Last update: Nov 2026

Cost of Living Comparison Between London and Espoo

For one person, living is cheaper in Espoo: $2,276 a month against $4,048 in London, rent and utilities included – about $21,300 less a year. Rent and utilities account for most of the difference.

196

Cost of Living Index in London
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London Living Index
108

Cost of Living Index in Espoo
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Espoo Living Index

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London

🇬🇧 United Kingdom

$4,048

/mo nomad

Espoo

🇫🇮 Finland

$2,276

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Espoo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Espoo actually costs, broken down by who's living it.

A single person spends $4,048 per month in London vs $2,276 in Espoo, rent included.

London $4,048
Espoo $2,276

A couple spends around $5,903 per month in London vs $3,591 in Espoo, rent included.

London $5,903
Espoo $3,591

A family of three spends $7,758 per month in London vs $4,905 in Espoo, rent included.

London $7,758
Espoo $4,905

London costs about 78% more than Espoo, and outside of rent the biggest gap is in transport.

Both London and Espoo sit above the global median – London by 199%, Espoo by 68%.

Meal at Budget Restaurant

$26.36 £19.59

$15.96 €14.21

65.16%

Three-Course Dinner for Two, Mid-Range

$109 £80.7

$99.2 €88.3

9.43%

Fast Food Meal (McDonalds, etc)

$10.71 £7.96

$12.10 €10.77

-11.49%

Cappuccino

$5.59 £4.15

$5.41 €4.82

3.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 £2.23

$3.44 €3.06

-12.79%

Water (0.33 liter bottle)

$2.22 £1.65

$2.79 €2.48

-20.43%

Local Beer (0.5 liter draught)

$9.65 £7.17

$9.07 €8.08

6.39%

Imported Beer (0.33 liter bottle)

$8.26 £6.14

$8.59 €7.65

-3.84%

Milk (1 liter)

$1.97 £1.46

$1.47 €1.31

34.01%

White Bread (500g)

$2.09 £1.55

$2.97 €2.65

-29.63%

Rice (white) (1kg)

$2.59 £1.93

$3.63 €3.23

-28.65%

Eggs

$5.37 £3.99

$4.10 €3.65

30.98%

Local Cheese (1kg)

$13.12 £9.75

$10.75 €9.57

22.05%

Chicken Fillets (1kg)

$11.03 £8.20

$16.63 €14.81

-33.67%

Beef Round Steak (1kg)

$17.73 £13.17

$20.30 €18.07

-12.66%

Apples (1kg)

$3.17 £2.36

$2.56 €2.28

23.83%

Banana (1kg)

$1.38 £1.03

$2.13 €1.90

-35.21%

Oranges (1kg)

$2.82 £2.10

$3.39 €3.01

-16.81%

Tomato (1kg)

$3.36 £2.50

$4.74 €4.22

-29.11%

Potato (1kg)

$1.70 £1.26

$1.22 €1.08

39.34%

Onion (1kg)

$1.78 £1.32

$1.82 €1.62

-2.20%

Lettuce (1 head)

$1.49 £1.11

$2.30 €2.05

-35.22%

Water (1.5 liter bottle)

$1.82 £1.35

$1.82 €1.62

Cigarettes 20 Pack (Marlboro, Camel)

$23.85 £17.72

$14.41 €12.83

65.51%

Wine (Bottle)

$13.44 £9.98

$13.19 €11.74

1.90%

Local Beer (0.5 liter bottle)

$3.11 £2.31

$3.66 €3.26

-15.03%

Imported Beer (0.33 liter bottle)

$4.49 £3.34

$4.80 €4.27

-6.46%

One-way Ticket (Public Transport)

$4.13 £3.07

$3.50 €3.12

18.00%

Public Transport Monthly Pass (Regular Price)

$266 £198

$82.2 €73.2

223.50%

Taxi Start (Normal Tariff)

$5.98 £4.44

$9.71 €8.65

-38.41%

Taxi (Normal Tariff) (1km)

$3.39 £2.52

$1.78 €1.58

90.45%

Taxi 1hour Waiting (Normal Tariff)

$56.6 £42.03

$50.8 €45.24

11.30%

Gasoline (1 liter)

