Cost of Living Comparison Between London and Farnham Cost of Living Comparison Between London and Farnham

Monthly Cost of Living

Monthly costs for one person with rent: $4,235 in London versus $3,410 in Farnham.

Estimated couple costs with rent: $5,919 in London versus $4,605 in Farnham.

Monthly costs for a family of three with rent: $7,602 in London versus $5,800 in Farnham.

Living in London is roughly 24% more expensive than in Farnham, driven mainly by Getting Around.

Both cities are pricier than the global median: London 207% above, Farnham 147% above.

Meal at Budget Restaurant

$27.01 £19.96

$26.73 £19.76

1.05%

Three-Course Dinner for Two, Mid-Range

$108 £80.1

$81.9 £60.5

32.38%

Fast Food Meal (McDonalds, etc)

$10.92 £8.07

$13.42 £9.92

-18.63%

Cappuccino

$5.76 £4.26

$7.11 £5.25

-18.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.19

$2.98 £2.21

-0.34%

Water (0.33 liter bottle)

$2.22 £1.64

$1.88 £1.39

18.09%

Local Beer (0.5 liter draught)

$9.45 £6.99

$4.67 £3.45

102.36%

Imported Beer (0.33 liter bottle)

$8.79 £6.50

$6.79 £5.02

29.46%

Milk (1 liter)

$1.93 £1.43

$1.97 £1.46

-2.03%

White Bread (500g)

$2.01 £1.48

$2.62 £1.94

-23.28%

Rice (white) (1kg)

$2.40 £1.78

$1.72 £1.27

39.53%

Eggs

$5.22 £3.86

$3.95 £2.92

32.15%

Local Cheese (1kg)

$12.91 £9.54

$9.32 £6.89

38.52%

Chicken Fillets (1kg)

$10.93 £8.08

$9.02 £6.67

21.18%

Beef Round Steak (1kg)

$18.13 £13.40

$15.03 £11.11

20.63%

Apples (1kg)

$3.21 £2.37

$3.05 £2.25

5.25%

Banana (1kg)

$1.42 £1.05

$1.54 £1.14

-7.79%

Oranges (1kg)

$2.91 £2.15

$3.07 £2.27

-5.21%

Tomato (1kg)

$3.51 £2.59

$3.19 £2.36

10.03%

Potato (1kg)

$1.65 £1.22

$1.64 £1.21

0.61%

Onion (1kg)

$1.82 £1.35

$1.93 £1.43

-5.70%

Lettuce (1 head)

$1.55 £1.14

$1.53 £1.13

1.31%

Water (1.5 liter bottle)

$1.82 £1.35

$2.86 £2.11

-36.36%

Cigarettes 20 Pack (Marlboro, Camel)

$23.94 £17.70

$23.68 £17.50

1.10%

Wine (Bottle)

$13.42 £9.92

$10.81 £7.99

24.14%

Local Beer (0.5 liter bottle)

$3.12 £2.31

$5.53 £4.09

-43.58%

Imported Beer (0.33 liter bottle)

$4.71 £3.48

$3.37 £2.49

39.76%

One-way Ticket (Public Transport)

$4.01 £2.96

$4.00 £2.95

0.25%

Public Transport Monthly Pass (Regular Price)

$271 £200

$96.7 £71.5

180.41%

Taxi Start (Normal Tariff)

$5.77 £4.26

$4.40 £3.25

31.14%

Taxi (Normal Tariff) (1km)

$3.41 £2.52

$2.00 £1.48

70.50%

Taxi 1hour Waiting (Normal Tariff)

$58.5 £43.24

$25.98 £19.20

125.17%

Gasoline (1 liter)

$2.04 £1.51

$1.95 £1.44

4.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.7K £29.3K

$43.9K £32.5K

-9.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.0K £31.0K

$47.4K £35.0K

-11.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$374 £276

$330 £244

13.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.34 £13.56

$17.70 £13.08

3.62%

Internet (50+ Mbps, Unlimited Data)

$42.70 £31.56

$42.92 £31.72

-0.51%

Gym Membership (Monthly)

$62.9 £46.51

$61.7 £45.61

1.98%

Tennis Court (1 Hour on Weekend)

$22.43 £16.58

$56.5 £41.78

-60.31%

Cinema Ticket

$18.62 £13.76

$12.74 £9.41

46.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,876 £2,126

$1,638 £1,210

75.64%

International Primary School, 1 Child (Yearly)

$37.0K £27.3K

$22.7K £16.7K

63.21%

Jeans (Levis 501 Or Similar)

$113 £83.2

$90.7 £67.0

24.16%

Summer Dress (H&M, Zara, etc)

$55.8 £41.22

$46.49 £34.36

19.96%

Sport Shoes (Adidas, Nike)

$127 £93.7

$98.6 £72.9

28.56%

Men's Leather Business Shoes

$157 £116

$98.6 £72.9

59.38%

1-bedroom Apartment, City Center (Monthly)

$2,926 £2,162

$1,649 £1,219

77.36%

1-bedroom Apartment, Outside City Center (Monthly)

$2,382 £1,760

$1,892 £1,398

25.90%

3-bedroom Apartment, City Center (Monthly)

$5,537 £4,092

$2,399 £1,773

130.80%

3-bedroom Apartment, Outside City Center (Monthly)

$3,821 £2,824

$2,582 £1,908

48.01%

Buy Apartment in City Center (m2)

$18.6K £13.8K

$4,750 £3,511

291.85%

Buy Apartment Outside City Center (m2)

$7,901 £5,839

$3,688 £2,726

114.20%

Average Monthly Net Salary (After Tax)

$4,781 £3,534

$1,928 £1,425

147.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

5.09

-9.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: September 6, 2026

Last update for Farnham: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,926 in London and $1,649 in Farnham. Housing cost is often the main lever when comparing two cities.

London pays 148% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $108 in London vs $82.0 in Farnham for a mid-range dinner for two. Groceries echo the gap at $360 vs $345 per month, with Farnham cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Farnham: Cost of Living - Frequently Asked Questions

Farnham wins on cost – living expenses run 24% lower than in London. Housing and daily spending are where you'll feel the difference most, making Farnham the obvious pick if budget is a priority.

Average pay runs 148% higher in London, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,926 in London versus $1,649 in Farnham. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,876 in London versus $1,638 in Farnham. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 4% higher in London. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,000. Farnham is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Farnham delivers better value – similar infrastructure at $3,410 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Farnham hard to pass up.

Safety-wise, London and Farnham are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Farnham gentler on the wallet – expenses run 24% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.