Last update: Nov 2026

Cost of Living Comparison Between London and Haverhill

For one person, living is cheaper in Haverhill: $2,392 a month against $4,048 in London, rent and utilities included – about $19,900 less a year. Rent and utilities account for most of the difference.

196

Cost of Living Index in London
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London Living Index
108

Cost of Living Index in Haverhill
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Haverhill Living Index

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London

🇬🇧 United Kingdom

$4,048

/mo nomad

Haverhill

🇬🇧 United Kingdom

$2,392

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Haverhill

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Haverhill actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,048 in London versus $2,392 in Haverhill.

London $4,048
Haverhill $2,392

Estimated couple costs with rent: $5,903 in London versus $3,546 in Haverhill.

London $5,903
Haverhill $3,546

Monthly costs for a family of three with rent: $7,758 in London versus $4,700 in Haverhill.

London $7,758
Haverhill $4,700

Living in London is roughly 69% more expensive than in Haverhill, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: London 199% above, Haverhill 77% above.

Meal at Budget Restaurant

$26.36 £19.68

$19.83 £14.81

32.93%

Three-Course Dinner for Two, Mid-Range

$109 £81.1

$113 £84.3

-3.87%

Fast Food Meal (McDonalds, etc)

$10.71 £8.00

$10.54 £7.87

1.61%

Cappuccino

$5.59 £4.17

$4.90 £3.66

14.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 £2.24

$1.76 £1.31

70.45%

Water (0.33 liter bottle)

$2.22 £1.66

$1.83 £1.37

21.31%

Local Beer (0.5 liter draught)

$9.65 £7.20

$7.78 £5.81

24.04%

Imported Beer (0.33 liter bottle)

$8.26 £6.16

$6.86 £5.12

20.41%

Milk (1 liter)

$1.97 £1.47

$1.64 £1.23

20.12%

White Bread (500g)

$2.09 £1.56

$1.58 £1.18

32.28%

Rice (white) (1kg)

$2.59 £1.94

$1.74 £1.30

48.85%

Eggs

$5.37 £4.01

$2.20 £1.64

144.09%

Local Cheese (1kg)

$13.12 £9.79

$10.99 £8.20

19.38%

Chicken Fillets (1kg)

$11.03 £8.23

$10.29 £7.68

7.19%

Beef Round Steak (1kg)

$17.73 £13.23

$12.93 £9.65

37.12%

Apples (1kg)

$3.17 £2.37

$2.02 £1.51

56.93%

Banana (1kg)

$1.38 £1.03

$1.25 £0.93

10.40%

Oranges (1kg)

$2.82 £2.11

$1.85 £1.38

52.43%

Tomato (1kg)

$3.36 £2.51

$1.77 £1.32

89.83%

Potato (1kg)

$1.70 £1.27

$1.44 £1.07

18.06%

Onion (1kg)

$1.78 £1.33

$1.64 £1.22

8.54%

Lettuce (1 head)

$1.49 £1.11

$0.39 £0.29

282.05%

Water (1.5 liter bottle)

$1.82 £1.36

$1.98 £1.47

-8.08%

Cigarettes 20 Pack (Marlboro, Camel)

$23.85 £17.80

$24.05 £17.95

-0.83%

Wine (Bottle)

$13.44 £10.03

$8.08 £6.03

66.34%

Local Beer (0.5 liter bottle)

$3.11 £2.32

$1.78 £1.33

74.72%

Imported Beer (0.33 liter bottle)

$4.49 £3.35

$2.04 £1.52

120.10%

One-way Ticket (Public Transport)

$4.13 £3.08

$4.58 £3.42

-9.83%

Public Transport Monthly Pass (Regular Price)

$266 £199

$93.7 £69.9

184.01%

Taxi Start (Normal Tariff)

$5.98 £4.46

$5.17 £3.86

15.67%

Taxi (Normal Tariff) (1km)

$3.39 £2.53

$4.04 £3.01

-16.09%

Taxi 1hour Waiting (Normal Tariff)