$2.21 £1.64

$2.29 €2.04

-3.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K £28.4K

$36.5K €32.5K

4.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K £30.5K

$36.9K €32.9K

11.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £277

$114 €102

226.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.66 £13.87

$26.60 €23.68

-29.85%

Internet (50+ Mbps, Unlimited Data)

$40.53 £30.12

$29.03 €25.85

39.61%

Gym Membership (Monthly)

$56.0 £41.63

$54.1 €48.15

3.61%

Tennis Court (1 Hour on Weekend)

$17.10 £12.71

$42.78 €38.09

-60.03%

Cinema Ticket

$17.95 £13.34

$18.12 €16.13

-0.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,946 £2,189

$729 €649

304.20%

International Primary School, 1 Child (Yearly)

$47.6K £35.4K

$4,957 €4,413

860.78%

Jeans (Levis 501 Or Similar)

$116 £86.4

$123 €109

-5.18%

Summer Dress (H&M, Zara, etc)

$56.9 £42.28

$57.1 €50.8

-0.28%

Sport Shoes (Adidas, Nike)

$128 £95.1

$91.0 €81.1

40.54%

Men's Leather Business Shoes

$154 £114

$240 €214

-35.99%

1-bedroom Apartment, City Center (Monthly)

$2,935 £2,182

$1,135 €1,010

158.68%

1-bedroom Apartment, Outside City Center (Monthly)

$2,258 £1,678

$948 €844

138.22%

3-bedroom Apartment, City Center (Monthly)

$5,250 £3,901

$2,206 €1,964

138.03%

3-bedroom Apartment, Outside City Center (Monthly)

$3,859 £2,868

$1,689 €1,504

128.52%

Buy Apartment in City Center (m2)

$17.2K £12.8K

$6,187 €5,509

177.73%

Buy Apartment Outside City Center (m2)

$8,278 £6,152

$4,092 €3,643

102.32%

Average Monthly Net Salary (After Tax)

$5,621 £4,177

$3,277 €2,918

71.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.78

3.59

33.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: November 1, 2026

Last update for Espoo: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 55.8%

Espoo

$948 41.7% 58% $1.3K

Monthly Utilities & Internet

London

$432 10.7%

Espoo

$170 7.5% 60.7% $262

Eating Out

London

$396 9.8%

Espoo

$316 13.9% 20% $79

Groceries & Markets

London

$360 8.9%

Espoo

$407 17.9% 13% $47

Getting Around

London

$305 7.6%

Espoo

$115 5% 62.4% $191

Clothing & Footwear

London

$205 5.1%

Espoo

$230 10.1% 12.3% $25

Sport & Entertainment

London

$92 2.3%

Espoo

$90 4% 1.8% $1.6

Cost Breakdown

A central one-bedroom costs $2,935 in London versus $1,135 in Espoo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 71% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $109 in London versus $99 in Espoo. Groceries tell a different story – $360 in London vs $407 in Espoo – so London wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 London

🇫🇮 Espoo

🕒 Local time

10:58 10:58 AM

12:58 12:58 PM

2 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

314,152

💱 Currency

British Pound GBP £

Euro EUR €

📈 Exchange rate

1 GBP = 1.35 USD

1 GBP = 1.2 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 6, 2026: 1 USD = 0.743 GBP (1 GBP = 1.35 USD). 1 EUR = 0.835 GBP (1 GBP = 1.2 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

USD to GBP in detail →

On the map

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Highest

Between locations

London Espoo 1,810 km ≈ 2 h 45 min nonstop flight

From you

London
Espoo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Espoo: Cost of Living - Frequently Asked Questions

Yes – London is pricier by about 78%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $6,072 per month in London and $3,415 in Espoo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Espoo, especially for central apartments: a one-bedroom in the center costs $1,135 there versus $2,935 in London.

Monthly expenses with rent come to $4,048 in London and $2,276 in Espoo. That makes Espoo about 44% cheaper.

Public transport costs about 69% less in Espoo. For daily commuters, that gap adds up to noticeable savings over a year.

Families tend to lean toward Espoo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Espoo. If higher salaries or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.