Last update: Oct 2026 United Kingdom 37K

Cost of Living in Farnham

For one person, living costs in Farnham are estimated at $3,248 a month, including rent and utilities – 32% above the national average. Rent and utilities take almost two thirds of the total.

Monthly Cost of Living

How much you'll spend in Farnham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Farnham actually costs, broken down by who's living it.

Living costs for one person come to about $3,248 monthly including rent, or $1,228 excluding housing.

$3,248 /mo

Estimated monthly costs for a couple: $4,458 with rent, or $2,105 without housing.

$4,458 /mo

Monthly costs for a family of three come to about $5,667 including rent, or $2,982 for daily expenses alone.

$5,667 /mo

Farnham sits 101–141% above the global median across household types. Within Europe, costs are 85% above average – among the most expensive in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$26.85 £20.14
$26.85 £20.14
$26.85 £20.14
Three-Course Dinner for Two, Mid-Range
$78.0 £58.5
$65.0 £48.76
$91.0 £68.3
Fast Food Meal (McDonalds, etc)
$17.49 £13.12
$15.55 £11.67
$19.44 £14.59
Cappuccino
$6.81 £5.11
$2.65 £1.99
$7.96 £5.97
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 £1.71
$1.29 £0.97
$2.98 £2.24
Water (0.33 liter bottle)
$1.64 £1.23
$1.30 £0.97
$2.34 £1.75
Local Beer (0.5 liter draught)
$4.68 £3.51
$4.01 £3.01
$8.04 £6.03
Imported Beer (0.33 liter bottle)
$6.75 £5.06
$4.04 £3.03
$9.45 £7.09
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.77 £1.33
$1.36 £1.02
$2.04 £1.53
White Bread (500g)
$2.12 £1.59
$1.33 £1.00
$2.66 £1.99
Rice (white) (1kg)
$1.74 £1.30
$1.33 £1.00
$2.00 £1.50
Eggs
$4.06 £3.05
$2.91 £2.18
$5.67 £4.25
Local Cheese (1kg)
$9.12 £6.84
$3.92 £2.94
$15.68 £11.76
Chicken Fillets (1kg)
$8.76 £6.58
$4.04 £3.03
$13.48 £10.11
Beef Round Steak (1kg)
$9.51 £7.13
$5.43 £4.07
$13.58 £10.19
Apples (1kg)
$2.68 £2.01
$1.34 £1.00
$4.02 £3.01
Banana (1kg)
$2.58 £1.93
$1.29 £0.97
$3.87 £2.90
Oranges (1kg)
$2.41 £1.81
$1.31 £0.98
$3.94 £2.95
Tomato (1kg)
$2.46 £1.85
$1.31 £0.99
$3.94 £2.96
Potato (1kg)
$2.24 £1.68
$1.28 £0.96
$3.20 £2.40
Onion (1kg)
$2.00 £1.50
$0.93 £0.70
$3.33 £2.50
Lettuce (1 head)
$1.24 £0.93
$0.68 £0.51
$2.03 £1.52
Water (1.5 liter bottle)
$2.76 £2.07
$1.97 £1.48
$3.68 £2.76
Cigarettes 20 Pack (Marlboro, Camel)
$20.96 £15.72
$15.82 £11.87
$26.11 £19.59
Wine (Bottle)
$12.58 £9.44
$11.92 £8.94
$13.24 £9.94
Local Beer (0.5 liter bottle)
$5.31 £3.98
$3.98 £2.99
$6.64 £4.98
Imported Beer (0.33 liter bottle)
$3.27 £2.46
$1.79 £1.34
$5.17 £3.88
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$5.25 £3.94
$2.62 £1.97
$7.88 £5.91
Public Transport Monthly Pass (Regular Price)
$97.0 £72.8
$66.5 £49.85
$106 £79.8
Taxi Start (Normal Tariff)
$4.81 £3.61
$4.42 £3.32
$6.51 £4.88
Taxi (Normal Tariff) (1km)
$2.14 £1.60
$1.68 £1.26
$3.34 £2.51
Taxi 1hour Waiting (Normal Tariff)
$25.31 £18.99
$23.98 £17.99
$30.64 £22.99
Gasoline (1 liter)
$2.27 £1.70
$1.93 £1.45
$2.60 £1.95
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.8K £28.4K
$37.8K £28.4K
$37.8K £28.4K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.2K £30.9K
$41.0K £30.8K
$41.2K £30.9K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$163 £122
$106 £79.5
$220 £165
SIM Card Monthly Plan (Calls and 10GB+ Data)
$39.78 £29.84
$13.26 £9.95
$79.6 £59.7
Internet (50+ Mbps, Unlimited Data)
$42.97 £32.24
$33.62 £25.22
$53.8 £40.35
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$82.9 £62.2
$26.16 £19.63
$131 £98.2
Tennis Court (1 Hour on Weekend)
$40.97 £30.74
$26.43 £19.83
$55.5 £41.64
Cinema Ticket
$13.12 £9.84
$11.81 £8.86
$13.12 £9.84
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,563 £1,172
$1,302 £977
$1,953 £1,465
International Primary School, 1 Child (Yearly)
$20.4K £15.3K
$17.1K £12.8K
$25.4K £19.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$99.2 £74.4
$79.3 £59.5
$119 £89.3
Summer Dress (H&M, Zara, etc)
$60.4 £45.30
$53.7 £40.26
$67.1 £50.3
Sport Shoes (Adidas, Nike)
$145 £109
$132 £98.9
$158 £119
Men's Leather Business Shoes
$98.2 £73.7
$65.5 £49.12
$131 £98.3
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,590 £1,193
$1,325 £994
$1,855 £1,392
1-bedroom Apartment, Outside City Center (Monthly)
$1,858 £1,394
$1,760 £1,320
$1,955 £1,467
3-bedroom Apartment, City Center (Monthly)
$2,306 £1,730
$1,713 £1,285
$2,899 £2,175
3-bedroom Apartment, Outside City Center (Monthly)
$2,522 £1,892
$2,389 £1,792
$2,654 £1,991
Buy Apartment in City Center (m2)
$4,907 £3,681
$2,670 £2,003
$4,907 £3,681
Buy Apartment Outside City Center (m2)
$4,287 £3,216
$2,202 £1,652
$4,287 £3,216
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,886 £1,415
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.08
4.39
5.9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Farnham $3,248
Accommodation & Living
$1.9K
Eating Out
$402
Groceries & Markets
$320
Monthly Utilities & Internet
$246
Clothing & Footwear
$181
Getting Around
$134
Sport & Entertainment
$109

