Last update: Oct 2026

Cost of Living Comparison Between Kotor and London

For one person, living is cheaper in Kotor: $1,525 a month against $3,986 in London, rent and utilities included – about $29,500 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Kotor
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Kotor Living Index
194

Cost of Living Index in London
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London Living Index

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Kotor

🇲🇪 Montenegro

$1,525

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in Kotor and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kotor and in London actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,525 in Kotor versus $3,986 in London.

Kotor $1,525
London $3,986

Estimated couple costs with rent: $2,419 in Kotor versus $5,791 in London.

Kotor $2,419
London $5,791

Monthly costs for a family of three with rent: $3,313 in Kotor versus $7,595 in London.

Kotor $3,313
London $7,595

Living in Kotor costs roughly 62% less than in London, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Kotor 13% above, London 195% above.

Meal at Budget Restaurant

$11.25 €10.00

$25.93 £19.45

-56.61%

Three-Course Dinner for Two, Mid-Range

$59.4 €52.8

$107 £79.9

-44.23%

Fast Food Meal (McDonalds, etc)

$11.05 €9.83

$10.71 £8.03

3.17%

Cappuccino

$3.09 €2.75

$5.47 £4.11

-43.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 €2.24

$2.97 £2.23

-15.15%

Water (0.33 liter bottle)

$1.51 €1.34

$2.20 £1.65

-31.36%

Local Beer (0.5 liter draught)

$3.00 €2.67

$9.13 £6.85

-67.14%

Imported Beer (0.33 liter bottle)

$4.28 €3.81

$7.94 £5.96

-46.10%

Milk (1 liter)

$1.27 €1.13

$1.86 £1.40

-31.72%

White Bread (500g)

$1.01 €0.90

$2.07 £1.55

-51.21%

Rice (white) (1kg)

$1.94 €1.72

$2.42 £1.81

-19.83%

Eggs

$3.43 €3.06

$5.09 £3.82

-32.61%

Local Cheese (1kg)

$8.51 €7.57

$12.87 £9.66

-33.88%

Chicken Fillets (1kg)

$8.48 €7.54

$10.43 £7.82

-18.70%

Beef Round Steak (1kg)

$12.21 €10.86

$16.87 £12.66

-27.62%

Apples (1kg)

$1.27 €1.13

$3.11 £2.33

-59.16%

Banana (1kg)

$1.76 €1.56

$1.40 £1.05

25.71%

Oranges (1kg)

$1.47 €1.31

$3.08 £2.31

-52.27%

Tomato (1kg)

$2.33 €2.07

$3.27 £2.45

-28.75%

Potato (1kg)

$0.93 €0.83

$1.58 £1.19

-41.14%

Onion (1kg)

$1.01 €0.90

$1.74 £1.31

-41.95%

Lettuce (1 head)

$1.45 €1.29

$1.40 £1.05

3.57%

Water (1.5 liter bottle)

$0.84 €0.74

$1.80 £1.35

-53.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 €3.81

$23.28 £17.46

-81.62%

Wine (Bottle)

$8.04 €7.15

$13.03 £9.77

-38.30%

Local Beer (0.5 liter bottle)

$1.10 €0.98

$3.17 £2.38

-65.30%

Imported Beer (0.33 liter bottle)

$1.74 €1.54

$4.42 £3.32

-60.63%

One-way Ticket (Public Transport)

$1.70 €1.51

$4.07 £3.05

-58.23%

Public Transport Monthly Pass (Regular Price)

$44.88 €39.92

$247 £185

-81.81%

Taxi Start (Normal Tariff)

$0.77 €0.69

$5.58 £4.18

-86.20%

Taxi (Normal Tariff) (1km)

$1.14 €1.01

$3.36 £2.52

-66.07%

Taxi 1hour Waiting (Normal Tariff)

$10.95 €9.74

$56.8 £42.57

-80.70%

Gasoline (1 liter)

