😐Monthly costs for one person with rent: $3,916 in London versus $2,312 in Haverhill.
😐Estimated couple costs with rent: $5,631 in London versus $3,423 in Haverhill.
😐Monthly costs for a family of three with rent: $7,345 in London versus $4,534 in Haverhill.
🌍Living in London is roughly 69% more expensive than in Haverhill, driven mainly by Getting Around.
📊Both cities are pricier than the global median: London193% above, Haverhill73% above.
Currency
🍽 Eating Out
London
Haverhill
Difference
Meal at Budget Restaurant
$27.47£20.45
$20.60£15.34
33.35%
Three-Course Dinner for Two, Mid-Range
$111£82.4
$81.2£60.4
36.38%
Fast Food Meal(McDonalds, etc)
$10.67£7.95
$9.95£7.40
7.24%
Cappuccino
$5.30£3.94
$4.69£3.49
13.01%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.74£2.04
$2.29£1.70
19.65%
Water(0.33 liter bottle)
$1.79£1.33
$1.61£1.20
11.18%
Local Beer(0.5 liter draught)
$9.00£6.70
$6.35£4.73
41.73%
Imported Beer(0.33 liter bottle)
$8.12£6.04
$6.10£4.54
33.11%
🛒 Groceries & Markets
London
Haverhill
Difference
Milk(1 liter)
$1.72£1.28
$1.63£1.21
5.52%
White Bread(500g)
$2.11£1.57
$1.61£1.19
31.06%
Rice(white)(1kg)
$2.47£1.84
$2.28£1.70
8.33%
Eggs
$4.98£3.71
$3.80£2.83
31.05%
Local Cheese(1kg)
$11.11£8.27
$10.11£7.53
9.89%
Chicken Fillets(1kg)
$9.13£6.80
$9.00£6.70
1.44%
Beef Round Steak(1kg)
$14.41£10.73
$13.91£10.35
3.59%
Apples(1kg)
$3.36£2.50
$3.03£2.26
10.89%
Banana(1kg)
$2.03£1.51
$1.57£1.17
29.30%
Oranges(1kg)
$3.27£2.44
$2.90£2.16
12.76%
Tomato(1kg)
$3.63£2.70
$3.55£2.64
2.25%
Potato(1kg)
$1.68£1.25
$1.69£1.26
-0.59%
Onion(1kg)
$1.77£1.32
$1.47£1.09
20.41%
Lettuce(1 head)
$1.33£0.99
$1.06£0.79
25.47%
Water(1.5 liter bottle)
$1.91£1.42
$1.51£1.12
26.49%
Cigarettes 20 Pack(Marlboro, Camel)
$22.79£16.97
$18.87£14.05
20.77%
Wine(Bottle)
$13.62£10.14
$11.28£8.40
20.74%
Local Beer(0.5 liter bottle)
$3.20£2.38
$2.68£2.00
19.40%
Imported Beer(0.33 liter bottle)
$4.07£3.03
$3.23£2.41
26.01%
🚌 Getting Around
London
Haverhill
Difference
One-way Ticket(Public Transport)
$3.82£2.85
$3.27£2.43
16.82%
Public Transport Monthly Pass(Regular Price)
$249£185
$89.0£66.3
179.41%
Taxi Start(Normal Tariff)
$5.89£4.39
$5.56£4.14
5.94%
Taxi(Normal Tariff)(1km)
$3.32£2.47
$1.54£1.15
115.58%
Taxi 1hour Waiting(Normal Tariff)
$40.47£30.13
$22.98£17.11
76.11%
Gasoline(1 liter)
$1.90£1.42
$1.97£1.46
-3.55%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.9K£29.0K
$37.8K£28.2K
2.94%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.4K£29.3K
$40.4K£30.1K
-2.43%
🧾 Monthly Utilities & Internet
London
Haverhill
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$328£244
$295£219
11.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.61£14.60
$16.91£12.59
15.97%
Internet(50+ Mbps, Unlimited Data)
$42.68£31.78
$42.76£31.83
-0.19%
🎉 Sport & Entertainment
London
Haverhill
Difference
Gym Membership(Monthly)
$63.2£47.08
$46.07£34.30
37.27%
Tennis Court(1 Hour on Weekend)
$22.39£16.67
$12.15£9.04
84.28%
Cinema Ticket
$20.69£15.40
$13.61£10.14
52.02%
🧸 Childcare & Education
London
Haverhill
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,474£1,842
$1,624£1,209
52.38%
International Primary School, 1 Child(Yearly)
$27.9K£20.8K
$18.0K£13.4K
54.79%
👕👟 Clothing & Footwear
London
Haverhill
Difference
Jeans(Levis 501 Or Similar)
$119£88.9
$82.9£61.7
43.99%
Summer Dress(H&M, Zara, etc)
$50.1£37.29
$44.03£32.78
13.76%
Sport Shoes(Adidas, Nike)
$131£97.4
$93.4£69.6
40.06%
Men's Leather Business Shoes
$158£118
$99.4£74.0
59.47%
🏠 Accommodation & Living
London
Haverhill
Difference
1-bedroom Apartment, City Center(Monthly)
$2,937£2,186
$1,200£893
144.72%
1-bedroom Apartment, Outside City Center(Monthly)
$2,229£1,660
$987£735
125.84%
3-bedroom Apartment, City Center(Monthly)
$5,569£4,146
$1,999£1,489
178.53%
3-bedroom Apartment, Outside City Center(Monthly)
$3,707£2,760
$1,716£1,277
116.10%
Buy Apartment in City Center(m2)
$20.1K£15.0K
$5,551£4,133
262.25%
Buy Apartment Outside City Center(m2)
$8,485£6,317
-
-
💵 Salaries & Financials
London
Haverhill
Difference
Average Monthly Net Salary(After Tax)
$4,247£3,162
$2,125£1,582
99.85%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.05
5.63
-10.30%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for London: July 12, 2026
Last update for Haverhill: July 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $2,937 in London and $1,200 in Haverhill. Housing cost is often the main lever when comparing two cities.
💰London pays 100% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $111 in London vs $81.0 in Haverhill for a mid-range dinner for two. Groceries echo the gap at $339 vs $300 per month, with Haverhill cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
London vs Haverhill: Cost of Living - Frequently Asked Questions
Which city is more expensive, London or Haverhill?
Haverhill wins on cost – living expenses run 69% lower than in London. Housing and daily spending are where you'll feel the difference most, making Haverhill the obvious pick if budget is a priority.
Are salaries higher in London or in Haverhill?
Average pay runs 100% higher in London, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in London compared to Haverhill?
Rent for a central apartment: $2,937 in London versus $1,200 in Haverhill. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in London compared to Haverhill?
All in, you'll spend $3,916 per month in London versus $2,312 in Haverhill – a 69% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in London compared to Haverhill?
A monthly transit pass in Haverhill runs roughly 179% less than in London. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $2,000/month in London or in Haverhill?
At $2,312 in Haverhill versus $3,916 in London, a $2,000 budget is realistic in Haverhill but tight or insufficient in London. The gap between the two cities makes Haverhill the clear choice for anyone on this budget.
Which city is better for digital nomads, London or Haverhill?
Both work as nomad bases, but Haverhill delivers better value – similar infrastructure at $2,312 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haverhill hard to pass up.
How safe is London compared to Haverhill?
Safety-wise, London and Haverhill are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haverhill gentler on the wallet – expenses run 69% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.