Cost Breakdown

Expect to pay about $1,590 for a central one-bedroom, or $1,858 outside the center. At 84% of the average salary ($1,886), housing is the biggest financial pressure.

Average take-home pay sits at $1,886, while typical expenses reach $3,248. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.

Expect to spend about $320 monthly on groceries. Dining out at a mid-range restaurant costs roughly $78.0 for two – broadly in line with the European average.

Public transport is priced at around $97.0 per month – above the European average of $49.00.

Cost Highlights

Farnham has the 3rd most expensive local beer in Europe

Cappuccino is more expensive than 99% of cities in Europe

1-bedroom apartment, outside city center is more expensive than 99% of cities in Europe

Good to know
🕒 Local time
00:08 12:08 AM
🌤 Weather
👥 Population
36,971
💱 Currency
Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

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Farnham Median Internet Speeds (Updated April 2026)

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Cost of Living in Farnham - Frequently Asked Questions
How does Farnham stack up on affordability for travelers, expats, and digital nomads?
For many travelers, expats, and digital nomads, Farnham offers a steady balance between comfort and cost. Cost of Living in Farnham, United Kingdom is generally moderate: you'll find reasonable housing options, reliable local services, and a pace slower than big cities but still convenient. Grocery and dining options cover a broad range, with mid-range prices that don't blow the budget. Outside peak times you'll enjoy quieter streets, walkable neighborhoods, and a strong sense of community. It's a place where lifestyle quality often feels higher than costs, especially for longer stays. Tip: Plan a monthly budget around housing, transport, and groceries, then adjust with seasonality.
What does daily life look like in Farnham in terms of housing, food, transport, and work-friendly spaces?
Daily life in Farnham blends convenience with a relaxed pace. Housing options cluster around the town center and leafy suburbs, from traditional terraces to modern flats; widening your search to neighboring villages often reveals calmer streets and better value. Food options span local markets, friendly pubs, and reliable supermarkets with seasonal produce. For getting around, you'll have handy rail links to London and decent bus routes, plus walkable streets for errands. Co-working spaces exist, and cafes with dependable Wi-Fi can suit a portable work routine. Farnham, United Kingdom living cost varies by area and lifestyle. Tip: Create a flexible week-by-week budget that prioritizes housing and transport, and test different neighborhoods during the shoulder seasons.
What should you know about quality of life, budgeting, and neighborhood fit to make the most of Farnham?
Quality of life in Farnham hinges on a practical budgeting framework that centers on essentials and flexibility. You can enjoy a compact town center, easy access to countryside, and a sense of safety that helps budget-conscious travelers feel at home. Build a simple budgeting framework: anchor housing, then plan groceries, transport, and occasional outings around seasonal variations in markets and events. To save, look for longer lets, share utilities with housemates, and take advantage of local libraries and community hubs for free activities. Seasonality affects crowds and traffic more than prices, so consider off-peak weeks for day trips or coworking sessions in quieter periods. Tip: Layer your routine with cost-smart habits to keep a comfortable living pace.
Why is Farnham so expensive to live in?
Living in Farnham doesn't come cheap – monthly expenses with rent reach $3,248, putting it among the pricier cities worldwide. Housing dominates the cost, but food, services, and leisure all sit above the global median too.
Is Farnham expensive to live in?
Budget at least $3,248 per month to live in Farnham once rent is factored in. The high price tag reflects quality infrastructure and a strong economy, but it does mean you need a decent income to live comfortably here.
Can you save money on an average salary in Farnham?
At $1,886 take-home, most residents in Farnham can cover the $3,248 monthly cost of living. Those earning $4,873 or more have room to save; below-average earners will find things noticeably tighter.
What are typical rents in Farnham?
Where you live in Farnham makes all the difference. Central one-bedrooms cost about $1,590; commute-friendly outer districts come in around $1,858. Overall, the market runs from $1,858 to $1,590 depending on size, location, and apartment condition.
How expensive is a gym membership in Farnham?
At around $82.9 monthly, gym costs in Farnham are on the steep side. The price tracks with the city's overall high cost of services, though annual contracts and promotional deals can cut the bill.
Is food expensive in Farnham?
Farnham isn't cheap for groceries. Monthly bills reach $320 for a single person, and even basic items cost more than in most comparable cities. Cooking at home is still the most economical approach.
Is $2,000 enough to live comfortably in Farnham?
At $3,248 in typical monthly expenses, a $2,000 budget barely covers Farnham. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.
Can you retire comfortably in Farnham?
Retirement in Farnham is comfortable for most – total costs run about $3,248 monthly. Healthcare, daily amenities, and social infrastructure are all in place, and most retirees find it a practical, enjoyable place to settle.

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