.45%

Oranges (1kg)

$3.08 £2.31

$1.47 €1.31

109.52%

Tomato (1kg)

$3.27 £2.45

$2.33 €2.07

40.34%

Potato (1kg)

$1.58 £1.19

$0.93 €0.83

69.89%

Onion (1kg)

$1.74 £1.31

$1.01 €0.90

72.28%

Lettuce (1 head)

$1.40 £1.05

$1.45 €1.29

-3.45%

Water (1.5 liter bottle)

$1.80 £1.35

$0.84 €0.74

114.29%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$4.28 €3.81

443.93%

Wine (Bottle)

$13.03 £9.77

$8.04 €7.15

62.06%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$1.10 €0.98

188.18%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$1.74 €1.54

154.02%

One-way Ticket (Public Transport)

$4.07 £3.05

$1.70 €1.51

139.41%

Public Transport Monthly Pass (Regular Price)

$247 £185

$44.88 €39.92

449.82%

Taxi Start (Normal Tariff)

$5.58 £4.18

$0.77 €0.69

624.68%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$1.14 €1.01

194.74%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.58

$10.95 €9.74

418.26%

Gasoline (1 liter)

$2.13 £1.60

$1.71 €1.52

24.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$29.1K €25.9K

31.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$25.6K €22.7K

59.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$126 €112

194.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$16.93 €15.06

5.26%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$31.27 €27.81

29.10%

Gym Membership (Monthly)

$60.0 £44.99

$43.95 €39.09

36.45%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

$20.44 €18.18

4.16%

Cinema Ticket

$17.74 £13.31

$6.49 €5.78

173.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$339 €302

744.33%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$7,152 €6,362

393.98%

Jeans (Levis 501 Or Similar)

$114 £85.5

$88.8 €79.0

28.44%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$44.16 €39.28

22.89%

Sport Shoes (Adidas, Nike)

$124 £93.2

$96.1 €85.5

29.23%

Men's Leather Business Shoes

$163 £122

$107 €95.2

52.39%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$658 €585

335.99%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$655 €583

240.85%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,951

$1,350 €1,201

289.97%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,835

$1,302 €1,158

190.18%

Buy Apartment in City Center (m2)

$18.3K £13.8K

$3,850 €3,425

376.17%

Buy Apartment Outside City Center (m2)

$8,024 £6,020

$2,814 €2,503

185.12%

Average Monthly Net Salary (After Tax)

$5,037 £3,779

$954 €849

427.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

5.95

-20.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Kotor: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Kotor

$655 43% 70.7% $1.6K

Monthly Utilities & Internet

London

$430 10.8%

Kotor

$175 11.5% 59.4% $256

Eating Out

London

$388 9.7%

Kotor

$200 13.1% 48.4% $188

Groceries & Markets

London

$349 8.8%

Kotor

$229 15% 34.5% $121

Getting Around

London

$285 7.2%

Kotor

$58 3.8% 79.6% $227

Clothing & Footwear

London

$205 5.1%

Kotor

$151 9.9% 26.2% $54

Sport & Entertainment

London

$95 2.4%

Kotor

$57 3.7% 40.4% $39

Cost Breakdown

A one-bedroom apartment in the center runs $2,869 in London and $658 in Kotor. Housing cost is often the main lever when comparing two cities.

London pays 428% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $107 in London vs $59.0 in Kotor for a mid-range dinner for two. Groceries echo the gap at $349 vs $229 per month, with Kotor cheaper across the board.

Good to know

🇬🇧 London

🇲🇪 Kotor

🕒 Local time

07:44 7:44 AM

08:44 8:44 AM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

13,000

💱 Currency

British Pound GBP £

Euro EUR €

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London Kotor 1,750 km ≈ 2 h 45 min nonstop flight

From you

London
Kotor

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Kotor: Cost of Living - Frequently Asked Questions

Kotor is cheaper overall, especially in eating out, groceries, and transport. The 161% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 428% higher in London, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,869 in London versus $658 in Kotor. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,864 in London versus $339 in Kotor. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 53% higher in London. For households that cook at home regularly, that difference adds up over a month.

At $1,525 in Kotor versus $3,986 in London, a $1,500 budget is realistic in Kotor but tight or insufficient in London. The gap between the two cities makes Kotor the clear choice for anyone on this budget.

For families, Kotor is more practical. Housing and childcare are both notably cheaper than in London, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, London and Kotor are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kotor gentler on the wallet – expenses run 161% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.