Last update: Oct 2026

Cost of Living Comparison Between London and Koszalin

For one person, living is cheaper in Koszalin: $1,286 a month against $3,986 in London, rent and utilities included – about $32,400 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
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London Living Index
62

Cost of Living Index in Koszalin
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Koszalin Living Index

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London

🇬🇧 United Kingdom

$3,986

/mo nomad

Koszalin

🇵🇱 Poland

$1,286

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Koszalin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Koszalin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,986 in London versus $1,286 in Koszalin.

London $3,986
Koszalin $1,286

Estimated couple costs with rent: $5,791 in London versus $1,910 in Koszalin.

London $5,791
Koszalin $1,910

Monthly costs for a family of three with rent: $7,595 in London versus $2,534 in Koszalin.

London $7,595
Koszalin $2,534

Living in London is roughly 210% more expensive than in Koszalin, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: London is 195% above, Koszalin is 5% below.

Meal at Budget Restaurant

$25.93 £19.45

$8.18 zł 31.78

216.99%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$38.27 zł 149

178.29%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$8.84 zł 34.34

21.15%

Cappuccino

$5.47 £4.11

$2.94 zł 11.41

86.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$1.58 zł 6.13

87.97%

Water (0.33 liter bottle)

$2.20 £1.65

$1.30 zł 5.07

69.23%

Local Beer (0.5 liter draught)

$9.13 £6.85

$3.73 zł 14.51

144.77%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$2.57 zł 10.00

208.95%

Milk (1 liter)

$1.86 £1.40

$0.99 zł 3.84

87.88%

White Bread (500g)

$2.07 £1.55

$1.11 zł 4.33

86.49%

Rice (white) (1kg)

$2.42 £1.81

$0.80 zł 3.10

202.50%

Eggs

$5.09 £3.82

$2.89 zł 11.23

76.12%

Local Cheese (1kg)

$12.87 £9.66

$8.30 zł 32.26

55.06%

Chicken Fillets (1kg)

$10.43 £7.82

$6.42 zł 24.92

62.46%

Beef Round Steak (1kg)

$16.87 £12.66

$9.51 zł 36.94

77.39%

Apples (1kg)

$3.11 £2.33

$0.83 zł 3.22

274.70%

Banana (1kg)

$1.40 £1.05

$1.12 zł 4.36

25.00%

Oranges (1kg)

$3.08 £2.31

$1.74 zł 6.77

77.01%

Tomato (1kg)

$3.27 £2.45

$2.33 zł 9.05

40.34%

Potato (1kg)

$1.58 £1.19

$0.66 zł 2.56

139.39%

Onion (1kg)

$1.74 £1.31

$0.77 zł 3.00

125.97%

Lettuce (1 head)

$1.40 £1.05

$0.85 zł 3.32

64.71%

Water (1.5 liter bottle)

$1.80 £1.35

$0.56 zł 2.18

221.43%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$4.68 zł 18.20

397.44%

Wine (Bottle)

$13.03 £9.77

$6.52 zł 25.33

99.85%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$1.05 zł 4.06

201.90%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$1.33 zł 5.16

232.33%

One-way Ticket (Public Transport)

$4.07 £3.05

$1.00 zł 3.87

307.00%

Public Transport Monthly Pass (Regular Price)

$247 £185

$27.92 zł 108

783.81%

Taxi Start (Normal Tariff)

$5.58 £4.18

$2.08 zł 8.10

168.27%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$0.64 zł 2.47

425.00%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.58

$9.03 zł 35.09

528.46%

Gasoline (1 liter)

$2.13 £1.60

$1.65 zł 6.40

29.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$29.7K zł 115.3K

28.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$27.1K zł 105.4K

50.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$287 zł 1,115

29.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$10.15 zł 39.42

75.57%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$17.18 zł 66.8

134.98%

Gym Membership (Monthly)

$60.0 £44.99

$35.42 zł 138

69.31%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

Cinema Ticket

$17.74 £13.31

$7.52 zł 29.23

135.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$521 zł 2,024

449.88%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$7,925 zł 30.8K

345.80%

Jeans (Levis 501 Or Similar)

$114 £85.5

$87.3 zł 339

30.62%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$48.05 zł 187

12.94%

Sport Shoes (Adidas, Nike)

$124 £93.2

$91.1 zł 354

36.39%

Men's Leather Business Shoes

$163 £122

$102 zł 395

60.26%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$630 zł 2,449

355.22%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$388 zł 1,508

475.46%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,951

$1,030 zł 4,000

411.48%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,835

$759 zł 2,948

398.01%

Buy Apartment in City Center (m2)

$18.3K £13.8K

$2,128 zł 8,268

761.46%

Buy Apartment Outside City Center (m2)

$8,024 £6,020

Average Monthly Net Salary (After Tax)

$5,037 £3,779

$1,236 zł 4,802

307.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

6.67

-28.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Koszalin: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Koszalin

$388 30.2% 82.6% $1.8K

Monthly Utilities & Internet

London

$430 10.8%

Koszalin

$314 24.5% 26.9% $116

Eating Out

London

$388 9.7%

Koszalin

$163 12.6% 58.1% $225

Groceries & Markets

London

$349 8.8%

Koszalin

$185 14.4% 47% $164

Getting Around

London

$285 7.2%

Koszalin

$37 2.9% 87% $248

Clothing & Footwear

London

$205 5.1%

Koszalin

$148 11.5% 28% $57

Sport & Entertainment

London

$95 2.4%

Koszalin

$50 3.9% 47.1% $45

Cost Breakdown

A one-bedroom apartment in the center runs $2,869 in London and $630 in Koszalin. Housing cost is often the main lever when comparing two cities.

London pays 307% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $107 in London vs $38.00 in Koszalin for a mid-range dinner for two. Groceries echo the gap at $349 vs $185 per month, with Koszalin cheaper across the board.

Good to know

🇬🇧 London

🇵🇱 Koszalin

🕒 Local time

06:07 6:07 AM

07:07 7:07 AM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

105,143

💱 Currency

British Pound GBP £

Polish Złoty PLN zł

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to GBP in detail →

On the map

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Between locations

London Koszalin 1,130 km ≈ 2 h nonstop flight

From you

London
Koszalin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Koszalin: Cost of Living - Frequently Asked Questions

Koszalin is cheaper overall, especially in eating out, groceries, and transport. The 210% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 307% higher in London, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,869 in London versus $630 in Koszalin. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 89% higher in London. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Koszalin – a meal for two runs $38.00 versus $107 in London. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,286 in Koszalin versus $3,986 in London, a $1,500 budget is realistic in Koszalin but tight or insufficient in London. The gap between the two cities makes Koszalin the clear choice for anyone on this budget.

For families, Koszalin is more practical. Housing and childcare are both notably cheaper than in London, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, London and Koszalin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koszalin gentler on the wallet – expenses run 210% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.