$56.6 £42.21

$24.90 £18.59

127.11%

Gasoline (1 liter)

$2.21 £1.65

$2.10 £1.56

5.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K £28.6K

$40.6K £30.3K

-5.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K £30.6K

$43.8K £32.7K

-6.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £278

$200 £149

86.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.66 £13.93

$13.43 £10.03

38.94%

Internet (50+ Mbps, Unlimited Data)

$40.53 £30.26

$39.42 £29.43

2.82%

Gym Membership (Monthly)

$56.0 £41.82

$43.86 £32.74

27.72%

Tennis Court (1 Hour on Weekend)

$17.10 £12.76

$11.90 £8.89

43.70%

Cinema Ticket

$17.95 £13.40

$11.19 £8.35

60.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,946 £2,199

$1,909 £1,425

54.30%

International Primary School, 1 Child (Yearly)

$47.6K £35.5K

$24.5K £18.3K

94.64%

Jeans (Levis 501 Or Similar)

$116 £86.8

$85.9 £64.1

35.34%

Summer Dress (H&M, Zara, etc)

$56.9 £42.47

$60.3 £44.98

-5.56%

Sport Shoes (Adidas, Nike)

$128 £95.5

$110 £81.9

16.65%

Men's Leather Business Shoes

$154 £115

$163 £122

-5.79%

1-bedroom Apartment, City Center (Monthly)

$2,935 £2,191

$1,174 £877

149.96%

1-bedroom Apartment, Outside City Center (Monthly)

$2,258 £1,686

$1,164 £869

94.06%

3-bedroom Apartment, City Center (Monthly)

$5,250 £3,919

$2,174 £1,623

141.51%

3-bedroom Apartment, Outside City Center (Monthly)

$3,859 £2,881

$1,768 £1,320

118.28%

Buy Apartment in City Center (m2)

$17.2K £12.8K

$5,177 £3,865

231.92%

Buy Apartment Outside City Center (m2)

$8,278 £6,179

$3,509 £2,620

135.89%

Average Monthly Net Salary (After Tax)

$5,621 £4,196

20-Year Fixed Mortgage Interest Rate (Annual %)

4.78

5.3

-9.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: November 1, 2026

Last update for Haverhill: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 55.8%

Haverhill

$1.2K 48.7% 48.5% $1.1K

Monthly Utilities & Internet

London

$432 10.7%

Haverhill

$253 10.6% 41.5% $179

Eating Out

London

$396 9.8%

Haverhill

$316 13.2% 20.1% $80

Groceries & Markets

London

$360 8.9%

Haverhill

$267 11.2% 25.9% $93

Getting Around

London

$305 7.6%

Haverhill

$137 5.7% 55% $168

Clothing & Footwear

London

$205 5.1%

Haverhill

$189 7.9% 7.9% $16

Sport & Entertainment

London

$92 2.3%

Haverhill

$66 2.8% 27.9% $26

Cost Breakdown

A one-bedroom apartment in the center runs $2,935 in London and $1,174 in Haverhill. Housing cost is often the main lever when comparing two cities.

Dining out: $109 in London vs $113 in Haverhill. Groceries flip the comparison at $360 vs $267, with Haverhill cheaper for home cooking.

Good to know

🇬🇧 London

🇬🇧 Haverhill

🕒 Local time

15:43 3:43 PM

Same time as London

🌤 Weather

👥 Population

8,908,083 Capital

27,041

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.19 EUR

1 GBP = 1.34 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Haverhill: Cost of Living - Frequently Asked Questions

Haverhill wins on cost – living expenses run 41% lower than in London. Housing and daily spending are where you’ll feel the difference most, making Haverhill the obvious pick if budget is a priority.

You’d need roughly $6,072 in London and $3,587 in Haverhill to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,935 in London versus $1,174 in Haverhill. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $4,048 per month in London versus $2,392 in Haverhill – Haverhill is about 41% cheaper, which adds up to real savings over time.

A monthly transit pass in Haverhill runs roughly 65% less than in London. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,000. Haverhill is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.