Last update: Oct 2026

Cost of Living Comparison Between London and Farnham

For one person, living is cheaper in Farnham: $3,296 a month against $4,086 in London, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

195

Cost of Living Index in London
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London Living Index
157

Cost of Living Index in Farnham
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Farnham Living Index

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London

🇬🇧 United Kingdom

$4,086

/mo nomad

Farnham

🇬🇧 United Kingdom

$3,296

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Farnham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Farnham actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,086 in London versus $3,296 in Farnham.

London $4,086
Farnham $3,296

Estimated couple costs with rent: $5,891 in London versus $4,468 in Farnham.

London $5,891
Farnham $4,468

Monthly costs for a family of three with rent: $7,696 in London versus $5,639 in Farnham.

London $7,696
Farnham $5,639

Living in London is roughly 24% more expensive than in Farnham, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: London 200% above, Farnham 142% above.

Meal at Budget Restaurant

$26.55 £19.98

$26.58 £20.00

-0.11%

Three-Course Dinner for Two, Mid-Range

$107 £80.5

$81.1 £61.0

31.96%

Fast Food Meal (McDonalds, etc)

$10.78 £8.12

$18.03 £13.57

-40.21%

Cappuccino

$5.71 £4.30

$6.69 £5.04

-14.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 £2.26

$2.32 £1.75

29.74%

Water (0.33 liter bottle)

$2.29 £1.72

$1.67 £1.26

37.13%

Local Beer (0.5 liter draught)

$9.08 £6.84

$4.72 £3.55

92.37%

Imported Beer (0.33 liter bottle)

$8.07 £6.07

$6.51 £4.90

23.96%

Milk (1 liter)

$1.90 £1.43

$1.70 £1.28

11.76%

White Bread (500g)

$2.03 £1.53

$2.11 £1.59

-3.79%

Rice (white) (1kg)

$2.45 £1.84

$1.77 £1.33

38.42%

Eggs

$5.07 £3.82

$4.14 £3.12

22.46%

Local Cheese (1kg)

$12.71 £9.56

$9.13 £6.87

39.21%

Chicken Fillets (1kg)

$10.61 £7.99

$8.45 £6.36

25.56%

Beef Round Steak (1kg)

$17.68 £13.31

$9.40 £7.08

88.09%

Apples (1kg)

$3.17 £2.39

$2.72 £2.05

16.54%

Banana (1kg)

$1.45 £1.09

$2.65 £2.00

-45.28%

Oranges (1kg)

$3.13 £2.36

$2.40 £1.81

30.42%

Tomato (1kg)

$3.41 £2.57

$2.56 £1.93

33.20%

Potato (1kg)

$1.67 £1.26

$2.30 £1.73

-27.39%

Onion (1kg)

$1.77 £1.33

$2.03 £1.53

-12.81%

Lettuce (1 head)

$1.43 £1.08

$1.21 £0.91

18.18%

Water (1.5 liter bottle)

$1.87 £1.41

$2.83 £2.13

-33.92%

Cigarettes 20 Pack (Marlboro, Camel)

$23.91 £17.99

$21.32 £16.05

12.15%

Wine (Bottle)

$13.48 £10.14

$12.51 £9.42

7.75%

Local Beer (0.5 liter bottle)

$3.08 £2.32

$5.36 £4.04

-42.54%

Imported Beer (0.33 liter bottle)

$4.39 £3.31

$3.19 £2.40

37.62%

One-way Ticket (Public Transport)

$4.08 £3.07

$5.36 £4.04

-23.88%

Public Transport Monthly Pass (Regular Price)

$252 £190

$100 £75.6

151.12%

Taxi Start (Normal Tariff)

$5.74 £4.32

$5.21 £3.92

10.17%

Taxi (Normal Tariff) (1km)

$3.35 £2.52

$2.38 £1.79

40.76%

Taxi 1hour Waiting (Normal Tariff)