$1.71 €1.52

$2.13 £1.60

-19.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K €25.9K

$38.2K £28.6K

-23.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K €22.7K

$40.9K £30.7K

-37.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 €112

$372 £279

-66.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.93 €15.06

$17.82 £13.37

-4.99%

Internet (50+ Mbps, Unlimited Data)

$31.27 €27.81

$40.37 £30.29

-22.54%

Gym Membership (Monthly)

$43.95 €39.09

$60.0 £44.99

-26.71%

Tennis Court (1 Hour on Weekend)

$20.44 €18.18

$21.29 £15.97

-3.99%

Cinema Ticket

$6.49 €5.78

$17.74 £13.31

-63.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$339 €302

$2,864 £2,149

-88.16%

International Primary School, 1 Child (Yearly)

$7,152 €6,362

$35.3K £26.5K

-79.76%

Jeans (Levis 501 Or Similar)

$88.8 €79.0

$114 £85.5

-22.15%

Summer Dress (H&M, Zara, etc)

$44.16 €39.28

$54.3 £40.71

-18.63%

Sport Shoes (Adidas, Nike)

$96.1 €85.5

$124 £93.2

-22.62%

Men's Leather Business Shoes

$107 €95.2

$163 £122

-34.38%

1-bedroom Apartment, City Center (Monthly)

$658 €585

$2,869 £2,152

-77.06%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €583

$2,233 £1,675

-70.66%

3-bedroom Apartment, City Center (Monthly)

$1,350 €1,201

$5,266 £3,950

-74.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,302 €1,158

$3,778 £2,834

-65.54%

Buy Apartment in City Center (m2)

$3,850 €3,425

$18.3K £13.8K

-79.00%

Buy Apartment Outside City Center (m2)

$2,814 €2,503

$8,024 £6,019

-64.93%

Average Monthly Net Salary (After Tax)

$954 €849

$5,037 £3,778

-81.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

4.74

25.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kotor: October 12, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kotor

$655 43%

London

$2.2K 56% 241% $1.6K

Groceries & Markets

Kotor

$229 15%

London

$349 8.8% 52.6% $121

Eating Out

Kotor

$200 13.1%

London

$388 9.7% 93.9% $188

Monthly Utilities & Internet

Kotor

$175 11.5%

London

$430 10.8% 147% $256

Clothing & Footwear

Kotor

$151 9.9%

London

$205 5.1% 35.6% $54

Getting Around

Kotor

$58 3.8%

London

$285 7.2% 391% $227

Sport & Entertainment

Kotor

$57 3.7%

London

$95 2.4% 67.7% $39

Cost Breakdown

A one-bedroom apartment in the center runs $658 in Kotor and $2,869 in London. Housing cost is often the main lever when comparing two cities.

London pays 428% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Kotor vs $107 in London for a mid-range dinner for two. Groceries echo the gap at $229 vs $349 per month, with Kotor cheaper across the board.

Good to know

🇲🇪 Kotor

🇬🇧 London

🕒 Local time

08:02 8:02 AM

07:02 7:02 AM

1 h behind Kotor

🌤 Weather

👥 Population

13,000

8,908,083 Capital

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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Between locations

Kotor London 1,750 km ≈ 2 h 45 min nonstop flight

From you

Kotor
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kotor vs London: Cost of Living - Frequently Asked Questions

Kotor is cheaper overall, especially in groceries, eating out, and clothing. The 161% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 428% lower in London. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $658 in Kotor versus $2,869 in London. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $339 in Kotor versus $2,864 in London. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 53% higher in London. For households that cook at home regularly, that difference adds up over a month.

At $1,525 in Kotor versus $3,986 in London, a $1,500 budget is realistic in Kotor but tight or insufficient in London. The gap between the two cities makes Kotor the clear choice for anyone on this budget.

For families, Kotor is more practical. Housing and childcare are both notably cheaper than in London, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kotor and London are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kotor gentler on the wallet – expenses run 161% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.