$57.2 £43.07

$25.21 £18.97

127.01%

Gasoline (1 liter)

$2.08 £1.57

$2.36 £1.78

-11.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.0K £28.6K

$38.2K £28.8K

-0.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.4K £30.4K

$35.3K £26.6K

14.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$387 £291

$166 £125

132.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.57 £13.98

$40.31 £30.34

-53.93%

Internet (50+ Mbps, Unlimited Data)

$40.69 £30.62

$42.82 £32.23

-4.97%

Gym Membership (Monthly)

$57.6 £43.33

$45.14 £33.97

27.54%

Tennis Court (1 Hour on Weekend)

$19.75 £14.87

$40.64 £30.59

-51.40%

Cinema Ticket

$18.33 £13.79

$13.13 £9.89

39.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,957 £2,225

$1,837 £1,382

61.00%

International Primary School, 1 Child (Yearly)

$35.9K £27.0K

$22.5K £16.9K

59.38%

Jeans (Levis 501 Or Similar)

$119 £89.4

$102 £76.7

16.51%

Summer Dress (H&M, Zara, etc)

$56.3 £42.35

$60.8 £45.76

-7.47%

Sport Shoes (Adidas, Nike)

$131 £98.5

$144 £108

-9.08%

Men's Leather Business Shoes

$165 £124

$101 £76.4

62.24%

1-bedroom Apartment, City Center (Monthly)

$2,811 £2,116

$1,589 £1,196

76.98%

1-bedroom Apartment, Outside City Center (Monthly)

$2,291 £1,724

$1,934 £1,455

18.49%

3-bedroom Apartment, City Center (Monthly)

$5,185 £3,902

$2,317 £1,744

123.81%

3-bedroom Apartment, Outside City Center (Monthly)

$3,805 £2,864

$2,539 £1,911

49.87%

Buy Apartment in City Center (m2)

$17.7K £13.3K

$5,108 £3,845

245.81%

Buy Apartment Outside City Center (m2)

$8,405 £6,325

$4,449 £3,348

88.93%

Average Monthly Net Salary (After Tax)

$5,070 £3,816

$1,852 £1,394

173.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

5.11

-6.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 26, 2026

Last update for Farnham: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 56.1%

Farnham

$1.9K 58.7% 15.6% $357

Monthly Utilities & Internet

London

$446 10.9%

Farnham

$249 7.6% 44.1% $197

Eating Out

London

$396 9.7%

Farnham

$400 12.1% 0.9% $3.6

Groceries & Markets

London

$356 8.7%

Farnham

$319 9.7% 10.2% $36

Getting Around

London

$291 7.1%

Farnham

$139 4.2% 52.2% $152

Clothing & Footwear

London

$212 5.2%

Farnham

$184 5.6% 13.3% $28

Sport & Entertainment

London

$94 2.3%

Farnham

$71 2.2% 24.2% $23

Cost Breakdown

A one-bedroom apartment in the center runs $2,811 in London and $1,589 in Farnham. Housing cost is often the main lever when comparing two cities.

London pays about 2.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $107 in London vs $81 in Farnham for a mid-range dinner for two. Groceries echo the gap at $356 vs $319 per month, with Farnham cheaper across the board.

Good to know

🇬🇧 London

🇬🇧 Farnham

🕒 Local time

22:12 10:12 PM

Same time as London

🌤 Weather

👥 Population

8,908,083 Capital

36,971

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

London Farnham 57 km

From you

London
Farnham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Farnham: Cost of Living - Frequently Asked Questions

Farnham wins on cost – living expenses run 19% lower than in London. Housing and daily spending are where you’ll feel the difference most, making Farnham the obvious pick if budget is a priority.

Average pay in London is about 2.7 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,811 in London versus $1,589 in Farnham. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,957 in London versus $1,837 in Farnham. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 11% higher in London. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,000. Farnham is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Farnham gentler on the wallet – expenses run 19% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.